4627 Crimson Pass · Graniteville, SC
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.8/15.0
- Appreciation +9.2/10.0
- Cash flow +7.4/30.0
- Condition / age +4.0/5.0
- Schools +3.2/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- 1% rule +2.2/10.0
- DSCR +1.6/10.0
$350,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
MOVE IN READY!! 4.99% fixed Rate + 6K Closing Costs | New Construction Pool Community Next to I 20 | Smart Home | Qualified buyers may receive fixed interest rate as low as 4.99% plus up to 6,000 in seller paid closing costs when using the preferred lender and closing by 7/31/26.Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. This beautiful Halton floor plan has a guest bedroom and full bath on the main level, perfect for visitors or a home office. A central family room opens to an expansive kitchen and ca
Key facts
- Expansive kitchen
- Central family room
- Casual dining area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $350k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-444 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $286k (18.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $254k (27.5% below list).
- Recommended offer: $254k (27.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 299 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 36% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $32k of equity ($2k loan paydown + $29k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 4.77%
- Cash-on-cash
- -5.44%
- DSCR
- 0.76
- GRM
- 11.5
CMA / ARV
- ARV (on-the-fly)
- $369,035
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4481 Crimson Pass | 0.08mi | 5/3.0 | 3,209 (0%) | 3mo | $354,630 | $111 | 94 |
| 2250 Chromite Dr | 0.07mi | 5/3.0 | 3,216 (+0%) | 8mo | $363,755 | $113 | 90 |
| 4367 Crimson Pass | 0.16mi | 5/3.0 | 3,209 (0%) | 4mo | $355,630 | $111 | 89 |
| 4528 Crimson Pass | 0.06mi | 5/4.5 | 3,411 (+6%) | 2mo | $394,520 | $116 | 79 |
| 4462 Crimson Pass | 0.09mi | 5/4.5 | 3,411 (+6%) | 3mo | $398,910 | $117 | 77 |
| 4396 Crimson Pass | 0.12mi | 5/4.5 | 3,411 (+6%) | 4mo | $392,020 | $115 | 75 |
| 6100 Vermilion Loop | 0.40mi | 5/3.0 | 3,360 (+5%) | 0mo | $330,000 | $98 | 73 |
| 2226 Chromite Dr | 0.05mi | 5/4.5 | 3,411 (+6%) | 11mo | $395,020 | $116 | 72 |
| 2212 Chromite Dr | 0.04mi | 5/3.5 | 2,833 (-12%) | 9mo | $337,605 | $119 | 69 |
| 2211 Chromite Dr | 0.07mi | 5/3.5 | 2,833 (-12%) | 9mo | $335,530 | $118 | 68 |
| 2286 Chromite Dr | 0.09mi | 5/4.5 | 3,481 (+8%) | 10mo | $394,020 | $113 | 67 |
| 2245 Chromite Dr | 0.08mi | 5/4.5 | 3,481 (+8%) | 11mo | $393,020 | $113 | 67 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.8%
- Equity multiple
- 2.27×
- Total profit
- $124,492
- Equity at exit
- $275,005
- IRR
- 16.1%
- Equity multiple
- 4.91×
- Total profit
- $382,874
- Equity at exit
- $554,799
Cash invested: $98,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 299
- Price-to-rent
- 11.5×
Monthly cashflow live
- Estimated rent
- $2,536 medium interval (Pro) →
- Mortgage (P&I)
- −$1,835
- Tax est. 1.5%
- −$438 /mo · $5,250/yr
- Insurance
- −$146
- HOA
- −$29
- Vacancy / Maint / Mgmt
- −$533
- Net cashflow
- $-444
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,500
- Closing costs
- $10,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 507 Satinwood Cir Graniteville, SC | 3.0–4.0 | 2.0–2.5 | 1776 | $2,199 | $1.24 | 14d | 5 | 1.17mi |
HOA detail
- Monthly dues
- $29 · $348/yr
- Likely covers
- pool
Listing history 22 events
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2026-06-18days on market $350,000 Active 38 DOM
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2026-06-17price $350,000 Active 37 DOM
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2026-06-17days on market $349,890 Active 37 DOM
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2026-06-16days on market $349,890 Active 36 DOM
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2026-06-15days on market $349,890 Active 35 DOM
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2026-06-14days on market $349,890 Active 33 DOM
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2026-06-13days on market $349,890 Active 32 DOM
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2026-06-10days on market $349,890 Active 30 DOM
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2026-06-09days on market $349,890 Active 29 DOM
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2026-06-09price $349,890 Active 28 DOM
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2026-06-08days on market $350,000 Active 28 DOM
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2026-06-07days on market $350,000 Active 27 DOM
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2026-06-03days on market $350,000 Active 23 DOM
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2026-06-03days on market $350,000 Active 22 DOM
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2026-06-02pricedays on market $350,000 Active 3 DOM
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2026-06-01days on market $357,630 Active 2 DOM
-
2026-05-30pricedays on market $357,630 Active 1 DOM
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2026-05-11historical
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2026-05-07price $358,630
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2026-04-15price $357,630
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2026-03-12$366,630 Active
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2026-03-12$358,630 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,432
- − Mortgage interest
- −$19,605
- − Property taxes
- −$5,250
- − Insurance
- −$1,750
- − Repairs & maintenance
- −$2,435
- − Management
- −$2,435
- − HOA
- −$348
- − Depreciation
- −$10,182
- Taxable loss
- −$11,572
- Est. tax savings @ 24.0%
- +$2,777
- After-tax cash flow
- $-2,554/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This home is in excellent condition with a good condition score of 80. It is move-in ready and has a good resale and rental value. Consider painting the exterior and interior, landscaping improvements, adding smart home features, and upgrading appliances to further enhance its value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
- Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers/tenants.
- Both Upgrading appliances — Modern appliances can make the home more attractive and functional for potential buyers/tenants.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants. ↑
- Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers/tenants. ↑
- Both Upgrading appliances — Modern appliances can make the home more attractive and functional for potential buyers/tenants. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 931
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 213.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Price history
-2.2% since first listed5 events — show timeline
- 2026-05-11 Listing Removed — Hive MLS
- 2026-05-07 Price Changed $358,630 Hive MLS
- 2026-04-15 Price Changed $357,630 Hive MLS
- 2026-03-12 Listed $358,630 Hive MLS
- 2026-03-12 Listed $366,630 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…