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4627 Crimson Pass
D Composite 42.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.8/15.0
  • Appreciation +9.2/10.0
  • Cash flow +7.4/30.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.6/10.0

$350,000

4627 Crimson Pass · Graniteville, SC 29829
5 bd · 3.0 ba · 3,209 sqft · SingleFamily · 38 Days on market
Built 2026 Good condition Est $369k · 5% under $29/mo HOA · 1% of rent ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MOVE IN READY!! 4.99% fixed Rate + 6K Closing Costs | New Construction Pool Community Next to I 20 | Smart Home | Qualified buyers may receive fixed interest rate as low as 4.99% plus up to 6,000 in seller paid closing costs when using the preferred lender and closing by 7/31/26.Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. This beautiful Halton floor plan has a guest bedroom and full bath on the main level, perfect for visitors or a home office. A central family room opens to an expansive kitchen and ca

Key facts

  • Expansive kitchen
  • Central family room
  • Casual dining area

Tags

PRIVATE NEIGHBORHOOD POOLGUEST BEDROOMFULL BATHCENTRAL FAMILY ROOMEXPANSIVE KITCHENCASUAL DINING AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $350k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-444 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $286k (18.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $254k (27.5% below list).
  • Recommended offer: $254k (27.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 299 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $29k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $253,602 (27.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.77%
Cash-on-cash
-5.44%
DSCR
0.76
GRM
11.5

CMA / ARV

ARV (on-the-fly)
$369,035
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4481 Crimson Pass 0.08mi 5/3.0 3,209 (0%) 3mo $354,630 $111 94
2250 Chromite Dr 0.07mi 5/3.0 3,216 (+0%) 8mo $363,755 $113 90
4367 Crimson Pass 0.16mi 5/3.0 3,209 (0%) 4mo $355,630 $111 89
4528 Crimson Pass 0.06mi 5/4.5 3,411 (+6%) 2mo $394,520 $116 79
4462 Crimson Pass 0.09mi 5/4.5 3,411 (+6%) 3mo $398,910 $117 77
4396 Crimson Pass 0.12mi 5/4.5 3,411 (+6%) 4mo $392,020 $115 75
6100 Vermilion Loop 0.40mi 5/3.0 3,360 (+5%) 0mo $330,000 $98 73
2226 Chromite Dr 0.05mi 5/4.5 3,411 (+6%) 11mo $395,020 $116 72
2212 Chromite Dr 0.04mi 5/3.5 2,833 (-12%) 9mo $337,605 $119 69
2211 Chromite Dr 0.07mi 5/3.5 2,833 (-12%) 9mo $335,530 $118 68
2286 Chromite Dr 0.09mi 5/4.5 3,481 (+8%) 10mo $394,020 $113 67
2245 Chromite Dr 0.08mi 5/4.5 3,481 (+8%) 11mo $393,020 $113 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.8%
Equity multiple
2.27×
Total profit
$124,492
Equity at exit
$275,005
10-year hold
IRR
16.1%
Equity multiple
4.91×
Total profit
$382,874
Equity at exit
$554,799

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$2,536 medium interval (Pro) →
Mortgage (P&I)
$1,835
Tax est. 1.5%
$438 /mo · $5,250/yr
Insurance
$146
HOA
$29
Vacancy / Maint / Mgmt
$533
Net cashflow
$-444

Break-even live

Break-even rent $3,098
Max offer price $285,707
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $2,199 $1.24 14d 5 1.17mi

HOA detail

Monthly dues
$29 · $348/yr
Likely covers
pool

Listing history 22 events

  1. 2026-06-18
    days on market $350,000 Active 38 DOM
  2. 2026-06-17
    price $350,000 Active 37 DOM
  3. 2026-06-17
    days on market $349,890 Active 37 DOM
  4. 2026-06-16
    days on market $349,890 Active 36 DOM
  5. 2026-06-15
    days on market $349,890 Active 35 DOM
  6. 2026-06-14
    days on market $349,890 Active 33 DOM
  7. 2026-06-13
    days on market $349,890 Active 32 DOM
  8. 2026-06-10
    days on market $349,890 Active 30 DOM
  9. 2026-06-09
    days on market $349,890 Active 29 DOM
  10. 2026-06-09
    price $349,890 Active 28 DOM
  11. 2026-06-08
    days on market $350,000 Active 28 DOM
  12. 2026-06-07
    days on market $350,000 Active 27 DOM
  13. 2026-06-03
    days on market $350,000 Active 23 DOM
  14. 2026-06-03
    days on marketlisting id $350,000 Active 22 DOM
  15. 2026-06-02
    pricedays on market $350,000 Active 3 DOM
  16. 2026-06-01
    days on market $357,630 Active 2 DOM
  17. 2026-05-30
    pricedays on marketlisting id $357,630 Active 1 DOM
  18. 2026-05-11
    historical
  19. 2026-05-07
    price $358,630
  20. 2026-04-15
    price $357,630
  21. 2026-03-12
    listed $366,630 Active
  22. 2026-03-12
    listed $358,630 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,432
− Mortgage interest
−$19,605
− Property taxes
−$5,250
− Insurance
−$1,750
− Repairs & maintenance
−$2,435
− Management
−$2,435
− HOA
−$348
− Depreciation
−$10,182
Taxable loss
−$11,572
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,777
After-tax cash flow
$-2,554/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 None rehab

This home is in excellent condition with a good condition score of 80. It is move-in ready and has a good resale and rental value. Consider painting the exterior and interior, landscaping improvements, adding smart home features, and upgrading appliances to further enhance its value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers/tenants.
  • Both Upgrading appliances — Modern appliances can make the home more attractive and functional for potential buyers/tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers/tenants.
  • Both Upgrading appliances — Modern appliances can make the home more attractive and functional for potential buyers/tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-2.2% since first listed
5 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-07 Price Changed $358,630 Hive MLS
  • 2026-04-15 Price Changed $357,630 Hive MLS
  • 2026-03-12 Listed $358,630 Hive MLS
  • 2026-03-12 Listed $366,630 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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