430 Calvert Ter · The Villages, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 3 days/yr
- Hot days in 30 yrs
- 7 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +10.5/15.0
- Schools +5.2/10.0
- DSCR +3.7/10.0
- Rent growth +3.5/5.0
- Livability +3.5/5.0
- 1% rule +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$349,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
OH MY LOCATION!! Just a short walk to Publix, banks, pharmacies, restaurants and more! This wonderful Bonifay courtyard villa in the Village of Belvedere has so many great features such as being offered FULLY TURNKEY with GOLF CART INCLUDED! It has a lovely leaded glass front door with retractable front screen door, NEW HVAC in 2019 with transferrable warranty, NEW TANKLESS WATER HEATER in 2018, NEWER APPLIANCES (Refrigerator 2016, Dishwasher 2015, Range 2014 and kitchen is plumbed for a GAS RANGE and has in-sink water filtration system! Living room/dining room have COMMERCIAL GRADE LUXURY VINYL PLANK FLOORING, Bedroom 2 has TWIN BED MURPHY BED SYSTEM WITH FOLD DOWN DESK and room darkening drapes, Other features include INSIDE LAUNDRY ROOM WITH UTILITY SINK, WHOLE HOUSE SURGE PROTECTOR, GLASS ENCLOSED FLORIDA ROOM UNDER HEAT AND AIR, beautiful PRIVATE back yard with PAVER walkways and lush plantings including a world famous BANANA TREE! The icing on the cake is that it will have a NEW ROOF INSTALLED IN OCTOBER 2020!!! Great starter home in The Villages, forever home, downsizing home or investment property!! Act fast to enjoy all the comforts and conveniences this home provides!!!
Key facts
- Bonifay model
- Spacious kitchen
- Open layout
Tags
Property features AI
Finance
- Other: Irrigation equipment installed; Unfurnished
- HOA & community: Community amenities: golf course, pool, pickleball courts, tennis courts; Golf carts allowed; Senior community; CDD present
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water; Public sewer; Public utilities
- Home design: Residential villa; One story; Home faces east; Entry on one level
- Construction: Vinyl siding; Frame construction; Shingle roof; Slab foundation; Built as Bonifay model
- Exterior features: Sliding doors; Asphalt road access
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Open floor plan; Living room/dining room combo; Split bedroom layout
- Laundry & utility: Laundry room; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $349k.
Deal economics
- At list price, monthly cash flow is $-53 ($-635/yr) — negative.
- To cash-flow at today's rent, offer at most $340k (2.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $283k (18.9% below list).
- Recommended offer: $283k (18.9% below list) — sets the bar for 1% rule.
- Cap rate 6.1% vs local median 5.0% in The Villages — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A, employment B+; Watch: amenities F, commute F, health & safety F.
- Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.9%/yr); 551 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
- At $2,829/mo this rent would consume 46% of the median local household income ($74k/yr) (locally 987% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 6y ago; this cycle's ask is 15764% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.65%
- DSCR
- 0.97
- GRM
- 10.3
CMA / ARV
- ARV (on-the-fly)
- $373,920
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2454 Morven Park Way | 0.46mi | 3/2.0 | 1,527 (-2%) | 2mo | $318,500 | $209 | 73 |
| 610 Danbury St | 0.35mi | 3/2.0 | 1,407 (-10%) | 1mo | $340,000 | $242 | 66 |
| 3249 Mansfield St | 0.70mi | 3/2.0 | 1,527 (-2%) | 1mo | $336,000 | $220 | 64 |
| 2297 Welcome Way | 0.41mi | 3/2.0 | 1,392 (-11%) | 0mo | $330,000 | $237 | 63 |
| 2312 Wilson Way | 0.70mi | 3/2.0 | 1,527 (-2%) | 6mo | $380,000 | $249 | 59 |
| 519 Weston Manor Dr | 0.74mi | 3/2.0 | 1,505 (-3%) | 1mo | $374,900 | $249 | 59 |
| 2861 Leicester Ter | 0.59mi | 3/2.0 | 1,699 (+9%) | 1mo | $428,000 | $252 | 57 |
| 2434 Tatum Ter | 0.55mi | 3/2.0 | 1,392 (-11%) | 4mo | $310,000 | $223 | 53 |
| 736 Evelynton Loop | 0.61mi | 3/2.0 | 1,392 (-11%) | 3mo | $334,000 | $240 | 51 |
| 2725 Morven Park Way | 0.54mi | 3/2.0 | 1,776 (+14%) | 0mo | $380,000 | $214 | 51 |
| 750 Eden Pl | 0.69mi | 3/2.0 | 1,392 (-11%) | 1mo | $423,000 | $304 | 49 |
| 2746 Edwards Ln | 0.69mi | 3/2.0 | 1,392 (-11%) | 4mo | $330,000 | $237 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -16.4%
- Equity multiple
- 0.41×
- Total profit
- $-57,315
- Equity at exit
- $52,037
- IRR
- -6.7%
- Equity multiple
- 0.56×
- Total profit
- $-43,337
- Equity at exit
- $30,175
Cash invested: $97,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32162
- Home prices YoY
- -6.9%
- Rents YoY
- 3.9%
- Active inventory
- 551
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,829 high interval (Pro) →
- Mortgage (P&I)
- −$1,830
- Tax from tax record
- −$312 /mo · $3,749/yr
- Insurance
- −$145
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$594
- Net cashflow
- $-53
Break-even live
Sensitivity live
| Price | -10% $145 | -5% $46 | +0% $-53 | +5% $-152 | +10% $-251 |
|---|---|---|---|---|---|
| Rent | -10% $-276 | -5% $-165 | +0% $-53 | +5% $59 | +10% $171 |
| Rate | -1.0pp $123 | -0.5pp $36 | base $-53 | +0.5pp $-143 | +1.0pp $-235 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,250
- Closing costs
- $10,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2864 Leicester Ter Unit 1525680P The Villages, FL | 2.0 | 2.0 | 1130 | $2,090 | $1.85 | 23d | 1 | 0.56mi |
| 2738 Morven Park Way The Villages, FL | 2.0 | 2.0 | 2175 | $4,000 | $1.84 | 23d | 1 | 0.56mi |
| 424 Bowman Ter The Villages, FL | 3.0 | 2.0 | 2000 | $5,400 | $2.70 | 23d | 1 | 0.61mi |
| 3292 Riverton Rd The Villages, FL | 2.0 | 2.0 | 1143 | $2,100 | $1.84 | 23d | 1 | 0.66mi |
