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5212 Moore Loop
D Composite 40.04
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.7/30.0
  • ARV discount +9.6/15.0
  • Schools +5.2/10.0
  • Livability +3.8/5.0
  • DSCR +3.1/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • Appreciation +0.0/10.0

$318,000

5212 Moore Loop · Crestview, FL 32536
4 bd · 2.0 ba · 2,029 sqft · SingleFamily public records · 168 Days on market
Built 2007 0.26 ac lot $157/sqft · at area comps Est $334k · at est. $8/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to 5212 Moore Loop, located in the desirable Lee Farms community in central Crestview. This inviting home offers spacious, well-designed living areas that feel warm and welcoming from the moment you step inside. The main living room features durable LVP flooring, creating a stylish and low-maintenance space perfect for everyday living. Freshly painted bedrooms add a clean, updated feel throughout, while the 4th bedroom offers beautiful built-ins, making it ideal for a home office, playroom, or guest space. New light fixtures in both the dining room and breakfast room enhance the home's charm and provide a bright, modern touch. Step outside to a spacious backyard designed for entertaining and relaxing. With low-maintenance landscaping, you can enjoy your outdoor space. A workshop with electricity conveys as is, offering great potential for hobbies, storage, or projects. Lee Farms features a community park and is conveniently located near shops, grocery stores, restaurants, and the hospital. With the planned Crestview bypass, commute times are expected to improve even further. The home also offers easy access to Eglin AFB, Duke Field, and 7th Special Forces Group, making it an excellent location for military and civilian buyers alike. Comfortable, functional, and ideally located this home is ready to welcome its next owner.

Key facts

  • Beautiful built-ins
  • Spacious backyard
  • New light fixtures

Tags

DURABLE LVP FLOORINGBEAUTIFUL BUILT-INSNEW LIGHT FIXTURESSPACIOUS BACKYARDLOW-MAINTENANCE LANDSCAPINGWORKSHOP WITH ELECTRICITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $318k.

Deal economics

  • At list price, monthly cash flow is $-151 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $291k (8.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (26.0% below list).
  • Recommended offer: $235k (26.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 4.4% in Crestview — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 75/100 on livability (#252 in FL, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
  • Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.2%/yr); 351 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 168 days — a 12% lower offer ($280k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $235,367 (26.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 168 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.72%
Cash-on-cash
-2.03%
DSCR
0.91
GRM
11.3

CMA / ARV

ARV (median comp)
$333,758
List price
$318,000
Delta
-4.72%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5281 Moore Loop 0.14mi 4/2.0 2,104 (+4%) 1mo $292,000 $139 86
231 Seneca Trl 0.17mi 3/2.0 (-1) 2,024 (-0%) 4mo $340,000 $168 83
2111 Hagood Loop 0.14mi 4/2.0 2,110 (+4%) 5mo $326,000 $155 83
5455 Lee Farm Blvd 0.20mi 4/2.0 2,120 (+4%) 0mo $330,000 $156 83
5211 Moore Loop 0.03mi 4/2.0 2,251 (+11%) 3mo $214,000 $95 78
106 Huron Trl 0.06mi 4/2.0 1,823 (-10%) 3mo $319,050 $175 78
108 Huron Trl 0.07mi 4/2.0 1,823 (-10%) 5mo $339,000 $186 76
2233 Lewis St 0.09mi 4/2.0 1,775 (-12%) 2mo $294,787 $166 74
127 Mohawk Trl 0.38mi 3/2.0 (-1) 2,047 (+1%) 5mo $310,500 $152 72
209 Warrior St 0.58mi 4/2.0 2,075 (+2%) 5mo $270,000 $130 65
129 Arapaho Trl 0.23mi 3/2.0 (-1) 1,860 (-8%) 7mo $332,000 $178 65
2226 W James Lee Blvd 0.75mi 3/2.0 (-1) 2,091 (+3%) 6mo $450,000 $215 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.17% rent growth · sell at horizon

5-year hold
IRR
-21.6%
Equity multiple
0.26×
Total profit
$-65,456
Equity at exit
$47,415
10-year hold
IRR
-19.8%
Equity multiple
0.03×
Total profit
$-86,507
Equity at exit
$27,495

