4156 176th Pl · Country Club Hills, IL 60478

$220,000

3 bd · 1.5 ba · 1,568 sqft · SingleFamily public records · 31 Days on market

Built 1971 9,375 sqft lot Est $257k · 14% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.0/15.0
• Cash flow +13.1/30.0
• 1% rule +6.7/10.0
• DSCR +3.9/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

SPACIOUS 4 BEDROOM, 2 BATH 2 STORY HOME WITH 2 CAR ATT GARAGE AND FULL BASEMENT. PROPERTY BEING SOLD AS IS. PROOF OF FUNDS OR LETTER FROM BANK/MTG COMPANY REQUESTED. ADDENDUMS REQUIRED-ACCESS VIA MLS. SELLER RESERVES RIGHT TO NEGOTIATE OWNER OCCUPANT OR PUBLIC ENTITY OFFERS FOR FIRST 15 DAYS OF LISTING. THIS IS A FANNIE MAE HOMEPATH PROPERTY-ELIGIBLE FOR HOMEPATH RENOVATION FINANCING-PURCHASE FOR AS LITTLE AS 3% DOWN

Key facts

• New tile flooring
• Large corner lot
• Large backyard deck

Tags

• LARGE CORNER LOT
• LARGE BACKYARD DECK
• BRAND NEW KITCHEN COUNTERTOPS
• NEW TILE FLOORING
• LARGE SPACIOUS BASEMENT

Property features AI

Finance

• Other: Parcel number 28342150120000
• HOA & community: No master association fee required

Exterior

• Parking: Attached garage (2 parking spaces total)
• Utilities: Water from Lake Michigan and public supply; Public sewer and storm sewer; Electric with circuit breakers
• Home design: Detached single-family home; Two-story design; Rehab completed in 2024; Fee simple ownership; Built approximately 51–60 years ago; Home built before 1978
• Construction: Vinyl siding; Rehabilitated in 2024
• Exterior features: Lot dimensions approximately 75 x 125; Lot smaller than 0.25 acre; School bus service; Easy interstate access

Interior

• Kitchen: Kitchen with eating area / table space
• Bedrooms: Four bedrooms (master bedroom on main level; three additional bedrooms on second level)
• Flooring: Wood laminate flooring throughout main living areas and bedrooms
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Seven total rooms; Partially finished full basement
• Laundry & utility: Basement laundry room (6 x 6)

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $-8 ($-99/yr) — negative.
• To cash-flow at today's rent, offer at most $219k (0.7% below list).
• Meets the 1% rule at list price ($3k rent vs $220k).
• Recommended offer: $213k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, schools F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 94 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 15y ago; this cycle's ask has dropped $40k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $66k; list at $220k implies a 233% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 4.3% of price.

Recommended offer $213,400 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 6.25%
• Cash-on-cash: -0.16%
• DSCR: 0.99
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $257,152
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17553 Sycamore Ave	0.07mi	3/2.5	1,600 (+2%)	9mo	$286,000	$179	82
17740 Cedar Ave	0.21mi	4/2.0 (+1)	1,642 (+5%)	1mo	$255,000	$155	74
17700 Springfield Ave	0.33mi	4/1.5 (+1)	1,450 (-8%)	2mo	$240,000	$166	66
4501 180th St	0.59mi	3/1.5	1,577 (+1%)	8mo	$95,000	$60	65
4131 178th St	0.23mi	3/3.0	1,372 (-12%)	1mo	$254,000	$185	62
17142 Orchard Ln	0.68mi	3/1.0	1,610 (+3%)	2mo	$150,000	$93	60
18057 Juneway Ct	0.57mi	4/2.5 (+1)	1,552 (-1%)	5mo	$233,900	$151	58
17840 Princeton Ln	0.74mi	4/2.0 (+1)	1,583 (+1%)	8mo	$289,000	$183	50
18037 Edwards Ave	0.53mi	3/2.0	1,800 (+15%)	2mo	$249,700	$139	47
4657 176th Pl	0.61mi	4/2.5 (+1)	1,749 (+12%)	2mo	$287,500	$164	42
17721 Sarah Ln	0.59mi	4/2.0 (+1)	1,800 (+15%)	4mo	$330,000	$183	37
18020 Anthony Ave	0.66mi	4/2.0 (+1)	1,800 (+15%)	2mo	$270,000	$150	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.4%
• Equity multiple: 0.42×
• Total profit: $-35,820
• Equity at exit: $32,803

10-year hold

• IRR: -7.8%
• Equity multiple: 0.51×
• Total profit: $-30,428
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60478

• Home prices YoY: -27.3%
• Active inventory: 94
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,564 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$789 /mo · $9,463/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$538
• Net cashflow: $-8

Break-even live

Break-even rent $2,575

Max offer price $218,544

Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
18019 Ravisloe Ter Country Club Hills, IL	3.0	1.5	1150	$2,800	$2.43	1d	1	0.49mi
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	8d	1	0.73mi
3515 Bordeaux Ct Hazel Crest, IL	4.0	2.0	1486	$2,900	$1.95	2d	1	1.04mi
1153 Williamsburg Rd Country Club Hills, IL	2.0	1.5	1216	$1,900	$1.56	1d	1	1.04mi
2256 Windsor Ln Country Club Hills, IL	3.0	1.0	1212	$2,250	$1.86	1d	1	1.05mi
4453 Provincetown Dr Country Club Hills, IL	3.0	2.5	1300	$2,500	$1.92	1d	1	1.16mi
4193 186th St Country Club Hills, IL	4.0	2.5	1704	$3,200	$1.88	1d	1	1.18mi

