331 Barcelona Dr #331 · Bradenton, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.2/15.0
- 1% rule +4.6/10.0
- Cash flow +4.4/30.0
- Livability +4.0/5.0
- Schools +3.1/10.0
- Condition / age +2.8/5.0
- Rent growth +1.0/5.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Great location with a view of a pond, driving range and golf course from this first floor corner two bedroom-two bath turnkey furnished condo located in the IMG Country Club area. Enter through a gated courtyard then into a front screened porch which has a walk-in storage-laundry room. Very open floor plan - very light and bright! Living-dining area features bamboo flooring and crown molding with windows on the side and sliding glass doors to lanai. Ceilings in kitchen and both bathrooms have been recessed. There is a screened porch in the rear with sliding doors to living room and master bedroom. Plenty of closet space. The condo comes with a carport.
Key facts
- Driving range
- Front screened porch
- View of a pond
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $210k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $-620 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $120k (42.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (4.2% below list).
- Recommended offer: $120k (42.7% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Bayshore Elementary School (math 51% / reading 36%, grade F, #1,345 of 2,144 statewide, top 64%, 701 students, 72% FRL); Electa Lee Magnet Middle School (math 27% / reading 28%, grade F, #495 of 571 statewide, top 87%, 759 students, 68% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 31% at this address vs 52% district-wide (-21 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
- Market conditions: Rents falling (-6.1%/yr); 686 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 99d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
- This rent runs 38% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 122 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 34% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 122 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 3.13%
- Cash-on-cash
- -11.30%
- DSCR
- 0.50
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $246,734
- List price
- $210,000
- Delta
- -14.89%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6040 27th St W | 0.77mi | 2/2.0 | 1,160 (-2%) | 1mo | $169,500 | $146 | 61 |
| 6101 34th St W Unit 1D | 0.43mi | 2/2.0 | 1,341 (+13%) | 0mo | $215,000 | $160 | 58 |
| 6015 27th St W Unit 1C | 0.79mi | 2/2.0 | 1,076 (-9%) | 0mo | $192,000 | $178 | 50 |
| 3813 59th Ave W #3813 | 0.55mi | 2/2.0 | 912 (-23%) | 0mo | $120,000 | $132 | 49 |
| 5430 21st St W | 1.46mi | 2/2.0 | 1,074 (-9%) | 0mo | $190,000 | $177 | 49 |
| 2416 Emory Ave | 0.88mi | 3/1.5 (+1) | 1,276 (+8%) | 1mo | $335,000 | $263 | 45 |
| 3307 Miami Pl | 0.55mi | 3/2.0 (+1) | 1,412 (+19%) | 0mo | $195,000 | $138 | 44 |
| 2808 60th Ave W #302 | 0.66mi | 2/2.0 | 897 (-24%) | 0mo | $138,500 | $154 | 44 |
| 1306 Dartmouth Dr | 1.13mi | 3/1.0 (+1) | 1,076 (-9%) | 0mo | $320,000 | $297 | 41 |
| 1807 Iowa Ave | 1.46mi | 2/1.0 | 929 (-22%) | 1mo | $117,000 | $126 | 35 |
| 6116 Dartmouth Dr | 1.21mi | 3/2.0 (+1) | 1,405 (+19%) | 0mo | $350,000 | $249 | 35 |
| 3701 54th Dr W #201 | 0.94mi | 3/3.0 (+1) | 1,439 (+21%) | 0mo | $385,000 | $268 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -45.7%
- Equity multiple
- -0.34×
- Total profit
- $-78,920
- Equity at exit
- $31,312
- IRR
- —
- Equity multiple
- -1.39×
- Total profit
- $-140,345
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 5 active · 5 under contract
- Median asking
