7701 W Ustick Rd #128 · Boise City, ID
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +13.5/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.2/10.0
- Rent growth +3.0/5.0
- Livability +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$90,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Biggest lot in the park! Rare corner lot opportunity featuring RV parking, covered porch, fully fenced yard, multiple sheds/workshop spaces, and a mostly enclosed carport that could easily be completed into a 1-car garage. Mature fire maple tree in the front provides beautiful shade and curb appeal. This 2 bed, 2 bath home includes a primary suite with walk-in closet and built-in vanity, central air, heat, laundry area, crown moulding details, recoppered pipes, whole-house well water filtration system, and a fully wrapped and sealed exterior. Mostly unfinished, this home presents a unique opportunity for a buyer to bring their vision to life and complete the remodel to their own style and p
Key facts
- Covered porch
- Multiple sheds
- Rv parking
Tags
Property features AI
Finance
- Financial info: Annual taxes listed (see agent for details)
- HOA & community: Part of Flying H Ranch community
Exterior
- Home design: Mobile/manufactured home on rented lot
- Construction: Built in 1971; Metal roof
- Exterior features: Located in a mobile home park (Flying H Ranch); Directions: S on Maple Grove, E on U Stick, S into Flying H Ranch
Interior
- Bedrooms: 2 bedrooms (both on the main level)
- Bathrooms: 2 bathrooms
- Heating & cooling: No heating; No cooling
- Interior features: Main-level master bedroom; Second bedroom on main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $90k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $615 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $90k).
- Cap rate 14.5% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Boise Independent District (urban): math 42% / reading 56% proficiency, ranked #36 of 92 in ID (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Mountain View Elementary School (math 42% / reading 47%, grade F, #199 of 357 statewide, top 59%, 312 students, 31% FRL); Capital Senior High School (math 34% / reading 57%, grade D-, #59 of 169 statewide, top 35%, 1,220 students, 28% FRL) — zoned schools at 29% FRL track the district average.
- Market conditions: Rents rising (+1.9%/yr); 193 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.9% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.74% ✓
- Cap rate
- 14.49%
- Cash-on-cash
- 29.27%
- DSCR
- 2.30
- GRM
- 4.8
CMA / ARV
- ARV (on-the-fly)
- $103,776
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1420 N Oakwood | 0.38mi | 2/1.0 | 1,000 (-11%) | 5mo | $22,500 | $23 | 55 |
| 7701 W W Ustick Rd #186 | 0.12mi | 2/2.0 | 980 (-13%) | 24mo | $89,900 | $92 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.95% rent growth · sell at horizon
- IRR
- 22.5%
- Equity multiple
- 1.91×
- Total profit
- $22,955
- Equity at exit
- $13,419
- IRR
- 29.8%
- Equity multiple
- 3.54×
- Total profit
- $63,923
- Equity at exit
- $7,782
Cash invested: $25,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83704
- Rents YoY
- 1.9%
- Active inventory
- 193
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,565 high interval (Pro) →
- Mortgage (P&I)
- −$472
- Tax est. 1.5%
- −$112 /mo · $1,350/yr
- Insurance
- −$38
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$329
- Net cashflow
- $615
Break-even live
Sensitivity live
| Price | -10% $677 | -5% $646 | +0% $615 | +5% $584 | +10% $553 |
|---|---|---|---|---|---|
| Rent | -10% $491 | -5% $553 | +0% $615 | +5% $677 | +10% $738 |
| Rate | -1.0pp $660 | -0.5pp $638 | base $615 | +0.5pp $591 | +1.0pp $568 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,500
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7521 W Tottenham Ln Apt 202 Boise, ID | 3.0 | 2.0 | 1113 | $1,595 | $1.43 | 24d | 1 | 0.12mi |
| 2555 N Workland Ln Unit 202 Boise, ID | 2.0 | 1.0 | 800 | $1,325 | $1.66 | 15d | 1 | 0.84mi |
| 9113 W Ustick Rd Unit 102 Boise, ID | 2.0 | 2.0 | 1000 | $1,525 | $1.52 | 24d | 1 | 0.85mi |
| 9131 W Ustick Rd Unit 104 Boise, ID | 2.0 | 2.0 | 1000 | $1,595 | $1.59 | 12d | 1 | 0.88mi |
| 9169 W Cory Ln #202 Boise, ID | 2.0 | 1.5 | 968 | $1,395 | $1.44 | 22d | 1 | 0.91mi |
| 1452 N Allumbaugh St Boise, ID | 2.0 | 2.5 | 1100 | $1,525 | $1.39 | 12d | 1 | 1.13mi |
| 1407 N Fry Ln Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 4d | 1 | 1.19mi |
| 3911 N Patricia Ln Unit 1547109P Boise, ID | 2.0 | 1.0 | 818 | $4,431 | $5.42 | 4d | 1 | 1.19mi |
| 3909 N Patricia Ln Unit 1547101P Boise, ID | 2.0 | 1.0 | 818 | $4,200 | $5.13 | 4d | 1 | 1.19mi |
| 6660 W Colehaven Dr Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 24d | 1 | 1.19mi |
| 1428 N Raymond St Unit 1408 104 Boise, ID | 1.0 | 1.0 | 740 | $1,195 | $1.61 | 24d | 1 | 1.20mi |
| 1406 N Fry Ln Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 4d | 1 | 1.20mi |
| 6739 W Colehaven Dr Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 24d | 1 | 1.20mi |
| 6677 W Colehaven Dr Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 24d | 1 | 1.22mi |
