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7701 W Ustick Rd #128
B+ Composite 75.39
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.5/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.2/10.0
  • Rent growth +3.0/5.0
  • Livability +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$90,000

7701 W Ustick Rd #128 · Boise City, ID 83704
2 bd · 2.0 ba · 1,128 sqft · Manufactured · 9 Days on market
Built 1971 Fair condition Est $104k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Biggest lot in the park! Rare corner lot opportunity featuring RV parking, covered porch, fully fenced yard, multiple sheds/workshop spaces, and a mostly enclosed carport that could easily be completed into a 1-car garage. Mature fire maple tree in the front provides beautiful shade and curb appeal. This 2 bed, 2 bath home includes a primary suite with walk-in closet and built-in vanity, central air, heat, laundry area, crown moulding details, recoppered pipes, whole-house well water filtration system, and a fully wrapped and sealed exterior. Mostly unfinished, this home presents a unique opportunity for a buyer to bring their vision to life and complete the remodel to their own style and p

Key facts

  • Covered porch
  • Multiple sheds
  • Rv parking

Tags

CORNER LOT OPPORTUNITYRV PARKINGCOVERED PORCHFULLY FENCED YARDMULTIPLE SHEDSWORKSHOP SPACES

Property features AI

Finance

  • Financial info: Annual taxes listed (see agent for details)
  • HOA & community: Part of Flying H Ranch community

Exterior

  • Home design: Mobile/manufactured home on rented lot
  • Construction: Built in 1971; Metal roof
  • Exterior features: Located in a mobile home park (Flying H Ranch); Directions: S on Maple Grove, E on U Stick, S into Flying H Ranch

Interior

  • Bedrooms: 2 bedrooms (both on the main level)
  • Bathrooms: 2 bathrooms
  • Heating & cooling: No heating; No cooling
  • Interior features: Main-level master bedroom; Second bedroom on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $90k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $615 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Cap rate 14.5% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Boise Independent District (urban): math 42% / reading 56% proficiency, ranked #36 of 92 in ID (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mountain View Elementary School (math 42% / reading 47%, grade F, #199 of 357 statewide, top 59%, 312 students, 31% FRL); Capital Senior High School (math 34% / reading 57%, grade D-, #59 of 169 statewide, top 35%, 1,220 students, 28% FRL) — zoned schools at 29% FRL track the district average.
  • Market conditions: Rents rising (+1.9%/yr); 193 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.9% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $90,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
14.49%
Cash-on-cash
29.27%
DSCR
2.30
GRM
4.8

CMA / ARV

ARV (on-the-fly)
$103,776
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1420 N Oakwood 0.38mi 2/1.0 1,000 (-11%) 5mo $22,500 $23 55
7701 W W Ustick Rd #186 0.12mi 2/2.0 980 (-13%) 24mo $89,900 $92 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.95% rent growth · sell at horizon

5-year hold
IRR
22.5%
Equity multiple
1.91×
Total profit
$22,955
Equity at exit
$13,419
10-year hold
IRR
29.8%
Equity multiple
3.54×
Total profit
$63,923
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83704

Rents YoY
1.9%
Active inventory
193
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,565 high interval (Pro) →
Mortgage (P&I)
$472
Tax est. 1.5%
$112 /mo · $1,350/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$329
Net cashflow
$615

Break-even live

Break-even rent $787
Max offer price $90,000
Occupancy floor 56%

Sensitivity live

Price -10% $677 -5% $646 +0% $615 +5% $584 +10% $553
Rent -10% $491 -5% $553 +0% $615 +5% $677 +10% $738
Rate -1.0pp $660 -0.5pp $638 base $615 +0.5pp $591 +1.0pp $568

