🏷️ Likely Rental
6234 Peurifoy Ave · Berkeley, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +2.9/5.0
- Livability +2.7/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$50,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This 3 bedroom home with an oversized primary bedroom has 1020 sq ft and is ready to be updated. Sales of smaller homes on the street include: 6225 Peurifoy Ave (2 beds, 1 bath, 720 sq. ft. ) which sold for $110,000 and 6305 Peurifoy Ave (2 beds, 1 bath, 720 sq. ft. ) which sold for $68,000. The home is vacant. Sec 8 2026 FMR for this area is $1630/month. To make it easy for you, we’ve put together a complete virtual 360 tour as well as a pre-listing inspection from a certified ASHI inspector. View the virtual tour at: https://my. 360tourlink.com/c007ac0f-ccee-462c-b314-2ef9e1ee49c0?type=unbranded and please see the document section for the inspection. This home is being sold as-is, w
Key facts
- 5,998 sq ft lot
- Built 1950
- Listed 2 days
Property features AI
Exterior
- Utilities: Public water; Public sewer; Electric service by Ameren; Cable available
- Home design: Single-family residence; One story
- Construction: Asbestos construction material
- Exterior features: Level lot
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Full basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $662 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Cap rate 22.2% vs local median 10.1% in Berkeley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 54/100 on livability (#774 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime F, amenities F.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 100% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+1.6%/yr); 71 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 34% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 1.6% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $26k; list at $50k implies a 92% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.53% ✓
- Cap rate
- 22.18%
- Cash-on-cash
- 56.74%
- DSCR
- 3.52
- GRM
- 3.3
CMA / ARV
- ARV (on-the-fly)
- $103,020
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6006 Cascade Dr | 0.30mi | 2/1.0 | 1,044 (+2%) | 1mo | $75,000 | $72 | 81 |
| 8139 Blanchard Dr | 0.26mi | 2/1.0 | 984 (-4%) | 4mo | $69,900 | $71 | 79 |
| 8219 Davenport Dr | 0.17mi | 3/1.0 (+1) | 1,116 (+9%) | 1mo | $115,000 | $103 | 71 |
| 826 Walters Dr | 0.32mi | 2/1.0 | 925 (-9%) | 2mo | $60,000 | $65 | 68 |
| 6219 Tyndall Dr | 0.33mi | 2/1.5 | 1,128 (+11%) | 2mo | $94,900 | $84 | 64 |
| 318 N Dade Ave | 0.40mi | 3/1.5 (+1) | 1,073 (+5%) | 4mo | $145,000 | $135 | 63 |
| 6042 Hancock Ave | 0.62mi | 3/1.0 (+1) | 1,041 (+2%) | 3mo | $104,900 | $101 | 60 |
| 6625 Thurston Ave | 0.50mi | 2/1.0 | 939 (-8%) | 4mo | $74,900 | $80 | 60 |
| 6013 Garfield Ave | 0.71mi | 2/1.0 | 984 (-4%) | 3mo | $75,000 | $76 | 58 |
| 6637 Torlina Dr | 0.55mi | 3/1.0 (+1) | 960 (-6%) | 2mo | $109,900 | $114 | 58 |
| 8301 Pepperidge Dr | 0.55mi | 3/1.0 (+1) | 1,120 (+10%) | 1mo | $139,900 | $125 | 52 |
| 8 Drummond Dr | 0.69mi | 3/1.0 (+1) | 1,131 (+11%) | 4mo | $134,900 | $119 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.61% rent growth · sell at horizon
