1302 Sunset Dr Unit 1406-B · Robinson, PA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.4/10.0
- ARV discount +7.5/15.0
- Appreciation +6.8/10.0
- Condition / age +4.8/5.0
- Schools +4.1/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
$72,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1406 Hidden Valley, a stunning manufactured home for sale built by Clayton Homes, located in the welcoming Hidden Valley community. This 3-bedroom, 2-bathroom home offers 1,191 sq. ft. of modern comfort with thoughtful upgrades throughout. Step into an open-concept living space featuring low-E windows, LED lighting, and a designer kitchen with stainless steel Whirlpool appliances, soft-close cabinet doors, and a full ceramic backsplash. Enjoy extra touches like vaulted ceilings, upgraded cabinets with wrapped stiles, and energy-efficient insulation for year-round comfort. The spacious master suite includes dual sinks and a large walk-in shower, while additional highlights include Smart thermostat, ceiling fans, and Samsung washer/dryer connections.
Key facts
- 1,080 sq ft lot
- 2 parking spots
- Built 2025
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $73k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $325 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $73k).
- Recommended offer: $64k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 56/100 on livability (#1,651 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime C-, employment D+, schools F.
- Fort Cherry SD (rural): math 34% / reading 62% proficiency, ranked #213 of 539 in PA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 25 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($504 loan paydown + $3k appreciation (3.6% local appreciation)).
- Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (3.6% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 214 days — a 12% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.44% ✓
- Cap rate
- 11.64%
- Cash-on-cash
- 19.09%
- DSCR
- 1.85
- GRM
- 5.8
CMA / ARV
- ARV (median comp)
- $46,646
- List price
- $72,900
- Delta
- 56.28%
- Verdict
- OVERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1320 Hidden Valley Dr | 0.03mi | 3/2.0 | 1,232 (+14%) | 13mo | $27,000 | $22 | 64 |
| 1302 Hidden Valley Rd | 0.09mi | 2/2.0 (-1) | 960 (-11%) | 14mo | $50,400 | $53 | 60 |
| 1304 Hidden Valley Rd | 0.09mi | 2/2.0 (-1) | 960 (-11%) | 14mo | $55,900 | $58 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.59% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 26.7%
- Equity multiple
- 2.56×
- Total profit
- $31,786
- Equity at exit
- $35,229
- IRR
- 26.8%
- Equity multiple
- 4.99×
- Total profit
- $81,416
- Equity at exit
- $56,279
Cash invested: $20,412 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15019
- Home prices YoY
- 2.1%
- Active inventory
- 25
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,049 medium interval (Pro) →
- Mortgage (P&I)
- −$382
- Tax est. 1.5%
- −$91 /mo · $1,094/yr
- Insurance
- −$30
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$220
- Net cashflow
- $325
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,225
- Closing costs
- $2,187
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-18days on market $72,900 Active 214 DOM
-
2026-06-17days on market $72,900 Active 213 DOM
-
2026-06-16days on market $72,900 Active 212 DOM
-
2026-06-15days on market $72,900 Active 211 DOM
-
2026-06-13days on market $72,900 Active 209 DOM
-
2026-06-09days on market $72,900 Active 205 DOM
-
2026-06-08days on market $72,900 Active 204 DOM
-
2026-06-07days on market $72,900 Active 203 DOM
-
2026-06-05days on market $72,900 Active 200 DOM
-
2026-06-03days on market $72,900 Active 199 DOM
-
2026-06-02days on market $72,900 Active 198 DOM
-
2026-06-01days on market $72,900 Active 197 DOM
-
2026-05-31days on market $72,900 Active 196 DOM
-
2026-01-13price $72,900 769-char remark
Show marketing remark (769 chars)
Welcome to 1406 Hidden Valley, a stunning manufactured home for sale built by Clayton Homes, located in the welcoming Hidden Valley community. This 3-bedroom, 2-bathroom home offers 1,191 sq. ft. of modern comfort with thoughtful upgrades throughout. Step into an open-concept living space featuring low-E windows, LED lighting, and a designer kitchen with stainless steel Whirlpool appliances, soft-close cabinet doors, and a full ceramic backsplash. Enjoy extra touches like vaulted ceilings, upgraded cabinets with wrapped stiles, and energy-efficient insulation for year-round comfort. The spacious master suite includes dual sinks and a large walk-in shower, while additional highlights include Smart thermostat, ceiling fans, and Samsung washer/dryer connections.
-
2025-11-16$74,900 Active 769-char remark
Show marketing remark (769 chars)
Welcome to 1406 Hidden Valley, a stunning manufactured home for sale built by Clayton Homes, located in the welcoming Hidden Valley community. This 3-bedroom, 2-bathroom home offers 1,191 sq. ft. of modern comfort with thoughtful upgrades throughout. Step into an open-concept living space featuring low-E windows, LED lighting, and a designer kitchen with stainless steel Whirlpool appliances, soft-close cabinet doors, and a full ceramic backsplash. Enjoy extra touches like vaulted ceilings, upgraded cabinets with wrapped stiles, and energy-efficient insulation for year-round comfort. The spacious master suite includes dual sinks and a large walk-in shower, while additional highlights include Smart thermostat, ceiling fans, and Samsung washer/dryer connections.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,586
- − Mortgage interest
- −$4,084
- − Property taxes
- −$1,094
- − Insurance
- −$364
- − Repairs & maintenance
- −$1,007
- − Management
- −$1,007
- − Depreciation
- −$2,121
- Taxable income
- $2,910
- Est. tax owed @ 24.0%
- −$698
- After-tax cash flow
- $3,199/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This manufactured home is in excellent condition with modern upgrades and a welcoming exterior. Minor touch-ups could further enhance its curb appeal and value.
Value-add opportunities
- Resale Paint exterior siding — Fresh paint can enhance curb appeal and home value
- Resale Replace low-E windows with energy-efficient glass — Improved energy efficiency and lower utility bills
- Both Install smart home automation — Enhances home's modern appeal and can increase rental value
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior siding — Fresh paint can enhance curb appeal and home value ↑
- Resale Replace low-E windows with energy-efficient glass — Improved energy efficiency and lower utility bills ↑
- Both Install smart home automation — Enhances home's modern appeal and can increase rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Cherry SD
- NCES district ID
- 4209960
- Math proficiency
- 34% ▼ -13.00%
- Reading proficiency
- 62% ▼ -13.00%
- Median HH income
- $51,129
- Composite
- 41.12/100
- National rank
- #3564
- State rank
- #213 of 539 in PA
Livability — Robinson
- Score
- 56/100
- State rank
- #1651
- US rank
- #22918
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 727
- Population (ZIP)
- 1,236
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 208,060 people
- By 2030
- 207,168 · -0.4%
- By 2040
- 202,738 · -2.6%
- By 2050
- 195,269 · -6.1%
- By 2075
- 175,588 · -15.6%
- By 2100
- 145,827 · -29.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (100%)
- Race & ethnicity
- White 100%
- Common ancestry
- Danish 6% Romanian 5% Serbian 3%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Washington
- 2024 margin
- Strong R (+25.5) · D 36.9% · R 62.4%
- 2008→2024 swing
- -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
- All cycles
- 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.59%
- Current HPI
- 175.8946
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
-2.7% since first listed2 events — show timeline
- 2026-01-13 Price Changed $72,900 Zillow
- 2025-11-16 Listed $74,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…