CashFlowRE
Sign in Sign up
651 S Snowflake Ln
C- Composite 52.79
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • 1% rule +7.9/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.0/10.0
  • Appreciation +5.0/10.0
  • Schools +3.5/10.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$110,000

651 S Snowflake Ln · Brian Head, UT 84719
4 bd · 3.0 ba · 1,734 sqft · Townhouse · 181 Days on market
Built 1972 $63/sqft · 62% below area $300/mo HOA · 21% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ski-in/Ski-out. 1/8th Fractional ownership. Share the cost of owning a high-end vacation property without breaking the bank! Enjoy your getaway without the hassle of full-time upkeep. Use your property 6 weeks out of the year, and rent out your share when you're not there. It's a win-win! Experience the perks of owning a luxury property in beautiful Brian Head without the full-time commitment. First 2 shares sold for 110k. Owner financing available for the right buyer-with down payment.

Key facts

  • Luxury property
  • Ski-in/ski-out
  • $300 HOA

Tags

SKI-IN/SKI-OUTHIGH-END VACATION PROPERTYLUXURY PROPERTY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath townhouse listed at $110k.

Deal economics

  • At list price, monthly cash flow is $60 ($722/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $97k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 51/100 on livability (#295 in UT) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing B; Watch: schools D, amenities F, commute F.
  • Iron District (town): math 40% / reading 44% proficiency, ranked #42 of 80 in UT (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 257 active listings in the ZIP; 655 units permitted in Iron County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $702 of equity ($761 loan paydown + $-59 appreciation (-0.1% local appreciation)).
  • Iron County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 181 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
6.95%
Cash-on-cash
2.34%
DSCR
1.10
GRM
6.5

CMA / ARV

ARV (median comp)
$292,964
List price
$110,000
Delta
-62.45%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-0.05% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.4%
Equity multiple
1.02×
Total profit
$543
Equity at exit
$31,648
10-year hold
IRR
6.1%
Equity multiple
1.66×
Total profit
$20,361
Equity at exit
$37,810

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84719

Home prices YoY
-0.0%
Active inventory
257
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,418 medium interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$137 /mo · $1,648/yr
Insurance
$46
HOA
$300
Vacancy / Maint / Mgmt
$298
Net cashflow
$60

Break-even live

Break-even rent $1,342
Max offer price $110,000
Occupancy floor 91%

Sensitivity live

Price -10% $122 -5% $91 +0% $60 +5% $29 +10% $-2
Rent -10% $-52 -5% $4 +0% $60 +5% $116 +10% $172
Rate -1.0pp $116 -0.5pp $88 base $60 +0.5pp $32 +1.0pp $3

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$300 · $3,600/yr

Listing history 32 events

  1. 2026-06-15
    days on market $110,000 Active 181 DOM
  2. 2026-06-14
    days on market $110,000 Active 179 DOM
  3. 2026-06-12
    days on market $110,000 Active 178 DOM
  4. 2026-06-09
    days on market $110,000 Active 175 DOM
  5. 2026-06-08
    days on market $110,000 Active 174 DOM
  6. 2026-06-07
    days on market $110,000 Active 173 DOM
  7. 2026-06-05
    days on market $110,000 Active 170 DOM
  8. 2026-06-03
    days on market $110,000 Active 169 DOM
  9. 2026-06-02
    days on market $110,000 Active 168 DOM
  10. 2026-06-01
    days on market $110,000 Active 167 DOM
  11. 2026-05-31
    days on market $110,000 Active 166 DOM
  12. 2026-05-30
    days on market $110,000 Active 165 DOM
  13. 2026-03-04
    historical
  14. 2025-12-13
    listed $110,000 Active 494-char remark
    Show marketing remark (494 chars)

    Ski-in/Ski-out. 1/8th Fractional ownership. Share the cost of owning a high-end vacation property without breaking the bank! Enjoy your getaway without the hassle of full-time upkeep. Use your property 6 weeks out of the year, and rent out your share when you're not there. It's a win-win! Experience the perks of owning a luxury property in beautiful Brian Head without the full-time commitment. First 2 shares sold for 110k. Owner financing available for the right buyer-with down payment.