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7521 W Tottenham Ln Apt 202 Boise, ID 3.0 2.0 1113 $1,595 $1.43 24d 1 0.12mi
2555 N Workland Ln Unit 202 Boise, ID 2.0 1.0 800 $1,325 $1.66 15d 1 0.84mi
9113 W Ustick Rd Unit 102 Boise, ID 2.0 2.0 1000 $1,525 $1.52 24d 1 0.85mi
9131 W Ustick Rd Unit 104 Boise, ID 2.0 2.0 1000 $1,595 $1.59 12d 1 0.88mi
9169 W Cory Ln #202 Boise, ID 2.0 1.5 968 $1,395 $1.44 22d 1 0.91mi
1452 N Allumbaugh St Boise, ID 2.0 2.5 1100 $1,525 $1.39 12d 1 1.13mi
1407 N Fry Ln Boise, ID 2.0 2.0 1000 $1,450 $1.45 4d 1 1.19mi
3911 N Patricia Ln Unit 1547109P Boise, ID 2.0 1.0 818 $4,431 $5.42 4d 1 1.19mi
3909 N Patricia Ln Unit 1547101P Boise, ID 2.0 1.0 818 $4,200 $5.13 4d 1 1.19mi
6660 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 24d 1 1.19mi
1428 N Raymond St Unit 1408 104 Boise, ID 1.0 1.0 740 $1,195 $1.61 24d 1 1.20mi
1406 N Fry Ln Boise, ID 2.0 2.0 1000 $1,450 $1.45 4d 1 1.20mi
6739 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 24d 1 1.20mi
6677 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 24d 1 1.22mi
316 E 46th Pl Garden City, ID 2.0 1.0 1080 $2,250 $2.08 24d 1 1.22mi
6724 W Irving St Boise, ID 2.0 2.0 1000 $1,450 $1.45 12d 1 1.23mi
1408 N Raymond St Boise, ID 1.0 1.0 740 $1,195 $1.61 24d 1 1.23mi
6641 W Colehaven Dr Boise, ID 2.0 2.0 1000 $1,450 $1.45 24d 1 1.23mi
1411 N Liberty St Boise, ID 2.0–4.0 1.5–2.0 1630 $1,620 $0.99 24d 1 1.24mi
6652 W Irving St Boise, ID 2.0 2.0 1000 $1,450 $1.45 24d 1 1.25mi
6315 W Chet Ln Boise, ID 2.0 2.5 1050 $1,750 $1.67 15d 1 1.32mi
6315 W Chet Ln Unit 6307 102 Boise, ID 2.0 2.5 1050 $1,750 $1.67 24d 1 1.33mi
6315 W Chet Ln Unit 6315 102 Boise, ID 2.0 2.5 1050 $1,750 $1.67 4d 1 1.33mi
930 N Maple Grove Rd Boise, ID 1.0–3.0 1.0–2.0 950 $1,920 $2.02 4d 14 1.34mi
8443 W Rifleman St Unit 8443 Boise, ID 2.0 1.0 846 $1,900 $2.25 4d 1 1.34mi
9130 W Irving St Boise, ID 2.0 1.5 952 $1,575 $1.65 4d 5 1.34mi
485 E 50th St Garden City, ID 1.0–2.0 1.0–2.0 885 $1,525 $1.72 12d 1 1.35mi
950 N Allumbaugh St Boise, ID 2.0 1.0 902 $1,505 $1.67 3d 2 1.40mi
1105 N Liberty St Boise, ID 1.0–2.0 1.0 727 $1,949 $2.68 15d 4 1.41mi

Listing history 2 events

  1. 2026-05-31
    status $90,000 Pending 9 DOM
  2. 2026-05-22
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,785
− Mortgage interest
−$5,041
− Property taxes
−$1,350
− Insurance
−$450
− Repairs & maintenance
−$1,503
− Management
−$1,503
− Depreciation
−$2,618
Taxable income
$6,320
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,517
After-tax cash flow
$5,860/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 22 photos

Fair 45/100 Moderate rehab

This home requires moderate renovations to update the kitchen and bathrooms, paint the interior, and improve the landscaping. It has a good foundation and structure, making it a good investment opportunity.

Repairs flagged

  • Major kitchen cabinets — poor condition
  • Major kitchen countertops — poor condition
  • Major kitchen flooring — poor condition
  • Minor bathroom fixtures — basic fixtures
  • Major bathroom flooring — poor condition

Value-add opportunities

  • Resale update kitchen cabinets and countertops — modernizing the kitchen will attract more buyers
  • Resale replace bathroom fixtures and flooring — modernizing the bathrooms will attract more buyers
  • Both paint interior walls — improving the interior will make the home more appealing
  • Both landscaping and curb appeal — improving the landscaping will make the home more appealing

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · poor condition Major $15,000–50,000
kitchen countertops · poor condition Major $15,000–50,000
kitchen flooring · poor condition Major $15,000–50,000
bathroom fixtures · basic fixtures Minor $500–3,000
bathroom flooring · poor condition Major $15,000–50,000
Total estimated repair cost · 5 items $60,500–203,000

Value-add ROI direction

  • Resale update kitchen cabinets and countertops — modernizing the kitchen will attract more buyers
  • Resale replace bathroom fixtures and flooring — modernizing the bathrooms will attract more buyers
  • Both paint interior walls — improving the interior will make the home more appealing
  • Both landscaping and curb appeal — improving the landscaping will make the home more appealing

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Boise Independent District
NCES district ID
1600360
Math proficiency
42% ▼ -5.00%
Reading proficiency
56% ▼ -1.00%
Median HH income
$49,135
Composite
41.82/100
National rank
#3388
State rank
#36 of 92 in ID

Livability — Boise City

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Boise City, ID
County
Ada County · 522,161 people
City population
152,689
Metro
Boise City, ID
Population (ZIP)
42,719
Household income
$73,390
Rent vs Own
37.0% rent · 63.0% own
Severe rent burden
1415.0

Population outlook (Ada County) Hauer SSP2

Today (2025)
535,818 people
By 2030
585,751 · +9.3%
By 2040
682,435 · +27.4%
By 2050
775,818 · +44.8%
By 2075
994,458 · +85.6%
By 2100
1,148,884 · +114.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 14% Two or more races 9% Asian 2% Native American 2% Black 1%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Italian 4% Portuguese 3% Slovak 2%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 8% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Ada

2024 margin
R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
2008→2024 swing
-4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
All cycles
2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -393.15%
Current HPI
379.0934
Rent YoY
▲ 1.95%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-22 Listed $90,000 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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