Cash invested: $89,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32536

Home prices YoY
-16.2%
Rents YoY
1.2%
Active inventory
351
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$2,354 medium interval (Pro) →
Mortgage (P&I)
$1,668
Tax from tax record
$202 /mo · $2,422/yr
Insurance
$132
HOA
$8
Vacancy / Maint / Mgmt
$494
Net cashflow
$-151

Break-even live

Break-even rent $2,544
Max offer price $291,399
Occupancy floor

Sensitivity live

Price -10% $29 -5% $-61 +0% $-151 +5% $-241 +10% $-331
Rent -10% $-337 -5% $-244 +0% $-151 +5% $-58 +10% $35
Rate -1.0pp $10 -0.5pp $-70 base $-151 +0.5pp $-233 +1.0pp $-317

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,500
Closing costs
$9,540
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2155 Hagood Loop Crestview, FL 4.0 2.0 2560 $2,300 $0.90 45d 1 0.18mi
307 Windmill Way Crestview, FL 4.0 2.5 2322 $2,200 $0.95 23d 1 0.46mi
132 Cabana Way Crestview, FL 3.0 2.0 1408 $1,750 $1.24 15d 1 1.41mi
197 W 1st Ave Crestview, FL 3.0 2.0 1547 $2,395 $1.55 23d 1 1.48mi

HOA detail

Monthly dues
$8 · $96/yr
Likely covers
electriclandscaping

Listing history 35 events

  1. 2026-06-21
    days on market $318,000 Active 168 DOM
  2. 2026-06-18
    days on market $318,000 Active 165 DOM
  3. 2026-06-17
    days on market $318,000 Active 164 DOM
  4. 2026-06-16
    days on market $318,000 Active 163 DOM
  5. 2026-06-15
    days on market $318,000 Active 162 DOM
  6. 2026-06-14
    days on market $318,000 Active 160 DOM
  7. 2026-06-13
    days on market $318,000 Active 159 DOM
  8. 2026-06-10
    days on market $318,000 Active 157 DOM
  9. 2026-06-09
    days on market $318,000 Active 156 DOM
  10. 2026-06-08
    days on market $318,000 Active 155 DOM
  11. 2026-06-07
    days on market $318,000 Active 154 DOM
  12. 2026-06-05
    days on market $318,000 Active 151 DOM
  13. 2026-06-01
    days on market $318,000 Active 150 DOM
  14. 2026-05-31
    days on market $318,000 Active 149 DOM
  15. 2026-05-30
    days on market $318,000 Active 148 DOM
  16. 2026-04-26
    price $318,000 1356-char remark
    Show marketing remark (1356 chars)

    Welcome home to 5212 Moore Loop, located in the desirable Lee Farms community in central Crestview. This inviting home offers spacious, well-designed living areas that feel warm and welcoming from the moment you step inside. The main living room features durable LVP flooring, creating a stylish and low-maintenance space perfect for everyday living. Freshly painted bedrooms add a clean, updated feel throughout, while the 4th bedroom offers beautiful built-ins, making it ideal for a home office, playroom, or guest space. New light fixtures in both the dining room and breakfast room enhance the home's charm and provide a bright, modern touch. Step outside to a spacious backyard designed for entertaining and relaxing. With low-maintenance landscaping, you can enjoy your outdoor space. A workshop with electricity conveys as is, offering great potential for hobbies, storage, or projects. Lee Farms features a community park and is conveniently located near shops, grocery stores, restaurants, and the hospital. With the planned Crestview bypass, commute times are expected to improve even further. The home also offers easy access to Eglin AFB, Duke Field, and 7th Special Forces Group, making it an excellent location for military and civilian buyers alike. Comfortable, functional, and ideally located this home is ready to welcome its next owner.

