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2130 NE 36th St #63
B- Composite 67.95
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • 1% rule +10.0/10.0
  • DSCR +9.7/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.6/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$114,900

2130 NE 36th St #63 · Lighthouse Point, FL 33064
1 bd · 2.0 ba · 795 sqft · Condo public records · 339 Days on market
Built 1965 $384/mo HOA · 19% of rent ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Lovely ground-floor 1-bedroom, 1.5-bath condo in desirable Lighthouse Point! This unit features updated flooring and a newly installed hurricane-impact sliding door leading to a private screened patio—perfect for enjoying South Florida's year-round lifestyle. Enjoy the convenience of assigned parking just steps from your front door. The community offers a beautifully maintained pool and on-site laundry facilities. Ideally located near shopping, dining, parks, and the library, with easy access to the beach, marinas, and all that Lighthouse Point has to offer. A perfect full-time residence or seasonal getaway in one of Broward County's most sought-after coastal communities.

Key facts

  • Assigned parking
  • $384 HOA
  • Community pool

Tags

HURRICANE IMPACT SLIDING DOORPRIVATE SCREENED-IN PATIOASSIGNED PARKINGBEAUTIFULLY MAINTAINED POOLON-SITE LAUNDRY FACILITIESWALKING DISTANCE TO SHOPPING

Property features AI

Finance

  • HOA & community: Monthly HOA fee; HOA amenities include pool and laundry; HOA fee covers insurance, water, sewer, trash and common areas

Exterior

  • Parking: Assigned parking
  • Utilities: Association provides water, sewer and trash (included in HOA); No additional utilities listed
  • Home design: Condominium; Two-story building; Unit faces north; Resale condition
  • Construction: CBS construction
  • Exterior features: Not waterfront

Interior

  • Kitchen: Electric range; Microwave; Refrigerator
  • Bedrooms: One main-level bedroom
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: No notable built-in interior features; Unfurnished
  • Laundry & utility: On-site laundry in the association

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $115k.

Deal economics

  • At list price, monthly cash flow is $345 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 2.4% in Lighthouse Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#384 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities F, commute F, cost of living F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Deerfield Beach High School (math 12% / reading 37%, grade F, #505 of 667 statewide, top 79%, 2,251 students, 69% FRL) — zoned schools average 69% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.8%/yr); 595 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 339 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 339 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.78%
Cap rate
9.90%
Cash-on-cash
12.87%
DSCR
1.57
GRM
4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.75% rent growth · sell at horizon

5-year hold
IRR
0.9%
Equity multiple
1.04×
Total profit
$1,134
Equity at exit
$17,132
10-year hold
IRR
8.9%
Equity multiple
1.64×
Total profit
$20,432
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33064

Home prices YoY
-18.7%
Rents YoY
1.8%
Active inventory
595
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$2,043 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$234 /mo · $2,812/yr
Insurance
$48
HOA
$384
Vacancy / Maint / Mgmt
$429
Net cashflow
$345

Break-even live

Break-even rent $1,606
Max offer price $114,900
Occupancy floor 78%

Sensitivity live

Price -10% $410 -5% $377 +0% $345 +5% $312 +10% $280
Rent -10% $184 -5% $264 +0% $345 +5% $426 +10% $506
Rate -1.0pp $403 -0.5pp $374 base $345 +0.5pp $315 +1.0pp $285

