50915 Paloma Ct · La Quinta, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 10/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- ARV discount +15.0/15.0
- DSCR +5.8/10.0
- 1% rule +4.6/10.0
- Rent growth +4.1/5.0
- Schools +3.8/10.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$699,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful home located just minutes away from Old Town La Quinta. No HOA. Home is situated in a cul-de-sac and is just shy of 2,400 square feet, including a private Casita.
Key facts
- 0.23 acre lot
- 3 garage spots
- Pool
Property features AI
Finance
- Other: Guest house/casita includes a bathroom; Listing accepts Conventional, VA, FHA, cash-to-new-loan, and cash
- Financial info: Rental restrictions apply
- HOA & community: No monthly association fee; Not in a gated community
Exterior
- Parking: Total of 9 parking spaces; Attached garage with 3 covered/garage spaces; 3 uncovered/assigned spaces; Driveway and on-street parking; Garage door opener; Oversized garage; RV parking access (standard)
- Security: No security/safety features listed
- Utilities: Water from local water district (CVWD); Sewer connected and paid; No PUD
- Home design: Single-family detached residence; Traditional style; One story (ground level); Mountain view
- Construction: Stucco exterior; Concrete and tile roofing; Slab foundation; Assessor-recorded year built
- Exterior features: Private heated in-ground pebble pool; Heated private in-ground pebble spa/hot tub (gas); Covered patio with awnings; Built-in gas BBQ; Block and stucco wall fencing; Sprinkler system with drip zones and timer; Back yard, landscaped; Cul-de-sac location
Interior
- Kitchen: Granite counters; Electric range/oven; Microwave; Dishwasher; Refrigerator
- Bedrooms: Two master bedrooms; Includes a guest house/casita
- Flooring: Carpet; Tile
- Bathrooms: Three full bathrooms; Two master baths; Tile shower; Tile counters; Shower and tub; Double vanities
- Heating & cooling: Central heating; Fireplace heating (gas log); Natural gas; Central air conditioning; Zoned HVAC
- Interior features: Cathedral ceilings; Recessed lighting; High (9 ft+) ceilings; Double door entry; Vertical blinds; Unfurnished
- Laundry & utility: Laundry in a dedicated room; Washer and dryer; Tankless (water heater)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $699k.
Deal economics
- At list price, monthly cash flow is $642 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $670k (4.2% below list).
- Recommended offer: $670k (4.2% below list) — sets the bar for 1% rule.
- Cap rate 7.4% vs local median 3.3% in La Quinta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#694 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A-, employment B+, housing B+; Watch: amenities F, cost of living F, health & safety F.
- Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: La Quinta High (math 31% / reading 65%, grade D, #380 of 1,170 statewide, top 33%, 2,500 students, 74% FRL) — zoned schools average 74% FRL vs 56% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.5%/yr); 659 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- At $6,696/mo this rent would consume 81% of the median local household income ($99k/yr) (locally 1078% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $21k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($678k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $565k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 7.39%