  17. 2026-04-11
    price $323,000 1356-char remark
    Show marketing remark (1356 chars)

    Welcome home to 5212 Moore Loop, located in the desirable Lee Farms community in central Crestview. This inviting home offers spacious, well-designed living areas that feel warm and welcoming from the moment you step inside. The main living room features durable LVP flooring, creating a stylish and low-maintenance space perfect for everyday living. Freshly painted bedrooms add a clean, updated feel throughout, while the 4th bedroom offers beautiful built-ins, making it ideal for a home office, playroom, or guest space. New light fixtures in both the dining room and breakfast room enhance the home's charm and provide a bright, modern touch. Step outside to a spacious backyard designed for entertaining and relaxing. With low-maintenance landscaping, you can enjoy your outdoor space. A workshop with electricity conveys as is, offering great potential for hobbies, storage, or projects. Lee Farms features a community park and is conveniently located near shops, grocery stores, restaurants, and the hospital. With the planned Crestview bypass, commute times are expected to improve even further. The home also offers easy access to Eglin AFB, Duke Field, and 7th Special Forces Group, making it an excellent location for military and civilian buyers alike. Comfortable, functional, and ideally located this home is ready to welcome its next owner.

  18. 2026-02-28
    price $325,000 1356-char remark
    Show marketing remark (1356 chars)

    Welcome home to 5212 Moore Loop, located in the desirable Lee Farms community in central Crestview. This inviting home offers spacious, well-designed living areas that feel warm and welcoming from the moment you step inside. The main living room features durable LVP flooring, creating a stylish and low-maintenance space perfect for everyday living. Freshly painted bedrooms add a clean, updated feel throughout, while the 4th bedroom offers beautiful built-ins, making it ideal for a home office, playroom, or guest space. New light fixtures in both the dining room and breakfast room enhance the home's charm and provide a bright, modern touch. Step outside to a spacious backyard designed for entertaining and relaxing. With low-maintenance landscaping, you can enjoy your outdoor space. A workshop with electricity conveys as is, offering great potential for hobbies, storage, or projects. Lee Farms features a community park and is conveniently located near shops, grocery stores, restaurants, and the hospital. With the planned Crestview bypass, commute times are expected to improve even further. The home also offers easy access to Eglin AFB, Duke Field, and 7th Special Forces Group, making it an excellent location for military and civilian buyers alike. Comfortable, functional, and ideally located this home is ready to welcome its next owner.

  19. 2026-02-12
    price $328,500 1356-char remark
    Show marketing remark (1356 chars)

    Welcome home to 5212 Moore Loop, located in the desirable Lee Farms community in central Crestview. This inviting home offers spacious, well-designed living areas that feel warm and welcoming from the moment you step inside. The main living room features durable LVP flooring, creating a stylish and low-maintenance space perfect for everyday living. Freshly painted bedrooms add a clean, updated feel throughout, while the 4th bedroom offers beautiful built-ins, making it ideal for a home office, playroom, or guest space. New light fixtures in both the dining room and breakfast room enhance the home's charm and provide a bright, modern touch. Step outside to a spacious backyard designed for entertaining and relaxing. With low-maintenance landscaping, you can enjoy your outdoor space. A workshop with electricity conveys as is, offering great potential for hobbies, storage, or projects. Lee Farms features a community park and is conveniently located near shops, grocery stores, restaurants, and the hospital. With the planned Crestview bypass, commute times are expected to improve even further. The home also offers easy access to Eglin AFB, Duke Field, and 7th Special Forces Group, making it an excellent location for military and civilian buyers alike. Comfortable, functional, and ideally located this home is ready to welcome its next owner.

  20. 2025-12-19
    listed $328,900 Active 1356-char remark
    Show marketing remark (1356 chars)

    Welcome home to 5212 Moore Loop, located in the desirable Lee Farms community in central Crestview. This inviting home offers spacious, well-designed living areas that feel warm and welcoming from the moment you step inside. The main living room features durable LVP flooring, creating a stylish and low-maintenance space perfect for everyday living. Freshly painted bedrooms add a clean, updated feel throughout, while the 4th bedroom offers beautiful built-ins, making it ideal for a home office, playroom, or guest space. New light fixtures in both the dining room and breakfast room enhance the home's charm and provide a bright, modern touch. Step outside to a spacious backyard designed for entertaining and relaxing. With low-maintenance landscaping, you can enjoy your outdoor space. A workshop with electricity conveys as is, offering great potential for hobbies, storage, or projects. Lee Farms features a community park and is conveniently located near shops, grocery stores, restaurants, and the hospital. With the planned Crestview bypass, commute times are expected to improve even further. The home also offers easy access to Eglin AFB, Duke Field, and 7th Special Forces Group, making it an excellent location for military and civilian buyers alike. Comfortable, functional, and ideally located this home is ready to welcome its next owner.