- $274,900 ($229/sqft)
- Median days on market
- 292 d
- This list price
- 20% of active listings are priced below it
- ARV vs active asking
- -9.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34210
- Rents YoY
- -6.1%
- Active inventory
- 686
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,012 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax est. 1.5%
- −$262 /mo · $3,150/yr
- Insurance
- −$88
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$692
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $-620
Break-even live
Sensitivity live
| Price | -10% $-475 | -5% $-547 | +0% $-620 | +5% $-693 | +10% $-765 |
|---|---|---|---|---|---|
| Rent | -10% $-779 | -5% $-700 | +0% $-620 | +5% $-541 | +10% $-461 |
| Rate | -1.0pp $-514 | -0.5pp $-567 | base $-620 | +0.5pp $-674 | +1.0pp $-730 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3500 El Conquistador Pkwy Bradenton, FL | 2.0–3.0 | 2.0 | 1390 | $1,900 | $1.37 | 9d | 2 | 0.03mi |
| 6114 43rd St W Bradenton, FL | 2.0 | 2.0 | 1178 | $2,200 | $1.87 | 9d | 1 | 0.11mi |
| 6116 43rd St W Bradenton, FL | 2.0 | 2.0 | 1178 | $2,500 | $2.12 | 9d | 1 | 0.15mi |
| 6116 43rd St W Unit 401D Bradenton, FL | 2.0 | 2.0 | 1178 | $2,500 | $2.12 | 119d | 1 | 0.15mi |
| 6147 43rd St W Bradenton, FL | 2.0 | 2.0 | 1116 | $3,200 | $2.87 | 119d | 1 | 0.15mi |
| 5903 43rd St W Unit 5903 Bradenton, FL | 2.0 | 2.0 | 1178 | $2,950 | $2.50 | 9d | 1 | 0.17mi |
| 5903 43rd St W Unit 5903 Bradenton, FL | 2.0 | 2.0 | 1178 | $2,950 | $2.50 | 119d | 1 | 0.17mi |
| 6120 43rd St W Unit 102B Bradenton, FL | 2.0 | 2.0 | 1178 | $1,425 | $1.21 | 9d | 1 | 0.18mi |
| 4119 61st Avenue Ter W #407 Bradenton, FL | 2.0 | 2.0 | 1178 | $1,695 | $1.44 | 99d | 1 | 0.19mi |
| 4119 61st Avenue Ter W #303 Bradenton, FL | 2.0 | 2.0 | 1178 | $1,800 | $1.53 | 119d | 1 | 0.19mi |
| 4119 61st Avenue Ter W #404 Bradenton, FL | 2.0 | 2.0 | 1178 | $1,300 | $1.10 | 9d | 1 | 0.19mi |
| 4119 61st Avenue Ter W Bradenton, FL | 2.0 | 2.0 | 1178 | $1,495 | $1.27 | 80d | 1 | 0.19mi |
| 6440 Mourning Dove Dr #402 Bradenton, FL | 2.0 | 2.0 | 1364 | $2,800 | $2.05 | 9d | 1 | 0.35mi |
| 6050 34th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 768 | $1,660 | $2.16 | 0d | 21 | 0.37mi |
| 4510 El Conquistador Pkwy #207 Bradenton, FL | 2.0 | 2.0 | 1074 | $3,400 | $3.17 | 119d | 1 | 0.38mi |
| 6033 34th St W Bradenton, FL | 2.0 | 2.0 | 942 | $1,625 | $1.73 | 98d | 2 | 0.41mi |
| 6033 34th St W Bradenton, FL | 2.0 | 2.0 | 948 | $1,575 | $1.66 | 65d | 2 | 0.41mi |
| 6033 34th St W Bradenton, FL | 2.0 | 2.0 | 942 | $1,550 | $1.64 | 99d | 3 | 0.41mi |
| 6033 34th St W Bradenton, FL | 2.0 | 2.0 | 996 | $1,500 | $1.51 | 119d | 2 | 0.41mi |
| 6468 Seagull Dr #316 Bradenton, FL | 2.0 | 2.0 | 1314 | $3,900 | $2.97 | 119d | 1 | 0.41mi |
| 6470 Mourning Dove Dr #203 Bradenton, FL | 2.0 | 2.0 | 1364 | $2,395 | $1.76 | 2d | 1 | 0.44mi |
| 6101 34th St W Bradenton, FL | 2.0–3.0 | 2.0 | 1444 | $1,890 | $1.31 | 98d | 2 | 0.46mi |
| 6423 Egret Ln #402 Bradenton, FL | 2.0 | 2.0 | 1425 | $3,150 | $2.21 | 119d | 1 | 0.48mi |
| 3107 Bayshore Gardens Pkwy Bradenton, FL | 3.0 | 2.0 | 1390 | $2,700 | $1.94 | 3d | 1 | 0.48mi |
| 6033 34th St W #104 Bradenton, FL | 2.0 | 2.0 | 948 | $1,570 | $1.66 | 9d | 1 | 0.48mi |
| 3610 59th Ave W #3610 Bradenton, FL | 2.0 | 2.0 | 912 | $1,300 | $1.43 | 65d | 1 | 0.50mi |
| 3527 59th Ave W Unit 3527 Bradenton, FL | 2.0 | 2.0 | 912 | $1,400 | $1.54 | 119d | 1 | 0.50mi |
| 3533 59th Ave W Unit 3533 Bradenton, FL | 2.0 | 2.0 | 912 | $1,500 | $1.64 | 112d | 1 | 0.51mi |
| 3545 59th Ave W #3545 Bradenton, FL | 3.0 | 2.0 | 1037 | $1,600 | $1.54 | 112d | 1 | 0.51mi |