Listing history 22 events

1. 2026-06-18
   price $220,000 Active 31 DOM
2. 2026-06-18
   days on market $229,900 Active 31 DOM
3. 2026-06-17
   days on market $229,900 Active 30 DOM
4. 2026-06-16
   days on market $229,900 Active 29 DOM
5. 2026-06-15
   days on market $229,900 Active 28 DOM
6. 2026-06-13
   days on market $229,900 Active 26 DOM
7. 2026-06-09
   days on market $229,900 Active 22 DOM
8. 2026-06-08
   days on market $229,900 Active 21 DOM
9. 2026-06-07
   pricedays on market $229,900 Active 20 DOM
10. 2026-06-04
    days on market $249,900 Active 17 DOM
11. 2026-06-03
    days on market $249,900 Active 16 DOM
12. 2026-06-02
    days on market $249,900 Active 15 DOM
13. 2026-06-01
    days on market $249,900 Active 14 DOM
14. 2026-05-31
    days on market $249,900 Active 13 DOM
15. 2026-05-18
    listed $259,900 Active
16. 2013-04-29
    soldstatus $66,125 Closed Sale 420-char remark

    Show marketing remark (420 chars)

    SPACIOUS 4 BEDROOM, 2 BATH 2 STORY HOME WITH 2 CAR ATT GARAGE AND FULL BASEMENT. PROPERTY BEING SOLD AS IS. PROOF OF FUNDS OR LETTER FROM BANK/MTG COMPANY REQUESTED. ADDENDUMS REQUIRED-ACCESS VIA MLS. SELLER RESERVES RIGHT TO NEGOTIATE OWNER OCCUPANT OR PUBLIC ENTITY OFFERS FOR FIRST 15 DAYS OF LISTING. THIS IS A FANNIE MAE HOMEPATH PROPERTY-ELIGIBLE FOR HOMEPATH RENOVATION FINANCING-PURCHASE FOR AS LITTLE AS 3% DOWN

17. 2013-03-20
    status Pending 420-char remark

    Show marketing remark (420 chars)

    SPACIOUS 4 BEDROOM, 2 BATH 2 STORY HOME WITH 2 CAR ATT GARAGE AND FULL BASEMENT. PROPERTY BEING SOLD AS IS. PROOF OF FUNDS OR LETTER FROM BANK/MTG COMPANY REQUESTED. ADDENDUMS REQUIRED-ACCESS VIA MLS. SELLER RESERVES RIGHT TO NEGOTIATE OWNER OCCUPANT OR PUBLIC ENTITY OFFERS FOR FIRST 15 DAYS OF LISTING. THIS IS A FANNIE MAE HOMEPATH PROPERTY-ELIGIBLE FOR HOMEPATH RENOVATION FINANCING-PURCHASE FOR AS LITTLE AS 3% DOWN

18. 2013-03-06
    listed $54,500 New 420-char remark

    Show marketing remark (420 chars)

    SPACIOUS 4 BEDROOM, 2 BATH 2 STORY HOME WITH 2 CAR ATT GARAGE AND FULL BASEMENT. PROPERTY BEING SOLD AS IS. PROOF OF FUNDS OR LETTER FROM BANK/MTG COMPANY REQUESTED. ADDENDUMS REQUIRED-ACCESS VIA MLS. SELLER RESERVES RIGHT TO NEGOTIATE OWNER OCCUPANT OR PUBLIC ENTITY OFFERS FOR FIRST 15 DAYS OF LISTING. THIS IS A FANNIE MAE HOMEPATH PROPERTY-ELIGIBLE FOR HOMEPATH RENOVATION FINANCING-PURCHASE FOR AS LITTLE AS 3% DOWN

19. 2012-03-01
    historical
20. 2011-10-18
    listed New
21. 2004-08-13
    soldstatus $145,000
22. 1992-02-04
    soldstatus $78,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $9,463 · $789/mo
• Projected year-2 tax: $9,463 · $789/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,770
• − Mortgage interest: −$12,323
• − Property taxes: −$9,463
• − Insurance: −$1,100
• − Repairs & maintenance: −$2,462
• − Management: −$2,462
• − Depreciation: −$6,400
• Taxable loss: −$3,439
• Est. tax savings @ 24.0%: +$825
• After-tax cash flow: $727/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Country Club Hills

• Score: 75/100
• State rank: #212
• US rank: #3963

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment A- Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Country Club Hills, IL
• City population: 16,549
• Population (ZIP): 16,549

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (87%)
• Race & ethnicity: Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.73%
• Current HPI: 212.3917
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+233.2% since first listed

8 events — show timeline

• 2026-05-18 Listed $259,900 MRED as Distributed by MLS Grid
• 2013-04-29 Sold (MLS) $66,125 MRED as Distributed by MLS Grid
• 2013-03-20 Pending — MRED as Distributed by MLS Grid
• 2013-03-06 Listed $54,500 MRED as Distributed by MLS Grid
• 2012-03-01 Listing Removed — MRED as Distributed by MLS Grid
• 2011-10-18 Listed — MRED as Distributed by MLS Grid
• 2004-08-13 Sold (Public Records) $145,000 Public Records
• 1992-02-04 Sold (Public Records) $78,000 Public Records

Property tax history

+3.9%/yr

Latest (2023): $9,463 · +3.2% YoY. Source: county tax records.