- IRR
- 53.6%
- Equity multiple
- 3.31×
- Total profit
- $32,326
- Equity at exit
- $7,455
- IRR
- 58.2%
- Equity multiple
- 6.39×
- Total profit
- $75,527
- Equity at exit
- $4,323
Cash invested: $14,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63134
- Rents YoY
- 1.6%
- Active inventory
- 71
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $1,266 high interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$55 /mo · $665/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$266
- Net cashflow
- $662
Break-even live
Sensitivity live
| Price | -10% $690 | -5% $676 | +0% $662 | +5% $648 | +10% $634 |
|---|---|---|---|---|---|
| Rent | -10% $562 | -5% $612 | +0% $662 | +5% $712 | +10% $762 |
| Rate | -1.0pp $687 | -0.5pp $675 | base $662 | +0.5pp $649 | +1.0pp $636 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,500
- Closing costs
- $1,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6333 Peurifoy Ave Saint Louis, MO | 3.0 | 2.0 | 840 | $1,295 | $1.54 | 24d | 1 | 0.09mi |
| 6132 Eaton Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,125 | $1.42 | 24d | 1 | 0.14mi |
| 6156 Wulff Dr Saint Louis, MO | 3.0 | 2.0 | 960 | $1,425 | $1.48 | 11d | 1 | 0.23mi |
| 6044 Cascade Dr Saint Louis, MO | 2.0 | 1.0 | 984 | $1,150 | $1.17 | 8d | 1 | 0.24mi |
| 8306 Whitewater Dr Saint Louis, MO | 3.0 | 1.0 | 792 | $1,195 | $1.51 | 8d | 1 | 0.27mi |
| 222 Henquin Dr Saint Louis, MO | 2.0 | 1.0 | 816 | $1,050 | $1.29 | 18d | 1 | 0.27mi |
| 6214 Jefferson Ave Saint Louis, MO | 2.0 | 1.0 | 816 | $1,195 | $1.46 | 24d | 1 | 0.36mi |
| 60 Mayme Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,285 | $1.34 | 44d | 1 | 0.41mi |
| 910 Disco Dr Saint Louis, MO | 3.0 | 1.0 | 924 | $1,260 | $1.36 | 17d | 1 | 0.44mi |
| 541 Hentschel Pl Saint Louis, MO | 2.0 | 1.0 | 1305 | $1,500 | $1.15 | 5d | 1 | 0.44mi |
| 6334 Washington Ave Berkeley, MO | 3.0 | 1.0 | 864 | $1,100 | $1.27 | 5d | 1 | 0.44mi |
| 6336 Washington Ave Berkeley, MO | 2.0 | 1.0 | 720 | $1,175 | $1.63 | 44d | 1 | 0.45mi |
| 6315 Washington Ave Berkeley, MO | 2.0 | 1.0 | 739 | $1,175 | $1.59 | 17d | 1 | 0.45mi |
| 6625 Thurston Ave Saint Louis, MO | 2.0 | 1.0 | 939 | $1,400 | $1.49 | 24d | 1 | 0.48mi |
| 6625 Thurston Ave Saint Louis, MO | 2.0 | 1.0 | 939 | $1,300 | $1.38 | 44d | 1 | 0.48mi |
| 6234 Hancock Ave Berkeley, MO | 2.0 | 1.0 | 846 | $1,050 | $1.24 | 44d | 1 | 0.56mi |
| 6452 Evergreen Blvd Saint Louis, MO | 3.0 | 2.0 | 1288 | $1,500 | $1.16 | 24d | 1 | 0.60mi |
| 6042 Hancock Ave Berkeley, MO | 3.0 | 1.0 | 1041 | $1,495 | $1.44 | 24d | 1 | 0.64mi |
| 601 Carson Rd Saint Louis, MO | 2.0 | 1.0 | 743 | $950 | $1.28 | 24d | 1 | 0.68mi |
| 8439 Alder Ave Saint Louis, MO | 3.0 | 1.5 | 1176 | $1,425 | $1.21 | 24d | 1 | 0.68mi |
| 8418 Bayberry Dr Saint Louis, MO | 3.0 | 2.0 | 1288 | $1,350 | $1.05 | 22d | 1 | 0.71mi |
| 8437 January Ave Saint Louis, MO | 3.0 | 2.0 | 1288 | $1,350 | $1.05 | 44d | 1 | 0.75mi |
| 6867 Thurston Ave Saint Louis, MO | 3.0 | 2.0 | 1243 | $1,580 | $1.27 | 44d | 1 | 0.76mi |
| 324 Emmett Ave Saint Louis, MO | 3.0 | 2.0 | 1357 | $1,650 | $1.22 | 24d | 1 | 0.79mi |
| 8330 Woodhurst Dr Saint Louis, MO | 3.0 | 1.0 | 1120 | $1,000 | $0.89 | 8d | 1 | 0.83mi |