| 3646 59th Ave W Unit 3646 Bradenton, FL | 2.0 | 2.0 | 912 | $1,300 | $1.43 | 65d | 1 | 0.52mi |
| 3304 McDill Rd Bradenton, FL | 2.0 | 1.0 | 1044 | $1,695 | $1.62 | 107d | 1 | 0.52mi |
| 3739 59th Ave W Unit 3739 Bradenton, FL | 2.0 | 2.0 | 912 | $1,350 | $1.48 | 9d | 1 | 0.53mi |
| 3427 59th Ave W Bradenton, FL | 2.0 | 2.5 | 1330 | $2,000 | $1.50 | 80d | 1 | 0.55mi |
| 3773 59th Ave W Bradenton, FL | 2.0 | 2.0 | 912 | $1,595 | $1.75 | 119d | 1 | 0.55mi |
| 3728 59th Ave W Bradenton, FL | 3.0 | 2.0 | 1037 | $1,550 | $1.49 | 9d | 1 | 0.55mi |
| 3775 59th Ave W Unit 3775 Bradenton, FL | 2.0 | 2.0 | 912 | $3,500 | $3.84 | 119d | 1 | 0.55mi |
| 3821 59th Ave W Unit 3821 Bradenton, FL | 3.0 | 2.0 | 1037 | $1,695 | $1.63 | 93d | 1 | 0.56mi |
| 3774 59th Ave W Unit 3774 Bradenton, FL | 2.0 | 2.0 | 912 | $1,350 | $1.48 | 119d | 1 | 0.57mi |
| 3843 59th Ave W Bradenton, FL | 2.0 | 2.0 | 912 | $1,200 | $1.32 | 65d | 1 | 0.58mi |
| 3851 59th Ave W Unit 3851 Bradenton, FL | 2.0 | 2.0 | 912 | $1,500 | $1.64 | 119d | 1 | 0.58mi |
Property features AI
Finance
- Other
- Turnkey furnishedBuyer approval required for communityDirections: From El Conquistador Pkwy turn into last entrance to Valencia - condo will be on the left.
- Financial info
- Total annual fees: $8,312Total monthly fees: $692.67Lease restrictions apply
- HOA & community
- Association-managed (Steve at Dellcor Management)Monthly condo fee: $693 (quarterly fee $2,078)Association amenities include pool and spa/hot tubAssociation fee covers cable TV, common area taxes, pool, reserves, insurance, internet, structural and grounds maintenance, management, pest control, private road, sewer, trash and waterAssociation approval requiredCommunity features: association recreation, community mailbox, deed restrictions, golf, pool, no truck/RV/motorcycle parkingPets allowed (up to 100 lbs)
Exterior
- Parking
- Guest parkingCarport (1 space)
- Utilities
- Public waterPublic sewerCable connectedElectricity connectedWater connectedSewer connected
- Home design
- Condominium (attached)One storyFirst floor unitFaces east
- Construction
- Block and stucco constructionTile roofSlab foundationBuilt as residential condominium
- Exterior features
- Covered front and rear porchesPatioScreened porchSliding doorsOutdoor storageMature landscapingOn golf coursePaved, private roadLandscapedFlood zone (property in flood zone)
Interior
- Kitchen
- DishwasherRangeRange hoodRefrigeratorExhaust fanElectric water heater
- Bedrooms
- 2 bedrooms
- Flooring
- BambooCarpetCeramic tile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Ceiling fansCrown moldingLiving room / dining room comboOpen floorplanSolid surface countersThermostatWalk-in closet(s)BlindsStorage rooms
- Laundry & utility
- WasherDryerLaundry closet
HOA detail $692/mo · $8,304/yr condo
- Likely covers
- security
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-24days on market $210,000 Active 122 DOM
-
2026-09-22days on market $210,000 Active 120 DOM
-
2026-09-21days on market $210,000 Active 119 DOM
-
2026-09-20days on market $210,000 Active 118 DOM
-
2026-09-19days on market $210,000 Active 117 DOM
-
2026-09-18days on market $210,000 Active 116 DOM
-
2026-09-17days on market $210,000 Active 115 DOM
-
2026-09-16days on market $210,000 Active 114 DOM
-
2026-09-15days on market $210,000 Active 113 DOM
-
2026-09-14days on market $210,000 Active 112 DOM
-
2026-09-13days on market $210,000 Active 111 DOM
-
2026-09-12days on market $210,000 Active 110 DOM
-
2026-09-11days on market $210,000 Active 109 DOM
-
2026-09-05days on market $210,000 Active 103 DOM
-
2026-09-04days on market $210,000 Active 102 DOM