- Cash-on-cash
- 3.93%
- DSCR
- 1.18
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $893,064
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 50900 Calle Obispo | 0.02mi | 3/3.0 | 2,492 (+6%) | 5mo | $685,000 | $275 | 84 |
| 78370 Calle Las Ramblas | 0.22mi | 3/3.0 | 2,412 (+3%) | 2mo | $850,000 | $352 | 83 |
| 78304 Calle Las Ramblas | 0.31mi | 3/3.0 | 2,412 (+3%) | 1mo | $820,000 | $340 | 80 |
| 78775 Spyglass Hill Dr | 0.38mi | 3/3.0 | 2,316 (-1%) | 4mo | $775,000 | $335 | 77 |
| 78965 Indian Wood Ct | 0.53mi | 3/2.5 | 2,305 (-2%) | 1mo | $832,500 | $361 | 69 |
| 78770 Castle Pines Dr | 0.36mi | 3/3.0 | 2,180 (-7%) | 4mo | $950,000 | $436 | 68 |
| 78340 Calle Las Ramblas | 0.26mi | 3/3.0 | 2,093 (-11%) | 3mo | $850,000 | $406 | 67 |
| 50445 Grand Traverse Ave | 0.47mi | 4/3.0 (+1) | 2,316 (-1%) | 8mo | $1,100,000 | $475 | 64 |
| 78865 Grand Traverse Ave | 0.52mi | 3/3.0 | 2,206 (-6%) | 7mo | $840,000 | $381 | 60 |
| 78863 Breckenridge Dr | 0.29mi | 3/3.0 | 2,013 (-14%) | 3mo | $855,000 | $425 | 60 |
| 78780 Castle Pines Dr | 0.37mi | 3/3.5 | 2,610 (+11%) | 3mo | $800,000 | $307 | 60 |
| 78999 Breckenridge Dr | 0.46mi | 3/3.0 | 2,013 (-14%) | 4mo | $800,000 | $397 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.45% rent growth · sell at horizon
- IRR
- -6.4%
- Equity multiple
- 0.75×
- Total profit
- $-48,356
- Equity at exit
- $104,223
- IRR
- 6.9%
- Equity multiple
- 1.59×
- Total profit
- $116,421
- Equity at exit
- $60,437
Cash invested: $195,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92253
- Rents YoY
- 6.5%
- Active inventory
- 659
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $6,696 high interval (Pro) →
- Mortgage (P&I)
- −$3,666
- Tax from tax record
- −$691 /mo · $8,294/yr
- Insurance
- −$291
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,406
- Net cashflow
- $642
Break-even live
Sensitivity live
| Price | -10% $1,037 | -5% $840 | +0% $642 | +5% $444 | +10% $246 |
|---|---|---|---|---|---|
| Rent | -10% $113 | -5% $377 | +0% $642 | +5% $906 | +10% $1,171 |
| Rate | -1.0pp $994 | -0.5pp $820 | base $642 | +0.5pp $461 | +1.0pp $276 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $174,750
- Closing costs
- $20,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 51200 Calle Paloma La Quinta, CA | 4.0 | 4.0 | 3060 | $7,500 | $2.45 | 45d | 1 | 0.14mi |
| 78710 Avenida Tujunga La Quinta, CA | 3.0 | 2.5 | 2452 | $6,500 | $2.65 | 45d | 1 | 0.22mi |
| 51315 Calle Kalima La Quinta, CA | 3.0 | 2.0 | 1916 | $3,500 | $1.83 | 45d | 1 | 0.23mi |
| 50500 Cypress Point Dr La Quinta, CA | 3.0 | 3.0 | 2349 | $8,000 | $3.41 | 45d | 1 | 0.29mi |
| 78328 Calle Las Ramblas La Quinta, CA | 3.0 | 3.0 | 2412 | $4,200 | $1.74 | 45d | 1 | 0.31mi |
| 78322 Calle Las Ramblas La Quinta, CA | 3.0 | 3.0 | 2093 | $7,000 | $3.34 | 5d | 1 | 0.32mi |
| 50640 Spyglass Hill Dr La Quinta, CA | 3.0 | 3.0 | 2349 | $8,500 | $3.62 | 45d | 1 | 0.36mi |
| 50785 Grand Traverse Ave La Quinta, CA | 3.0 | 3.0 | 2180 | $5,000 | $2.29 | 45d | 1 | 0.37mi |
