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1302 Sunset Dr Unit 1406-B
B+ Composite 77.84
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.4/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.8/10.0
  • Condition / age +4.8/5.0
  • Schools +4.1/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0

$72,900

1302 Sunset Dr Unit 1406-B · Robinson, PA 15019
3 bd · 2.0 ba · 1,080 sqft · Manufactured · 214 Days on market
Built 2025 Excellent condition 1,080 sqft lot $68/sqft · 56% above area ↓ 3% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1406 Hidden Valley, a stunning manufactured home for sale built by Clayton Homes, located in the welcoming Hidden Valley community. This 3-bedroom, 2-bathroom home offers 1,191 sq. ft. of modern comfort with thoughtful upgrades throughout. Step into an open-concept living space featuring low-E windows, LED lighting, and a designer kitchen with stainless steel Whirlpool appliances, soft-close cabinet doors, and a full ceramic backsplash. Enjoy extra touches like vaulted ceilings, upgraded cabinets with wrapped stiles, and energy-efficient insulation for year-round comfort. The spacious master suite includes dual sinks and a large walk-in shower, while additional highlights include Smart thermostat, ceiling fans, and Samsung washer/dryer connections.

Key facts

  • 1,080 sq ft lot
  • 2 parking spots
  • Built 2025

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $73k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $325 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $73k).
  • Recommended offer: $64k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 56/100 on livability (#1,651 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime C-, employment D+, schools F.
  • Fort Cherry SD (rural): math 34% / reading 62% proficiency, ranked #213 of 539 in PA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 25 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($504 loan paydown + $3k appreciation (3.6% local appreciation)).
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (3.6% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 214 days — a 12% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
Recommended offer $64,152 (12.0% below list)

Questions for the listing agent

  1. It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44%
Cap rate
11.64%
Cash-on-cash
19.09%
DSCR
1.85
GRM
5.8

CMA / ARV

ARV (median comp)
$46,646
List price
$72,900
Delta
56.28%
Verdict
OVERPRICED
Comps
3 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1320 Hidden Valley Dr 0.03mi 3/2.0 1,232 (+14%) 13mo $27,000 $22 64
1302 Hidden Valley Rd 0.09mi 2/2.0 (-1) 960 (-11%) 14mo $50,400 $53 60
1304 Hidden Valley Rd 0.09mi 2/2.0 (-1) 960 (-11%) 14mo $55,900 $58 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.59% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.7%
Equity multiple
2.56×
Total profit
$31,786
Equity at exit
$35,229
10-year hold
IRR
26.8%
Equity multiple
4.99×
Total profit
$81,416
Equity at exit
$56,279

Cash invested: $20,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15019

Home prices YoY
2.1%
Active inventory
25
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,049 medium interval (Pro) →
Mortgage (P&I)
$382
Tax est. 1.5%
$91 /mo · $1,094/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$220
Net cashflow
$325

Break-even live

Break-even rent $638
Max offer price $72,900
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,225
Closing costs
$2,187
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $72,900 Active 214 DOM
  2. 2026-06-17
    days on market $72,900 Active 213 DOM
  3. 2026-06-16
    days on market $72,900 Active 212 DOM
  4. 2026-06-15
    days on market $72,900 Active 211 DOM
  5. 2026-06-13
    days on market $72,900 Active 209 DOM
  6. 2026-06-09
    days on market $72,900 Active 205 DOM
  7. 2026-06-08
    days on market $72,900 Active 204 DOM
  8. 2026-06-07
    days on market $72,900 Active 203 DOM
  9. 2026-06-05
    days on market $72,900 Active 200 DOM
  10. 2026-06-03
    days on market $72,900 Active 199 DOM
  11. 2026-06-02
    days on market $72,900 Active 198 DOM
  12. 2026-06-01
    days on market $72,900 Active 197 DOM
  13. 2026-05-31
    days on market $72,900 Active 196 DOM
  14. 2026-01-13
    price $72,900 769-char remark
    Show marketing remark (769 chars)

    Welcome to 1406 Hidden Valley, a stunning manufactured home for sale built by Clayton Homes, located in the welcoming Hidden Valley community. This 3-bedroom, 2-bathroom home offers 1,191 sq. ft. of modern comfort with thoughtful upgrades throughout. Step into an open-concept living space featuring low-E windows, LED lighting, and a designer kitchen with stainless steel Whirlpool appliances, soft-close cabinet doors, and a full ceramic backsplash. Enjoy extra touches like vaulted ceilings, upgraded cabinets with wrapped stiles, and energy-efficient insulation for year-round comfort. The spacious master suite includes dual sinks and a large walk-in shower, while additional highlights include Smart thermostat, ceiling fans, and Samsung washer/dryer connections.

  15. 2025-11-16
    listed $74,900 Active 769-char remark
    Show marketing remark (769 chars)

    Welcome to 1406 Hidden Valley, a stunning manufactured home for sale built by Clayton Homes, located in the welcoming Hidden Valley community. This 3-bedroom, 2-bathroom home offers 1,191 sq. ft. of modern comfort with thoughtful upgrades throughout. Step into an open-concept living space featuring low-E windows, LED lighting, and a designer kitchen with stainless steel Whirlpool appliances, soft-close cabinet doors, and a full ceramic backsplash. Enjoy extra touches like vaulted ceilings, upgraded cabinets with wrapped stiles, and energy-efficient insulation for year-round comfort. The spacious master suite includes dual sinks and a large walk-in shower, while additional highlights include Smart thermostat, ceiling fans, and Samsung washer/dryer connections.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,586
− Mortgage interest
−$4,084
− Property taxes
−$1,094
− Insurance
−$364
− Repairs & maintenance
−$1,007
− Management
−$1,007
− Depreciation
−$2,121
Taxable income
$2,910
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$698
After-tax cash flow
$3,199/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This manufactured home is in excellent condition with modern upgrades and a welcoming exterior. Minor touch-ups could further enhance its curb appeal and value.

Value-add opportunities

  • Resale Paint exterior siding — Fresh paint can enhance curb appeal and home value
  • Resale Replace low-E windows with energy-efficient glass — Improved energy efficiency and lower utility bills
  • Both Install smart home automation — Enhances home's modern appeal and can increase rental value

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior siding — Fresh paint can enhance curb appeal and home value
  • Resale Replace low-E windows with energy-efficient glass — Improved energy efficiency and lower utility bills
  • Both Install smart home automation — Enhances home's modern appeal and can increase rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Cherry SD
NCES district ID
4209960
Math proficiency
34% ▼ -13.00%
Reading proficiency
62% ▼ -13.00%
Median HH income
$51,129
Composite
41.12/100
National rank
#3564
State rank
#213 of 539 in PA

Livability — Robinson

Score
56/100
State rank
#1651
US rank
#22918

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing B+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
727
Population (ZIP)
1,236

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%
Common ancestry
Danish 6% Romanian 5% Serbian 3%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.59%
Current HPI
175.8946
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-2.7% since first listed
2 events — show timeline
  • 2026-01-13 Price Changed $72,900 Zillow
  • 2025-11-16 Listed $74,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…