-
2026-09-03days on market $210,000 Active 101 DOM
-
2026-08-31days on market $210,000 Active 98 DOM
-
2026-08-30days on market $210,000 Active 97 DOM
-
2026-08-29days on market $210,000 Active 96 DOM
-
2026-08-28days on market $210,000 Active 95 DOM
-
2026-08-27days on market $210,000 Active 94 DOM
-
2026-08-26days on market $210,000 Active 93 DOM
-
2026-08-25days on market $210,000 Active 92 DOM
-
2026-08-24days on market $210,000 Active 91 DOM
-
2026-08-23days on market $210,000 Active 90 DOM
-
2026-08-22days on market $210,000 Active 89 DOM
-
2026-08-21days on market $210,000 Active 88 DOM
-
2026-08-20days on market $210,000 Active 87 DOM
-
2026-08-19days on market $210,000 Active 86 DOM
-
2026-08-18days on market $210,000 Active 85 DOM
-
2026-08-17days on market $210,000 Active 84 DOM
-
2026-08-16days on market $210,000 Active 83 DOM
-
2026-08-15days on market $210,000 Active 82 DOM
-
2026-08-14days on market $210,000 Active 81 DOM
-
2026-08-13days on market $210,000 Active 80 DOM
-
2026-08-12days on market $210,000 Active 79 DOM
-
2026-08-11days on market $210,000 Active 78 DOM
-
2026-08-10days on market $210,000 Active 77 DOM
-
2026-08-09days on market $210,000 Active 76 DOM
-
2026-08-08days on market $210,000 Active 75 DOM
-
2026-08-07days on market $210,000 Active 74 DOM
-
2026-08-06days on market $210,000 Active 73 DOM
-
2026-08-05days on market $210,000 Active 72 DOM
-
2026-08-04days on market $210,000 Active 71 DOM
-
2026-08-03days on market $210,000 Active 70 DOM
-
2026-07-31days on market $210,000 Active 67 DOM
-
2026-07-30days on market $210,000 Active 65 DOM
-
2026-07-28days on market $210,000 Active 64 DOM
-
2026-07-26days on market $210,000 Active 62 DOM
-
2026-07-24days on market $210,000 Active 60 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,147
- − Mortgage interest
- −$11,763
- − Property taxes
- −$3,150
- − Insurance
- −$1,847
- − Repairs & maintenance
- −$1,932
- − Management
- −$1,932
- − HOA
- −$8,304
- − Depreciation
- −$6,109
- Taxable loss
- −$10,890
- Est. tax savings @ 24.0%
- +$2,614
- After-tax cash flow
- $-4,827/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This turnkey furnished condo in Bayshore Gardens offers a good location with a view of a pond and golf course. It requires minor repairs and maintenance, but with some updates, it can significantly increase its value.
Repairs flagged
- Minor Paint — Some discoloration on painted walls
- Minor Landscaping — Some overgrown areas in landscaping
Value-add opportunities
- Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Landscaping — Well-maintained landscaping improves curb appeal and adds value ↑
- Both Replace bamboo flooring — Modern flooring options can increase both resale and rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Bradenton
- Score
- 81/100
- State rank
- #101
- US rank
- #1528
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Manatee County · 447,342 people
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 17,682
- Household income
- $64,244
- Rent vs Own
- Severe rent burden
- 17% of renters
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 20% Black 8% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 3% Cuban 7%
- Common ancestry
- Hispanic 4% Romanian 3% Lithuanian 3%
- Foreign-born
- 17% · Canada, China, Jamaica
- Languages at home
- 76% English-only · Spanish 15% French/Haitian/Cajun 4% Other Indo-European 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -162.68%
- Current HPI
- 246.9247
- Rent YoY
- ▼ -6.08%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-05-25 Listed $210,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…