620 Bridgeford Crossing Blvd · Davenport, FL 33837

$5,000

3 bd · 2.0 ba · 1,864 sqft · SingleFamily public records · 8 Days on market

Built 2014 7,405 sqft lot ↓ 18% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautiful home located in the tranquil, gated community of Bridgeford Crossing. This is a move in ready immaculate 4-bedroom, 2-bathroom home. A fully equipped kitchen showcases quartz counter tops with stainless steel appliances, the breakfast bar has plenty of cabinet space and the open floor plan provides views and access to the dinette and spacious great room. The spacious primary bedroom has its own on suite ample bathroom with large walk-in shower and walk in closet. The community is a quiet gated community, and the HOA fee includes all the amenities such as a tennis court, community pool, private gym, and sauna. Clubhouse includes use of a kitchen, billiards, flat screen TV, cinema, games and even lawn maintenance! Located near I-4 and Hwy 27, the neighborhood sits amid gently rolling hills sprinkled with lakes. Only 17.3 miles from Disney World, Bridgeford Crossing offers the keys to the Magic Kingdom, while Orlando International Airport gives you the opportunity to go everywhere else. Bridgeford Crossing homeowners enjoy nearby Lake Kissimmee State Park, with its nature trails, horse trails, and boating facilities. And Davenport has two large golf courses, including Highland Reserve Golf Club and Ridgewood Lakes Golf and Country Club. This property will NOT last long CALL NOW to schedule your viewing before it is gone and make this your home in 30 days!

Key facts

• 7,405 sq ft lot
• 2 garage spots
• Built 2014

Property features AI

Finance

• Other: Property listed by Jamie L Boone LLC
• HOA & community: Community has a homeowners association

Exterior

• Parking: 2-car garage
• Utilities: Other water source; Other sewer
• Home design: Single family residence; One level; PUD zoning
• Construction: Construction materials: see remarks; Other roof
• Exterior features: Front porch

Interior

• Bedrooms: Total of 1 room
• Flooring: Other flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: No heating; No cooling
• Interior features: Other flooring

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $2k ($22k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $5k).

Location & tenants

• Location reads 70/100 on livability (#423 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Horizons Elementary School (math 37% / reading 39%, grade F, #1,587 of 2,144 statewide, top 74%, 1,468 students, 42% FRL); Lake Alfred Polytech Academy (math 41% / reading 43%, grade D-, #340 of 571 statewide, top 61%, 645 students, 59% FRL); Ridge Community High School (math 12% / reading 33%, grade F, #539 of 667 statewide, top 81%, 2,711 students, 48% FRL).
• Market conditions: Rents soft (-2.7%/yr); 1396 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• This rent runs 35% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 46.93% ✓
• Cap rate: 442.91%
• Cash-on-cash: 1559.35%
• DSCR: 70.38
• GRM: 0.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 78.30×
• Total profit: $108,216
• Equity at exit: $746

10-year hold

• IRR: —
• Equity multiple: 156.00×
• Total profit: $216,999
• Equity at exit: $432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33837

• Home prices YoY: -33.9%
• Rents YoY: -2.7%
• Active inventory: 1396
• Price-to-rent: 0.2×

Monthly cashflow live

• Estimated rent: $2,347 high
• Mortgage (P&I): −$26
• Tax est. 1.5%: −$6 /mo · $75/yr
• Insurance: −$2
• HOA: −$0
• Vacancy / Maint / Mgmt: −$493
• Net cashflow: $1,819

Break-even live

Break-even rent $44

Max offer price $5,000

Occupancy floor 17%

Sensitivity live

Price	-10% $1,823	-5% $1,821	+0% $1,819	+5% $1,818	+10% $1,816
Rent	-10% $1,634	-5% $1,727	+0% $1,819	+5% $1,912	+10% $2,005
Rate	-1.0pp $1,822	-0.5pp $1,821	base $1,819	+0.5pp $1,818	+1.0pp $1,817