| 24 Vierling Dr Saint Louis, MO | 2.0 | 1.0 | 850 | $1,290 | $1.52 | 8d | 1 | 0.90mi |
| 8412 Chalons Ct Saint Louis, MO | 3.0 | 1.0 | 1380 | $1,370 | $0.99 | 24d | 1 | 0.91mi |
| 334 Mueller Ave Saint Louis, MO | 1.0 | 1.0 | 713 | $825 | $1.16 | 24d | 1 | 0.97mi |
| 265 S Harvey Ave Saint Louis, MO | 3.0 | 1.5 | 1240 | $1,350 | $1.09 | 44d | 1 | 0.98mi |
| 153 Bascom Dr Saint Louis, MO | 3.0 | 1.0 | 1076 | $1,195 | $1.11 | 20d | 1 | 0.98mi |
| 171 Elbring Dr Saint Louis, MO | 3.0 | 1.5 | 1008 | $1,395 | $1.38 | 13d | 1 | 1.01mi |
| 6698 Amora Ave Berkeley, MO | 2.0–3.0 | 1.5 | 1625 | $1,250 | $0.77 | 44d | 1 | 1.03mi |
| 46 Bascom Dr Saint Louis, MO | 2.0 | 1.0 | 932 | $1,175 | $1.26 | 44d | 1 | 1.06mi |
| 260 Sadonia Ave Saint Louis, MO | 3.0 | 2.0 | 1088 | $1,623 | $1.49 | 21d | 1 | 1.08mi |
| 360 S Harvey Ave Saint Louis, MO | 2.0 | 1.0 | 936 | $925 | $0.99 | 44d | 1 | 1.09mi |
| 519 Graf Ave Saint Louis, MO | 3.0 | 2.0 | 887 | $1,297 | $1.46 | 21d | 1 | 1.10mi |
| 422 Plaza Ave Saint Louis, MO | 3.0 | 1.0 | 792 | $1,000 | $1.26 | 8d | 1 | 1.11mi |
| 263 Sadonia Ave Saint Louis, MO | 3.0 | 2.0 | 888 | $1,350 | $1.52 | 44d | 1 | 1.11mi |
| 246 Louisa Ave Saint Louis, MO | 3.0 | 1.0 | 1036 | $1,600 | $1.54 | 44d | 1 | 1.12mi |
| 1275 N Florissant Rd Saint Louis, MO | 2.0 | 1.0 | 1008 | $1,275 | $1.26 | 24d | 1 | 1.14mi |
Listing history 4 events
-
2026-06-05statusdays on market $50,000 Pending 2 DOM
-
2026-06-03status $50,000 Active 1 DOM
-
2026-06-02remarks 693-char remark
-
2026-06-02$50,000 Coming Soon 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $665 · $55/mo
- Projected year-2 tax
- $665 · $55/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,197
- − Mortgage interest
- −$2,801
- − Property taxes
- −$665
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,216
- − Management
- −$1,216
- − Depreciation
- −$1,455
- Taxable income
- $7,595
- Est. tax owed @ 24.0%
- −$1,823
- After-tax cash flow
- $6,121/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Berkeley
- Score
- 54/100
- State rank
- #774
- US rank
- #23800
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Berkeley, MO
- County
- Saint Louis County · 888,823 people
- City population
- 13,059
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 13,059
- Household income
- $44,680
- Rent vs Own
- Severe rent burden
- 655.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% White 17% Hispanic / Latino 13% Two or more races 7%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 86% English-only · Spanish 11%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -164.02%
- Current HPI
- 226.9524
- Rent YoY
- ▲ 1.61%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
-43.2% since first listed5 events — show timeline
- 2026-06-02 Coming Soon $50,000 MARIS as Distributed by MLS Grid
- 2008-09-17 Sold (Public Records) $26,000 Public Records
- 2006-08-07 Sold (Public Records) $88,000 Public Records
- 1993-12-17 Sold (Public Records) — Public Records
- 1979-08-01 Sold (Public Records) — Public Records
Property tax history
+1.1%/yrLatest (2022): $665 · +0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…