  15. 2025-09-12
    soldstatus Closed
  16. 2025-08-18
    status Pending
  17. 2025-08-01
    price $237,000
  18. 2025-07-06
    price $247,000
  19. 2025-06-21
    price $267,000
  20. 2025-04-08
    price $277,000
  21. 2025-02-20
    price $287,000
  22. 2025-02-18
    soldstatus
  23. 2024-09-30
    listed $297,000 Active
  24. 2020-10-23
    soldstatus
  25. 2020-09-30
    listed $73,000
  26. 2018-11-15
    soldstatus
  27. 2015-12-18
    soldstatus
  28. 2015-03-27
    soldstatus
  29. 2014-09-19
    listed $42,000
  30. 2014-09-15
    soldstatus
  31. 2014-08-19
    listed $42,000
  32. 2007-08-17
    listed $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$1,648 · $137/mo
Projected year-2 tax
$1,648 · $137/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,015
− Mortgage interest
−$6,162
− Property taxes
−$1,648
− Insurance
−$550
− Repairs & maintenance
−$1,361
− Management
−$1,361
− HOA
−$3,600
− Depreciation
−$3,200
Taxable loss
−$867
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$208
After-tax cash flow
$930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Iron District
NCES district ID
4900390
Math proficiency
40% ▼ -9.00%
Reading proficiency
44% ▼ -6.00%
Median HH income
$43,150
Composite
35.49/100
National rank
#4922
State rank
#42 of 80 in UT

Livability — Brian Head

Score
51/100
State rank
#295
US rank
#25179

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B- Housing B Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brian Head, UT
Population (ZIP)
49

Population outlook (Iron County) Hauer SSP2

Today (2025)
53,029 people
By 2030
55,084 · +3.9%
By 2040
58,269 · +9.9%
By 2050
60,462 · +14.0%
By 2075
61,312 · +15.6%
By 2100
57,973 · +9.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Common ancestry
Danish 14% Slovak 8% Subsaharan African 8%

Political lean MEDSL · Iron

2024 margin
Solid R (+57.0) · D 20.4% · R 77.4% · Other 2.2%
2008→2024 swing
-0.7pp no change · 2008: -56.3pp · 2024: -57.0pp
All cycles
2024: R+57.0 2020: R+56.6 2016: R+51.6 2012: R+71.8 2008: R+56.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.05%
Current HPI
239.9156
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-4.3% since first listed
20 events — show timeline
  • 2026-03-04 Listing Removed WFRMLS
  • 2025-12-13 Listed $110,000 ICBORMLS
  • 2025-09-12 Sold (MLS) ICBORMLS
  • 2025-08-18 Pending ICBORMLS
  • 2025-08-01 Price Changed $237,000 ICBORMLS
  • 2025-07-06 Price Changed $247,000 ICBORMLS
  • 2025-06-21 Price Changed $267,000 ICBORMLS
  • 2025-04-08 Price Changed $277,000 ICBORMLS
  • 2025-02-20 Price Changed $287,000 ICBORMLS
  • 2025-02-18 Sold (Public Records) Public Records
  • 2024-09-30 Listed $297,000 ICBORMLS
  • 2020-10-23 Sold (MLS) WFRMLS
  • 2020-09-30 Listed $73,000 WFRMLS
  • 2018-11-15 Sold (Public Records) Public Records
  • 2015-12-18 Sold (Public Records) Public Records
  • 2015-03-27 Sold (MLS) ICBORMLS
  • 2014-09-19 Listed $42,000 ICBORMLS
  • 2014-09-15 Sold (MLS) ICBORMLS
  • 2014-08-19 Listed $42,000 ICBORMLS
  • 2007-08-17 Listed $115,000 WFRMLS

Property tax history

+1.5%/yr

Latest (2025): $1,648 · -45.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…