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,250
• Closing costs: $150
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
112 Andalusia Loop Davenport, FL	4.0	2.0	1972	$2,016	$1.02	23d	1	0.38mi
1497 Fleur Dr Davenport, FL	4.0	2.5	2029	$2,150	$1.06	4d	1	0.41mi
120 Captain Hook Way Davenport, FL	4.0	3.0	1715	$2,124	$1.24	25d	1	0.42mi
670 Highland Meadows St Davenport, FL	3.0	2.0	1576	$2,350	$1.49	25d	1	0.52mi
2507 Matterhorn Trl Davenport, FL	4.0	3.5	2290	$3,000	$1.31	25d	1	0.54mi
118 Aria Way Davenport, FL	3.0	2.0	1818	$2,400	$1.32	16d	1	0.55mi
2442 Matterhorn Trl Davenport, FL	4.0	2.5	2029	$2,400	$1.18	25d	1	0.61mi
1391 Mountain Flower Ln Davenport, FL	4.0	2.0	1855	$2,400	$1.29	25d	1	0.63mi
1387 Mountain Flower Ln Davenport, FL	4.0	2.0	1698	$2,300	$1.35	25d	1	0.63mi
202 Highland Meadows Pl Davenport, FL	3.0	2.0	1252	$2,000	$1.60	16d	1	0.76mi
220 Champions Way Davenport, FL	1.0–3.0	1.0–2.5	1107	$1,997	$1.80	4d	7	0.76mi
2057 Barroso ST Davenport, FL	3.0	2.5	1465	$2,100	$1.43	25d	1	0.77mi
250 Highland Meadows Ct Davenport, FL	3.0	2.0	1527	$1,999	$1.31	25d	1	0.77mi
145 Silver Maple Bnd Davenport, FL	3.0	2.0	1450	$2,100	$1.45	25d	1	0.81mi
365 Citrus Pointe Dr Davenport, FL	3.0	2.0	1975	$2,500	$1.27	23d	1	0.82mi
384 Citrus Pointe Dr Davenport, FL	4.0	2.0	1820	$2,250	$1.24	25d	1	0.85mi
353 Citrus Pointe Dr Davenport, FL	4.0	2.5	1923	$2,285	$1.19	4d	1	0.87mi
1188 Sugarwood St Davenport, FL	3.0	2.0	1443	$2,400	$1.66	25d	1	0.91mi
440 Tisone Ln Davenport, FL	4.0	2.0	2102	$3,500	$1.67	16d	1	0.91mi
569 Disa Dr Davenport, FL	4.0	2.0	1767	$2,200	$1.25	4d	1	0.96mi
221 Almeria Way Davenport, FL	3.0	2.0	1410	$2,200	$1.56	16d	1	0.99mi
584 Disa Dr Davenport, FL	4.0	2.0	1767	$2,200	$1.25	4d	1	0.99mi
401 Savannah Preserve Loop Davenport, FL	4.0	2.0	1966	$2,050	$1.04	25d	1	1.00mi
607 Lindbergh Way Davenport, FL	3.0	2.0	1407	$1,851	$1.32	4d	1	1.09mi
646 Lindbergh Way Davenport, FL	3.0	2.0	1407	$1,836	$1.30	4d	1	1.09mi
2343 Canyon Oak Dr Davenport, FL	4.0	2.0	1867	$2,150	$1.15	16d	1	1.11mi
422 Earheart Dr Davenport, FL	4.0	2.0	2110	$2,001	$0.95	15d	1	1.13mi
1779 Buckeye Rd Davenport, FL	3.0	2.0	1725	$2,100	$1.22	16d	1	1.13mi
2617 Magnolia Ave Davenport, FL	4.0	3.0	2523	$2,700	$1.07	25d	1	1.14mi
737 Citrus Reserve Blvd Davenport, FL	4.0	2.0	2080	$3,000	$1.44	25d	1	1.14mi
481 Earheart Dr Davenport, FL	4.0	2.0	1938	$2,126	$1.10	15d	1	1.15mi
2380 Sanderling St Haines City, FL	4.0	2.0	1694	$2,300	$1.36	25d	1	1.16mi
110 Forest Ave Unit 2 Davenport, FL	3.0	2.0	1250	$1,295	$1.04	4d	1	1.18mi
1016 Gotts Rd Davenport, FL	3.0	2.5	2096	$2,150	$1.03	25d	1	1.18mi
445 Earheart Dr Davenport, FL	4.0	2.0	2110	$2,036	$0.96	4d	1	1.18mi
2361 Sanderling St Haines City, FL	4.0	2.0	2113	$2,079	$0.98	4d	1	1.18mi
2441 Oakwood Ln Davenport, FL	3.0	2.0	1420	$2,199	$1.55	25d	1	1.21mi
3418 Haven Side Rd Davenport, FL	4.0	3.0	2203	$2,495	$1.13	25d	1	1.22mi
140 Moss Ln Davenport, FL	2.0	2.0	1774	$2,299	$1.30	4d	1	1.23mi
1909 Chickasaw Blvd Davenport, FL	3.0	2.0	1725	$2,050	$1.19	4d	1	1.24mi

