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6805 Douglas Blvd
B Composite 71.98
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +6.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,900

6805 Douglas Blvd · Granite Bay, CA 95746
2 bd · 2.0 ba · 1,056 sqft · Land public records · 5 Days on market
Built 1999

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover a lifestyle of ease and comfort at this inviting mobile home, ready for immediate occupancy at 6805 Douglas Blvd, Granite Bay, CA, USA. This residence offers a seamless transition to a desirable way of living. The living room provides a welcoming atmosphere, distinguished by its classic wood-finished flooring, offering a touch of timeless appeal. Beyond the interiors, an outdoor dining area awaits, perfect for al fresco meals and entertaining. Practicality is enhanced by an attached carport and a charming porch, adding to the home's functionality and curb appeal. Experience the potential of this Granite Bay residence firsthand; schedule your private viewing today.

Key facts

  • Hardwood flooring
  • Charming porch
  • Attached carport

Tags

HARDWOOD FLOORINGOUTDOOR DINING AREAATTACHED CARPORTCHARMING PORCH

Property features AI

Finance

  • Other: Pets allowed (cats and dogs OK, size limits may apply)
  • Financial info: Not a land-lease property
  • HOA & community: No association

Exterior

  • Parking: Assigned covered parking with guest parking available (2 total parking spaces)
  • Utilities: Individual electric meter and individual gas meter; 220 volts in kitchen; Cable available; Natural gas connected; Public water (water district); Public sewer
  • Home design: Manufactured in park (single wide); Fleetwood Homes Westfield make; Built in 1999
  • Construction: Composition roof; Vinyl or wood skirting
  • Exterior features: Fenced yard; Patio awning, carport awning, and porch awning; Porch; Storage area / shed(s); Close to clubhouse; Landscaped front

Interior

  • Kitchen: Free-standing gas range and oven; Gas cooktop; Hood over range; Microwave; Free-standing refrigerator; Disposal; Plumbed for ice maker; Laminate counters
  • Bedrooms: 2 bedrooms (including master bedroom)
  • Flooring: Simulated wood and laminate flooring
  • Bathrooms: 2 full bathrooms with tub/shower over
  • Heating & cooling: Central heating (natural gas); Gas heating; Central air conditioning; Ceiling fan(s)
  • Interior features: Dual-pane full windows with weather stripping and screens; Carpeted porch with railed steps; Deck attached to living area; Storage area / shed(s); Original condition
  • Laundry & utility: Inside laundry with stacked washer and dryer included; Washer and dryer included; Gas hook-up for dryer; 220 volts available in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath land listed at $80k.

Deal economics

  • At list price, monthly cash flow is $2k ($22k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $80k).
  • Cap rate 34.1% vs local median 1.2% in Granite Bay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#386 in CA) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Eureka Union (suburban): math 61% / reading 74% proficiency, ranked #48 of 517 in CA (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 8% free/reduced lunch — higher-income household profile.
  • Market conditions: 164 active listings in the ZIP; high-income renter base; 3,535 units permitted in Placer County in 2024 (689 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Placer County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.81%
Cap rate
34.08%
Cash-on-cash
99.24%
DSCR
5.42
GRM
2.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
5.69×
Total profit
$104,933
Equity at exit
$11,913
10-year hold
IRR
Equity multiple
11.87×
Total profit
$243,291
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95746

Active inventory
164
Price-to-rent
2.2×

Monthly cashflow live

Estimated rent
$3,041 medium interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,198/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$639
Net cashflow
$1,850

Break-even live

Break-even rent $699
Max offer price $79,900
Occupancy floor 34%

Sensitivity live

Price -10% $1,905 -5% $1,878 +0% $1,850 +5% $1,822 +10% $1,795
Rent -10% $1,610 -5% $1,730 +0% $1,850 +5% $1,970 +10% $2,090
Rate -1.0pp $1,890 -0.5pp $1,870 base $1,850 +0.5pp $1,829 +1.0pp $1,808

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 30 unhealthy d/yr today · 38 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,490
− Mortgage interest
−$4,476
− Property taxes
−$1,198
− Insurance
−$400
− Repairs & maintenance
−$2,919
− Management
−$2,919
− Depreciation
−$2,324
Taxable income
$22,254
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,341
After-tax cash flow
$16,860/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eureka Union
NCES district ID
0613080
Math proficiency
61% ▼ -8.00%
Reading proficiency
74% ▼ -5.00%
Median HH income
$103,282
Composite
62.34/100
National rank
#695
State rank
#48 of 517 in CA

Livability — Granite Bay

Score
65/100
State rank
#386
US rank
#13127

Category grades

Amenities F Commute F Cost of living F Crime A- Employment A+ Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Granite Bay, CA
County
Placer County · 390,510 people
City population
22,985
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
22,985
Household income
$183,305
Rent vs Own
11.2% rent · 88.8% own
Severe rent burden
176.0

Population outlook (Placer County) Hauer SSP2

Today (2025)
422,709 people
By 2030
444,249 · +5.1%
By 2040
480,192 · +13.6%
By 2050
506,390 · +19.8%
By 2075
550,219 · +30.2%
By 2100
547,760 · +29.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Asian 10% Hispanic / Latino 10% Two or more races 8% Black 3%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 3% Slovak 3% Romanian 3%
Foreign-born
11% · Canada, China, Vietnam
Languages at home
85% English-only · Spanish 4% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Placer

2024 margin
Lean R (+8.5) · D 44.3% · R 52.8% · Other 2.9%
2008→2024 swing
+2.8pp toward D · 2008: -11.3pp · 2024: -8.5pp
All cycles
2024: R+8.5 2020: R+6.7 2016: R+11.3 2012: R+20.1 2008: R+11.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -664.09%
Current HPI
264.5367
Rent YoY
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Property tax history

+9.4%/yr

Latest (2025): $181,978 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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