| 316 E 46th Pl Garden City, ID | 2.0 | 1.0 | 1080 | $2,250 | $2.08 | 24d | 1 | 1.22mi |
| 6724 W Irving St Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 12d | 1 | 1.23mi |
| 1408 N Raymond St Boise, ID | 1.0 | 1.0 | 740 | $1,195 | $1.61 | 24d | 1 | 1.23mi |
| 6641 W Colehaven Dr Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 24d | 1 | 1.23mi |
| 1411 N Liberty St Boise, ID | 2.0–4.0 | 1.5–2.0 | 1630 | $1,620 | $0.99 | 24d | 1 | 1.24mi |
| 6652 W Irving St Boise, ID | 2.0 | 2.0 | 1000 | $1,450 | $1.45 | 24d | 1 | 1.25mi |
| 6315 W Chet Ln Boise, ID | 2.0 | 2.5 | 1050 | $1,750 | $1.67 | 15d | 1 | 1.32mi |
| 6315 W Chet Ln Unit 6307 102 Boise, ID | 2.0 | 2.5 | 1050 | $1,750 | $1.67 | 24d | 1 | 1.33mi |
| 6315 W Chet Ln Unit 6315 102 Boise, ID | 2.0 | 2.5 | 1050 | $1,750 | $1.67 | 4d | 1 | 1.33mi |
| 930 N Maple Grove Rd Boise, ID | 1.0–3.0 | 1.0–2.0 | 950 | $1,920 | $2.02 | 4d | 14 | 1.34mi |
| 8443 W Rifleman St Unit 8443 Boise, ID | 2.0 | 1.0 | 846 | $1,900 | $2.25 | 4d | 1 | 1.34mi |
| 9130 W Irving St Boise, ID | 2.0 | 1.5 | 952 | $1,575 | $1.65 | 4d | 5 | 1.34mi |
| 485 E 50th St Garden City, ID | 1.0–2.0 | 1.0–2.0 | 885 | $1,525 | $1.72 | 12d | 1 | 1.35mi |
| 950 N Allumbaugh St Boise, ID | 2.0 | 1.0 | 902 | $1,505 | $1.67 | 3d | 2 | 1.40mi |
| 1105 N Liberty St Boise, ID | 1.0–2.0 | 1.0 | 727 | $1,949 | $2.68 | 15d | 4 | 1.41mi |
Listing history 2 events
-
2026-05-31status $90,000 Pending 9 DOM
-
2026-05-22$90,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $18,785
- − Mortgage interest
- −$5,041
- − Property taxes
- −$1,350
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,503
- − Management
- −$1,503
- − Depreciation
- −$2,618
- Taxable income
- $6,320
- Est. tax owed @ 24.0%
- −$1,517
- After-tax cash flow
- $5,860/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 22 photos
This home requires moderate renovations to update the kitchen and bathrooms, paint the interior, and improve the landscaping. It has a good foundation and structure, making it a good investment opportunity.
Repairs flagged
- Major kitchen cabinets — poor condition
- Major kitchen countertops — poor condition
- Major kitchen flooring — poor condition
- Minor bathroom fixtures — basic fixtures
- Major bathroom flooring — poor condition
Value-add opportunities
- Resale update kitchen cabinets and countertops — modernizing the kitchen will attract more buyers
- Resale replace bathroom fixtures and flooring — modernizing the bathrooms will attract more buyers
- Both paint interior walls — improving the interior will make the home more appealing
- Both landscaping and curb appeal — improving the landscaping will make the home more appealing
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · poor condition | Major | $15,000–50,000 |
| kitchen countertops · poor condition | Major | $15,000–50,000 |
| kitchen flooring · poor condition | Major | $15,000–50,000 |
| bathroom fixtures · basic fixtures | Minor | $500–3,000 |
| bathroom flooring · poor condition | Major | $15,000–50,000 |
| Total estimated repair cost · 5 items | $60,500–203,000 |
Value-add ROI direction
- Resale update kitchen cabinets and countertops — modernizing the kitchen will attract more buyers ↑
- Resale replace bathroom fixtures and flooring — modernizing the bathrooms will attract more buyers ↑
- Both paint interior walls — improving the interior will make the home more appealing ↑
- Both landscaping and curb appeal — improving the landscaping will make the home more appealing ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Boise Independent District
- NCES district ID
- 1600360
- Math proficiency
- 42% ▼ -5.00%
- Reading proficiency
- 56% ▼ -1.00%
- Median HH income
- $49,135
- Composite
- 41.82/100
- National rank
- #3388
- State rank
- #36 of 92 in ID
Livability — Boise City
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Boise City, ID
- County
- Ada County · 522,161 people
- City population
- 152,689
- Metro
- Boise City, ID
- Population (ZIP)
- 42,719
- Household income
- $73,390
- Rent vs Own
- Severe rent burden
- 1415.0
Population outlook (Ada County) Hauer SSP2
- Today (2025)
- 535,818 people
- By 2030
- 585,751 · +9.3%
- By 2040
- 682,435 · +27.4%
- By 2050
- 775,818 · +44.8%
- By 2075
- 994,458 · +85.6%
- By 2100
- 1,148,884 · +114.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 14% Two or more races 9% Asian 2% Native American 2% Black 1%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Italian 4% Portuguese 3% Slovak 2%
- Foreign-born
- 8% · Canada
- Languages at home
- 87% English-only · Spanish 8% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Ada
- 2024 margin
- R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
- 2008→2024 swing
- -4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
- All cycles
- 2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -393.15%
- Current HPI
- 379.0934
- Rent YoY
- ▲ 1.95%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
1 event — show timeline
- 2026-05-22 Listed $90,000 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…