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2121 NE 36th Ct Lighthouse Point, FL 1.0 1.0 800 $1,975 $2.47 13d 1 0.09mi
2121 NE 36th Ct Lighthouse Point, FL 1.0 1.0 800 $1,975 $2.47 25d 1 0.09mi
3700 NE 22nd Ave Unit 3720-11 Lighthouse Point, FL 1.0 1.0 650 $1,825 $2.81 25d 1 0.11mi
3850 NE 21st Way #53 Lighthouse Point, FL 2.0 2.0 780 $1,900 $2.44 25d 1 0.25mi
1671 NE 33rd St Unit 3 Pompano Beach, FL 2.0 2.0 750 $2,200 $2.93 25d 1 0.42mi
1671 NE 33rd St Apt 1 Pompano Beach, FL 1.0 1.0 750 $1,650 $2.20 25d 1 0.42mi
2120 NE 41st St Unit C Lighthouse Point, FL 1.0 1.0 650 $1,675 $2.58 25d 1 0.44mi
3837 NE 17th Ave Pompano Beach, FL 1.0 1.0 800 $2,100 $2.62 12d 1 0.45mi
1751 NE 31st St Pompano Beach, FL 1.0 1.0 642 $1,595 $2.48 16d 1 0.50mi
1530 NE 33rd St Unit 1530 Pompano Beach, FL 2.0 1.0 893 $2,100 $2.35 25d 1 0.55mi
1901 NE 29th St #2 Lighthouse Point, FL 1.0 1.0 700 $1,600 $2.29 25d 1 0.56mi
1510 NE 32nd Pl Pompano Beach, FL 2.0 1.0 893 $2,650 $2.97 25d 1 0.59mi
2900 NE 17th Ave Pompano Beach, FL 1.0 1.0 650 $1,745 $2.68 13d 1 0.59mi
1480 E Sample Rd #207 Pompano Beach, FL 1.0 1.0 640 $1,600 $2.50 25d 1 0.60mi
1480 E Sample Rd Pompano Beach, FL 1.0 1.0 640 $1,550 $2.42 16d 2 0.60mi
2121 NE 42nd Ct Unit 103C Lighthouse Point, FL 2.0 2.0 960 $1,795 $1.87 25d 1 0.63mi
2115 NE 42nd Ct Unit 206N Lighthouse Point, FL 1.0 1.0 560 $1,600 $2.86 25d 1 0.66mi
1911 NE 27th Ct Unit 3 Lighthouse Point, FL 2.0 1.0 900 $2,000 $2.22 25d 1 0.69mi
2731 NE 28th Ct Unit 3 Lighthouse Point, FL 2.0 2.0 1000 $3,200 $3.20 25d 1 0.70mi
4411 N Federal Hwy Pompano Beach, FL 1.0–3.0 1.0–2.0 1039 $1,926 $1.85 0d 20 0.75mi
4350 NE 18th Ave Pompano Beach, FL 2.0 1.0 920 $2,500 $2.72 18d 1 0.80mi
4500 N Federal Hwy Unit 316B Lighthouse Point, FL 2.0 2.0 984 $1,950 $1.98 25d 1 0.81mi
4502 N Federal Hwy Unit 167H Lighthouse Point, FL 2.0 2.0 984 $2,800 $2.85 12d 1 0.83mi
4502 N Federal Hwy Unit 336D Lighthouse Point, FL 2.0 2.0 984 $2,830 $2.88 25d 1 0.83mi
1512 NE 28th St Pompano Beach, FL 2.0 1.0 624 $2,500 $4.01 25d 1 0.83mi
2755 NE 28th Ave Unit C1 Lighthouse Point, FL 2.0 2.0 890 $2,690 $3.02 6d 1 0.84mi
1150 E Sample Rd #202 Pompano Beach, FL 1.0 1.0 640 $1,650 $2.58 25d 1 0.85mi
1035 Hillsboro Mile #31 Hillsboro Beach, FL 2.0 2.0 850 $6,500 $7.65 25d 1 0.88mi
2748 NE 28th Ave #2 Lighthouse Point, FL 2.0 2.0 850 $2,550 $3.00 25d 1 0.88mi
1433 NE 27th St Pompano Beach, FL 2.0 1.0 816 $2,900 $3.55 25d 1 0.90mi
2757 NE 29th Ave #4 Lighthouse Point, FL 2.0 2.0 1100 $2,800 $2.55 14d 1 0.90mi
2933 NE 12th Ter Pompano Beach, FL 2.0 1.0 824 $2,700 $3.28 25d 1 0.92mi
4611 N Federal Hwy Pompano Beach, FL 1.0–3.0 1.0–2.0 969 $2,260 $2.33 0d 8 0.93mi
3300 NE 10th Ter Pompano Beach, FL 1.0 1.0 674 $1,525 $2.26 16d 1 0.94mi
3180 NE 10th Ter Pompano Beach, FL 2.0 1.0 991 $2,700 $2.72 25d 1 0.94mi
1051 Hillsboro Mile Unit 407E Hillsboro Beach, FL 2.0 2.0 1000 $4,950 $4.95 16d 1 0.97mi
1051 Hillsboro Mile Unit 507E Hillsboro Beach, FL 2.0 2.0 1000 $2,900 $2.90 25d 1 0.97mi
2797 NE 12th Ave Pompano Beach, FL 2.0 1.0 817 $2,740 $3.35 9d 1 1.01mi
1960 NE 48th St Unit 9 Pompano Beach, FL 1.0 1.0 700 $1,500 $2.14 23d 1 1.04mi
1069 Hillsboro Mile #507 Hillsboro Beach, FL 2.0 2.0 1026 $3,100 $3.02 25d 1 1.04mi