| 3489 Cambria Cir The Villages, FL | 2.0 | 2.0 | 1188 | $1,745 | $1.47 | 23d | 1 | 0.68mi |
| 2685 Craven Way The Villages, FL | 2.0 | 2.0 | 1156 | $4,600 | $3.98 | 23d | 1 | 0.68mi |
| 3260 Atwell Ave The Villages, FL | 3.0 | 2.0 | 1392 | $2,500 | $1.80 | 23d | 1 | 0.69mi |
| 12020 Brush Hill Rd Oxford, FL | 1.0–3.0 | 1.0–2.0 | 947 | $2,295 | $2.42 | 23d | 15 | 0.74mi |
| 650 Richland Rd The Villages, FL | 2.0 | 2.0 | 1188 | $4,500 | $3.79 | 23d | 1 | 0.76mi |
| 2111 Thornton Ter The Villages, FL | 2.0 | 2.0 | 1156 | $4,400 | $3.81 | 23d | 1 | 0.78mi |
| 12362 NE 50th Vw Oxford, FL | 4.0 | 4.0 | 1929 | $2,300 | $1.19 | 23d | 1 | 0.87mi |
| 2390 Southern Oak St The Villages, FL | 2.0 | 2.0 | 1156 | $5,300 | $4.58 | 23d | 1 | 0.89mi |
| 2340 Pickens Pl The Villages, FL | 2.0 | 2.0 | 1156 | $1,900 | $1.64 | 23d | 1 | 0.91mi |
| 3545 Idlewood Loop The Villages, FL | 2.0 | 2.0 | 1240 | $4,500 | $3.63 | 23d | 1 | 0.92mi |
| 3207 Woodridge Dr The Villages, FL | 2.0 | 2.0 | 1148 | $4,200 | $3.66 | 23d | 1 | 0.98mi |
| 12388 NE 48th Loop Oxford, FL | 3.0 | 2.0 | 1426 | $1,700 | $1.19 | 23d | 1 | 1.00mi |
| 3301 Archer Ave The Villages, FL | 2.0 | 2.0 | 2117 | $5,000 | $2.36 | 23d | 1 | 1.04mi |
| 10339 Addison Shore Way Oxford, FL | 3.0 | 2.0 | 1969 | $2,700 | $1.37 | 23d | 1 | 1.04mi |
| 5308 Bowline Ct Oxford, FL | 3.0 | 2.0 | 1402 | $1,800 | $1.28 | 23d | 1 | 1.05mi |
| 971 Kingmont Ter The Villages, FL | 3.0 | 2.0 | 1392 | $3,400 | $2.44 | 23d | 1 | 1.10mi |
| 888 Radclife Berea Pl The Villages, FL | 2.0 | 2.0 | 1288 | $4,200 | $3.26 | 23d | 1 | 1.14mi |
| 5336 Edgewater Way Unit 5336 Oxford, FL | 3.0 | 2.0 | 1291 | $2,000 | $1.55 | 23d | 1 | 1.15mi |
| 12580 NE 49th Dr Oxford, FL | 3.0 | 2.0 | 1940 | $2,400 | $1.24 | 23d | 1 | 1.16mi |
| 10457 Bethel PL Wildwood, FL | 1.0–3.0 | 1.0–2.5 | 1293 | $2,649 | $2.05 | 23d | 41 | 1.17mi |
| 6367 NE 118th Ave The Villages, FL | 3.0–4.0 | 2.0–2.5 | 1645 | $1,925 | $1.17 | 23d | 10 | 1.31mi |
| 3795 Bismarck Ct Oxford, FL | 1.0–3.0 | 1.0–2.0 | 1032 | $1,950 | $1.89 | 23d | 15 | 1.35mi |
| 12246 N US Highway 301 Oxford, FL | 2.0–3.0 | 2.0 | 1180 | $1,875 | $1.59 | 23d | 7 | 1.49mi |
Listing history 33 events
-
2026-06-22days on market $349,000 Active 59 DOM
-
2026-06-19days on market $349,000 Active 57 DOM
-
2026-06-18days on market $349,000 Active 56 DOM
-
2026-06-17days on market $349,000 Active 55 DOM
-
2026-06-17price $349,000 Active 54 DOM
-
2026-06-16days on market $359,900 Active 54 DOM
-
2026-06-15days on market $359,900 Active 53 DOM
-
2026-06-14days on market $359,900 Active 51 DOM
-
2026-06-13days on market $359,900 Active 50 DOM
-
2026-06-10days on market $359,900 Active 48 DOM
-
2026-06-09days on market $359,900 Active 47 DOM
-
2026-06-08days on market $359,900 Active 46 DOM
-
2026-06-07days on market $359,900 Active 45 DOM
-
2026-06-02days on market $359,900 Active 40 DOM
-
2026-06-01days on market $359,900 Active 39 DOM
-
2026-05-31days on market $359,900 Active 38 DOM
