1816 New York Ave · Port Vue, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.0/30.0
- ARV discount +10.5/15.0
- DSCR +7.7/10.0
- Appreciation +7.3/10.0
- 1% rule +5.7/10.0
- Livability +3.7/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$89,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into this one-of-a-kind home filled with charm and character, designed for comfort and style you won’t find anywhere else! The heart of the home showcases a stunning wood-beamed ceiling in the kitchen and dining area, creating a warm, inviting space for everyday living. The large living room is filled with natural light and opens to a huge, enclosed porch — the perfect place to relax and take in peaceful views overlooking the valley. Downstairs, the finished basement offers even more living space with French doors leading out to a covered rear porch and backyard. Added bonus of a shed for extra storage. If you’ve been searching for a home with personality and features that truly stand out, this is one you won't want to miss.
Key facts
- Extra storage
- French doors
- Finished basement
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $176 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($960 rent vs $90k).
- Recommended offer: $85k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 73/100 on livability (#545 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F, commute F.
- South Allegheny SD (suburban): math 23% / reading 44% proficiency, ranked #430 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 39 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
- This rent is only 17% of the median local income ($66k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- In year one you build about $5k of equity ($622 loan paydown + $4k appreciation (4.5% local appreciation)).
- At projected returns (4.5% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 21y ago; this cycle's ask has dropped $7k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $32k; list at $90k implies a 181% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1933 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1933 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.64%
- Cash-on-cash
- 8.37%
- DSCR
- 1.37
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $96,421
- List price
- $89,900
- Delta
- -6.76%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 320 Dersam St | 0.35mi | 2/1.0 | 909 (-0%) | 5mo | $87,500 | $96 | 75 |
| 1706 Romine | 0.16mi | 2/2.0 | 820 (-10%) | 17mo | $100,000 | $122 | 61 |
| 1310 Beverly | 0.64mi | 2/1.0 | 910 (-0%) | 5mo | $82,000 | $90 | 61 |
| 1375 Washington Blvd | 0.69mi | 2/1.0 | 945 (+4%) | 2mo | $93,500 | $99 | 56 |
| 1334 Beverly Rd | 0.53mi | 2/1.0 | 936 (+2%) | 15mo | $45,000 | $48 | 55 |
| 602 Liberty Way | 0.23mi | 2/1.0 | 836 (-8%) | 21mo | $32,000 | $38 | 54 |
| 2417 Latrobe St | 0.47mi | 2/2.0 | 875 (-4%) | 23mo | $116,300 | $133 | 52 |
| 224 Dersam St | 0.54mi | 2/1.0 | 900 (-1%) | 20mo | $65,000 | $72 | 52 |
| 605 Hays St | 0.58mi | 2/1.0 | 980 (+7%) | 13mo | $122,000 | $124 | 46 |
| 207 Dersam St | 0.61mi | 3/1.0 (+1) | 875 (-4%) | 14mo | $80,000 | $91 | 44 |
| 1013 Glenn Ave | 0.39mi | 1/1.0 (-1) | 853 (-7%) | 23mo | $165,000 | $193 | 43 |
| 404 Pasadena Dr | 0.39mi | 3/1.0 (+1) | 1,018 (+12%) | 13mo | $110,500 | $109 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.52% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.0%
- Equity multiple
- 2.17×
- Total profit