HOA detail condo

Monthly dues
$384 · $4,608/yr
Likely covers
poolparking
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 17 events

  1. 2026-06-21
    days on market $114,900 Active 339 DOM
  2. 2026-06-18
    days on market $114,900 Active 336 DOM
  3. 2026-06-17
    days on market $114,900 Active 335 DOM
  4. 2026-06-16
    days on market $114,900 Active 334 DOM
  5. 2026-06-15
    days on market $114,900 Active 333 DOM
  6. 2026-06-13
    days on market $114,900 Active 331 DOM
  7. 2026-06-09
    days on market $114,900 Active 327 DOM
  8. 2026-06-07
    remarks 680-char remark
  9. 2026-06-07
    pricedays on market $114,900 Active 325 DOM
  10. 2026-06-04
    days on market $119,900 Active 322 DOM
  11. 2026-06-03
    days on market $119,900 Active 321 DOM
  12. 2026-06-02
    days on market $119,900 Active 320 DOM
  13. 2026-06-01
    days on market $119,900 Active 319 DOM
  14. 2026-05-31
    days on market $119,900 Active 318 DOM
  15. 2026-04-01
    price $119,900
  16. 2025-10-23
    price $129,999
  17. 2025-07-17
    listed $135,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,812 · $234/mo
Projected year-2 tax
$2,812 · $234/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (shaded) · 36% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,512
− Mortgage interest
−$6,436
− Property taxes
−$2,812
− Insurance
−$574
− Repairs & maintenance
−$1,961
− Management
−$1,961
− HOA
−$4,608
− Depreciation
−$3,343
Taxable income
$2,816
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$676
After-tax cash flow
$3,463/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lighthouse Point

Score
71/100
State rank
#384
US rank
#6803

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lighthouse Point, FL
County
Broward County · 1,963,430 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
64,563
Household income
$71,301
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
2907.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Hispanic / Latino 27% Black 25% Two or more races 24% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 4% Cuban 4% Dominican 2%
Common ancestry
Hispanic 13% Estonian 10% Romanian 1%
Foreign-born
43% · Canada, Jamaica, Dominican Republic
Languages at home
45% English-only · Spanish 23% French/Haitian/Cajun 16% Other Indo-European 13%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -109.09%
Current HPI
474.7007
Rent YoY
▲ 1.75%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-11.2% since first listed
3 events — show timeline
  • 2026-04-01 Price Changed $119,900 Beaches MLS
  • 2025-10-23 Price Changed $129,999 Beaches MLS
  • 2025-07-17 Listed $135,000 Beaches MLS

Property tax history

+9.9%/yr

Latest (2025): $2,812 · +35.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…