303 E Ravenwood Ave · Youngstown, OH 44507

$105,000

3 bd · 1.0 ba · 996 sqft · SingleFamily public records · 7 Days on market

Built 1932 6,229 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.6/30.0
• ARV discount +7.5/15.0
• DSCR +6.9/10.0
• Appreciation +4.6/10.0
• 1% rule +4.5/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0

Listing remarks MLS

Investors, let this 3 bedroom ranch style home expand your portfolio Home searches, welcome home to your charming 3 bedroom home

Key facts

• New furnace
• Fresh updates
• New roof

Tags

• REMODELED HOME
• NEW ROOF
• NEW FURNACE
• NEW WINDOWS
• FRESH UPDATES

Property features AI

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Single-story home; Updated / Remodeled condition
• Construction: Shingle roof; Year built (per public records)
• Exterior features: Front porch; Rear porch

Interior

• Kitchen: Range
• Bedrooms: 3 main-level bedrooms
• Bathrooms: 1 full bathroom on main level
• Heating & cooling: Forced air heating
• Interior features: Built-in features; Full finished basement
• Laundry & utility: Laundry in basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $159 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $100k (5.0% below list).
• Recommended offer: $100k (5.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 28 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• At $998/mo this rent would consume 46% of the median local household income ($26k/yr) (locally 17% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-0.8%/yr); year-one equity from $726 of loan paydown is wiped out by about $868 of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-0.8% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $50k; list at $105k implies a 110% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1932 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $99,750 (5.0% below list)

Questions for the listing agent

1. Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 8.11%
• Cash-on-cash: 6.50%
• DSCR: 1.29
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $60,756
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
347 E Ravenwood Ave	0.09mi	3/1.0	1,062 (+7%)	8mo	$60,000	$56	78
164 E Avondale Ave	0.29mi	3/1.0	1,008 (+1%)	16mo	$82,000	$81	71
4206 Rush Blvd	0.51mi	3/1.5	1,016 (+2%)	1mo	$149,500	$147	70
308 E Lucius Ave	0.16mi	3/1.0	912 (-8%)	11mo	$42,000	$46	70
210 Hollywood Ave	0.41mi	3/2.0	1,066 (+7%)	13mo	$41,000	$38	54
825 E Philadelphia Ave	0.63mi	3/1.0	984 (-1%)	21mo	$60,000	$61	51
571 E Avondale Ave	0.38mi	2/1.0 (-1)	888 (-11%)	12mo	$36,000	$41	49
808 Marmion Ave	0.70mi	2/1.5 (-1)	928 (-7%)	5mo	$96,600	$104	45
204 Wychwood Ln	0.64mi	3/1.0	1,104 (+11%)	15mo	$60,000	$54	39
793 E Lucius Ave	0.48mi	2/1.0 (-1)	864 (-13%)	18mo	$31,000	$36	36
205 Lowell Ave	0.52mi	2/1.5 (-1)	1,134 (+14%)	14mo	$145,000	$128	34
818 Palmer Ave	0.52mi	2/1.0 (-1)	1,144 (+15%)	19mo	$80,000	$70	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.83% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 2.3%
• Equity multiple: 1.10×
• Total profit: $3,018
• Equity at exit: $26,218

10-year hold

• IRR: 8.6%
• Equity multiple: 1.85×
• Total profit: $24,920
• Equity at exit: $28,281

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44507

• Home prices YoY: -0.3%
• Active inventory: 28
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $998 medium
• Mortgage (P&I): −$551
• Tax from tax record: −$34 /mo · $412/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$209
• Net cashflow: $159

Break-even live

Break-even rent $796

Max offer price $105,000

Occupancy floor 79%

Sensitivity live

Price	-10% $219	-5% $189	+0% $159	+5% $130	+10% $100
Rent	-10% $81	-5% $120	+0% $159	+5% $199	+10% $238
Rate	-1.0pp $212	-0.5pp $186	base $159	+0.5pp $132	+1.0pp $104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4322 Southern Blvd Youngstown, OH	2.0	1.0	1000	$875	$0.88	14d	1	0.72mi
3446 Ambert Ave Youngstown, OH	4.0	1.0	1100	$1,250	$1.14	14d	1	1.37mi
1803 Pointview Ave Youngstown, OH	2.0	1.0	950	$1,000	$1.05	44d	1	1.48mi

Listing history 7 events

1. 2026-06-19
   days on market $105,000 Active 7 DOM
2. 2026-06-18
   days on market $105,000 Active 6 DOM
3. 2026-06-17
   days on market $105,000 Active 5 DOM
4. 2026-06-16
   days on market $105,000 Active 4 DOM
5. 2026-06-15
   days on market $105,000 Active 3 DOM
6. 2026-06-13
   remarks 699-char remark
7. 2026-06-13
   listed $105,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $412 · $34/mo
• Projected year-2 tax: $1,025 · $85/mo
• Expected delta: +$613/yr (+$51/mo · 149.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,970
• − Mortgage interest: −$5,882
• − Property taxes: −$412
• − Insurance: −$525
• − Repairs & maintenance: −$958
• − Management: −$958
• − Depreciation: −$3,055
• Taxable income: $182
• Est. tax owed @ 24.0%: −$44
• After-tax cash flow: $1,868/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Youngstown City
• NCES district ID: 3904516
• Math proficiency: 8% ▼ -15.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $25,257
• Composite: 9.29/100
• National rank: #9858
• State rank: #649 of 656 in OH

Livability — Youngstown

• Score: 81/100
• State rank: #99
• US rank: #1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngstown, OH
• County: Mahoning · 224,175 people
• City population: 28,503
• Metro: Youngstown-Warren, OH
• Population (ZIP): 4,402
• Household income: $25,767
• Rent vs Own: 53.9% rent · 46.1% own
• Severe rent burden: 17.1

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Black 60% White 20% Hispanic / Latino 12% Two or more races 10%
• Hispanic origin (detail): Puerto Rican 10%
• Common ancestry: Subsaharan African 2% Hispanic 2% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 89% English-only · Spanish 10%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.83%
• Current HPI: 282.496
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+358.5% since first listed

20 events — show timeline

• 2026-06-09 Listed $105,000 MLSNOW
• 2023-07-19 Sold (Public Records) $50,000 Public Records
• 2023-05-26 Sold (Public Records) $50,000 Public Records
• 2023-04-04 Sold (Public Records) $50,000 Public Records
• 2023-04-04 Sold (MLS) $50,000 MLSNOW
• 2023-03-31 Pending — MLSNOW
• 2023-03-31 Contingent — MLSNOW
• 2023-03-08 Pending — MLSNOW
• 2023-02-10 Relisted — MLSNOW
• 2023-02-10 Listing Removed — MLSNOW
• 2023-02-08 Listed $57,000 MLSNOW
• 2013-07-26 Sold (MLS) $5,110 MLSNOW
• 2013-05-06 Listed $4,900 MLSNOW
• 2006-08-18 Sold (MLS) $11,200 MLSNOW
• 2006-06-16 Listed $11,200 MLSNOW
• 2006-06-03 Listing Removed — MLSNOW
• 2006-02-03 Listed $12,800 MLSNOW
• 1997-07-15 Sold (Public Records) $22,900 Public Records
• 1997-04-19 Listing Removed — MLSNOW
• 1997-03-20 Listed $22,900 MLSNOW

Property tax history

+2.6%/yr

Latest (2025): $412 · +38.8% YoY. Source: county tax records.