219 High St · Senecaville, OH 43780

$174,500

3 bd · 2.0 ba · 2,267 sqft · SingleFamily public records · 11 Days on market

Built 1850 0.25 ac lot $77/sqft · 18% below area Est $214k · 18% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.2/30.0
• Appreciation +7.3/10.0
• Schools +4.1/10.0
• DSCR +3.6/10.0
• Livability +2.9/5.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Step into the timeless charm of this stunning historic Victorian home, originally built in 1850 and full of character you simply cannot recreate. Beautifully updated on the exterior, this property features a new roof, new siding, and new windows, offering peace of mind while preserving the home’s classic appeal. Inside, you’ll find a space rich with warmth, charm, and original character, just waiting for its next owner to bring their vision to life. Featuring three bedrooms, two bathrooms, a large barn/garage, and an additional shed, this property offers both functionality and endless potential. One of the standout features is the spacious backyard, an incredible find for an in-

Key facts

• New siding
• Spacious backyard
• New roof

Tags

• HISTORIC VICTORIAN HOME
• NEW ROOF
• NEW SIDING
• NEW WINDOWS
• SPACIOUS BACKYARD

Property features AI

Exterior

• Parking: Detached or attached garage with 1 garage space; Street parking
• Utilities: Public water; Public sewer
• Home design: Two-story home; Vinyl siding; Shingle roof; Listed as fixer condition
• Construction: Vinyl siding construction; Shingle roof
• Exterior features: Alley access; Gravel and on-street parking available

Interior

• Bathrooms: Two full bathrooms; One main-level bathroom
• Heating & cooling: Forced air heating (gas); Central air conditioning
• Interior features: Unfinished basement

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $174k.

Deal economics

• At list price, monthly cash flow is $-35 ($-417/yr) — negative.
• To cash-flow at today's rent, offer at most $168k (3.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $131k (25.0% below list).
• Recommended offer: $131k (25.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 58/100 on livability (#1,079 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: crime D+, schools F, amenities F.
• Rolling Hills Local (rural): math 44% / reading 54% proficiency, ranked #463 of 656 in OH (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 30 active listings in the ZIP; 37 units permitted in Guernsey County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($1k loan paydown + $8k appreciation (4.6% local appreciation)).
• Guernsey County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (4.6% appreciation + 3.0% rent growth), your $49k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $60k; list at $174k implies a 191% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1850 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $130,924 (25.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1850 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 6.05%
• Cash-on-cash: -0.85%
• DSCR: 0.96
• GRM: 11.1

CMA / ARV

• ARV (median comp): $214,081
• List price: $174,500
• Delta: -18.49%
• Verdict: UNDERPRICED
• Comps: 14 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
220 Church St	0.13mi	4/1.0 (+1)	2,400 (+6%)	2mo	$25,000	$10	73
224 Church St	0.16mi	3/0.5	2,180 (-4%)	10mo	$60,000	$28	72
324 Rigby Rd	0.32mi	4/2.0 (+1)	1,928 (-15%)	6mo	$240,000	$124	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.62% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.2%
• Equity multiple: 1.70×
• Total profit: $34,182
• Equity at exit: $94,886

10-year hold

• IRR: 12.5%
• Equity multiple: 3.19×
• Total profit: $107,014
• Equity at exit: $160,544

Cash invested: $48,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43780

• Home prices YoY: 1.8%
• Active inventory: 30
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $1,309 medium
• Mortgage (P&I): −$915
• Tax from tax record: −$81 /mo · $975/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$275
• Net cashflow: $-35

Break-even live

Break-even rent $1,353

Max offer price $168,364

Occupancy floor 98%

Sensitivity live

Price	-10% $64	-5% $15	+0% $-35	+5% $-84	+10% $-134
Rent	-10% $-138	-5% $-86	+0% $-35	+5% $17	+10% $69
Rate	-1.0pp $53	-0.5pp $10	base $-35	+0.5pp $-80	+1.0pp $-126

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,625
• Closing costs: $5,235
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-05-13
   listed $174,500 Active 1119-char remark
2. 2022-10-07
   historical
3. 2022-06-24
   price $158,800
4. 2022-05-04
   price $163,900
5. 2022-04-07
   listed $144,900 Active
6. 2020-06-26
   historical
7. 2019-03-12
   listed $99,900
8. 2016-07-27
   historical
9. 2016-04-27
   listed $107,000
10. 2016-03-02
    historical
11. 2015-09-02
    listed $115,900
12. 2013-10-24
    historical
13. 2013-06-06
    listed $109,500
14. 2007-05-02
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $975 · $81/mo
• Projected year-2 tax: $1,848 · $154/mo
• Expected delta: +$874/yr (+$73/mo · 89.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,711
• − Mortgage interest: −$9,775
• − Property taxes: −$975
• − Insurance: −$872
• − Repairs & maintenance: −$1,257
• − Management: −$1,257
• − Depreciation: −$5,076
• Taxable loss: −$3,501
• Est. tax savings @ 24.0%: +$840
• After-tax cash flow: $423/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Rolling Hills Local
• NCES district ID: 3904730
• Math proficiency: 44% ▼ -16.00%
• Reading proficiency: 54% ▼ -4.00%
• Median HH income: $39,979
• Composite: 40.96/100
• National rank: #3602
• State rank: #463 of 656 in OH

Livability — Senecaville

• Score: 58/100
• State rank: #1079
• US rank: #21525

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Senecaville, OH
• County: Noble · 16,074 people
• Population (ZIP): 2,187
• Household income: $64,091
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 8.8

Population outlook (Guernsey County) Hauer SSP2

• Today (2025): 37,281 people
• By 2030: 35,900 · -3.7%
• By 2040: 32,861 · -11.9%
• By 2050: 29,700 · -20.3%
• By 2075: 22,199 · -40.5%
• By 2100: 15,192 · -59.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (97%)
• Race & ethnicity: White 97% Hispanic / Latino 2%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 1%
• Foreign-born: 3% · Canada
• Languages at home: 97% English-only · Arabic 3%

Political lean MEDSL · Guernsey

• 2024 margin: Solid R (+52.1) · D 23.6% · R 75.7%
• 2008→2024 swing: -43.0pp toward R · 2008: -9.1pp · 2024: -52.1pp
• All cycles: 2024: R+52.1 2020: R+48.4 2016: R+42.6 2012: R+9.7 2008: R+9.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.62%
• Current HPI: 260.1533
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+190.8% since first listed

15 events — show timeline

• 2026-05-25 Pending — MLSNOW
• 2026-05-13 Listed $174,500 MLSNOW
• 2022-10-07 Listing Removed — MLSNOW
• 2022-06-24 Price Changed $158,800 MLSNOW
• 2022-05-04 Price Changed $163,900 MLSNOW
• 2022-04-07 Listed $144,900 MLSNOW
• 2020-06-26 Listing Removed — MLSNOW
• 2019-03-12 Listed $99,900 MLSNOW
• 2016-07-27 Listing Removed — MLSNOW
• 2016-04-27 Listed $107,000 MLSNOW
• 2016-03-02 Listing Removed — MLSNOW
• 2015-09-02 Listed $115,900 MLSNOW
• 2013-10-24 Listing Removed — MLSNOW
• 2013-06-06 Listed $109,500 MLSNOW
• 2007-05-02 Sold (Public Records) $60,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $975 · +1.7% YoY. Source: county tax records.