Listing history 18 events

1. 2026-05-18
   listed $5,000 Active
2. 2025-05-21
   historical
3. 2025-05-16
   listed $150,000 New
4. 2021-12-06
   soldstatus $327,000
5. 2021-11-30
   soldstatus $327,000 Closed 1384-char remark

   Show marketing remark (1384 chars)

   Beautiful home located in the tranquil, gated community of Bridgeford Crossing. This is a move in ready immaculate 4-bedroom, 2-bathroom home. A fully equipped kitchen showcases quartz counter tops with stainless steel appliances, the breakfast bar has plenty of cabinet space and the open floor plan provides views and access to the dinette and spacious great room. The spacious primary bedroom has its own on suite ample bathroom with large walk-in shower and walk in closet. The community is a quiet gated community, and the HOA fee includes all the amenities such as a tennis court, community pool, private gym, and sauna. Clubhouse includes use of a kitchen, billiards, flat screen TV, cinema, games and even lawn maintenance! Located near I-4 and Hwy 27, the neighborhood sits amid gently rolling hills sprinkled with lakes. Only 17.3 miles from Disney World, Bridgeford Crossing offers the keys to the Magic Kingdom, while Orlando International Airport gives you the opportunity to go everywhere else. Bridgeford Crossing homeowners enjoy nearby Lake Kissimmee State Park, with its nature trails, horse trails, and boating facilities. And Davenport has two large golf courses, including Highland Reserve Golf Club and Ridgewood Lakes Golf and Country Club. This property will NOT last long CALL NOW to schedule your viewing before it is gone and make this your home in 30 days!

6. 2021-10-24
   status Pending 1384-char remark

   Show marketing remark (1384 chars)

   Beautiful home located in the tranquil, gated community of Bridgeford Crossing. This is a move in ready immaculate 4-bedroom, 2-bathroom home. A fully equipped kitchen showcases quartz counter tops with stainless steel appliances, the breakfast bar has plenty of cabinet space and the open floor plan provides views and access to the dinette and spacious great room. The spacious primary bedroom has its own on suite ample bathroom with large walk-in shower and walk in closet. The community is a quiet gated community, and the HOA fee includes all the amenities such as a tennis court, community pool, private gym, and sauna. Clubhouse includes use of a kitchen, billiards, flat screen TV, cinema, games and even lawn maintenance! Located near I-4 and Hwy 27, the neighborhood sits amid gently rolling hills sprinkled with lakes. Only 17.3 miles from Disney World, Bridgeford Crossing offers the keys to the Magic Kingdom, while Orlando International Airport gives you the opportunity to go everywhere else. Bridgeford Crossing homeowners enjoy nearby Lake Kissimmee State Park, with its nature trails, horse trails, and boating facilities. And Davenport has two large golf courses, including Highland Reserve Golf Club and Ridgewood Lakes Golf and Country Club. This property will NOT last long CALL NOW to schedule your viewing before it is gone and make this your home in 30 days!