-
2026-05-30days on market $359,900 Active 37 DOM
-
2026-05-15price $2,100
-
2026-05-06$2,200
-
2026-04-23$359,900 Active
-
2025-11-18historical $1,950
-
2025-11-08price $1,950
-
2025-10-09$2,100
-
2025-10-03historical $2,250
-
2025-07-20$2,250
-
2024-08-17historical $2,250
-
2024-06-16$2,250
-
2022-03-07soldstatus $337,500
-
2021-02-03soldstatus $290,000
-
2020-12-10soldstatus $290,000 Sold 1205-char remark
Show marketing remark (1205 chars)
OH MY LOCATION!! Just a short walk to Publix, banks, pharmacies, restaurants and more! This wonderful Bonifay courtyard villa in the Village of Belvedere has so many great features such as being offered FULLY TURNKEY with GOLF CART INCLUDED! It has a lovely leaded glass front door with retractable front screen door, NEW HVAC in 2019 with transferrable warranty, NEW TANKLESS WATER HEATER in 2018, NEWER APPLIANCES (Refrigerator 2016, Dishwasher 2015, Range 2014 and kitchen is plumbed for a GAS RANGE and has in-sink water filtration system! Living room/dining room have COMMERCIAL GRADE LUXURY VINYL PLANK FLOORING, Bedroom 2 has TWIN BED MURPHY BED SYSTEM WITH FOLD DOWN DESK and room darkening drapes, Other features include INSIDE LAUNDRY ROOM WITH UTILITY SINK, WHOLE HOUSE SURGE PROTECTOR, GLASS ENCLOSED FLORIDA ROOM UNDER HEAT AND AIR, beautiful PRIVATE back yard with PAVER walkways and lush plantings including a world famous BANANA TREE! The icing on the cake is that it will have a NEW ROOF INSTALLED IN OCTOBER 2020!!! Great starter home in The Villages, forever home, downsizing home or investment property!! Act fast to enjoy all the comforts and conveniences this home provides!!!
-
2020-10-25status Pending 1205-char remark
Show marketing remark (1205 chars)
OH MY LOCATION!! Just a short walk to Publix, banks, pharmacies, restaurants and more! This wonderful Bonifay courtyard villa in the Village of Belvedere has so many great features such as being offered FULLY TURNKEY with GOLF CART INCLUDED! It has a lovely leaded glass front door with retractable front screen door, NEW HVAC in 2019 with transferrable warranty, NEW TANKLESS WATER HEATER in 2018, NEWER APPLIANCES (Refrigerator 2016, Dishwasher 2015, Range 2014 and kitchen is plumbed for a GAS RANGE and has in-sink water filtration system! Living room/dining room have COMMERCIAL GRADE LUXURY VINYL PLANK FLOORING, Bedroom 2 has TWIN BED MURPHY BED SYSTEM WITH FOLD DOWN DESK and room darkening drapes, Other features include INSIDE LAUNDRY ROOM WITH UTILITY SINK, WHOLE HOUSE SURGE PROTECTOR, GLASS ENCLOSED FLORIDA ROOM UNDER HEAT AND AIR, beautiful PRIVATE back yard with PAVER walkways and lush plantings including a world famous BANANA TREE! The icing on the cake is that it will have a NEW ROOF INSTALLED IN OCTOBER 2020!!! Great starter home in The Villages, forever home, downsizing home or investment property!! Act fast to enjoy all the comforts and conveniences this home provides!!!