  21. 2022-05-13
    soldstatus $315,000
  22. 2022-05-10
    soldstatus $315,000 Sold 569-char remark
    Show marketing remark (569 chars)

    Come see this absolutely beautiful brick home in the desirable Lee Farm subdivision. This home boasts a large living area, open floor plan, 4 bedrooms, 2 bathrooms, brand new stainless steel kitchen appliances, large back patio, and a brick workshop with power and Cat 5 wiring. Located within minutes of shopping. Carpet replaced in 2019. HVAC replaced in 2020. Septic pumped Aug 2021. Whole interior painted March 2022. Workshop is as-is. Washer and dryer, window a/c unit in the workshop, and patio gazebo convey. Buyer to verify all information deemed important.

  23. 2022-05-10
    soldstatus $315,000 Sold 569-char remark
    Show marketing remark (569 chars)

    Come see this absolutely beautiful brick home in the desirable Lee Farm subdivision. This home boasts a large living area, open floor plan, 4 bedrooms, 2 bathrooms, brand new stainless steel kitchen appliances, large back patio, and a brick workshop with power and Cat 5 wiring. Located within minutes of shopping. Carpet replaced in 2019. HVAC replaced in 2020. Septic pumped Aug 2021. Whole interior painted March 2022. Workshop is as-is. Washer and dryer, window a/c unit in the workshop, and patio gazebo convey. Buyer to verify all information deemed important.

  24. 2022-03-17
    status Pending 569-char remark
    Show marketing remark (569 chars)

    Come see this absolutely beautiful brick home in the desirable Lee Farm subdivision. This home boasts a large living area, open floor plan, 4 bedrooms, 2 bathrooms, brand new stainless steel kitchen appliances, large back patio, and a brick workshop with power and Cat 5 wiring. Located within minutes of shopping. Carpet replaced in 2019. HVAC replaced in 2020. Septic pumped Aug 2021. Whole interior painted March 2022. Workshop is as-is. Washer and dryer, window a/c unit in the workshop, and patio gazebo convey. Buyer to verify all information deemed important.

  25. 2022-03-17
    historical 569-char remark
    Show marketing remark (569 chars)

    Come see this absolutely beautiful brick home in the desirable Lee Farm subdivision. This home boasts a large living area, open floor plan, 4 bedrooms, 2 bathrooms, brand new stainless steel kitchen appliances, large back patio, and a brick workshop with power and Cat 5 wiring. Located within minutes of shopping. Carpet replaced in 2019. HVAC replaced in 2020. Septic pumped Aug 2021. Whole interior painted March 2022. Workshop is as-is. Washer and dryer, window a/c unit in the workshop, and patio gazebo convey. Buyer to verify all information deemed important.

  26. 2022-03-16
    listed $305,000 Active 569-char remark
    Show marketing remark (569 chars)

    Come see this absolutely beautiful brick home in the desirable Lee Farm subdivision. This home boasts a large living area, open floor plan, 4 bedrooms, 2 bathrooms, brand new stainless steel kitchen appliances, large back patio, and a brick workshop with power and Cat 5 wiring. Located within minutes of shopping. Carpet replaced in 2019. HVAC replaced in 2020. Septic pumped Aug 2021. Whole interior painted March 2022. Workshop is as-is. Washer and dryer, window a/c unit in the workshop, and patio gazebo convey. Buyer to verify all information deemed important.