7. 2021-10-18
   listed $318,000 Active 1384-char remark

   Show marketing remark (1384 chars)

   Beautiful home located in the tranquil, gated community of Bridgeford Crossing. This is a move in ready immaculate 4-bedroom, 2-bathroom home. A fully equipped kitchen showcases quartz counter tops with stainless steel appliances, the breakfast bar has plenty of cabinet space and the open floor plan provides views and access to the dinette and spacious great room. The spacious primary bedroom has its own on suite ample bathroom with large walk-in shower and walk in closet. The community is a quiet gated community, and the HOA fee includes all the amenities such as a tennis court, community pool, private gym, and sauna. Clubhouse includes use of a kitchen, billiards, flat screen TV, cinema, games and even lawn maintenance! Located near I-4 and Hwy 27, the neighborhood sits amid gently rolling hills sprinkled with lakes. Only 17.3 miles from Disney World, Bridgeford Crossing offers the keys to the Magic Kingdom, while Orlando International Airport gives you the opportunity to go everywhere else. Bridgeford Crossing homeowners enjoy nearby Lake Kissimmee State Park, with its nature trails, horse trails, and boating facilities. And Davenport has two large golf courses, including Highland Reserve Golf Club and Ridgewood Lakes Golf and Country Club. This property will NOT last long CALL NOW to schedule your viewing before it is gone and make this your home in 30 days!

8. 2019-05-16
   historical
9. 2018-11-19
   status Active
10. 2018-11-15
    historical
11. 2018-09-14
    listed $239,900 Active
12. 2014-12-12
    soldstatus $185,000 Sold
13. 2014-12-09
    status Pending
14. 2014-09-19
    price $190,490
15. 2014-09-19
    price $190,874
16. 2014-09-15
    listed $197,030 Active
17. 2012-09-25
    soldstatus $999,000
18. 2011-01-11
    soldstatus $6,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,159
• − Mortgage interest: −$280
• − Property taxes: −$75
• − Insurance: −$25
• − Repairs & maintenance: −$2,253
• − Management: −$2,253
• − Depreciation: −$145
• Taxable income: $23,128
• Est. tax owed @ 24.0%: −$5,551
• After-tax cash flow: $16,280/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Davenport

• Score: 70/100
• State rank: #423
• US rank: #7541

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Davenport, FL
• County: Polk County · 740,051 people
• City population: 104,279
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 47,389
• Household income: $81,276
• Rent vs Own: 18.5% rent · 81.5% own
• Severe rent burden: 424.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Hispanic / Latino 42% White 36% Two or more races 16% Black 15% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 22% Cuban 2% Dominican 1%
• Common ancestry: Hispanic 5% Romanian 3% Lithuanian 1%
• Foreign-born: 18% · Canada, Jamaica
• Languages at home: 55% English-only · Spanish 35% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -131.62%
• Current HPI: 256.8165
• Rent YoY: ▼ -2.73%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-18.0% since first listed

18 events — show timeline

• 2026-05-18 Listed $5,000 HAOR as distributed by MLS GRID
• 2025-05-21 Listing Removed — GAMLS
• 2025-05-16 Listed $150,000 GAMLS
• 2021-12-06 Sold (Public Records) $327,000 Public Records
• 2021-11-30 Sold (MLS) $327,000 Stellar MLS as Distributed by MLS Grid
• 2021-10-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-10-18 Listed $318,000 Stellar MLS as Distributed by MLS Grid
• 2019-05-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-11-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-11-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-09-14 Listed $239,900 Stellar MLS as Distributed by MLS Grid
• 2014-12-12 Sold (MLS) $185,000 Stellar MLS as Distributed by MLS Grid
• 2014-12-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-09-19 Price Changed $190,874 Stellar MLS as Distributed by MLS Grid
• 2014-09-19 Price Changed $190,490 Stellar MLS as Distributed by MLS Grid
• 2014-09-15 Listed $197,030 Stellar MLS as Distributed by MLS Grid
• 2012-09-25 Sold (Public Records) $999,000 Public Records
• 2011-01-11 Sold (Public Records) $6,100 Public Records

Property tax history

+25.8%/yr

Latest (2025): $4,937 · -0.1% YoY. Source: county tax records.