-
2020-09-30$299,000 Active 1205-char remark
Show marketing remark (1205 chars)
OH MY LOCATION!! Just a short walk to Publix, banks, pharmacies, restaurants and more! This wonderful Bonifay courtyard villa in the Village of Belvedere has so many great features such as being offered FULLY TURNKEY with GOLF CART INCLUDED! It has a lovely leaded glass front door with retractable front screen door, NEW HVAC in 2019 with transferrable warranty, NEW TANKLESS WATER HEATER in 2018, NEWER APPLIANCES (Refrigerator 2016, Dishwasher 2015, Range 2014 and kitchen is plumbed for a GAS RANGE and has in-sink water filtration system! Living room/dining room have COMMERCIAL GRADE LUXURY VINYL PLANK FLOORING, Bedroom 2 has TWIN BED MURPHY BED SYSTEM WITH FOLD DOWN DESK and room darkening drapes, Other features include INSIDE LAUNDRY ROOM WITH UTILITY SINK, WHOLE HOUSE SURGE PROTECTOR, GLASS ENCLOSED FLORIDA ROOM UNDER HEAT AND AIR, beautiful PRIVATE back yard with PAVER walkways and lush plantings including a world famous BANANA TREE! The icing on the cake is that it will have a NEW ROOF INSTALLED IN OCTOBER 2020!!! Great starter home in The Villages, forever home, downsizing home or investment property!! Act fast to enjoy all the comforts and conveniences this home provides!!!
-
2014-10-09soldstatus $212,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,749 · $312/mo
- Projected year-2 tax
- $3,749 · $312/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 3 d/yr ≥109°F today · 7 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,951
- − Mortgage interest
- −$19,549
- − Property taxes
- −$3,749
- − Insurance
- −$1,745
- − Repairs & maintenance
- −$2,716
- − Management
- −$2,716
- − Depreciation
- −$10,153
- Taxable loss
- −$6,678
- Est. tax savings @ 24.0%
- +$1,603
- After-tax cash flow
- $967/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sumter
- NCES district ID
- 1201800
- Math proficiency
- 61% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $48,240
- Composite
- 51.74/100
- National rank
- #1682
- State rank
- #11 of 73 in FL
Livability — The Villages
- Score
- 70/100
- State rank
- #431
- US rank
- #7363
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- The Villages, FL
- County
- Sumter County · 110,591 people
- City population
- 83,973
- Metro
- The Villages, FL
- Population (ZIP)
- 55,424
- Household income
- $74,119
- Rent vs Own
- Severe rent burden
- 987.0
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 161,172 people
- By 2030
- 180,083 · +11.7%
- By 2040
- 209,892 · +30.2%
- By 2050
- 234,186 · +45.3%
- By 2075
- 284,602 · +76.6%
- By 2100
- 317,039 · +96.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
- Common ancestry
- Romanian 7% Slovak 4% Lithuanian 4%
- Foreign-born
- 5% · Canada
- Languages at home
- 96% English-only · Spanish 1% Tagalog/Filipino 1%
Political lean MEDSL · Sumter
- 2024 margin
- Solid R (+37.6) · D 30.9% · R 68.6%
- 2008→2024 swing
- -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.16%
- Current HPI
- 218.1956
- Rent YoY
- ▲ 3.92%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-99.0% since first listed16 events — show timeline
- 2026-05-15 Price Changed $2,100 STELLARMLS
- 2026-05-06 Listed for Rent $2,200 STELLARMLS
- 2026-04-23 Listed $359,900 Stellar MLS as Distributed by MLS Grid
- 2025-11-18 Rental Removed $1,950 STELLARMLS
- 2025-11-08 Price Changed $1,950 STELLARMLS
- 2025-10-09 Listed for Rent $2,100 STELLARMLS
- 2025-10-03 Rental Removed $2,250 APPFOLIO
- 2025-07-20 Listed for Rent $2,250 APPFOLIO
- 2024-08-17 Rental Removed $2,250 APPFOLIO
- 2024-06-16 Listed for Rent $2,250 APPFOLIO
- 2022-03-07 Sold (Public Records) $337,500 Public Records
- 2021-02-03 Sold (Public Records) $290,000 Public Records
- 2020-12-10 Sold (MLS) $290,000 Stellar MLS as Distributed by MLS Grid
- 2020-10-25 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-09-30 Listed $299,000 Stellar MLS as Distributed by MLS Grid
- 2014-10-09 Sold (Public Records) $212,500 Public Records
Property tax history
+4.3%/yrLatest (2025): $3,749 · -2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…