6089 E Juanita Dr · Longview, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 6 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +7.5/15.0
- DSCR +5.6/10.0
- 1% rule +3.9/10.0
- Livability +3.7/5.0
- Schools +3.1/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Built in 2022, this 3-bedroom, 2-bath manufactured home is situated on a picturesque 1 acre lot surrounded by mature trees, offering both privacy and a serene setting The open concept kitchen features white cabinetry, a large center island, and abundant cabinet space - perfect for everyday living and entertaining. The primary suite includes a spacious bathroom with a separate soaking tub and a large walk-in shower. With a thoughtful layout and plenty of room to add your own personal touches, this home offers a wonderful opportunity to create a space that truly feels like your own while enjoying the beauty of a generous, tree-lined lot.
Key facts
- Open concept kitchen
- Large center island
- Spacious bathroom
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $145 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (10.7% below list).
- Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 3.0% in Longview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#213 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, schools D.
- Hallsville ISD (town): math 30% / reading 40% proficiency, ranked #490 of 826 in TX (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.5%/yr); 310 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 85 units permitted in Harrison County in 2024 (15 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 184 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 66% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 7.29%
- Cash-on-cash
- 3.54%
- DSCR
- 1.16
- GRM
- 9.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.48% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.56×
- Total profit
- $-21,544
- Equity at exit
- $26,093
- IRR
- -5.5%
- Equity multiple
- 0.66×
- Total profit
- $-16,466
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75605
- Rents YoY
- 1.5%
- Active inventory
- 310
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $1,563 medium interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$100 /mo · $1,196/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$328
- Net cashflow
- $145
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 271 Lawrence Rd Unit A Longview, TX | 3.0 | 2.0 | 1332 | $1,825 | $1.37 | 21d | 1 | 1.37mi |
Listing history 21 events
-
2026-06-19days on market $175,000 Active 184 DOM
-
2026-06-17days on market $175,000 Active 182 DOM
-
2026-06-17price $175,000 Active 181 DOM
-
2026-06-16days on market $185,000 Active 181 DOM
-
2026-06-15days on market $185,000 Active 180 DOM
-
2026-06-14days on market $185,000 Active 178 DOM
-
2026-06-13days on market $185,000 Active 177 DOM
-
2026-06-10days on market $185,000 Active 175 DOM
-
2026-06-09days on market $185,000 Active 174 DOM
-
2026-06-08days on market $185,000 Active 173 DOM
-
2026-06-07days on market $185,000 Active 172 DOM
-
2026-06-05days on market $185,000 Active 169 DOM
-
2026-06-02days on market $185,000 Active 167 DOM
-
2026-06-01days on market $185,000 Active 166 DOM
-
2026-05-31days on market $185,000 Active 165 DOM
-
2026-05-30days on market $185,000 Active 164 DOM
-
2025-12-17$185,000 Active 644-char remark
Show marketing remark (644 chars)
Built in 2022, this 3-bedroom, 2-bath manufactured home is situated on a picturesque 1 acre lot surrounded by mature trees, offering both privacy and a serene setting The open concept kitchen features white cabinetry, a large center island, and abundant cabinet space - perfect for everyday living and entertaining. The primary suite includes a spacious bathroom with a separate soaking tub and a large walk-in shower. With a thoughtful layout and plenty of room to add your own personal touches, this home offers a wonderful opportunity to create a space that truly feels like your own while enjoying the beauty of a generous, tree-lined lot.
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2021-10-04soldstatus
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2021-07-16soldstatus
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2009-12-30soldstatus
-
2000-01-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,196 · $100/mo
- Projected year-2 tax
- $3,202 · $267/mo
- Expected delta
- +$2,006/yr (+$167/mo · 167.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 6 d/yr ≥110°F today · 21 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,761
- − Mortgage interest
- −$9,803
- − Property taxes
- −$1,196
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,501
- − Management
- −$1,501
- − Depreciation
- −$5,091
- Taxable loss
- −$1,206
- Est. tax savings @ 24.0%
- +$289
- After-tax cash flow
- $2,026/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hallsville ISD
- NCES district ID
- 4822170
- Math proficiency
- 30% ▼ -2.00%
- Reading proficiency
- 40% ▲ 2.00%
- Median HH income
- $57,770
- Composite
- 31.05/100
- National rank
- #6081
- State rank
- #490 of 826 in TX
Livability — Longview
- Score
- 73/100
- State rank
- #213
- US rank
- #5287
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gregg County · 128,826 people
- City population
- 103,792
- Metro
- Longview, TX
- Population (ZIP)
- 35,417
- Household income
- $73,190
- Rent vs Own
- Severe rent burden
- 1465.0
Population outlook (Harrison County) Hauer SSP2
- Today (2025)
- 68,691 people
- By 2030
- 69,317 · +0.9%
- By 2040
- 69,973 · +1.9%
- By 2050
- 70,090 · +2.0%
- By 2075
- 70,607 · +2.8%
- By 2100
- 67,546 · -1.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 15% Hispanic / Latino 7% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Italian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 1% Vietnamese 1%
Political lean MEDSL · Harrison
- 2024 margin
- Solid R (+50.6) · D 24.4% · R 75.0%
- 2008→2024 swing
- -19.2pp toward R · 2008: -31.4pp · 2024: -50.6pp
- All cycles
- 2024: R+50.6 2020: R+45.6 2016: R+43.9 2012: R+34.6 2008: R+31.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -199.48%
- Current HPI
- 227.957
- Rent YoY
- ▲ 1.48%
- Metro
- Longview, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
5 events — show timeline
- 2025-12-17 Listed $185,000 LAAR
- 2021-10-04 Sold (Public Records) — Public Records
- 2021-07-16 Sold (Public Records) — Public Records
- 2009-12-30 Sold (Public Records) — Public Records
- 2000-01-01 Sold (Public Records) — Public Records
Property tax history
+17.9%/yrLatest (2025): $1,196 · +8.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…