| 50075 Doral St La Quinta, CA | 3.0 | 2.5 | 2305 | $6,500 | $2.82 | 45d | 1 | 0.45mi |
| 78481 Calle Felipe La Quinta, CA | 3.0 | 2.0 | 2168 | $5,000 | $2.31 | 45d | 1 | 0.48mi |
| 78805 Grand Traverse Ave La Quinta, CA | 3.0 | 3.0 | 2206 | $9,000 | $4.08 | 45d | 1 | 0.49mi |
| 78440 Calle Felipe La Quinta, CA | 3.0 | 3.0 | 2037 | $3,300 | $1.62 | 13d | 1 | 0.51mi |
| 49810 Avenida Montero La Quinta, CA | 3.0 | 3.0 | 2980 | $4,999 | $1.68 | 23d | 1 | 0.55mi |
| 49810 Avenida Montero La Quinta, CA | 3.0 | 3.0 | 2980 | $4,999 | $1.68 | 21d | 1 | 0.55mi |
| 51120 Avenida Navarro La Quinta, CA | 4.0 | 4.5 | 2250 | $25,000 | $11.11 | 45d | 1 | 0.60mi |
| 78174 Calle Norte La Quinta, CA | 3.0 | 3.0 | 2613 | $5,300 | $2.03 | 45d | 1 | 0.62mi |
| 78980 Citrus La Quinta, CA | 3.0 | 2.5 | 2886 | $6,000 | $2.08 | 18d | 1 | 0.65mi |
| 78191 Cll Norte La Quinta, CA | 2.0 | 2.0 | 2023 | $5,000 | $2.47 | 18d | 1 | 0.67mi |
| 51116 Avenida Mendoza La Quinta, CA | 4.0 | 4.5 | 2239 | $25,000 | $11.17 | 45d | 1 | 0.70mi |
| 78655 Via Sonata La Quinta, CA | 4.0 | 3.0 | 2222 | $6,500 | $2.93 | 25d | 1 | 0.71mi |
| 78655 Via Sonata La Quinta, CA | 4.0 | 3.0 | 2222 | $6,500 | $2.93 | 45d | 1 | 0.71mi |
| 79310 Toronja La Quinta, CA | 3.0 | 3.5 | 2833 | $13,995 | $4.94 | 45d | 1 | 0.77mi |
| 79325 Toronja La Quinta, CA | 3.0 | 3.5 | 2470 | $9,000 | $3.64 | 45d | 1 | 0.77mi |
| 79320 Toronja La Quinta, CA | 3.0 | 3.5 | 2577 | $13,950 | $5.41 | 45d | 1 | 0.77mi |
| 49845 Lago Dr La Quinta, CA | 3.0 | 3.0 | 2332 | $10,000 | $4.29 | 25d | 1 | 0.79mi |
| 79365 Mandarina La Quinta, CA | 3.0 | 3.0 | 2470 | $12,000 | $4.86 | 45d | 1 | 0.82mi |
| 49100 Tango Ct La Quinta, CA | 3.0 | 2.5 | 1804 | $3,000 | $1.66 | 45d | 1 | 0.89mi |
| 79440 Azahar La Quinta, CA | 3.0 | 3.5 | 2577 | $8,500 | $3.30 | 45d | 1 | 0.90mi |
| 49584 Montana Way La Quinta, CA | 4.0 | 3.5 | 3077 | $20,000 | $6.50 | 45d | 1 | 0.90mi |
| 77662 Avenida Madrugada La Quinta, CA | 3.0 | 3.0 | 1922 | $4,000 | $2.08 | 45d | 1 | 0.90mi |
| 49519 Montana Way La Quinta, CA | 3.0 | 3.5 | 3077 | $25,000 | $8.12 | 45d | 1 | 0.91mi |
| 49035 Tango Ct La Quinta, CA | 4.0 | 2.5 | 2004 | $6,500 | $3.24 | 45d | 1 | 0.92mi |
| 49035 Tango Ct La Quinta, CA | 4.0 | 3.0 | 2004 | $6,500 | $3.24 | 6d | 1 | 0.92mi |
| 49105 Casa del Rio La Quinta, CA | 3.0 | 4.0 | 2668 | $14,000 | $5.25 | 6d | 1 | 0.93mi |
| 49105 Casa del Rio La Quinta, CA | 4.0 | 4.0 | 2668 | $14,000 | $5.25 | 45d | 1 | 0.93mi |
| 52221 Avenida Villa La Quinta, CA | 4.0 | 4.0 | 1676 | $2,850 | $1.70 | 25d | 1 | 0.95mi |
| 79370 Mission Dr W La Quinta, CA | 4.0 | 3.5 | 2924 | $18,000 | $6.16 | 45d | 1 | 0.96mi |
| 51260 Avenida Vallejo La Quinta, CA | 3.0 | 2.0 | 1713 | $2,595 | $1.51 | 23d | 1 | 0.97mi |
| 78900 Rio Seco La Quinta, CA | 3.0 | 2.0 | 2038 | $12,000 | $5.89 | 45d | 1 | 1.00mi |
| 78688 Cabrillo Way La Quinta, CA | 3.0 | 3.5 | 2648 | $19,000 | $7.18 | 45d | 1 | 1.01mi |
Listing history 18 events
-
2026-04-24historical Active Under Contract
-
2026-04-10$699,000 Active
-
2020-07-24soldstatus $565,000 Closed 172-char remark
Show marketing remark (172 chars)
Beautiful home located just minutes away from Old Town La Quinta. No HOA. Home is situated in a cul-de-sac and is just shy of 2,400 square feet, including a private Casita.