  27. 2022-03-15
    listed $305,000 569-char remark
    Show marketing remark (569 chars)

    Come see this absolutely beautiful brick home in the desirable Lee Farm subdivision. This home boasts a large living area, open floor plan, 4 bedrooms, 2 bathrooms, brand new stainless steel kitchen appliances, large back patio, and a brick workshop with power and Cat 5 wiring. Located within minutes of shopping. Carpet replaced in 2019. HVAC replaced in 2020. Septic pumped Aug 2021. Whole interior painted March 2022. Workshop is as-is. Washer and dryer, window a/c unit in the workshop, and patio gazebo convey. Buyer to verify all information deemed important.

  28. 2013-07-02
    soldstatus $179,900
  29. 2013-06-27
    soldstatus $179,900
  30. 2013-06-27
    soldstatus $179,900
  31. 2012-08-27
    listed $179,900
  32. 2007-07-05
    soldstatus $204,825
  33. 2007-07-05
    soldstatus $204,825
  34. 2007-03-15
    listed $204,825
  35. 2007-03-15
    listed $204,825

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,422 · $202/mo
Projected year-2 tax
$2,639 · $220/mo
Expected delta
+$217/yr (+$18/mo · 9.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,244
− Mortgage interest
−$17,813
− Property taxes
−$2,422
− Insurance
−$1,590
− Repairs & maintenance
−$2,260
− Management
−$2,260
− HOA
−$96
− Depreciation
−$9,251
Taxable loss
−$7,447
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,787
After-tax cash flow
$-20/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Okaloosa
NCES district ID
1201380
Math proficiency
60% ▼ -12.00%
Reading proficiency
60% ▼ -4.00%
Median HH income
$55,601
Composite
51.62/100
National rank
#1705
State rank
#12 of 73 in FL

Livability — Crestview

Score
75/100
State rank
#252
US rank
#3858

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Okaloosa County · 194,352 people
City population
58,889
Metro
Crestview-Fort Walton Beach-Destin, FL
Population (ZIP)
25,599
Household income
$78,119
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
634.0

Population outlook (Okaloosa County) Hauer SSP2

Today (2025)
235,133 people
By 2030
253,483 · +7.8%
By 2040
289,537 · +23.1%
By 2050
322,954 · +37.3%
By 2075
399,624 · +70.0%
By 2100
425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 64% Black 16% Hispanic / Latino 12% Two or more races 9% Asian 3%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Dominican 1%
Common ancestry
Lithuanian 2% Slovak 2% Italian 2%
Foreign-born
6% · Canada, South Korea
Languages at home
91% English-only · Spanish 7% Tagalog/Filipino 1%

Political lean MEDSL · Okaloosa

2024 margin
Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
2008→2024 swing
+2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
All cycles
2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.48%
Current HPI
265.9926
Rent YoY
▲ 1.17%
Metro
Crestview-Fort Walton Beach-Destin, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+55.3% since first listed
20 events — show timeline
  • 2026-04-26 Price Changed $318,000 ECAR
  • 2026-04-11 Price Changed $323,000 ECAR
  • 2026-02-28 Price Changed $325,000 ECAR
  • 2026-02-12 Price Changed $328,500 ECAR
  • 2025-12-19 Listed $328,900 ECAR
  • 2022-05-13 Sold (Public Records) $315,000 Public Records
  • 2022-05-10 Sold (MLS) $315,000 ECAR
  • 2022-05-10 Sold (MLS) $315,000 NAMLS
  • 2022-03-17 Pending ECAR
  • 2022-03-17 Listing Removed NAMLS
  • 2022-03-16 Listed $305,000 ECAR
  • 2022-03-15 Listed $305,000 NAMLS
  • 2013-07-02 Sold (Public Records) $179,900 Public Records
  • 2013-06-27 Sold (MLS) $179,900 NAMLS
  • 2013-06-27 Sold (MLS) $179,900 ECAR
  • 2012-08-27 Listed $179,900 NAMLS
  • 2007-07-05 Sold (MLS) $204,825 NAMLS
  • 2007-07-05 Sold (MLS) $204,825 ECAR
  • 2007-03-15 Listed $204,825 NAMLS
  • 2007-03-15 Listed $204,825 ECAR

Property tax history

+3.6%/yr

Latest (2025): $2,422 · -4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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