70 Fairview Dr S · Poinciana, FL 33844

$115,000

1 bd · 1.0 ba · 418 sqft · Manufactured public records · 358 Days on market

Built 1987 2,601 sqft lot $17/mo HOA · 1% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.2/30.0
• ARV discount +7.5/15.0
• DSCR +7.1/10.0
• 1% rule +5.6/10.0
• Schools +3.5/10.0
• Livability +2.9/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Are you in the market for a small, quaint mobile home located in Haines city? LOOK NO FURTHER! Home needs updating but has great potential. THIS ONE WON'T LAST!!! Call TODAY for a private showing!

Key facts

• No monthly lot rent
• Own both the land
• No age restrictions

Tags

• MOVE IN READY
• NO MONTHLY LOT RENT
• OWN BOTH THE LAND
• WELL KEPT COMMUNITY
• LOW HOA
• NO AGE RESTRICTIONS

Property features AI

Finance

• HOA & community: Sun-Air N RV Association (annual fee $210, $17.50/month); Association approval required; Street lights in the community; Cats and dogs allowed

Exterior

• Parking: Carport with space for 2 vehicles
• Utilities: Public water; Public sewer; Electricity available; Cable available
• Home design: Manufactured single-wide home; One level; South-facing
• Construction: Metal siding; Metal roof; Crawlspace foundation
• Exterior features: Outdoor lighting; Asphalt road access

Interior

• Kitchen: Range; Microwave; Refrigerator
• Bedrooms: 1 bedroom
• Flooring: Carpet; Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Ductless heating; Central air conditioning
• Interior features: Ceiling fans; Kitchen/family room combo; Programmable thermostat
• Laundry & utility: Inside laundry room; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $115k.

Deal economics

• At list price, monthly cash flow is $188 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $115k).
• Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 4.3% in Poinciana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#859 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.2%/yr); 1333 active listings in the ZIP; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 358 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $49k; list at $115k implies a 135% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 358 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.26%
• Cash-on-cash: 7.01%
• DSCR: 1.31
• GRM: 7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.16% rent growth · sell at horizon

5-year hold

• IRR: -7.6%
• Equity multiple: 0.72×
• Total profit: $-8,861
• Equity at exit: $17,147

10-year hold

• IRR: -0.5%
• Equity multiple: 0.97×
• Total profit: $-1,023
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33844

• Home prices YoY: -26.7%
• Rents YoY: 1.2%
• Active inventory: 1333
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,219 medium
• Mortgage (P&I): −$603
• Tax from tax record: −$107 /mo · $1,283/yr
• Insurance: −$48
• HOA: −$17
• Vacancy / Maint / Mgmt: −$256
• Net cashflow: $188

Break-even live

Break-even rent $981

Max offer price $115,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $17 · $204/yr

Listing history 26 events

1. 2026-06-19
   price $115,000 Active 358 DOM
2. 2026-06-18
   days on market $110,000 Active 358 DOM
3. 2026-06-17
   days on market $110,000 Active 357 DOM
4. 2026-06-16
   days on market $110,000 Active 356 DOM
5. 2026-06-15
   days on market $110,000 Active 355 DOM
6. 2026-06-13
   days on market $110,000 Active 353 DOM
7. 2026-06-10
   days on market $110,000 Active 350 DOM
8. 2026-06-09
   days on market $110,000 Active 349 DOM
9. 2026-06-08
   days on market $110,000 Active 348 DOM
10. 2026-06-07
    days on market $110,000 Active 347 DOM
11. 2026-06-05
    days on market $110,000 Active 344 DOM
12. 2026-06-03
    days on market $110,000 Active 342 DOM
13. 2026-06-01
    days on market $110,000 Active 341 DOM
14. 2026-05-31
    days on market $110,000 Active 340 DOM
15. 2026-04-02
    price $110,000
16. 2025-06-26
    listed $120,000 Active
17. 2025-03-02
    historical
18. 2024-03-12
    listed $139,000 Active
19. 2021-06-16
    soldstatus $49,000
20. 2021-06-11
    soldstatus $48,000 Closed 196-char remark

    Show marketing remark (196 chars)

    Are you in the market for a small, quaint mobile home located in Haines city? LOOK NO FURTHER! Home needs updating but has great potential. THIS ONE WON'T LAST!!! Call TODAY for a private showing!

21. 2021-03-30
    status Pending 196-char remark

    Show marketing remark (196 chars)

    Are you in the market for a small, quaint mobile home located in Haines city? LOOK NO FURTHER! Home needs updating but has great potential. THIS ONE WON'T LAST!!! Call TODAY for a private showing!

22. 2021-02-15
    status Pending 196-char remark

    Show marketing remark (196 chars)

    Are you in the market for a small, quaint mobile home located in Haines city? LOOK NO FURTHER! Home needs updating but has great potential. THIS ONE WON'T LAST!!! Call TODAY for a private showing!

23. 2021-02-12
    listed $53,500 Active 196-char remark

    Show marketing remark (196 chars)

    Are you in the market for a small, quaint mobile home located in Haines city? LOOK NO FURTHER! Home needs updating but has great potential. THIS ONE WON'T LAST!!! Call TODAY for a private showing!

24. 2007-02-12
    soldstatus $53,000
25. 1995-10-16
    soldstatus $30,000
26. 1994-06-02
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,283 · $107/mo
• Projected year-2 tax: $1,283 · $107/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,628
• − Mortgage interest: −$6,442
• − Property taxes: −$1,283
• − Insurance: −$575
• − Repairs & maintenance: −$1,170
• − Management: −$1,170
• − HOA: −$204
• − Depreciation: −$3,345
• Taxable income: $439
• Est. tax owed @ 24.0%: −$105
• After-tax cash flow: $2,153/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Poinciana

• Score: 57/100
• State rank: #859
• US rank: #21760

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Polk County · 740,051 people
• City population: 91,336
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 51,255
• Household income: $63,650
• Rent vs Own: 29.6% rent · 70.4% own
• Severe rent burden: 1107.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 48% White 31% Black 18% Two or more races 12% Asian 1%
• Hispanic origin (detail): Mexican 19% Puerto Rican 19% Cuban 1% Dominican 3%
• Common ancestry: Hispanic 4% Lithuanian 1% Romanian 1%
• Foreign-born: 15% · Canada, Jamaica, Guatemala
• Languages at home: 55% English-only · Spanish 39% French/Haitian/Cajun 4% Other Indo-European 0%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.94%
• Current HPI: 291.0798
• Rent YoY: ▲ 1.16%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+214.3% since first listed

12 events — show timeline

• 2026-04-02 Price Changed $110,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-26 Listed $120,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-03-12 Listed $139,000 Stellar MLS as Distributed by MLS Grid
• 2021-06-16 Sold (Public Records) $49,000 Public Records
• 2021-06-11 Sold (MLS) $48,000 Stellar MLS as Distributed by MLS Grid
• 2021-03-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-12 Listed $53,500 Stellar MLS as Distributed by MLS Grid
• 2007-02-12 Sold (Public Records) $53,000 Public Records
• 1995-10-16 Sold (Public Records) $30,000 Public Records
• 1994-06-02 Sold (Public Records) $35,000 Public Records

Property tax history

+12.3%/yr

Latest (2025): $1,283 · +7.4% YoY. Source: county tax records.