-
2020-07-24soldstatus $565,000
Show marketing remark (172 chars)
Beautiful home located just minutes away from Old Town La Quinta. No HOA. Home is situated in a cul-de-sac and is just shy of 2,400 square feet, including a private Casita.
-
2020-06-29status Pending 172-char remark
Show marketing remark (172 chars)
Beautiful home located just minutes away from Old Town La Quinta. No HOA. Home is situated in a cul-de-sac and is just shy of 2,400 square feet, including a private Casita.
-
2020-05-27$585,000 Active 172-char remark
Show marketing remark (172 chars)
Beautiful home located just minutes away from Old Town La Quinta. No HOA. Home is situated in a cul-de-sac and is just shy of 2,400 square feet, including a private Casita.
-
2018-04-11soldstatus $430,000 Sold 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2018-04-11soldstatus $430,000
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2018-04-09status Pending 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2018-03-14historical Contingent 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2018-02-07price $463,000 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2018-01-10status Active 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2017-12-30historical Contingent 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2017-09-28$469,000 Active 611-char remark
Show marketing remark (611 chars)
Just 5 minutes from Old Town La Quinta's popular array of shops and restaurants, you will find this residence in Desert Club Estates. Comfortably sized at approx. 2,344 s. f. , the 1-story floorplan displays a 2-door entry, living room with fireplace, tumbled-edge tile and a detached Casita. With Southern mountain views to enhance the entertainers back yard. Complete with sparkling pool and spa with built in BBQ and fire pit. World-class golf courses, tennis and the festival grounds are moments from home, and privacy is enhanced by the cul-de-sac location. Do not miss this tremendous buyer's opportunity.
-
2017-09-27historical
-
2017-06-08price $469,000
-
2017-05-11price $479,000
-
2017-04-10$489,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $8,294 · $691/mo
- Projected year-2 tax
- $8,294 · $691/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $80,351
- − Mortgage interest
- −$39,155
- − Property taxes
- −$8,294
- − Insurance
- −$3,495
- − Repairs & maintenance
- −$6,428
- − Management
- −$6,428
- − Depreciation
- −$20,335
- Taxable loss
- −$3,783
- Est. tax savings @ 24.0%
- +$908
- After-tax cash flow
- $8,609/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desert Sands Unified
- NCES district ID
- 0611110
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 56% ▲ 7.00%
- Median HH income
- $54,957
- Composite
- 37.77/100
- National rank
- #4346
- State rank
- #199 of 517 in CA
Livability — La Quinta
- Score
- 58/100
- State rank
- #694
- US rank
- #21080
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- La Quinta, CA
- County
- Riverside County · 2,287,001 people
- City population
- 38,666
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 38,666
- Household income
- $99,277
- Rent vs Own
- Severe rent burden
- 1078.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 54% Hispanic / Latino 37% Two or more races 19% Asian 4% Native American 1% Black 1%
- Hispanic origin (detail)
- Mexican 34%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 1%
- Foreign-born
- 15% · Canada, China, Vietnam
- Languages at home
- 71% English-only · Spanish 24% Tagalog/Filipino 1% Chinese 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -263.65%
- Current HPI
- 281.8665
- Rent YoY
- ▲ 6.45%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+42.9% since first listed18 events — show timeline
- 2026-04-24 Contingent — GPSMLS
- 2026-04-10 Listed $699,000 GPSMLS
- 2020-07-24 Sold (Public Records) $565,000 Public Records
- 2020-07-24 Sold (MLS) $565,000 GPSMLS
- 2020-06-29 Pending — GPSMLS
- 2020-05-27 Listed $585,000 GPSMLS
- 2018-04-11 Sold (Public Records) $430,000 Public Records
- 2018-04-11 Sold (MLS) $430,000 GPSMLS
- 2018-04-09 Pending — GPSMLS
- 2018-03-14 Contingent — GPSMLS
- 2018-02-07 Price Changed $463,000 GPSMLS
- 2018-01-10 Relisted — GPSMLS
- 2017-12-30 Contingent — GPSMLS
- 2017-09-28 Listed $469,000 GPSMLS
- 2017-09-27 Listing Removed — GPSMLS
- 2017-06-08 Price Changed $469,000 GPSMLS
- 2017-05-11 Price Changed $479,000 GPSMLS
- 2017-04-10 Listed $489,000 GPSMLS
Property tax history
+5.0%/yrLatest (2025): $8,294 · +2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…