- $29,466
- Equity at exit
- $48,359
- IRR
- 19.2%
- Equity multiple
- 4.20×
- Total profit
- $80,619
- Equity at exit
- $81,398
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15133
- Home prices YoY
- 2.1%
- Active inventory
- 39
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $960 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$74 /mo · $882/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$202
- Net cashflow
- $176
Break-even live
Sensitivity live
| Price | -10% $227 | -5% $201 | +0% $176 | +5% $150 | +10% $125 |
|---|---|---|---|---|---|
| Rent | -10% $100 | -5% $138 | +0% $176 | +5% $214 | +10% $251 |
| Rate | -1.0pp $221 | -0.5pp $198 | base $176 | +0.5pp $152 | +1.0pp $129 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 306 Laredo St McKeesport, PA | 2.0 | 1.0 | 928 | $995 | $1.07 | 44d | 1 | 0.24mi |
| 311-313 24th St McKeesport, PA | 2.0 | 1.0 | 950 | $900 | $0.95 | 44d | 1 | 0.80mi |
| 733 Memory Ln McKeesport, PA | 2.0 | 1.0 | 850 | $1,200 | $1.41 | 24d | 1 | 0.83mi |
| 2918 Walnut St Apt 3 McKeesport, PA | 2.0 | 1.0 | 800 | $850 | $1.06 | 44d | 1 | 1.07mi |
| 604 Shaw Ave McKeesport, PA | 2.0 | 1.0–1.5 | 800 | $900 | $1.12 | 13d | 3 | 1.10mi |
| 604 Shaw Ave Unit 102 McKeesport, PA | 1.0 | 1.0 | 750 | $750 | $1.00 | 44d | 1 | 1.11mi |
| 604 Shaw Ave Unit 101 McKeesport, PA | 2.0 | 1.5 | 1050 | $900 | $0.86 | 15d | 1 | 1.11mi |
| 2860 Washington Blvd Unit 3 McKeesport, PA | 1.0 | 1.0 | 600 | $799 | $1.33 | 44d | 1 | 1.12mi |
| 2860 Washington Blvd Unit 5 McKeesport, PA | 1.0 | 1.0 | 600 | $799 | $1.33 | 24d | 1 | 1.12mi |
| 308 Marie St Glassport, PA | 2.0 | 1.0 | 850 | $925 | $1.09 | 17d | 1 | 1.25mi |
| 1205 5th Ave McKeesport, PA | 1.0 | 1.0 | 593 | $1,090 | $1.84 | 44d | 1 | 1.41mi |
| 812 Indiana Ave Unit 1 Glassport, PA | 1.0 | 1.0 | 800 | $695 | $0.87 | 24d | 1 | 1.49mi |
| 526 Ohio Ave Unit 3 Glassport, PA | 2.0 | 1.0 | 800 | $900 | $1.12 | 44d | 1 | 1.49mi |
Listing history 19 events
-
2026-06-18days on market $89,900 Active 64 DOM
-
2026-06-17days on market $89,900 Active 63 DOM
-
2026-06-16days on market $89,900 Active 62 DOM
-
2026-06-15days on market $89,900 Active 61 DOM
-
2026-06-13days on market $89,900 Active 59 DOM
-
2026-06-13days on market $89,900 Active 58 DOM
-
2026-06-09days on market $89,900 Active 55 DOM
-
2026-06-08days on market $89,900 Active 54 DOM
-
2026-06-07days on market $89,900 Active 53 DOM
-
2026-06-05days on market $89,900 Active 50 DOM
-
2026-06-03days on market $89,900 Active 49 DOM
-
2026-06-02days on market $89,900 Active 48 DOM
-
2026-06-01days on market $89,900 Active 47 DOM
-
2026-05-31days on market $89,900 Active 46 DOM
-
2026-05-01price $89,900 761-char remark
Show marketing remark (761 chars)
Step into this one-of-a-kind home filled with charm and character, designed for comfort and style you won’t find anywhere else! The heart of the home showcases a stunning wood-beamed ceiling in the kitchen and dining area, creating a warm, inviting space for everyday living. The large living room is filled with natural light and opens to a huge, enclosed porch — the perfect place to relax and take in peaceful views overlooking the valley. Downstairs, the finished basement offers even more living space with French doors leading out to a covered rear porch and backyard. Added bonus of a shed for extra storage. If you’ve been searching for a home with personality and features that truly stand out, this is one you won't want to miss.
-
2026-04-15$96,705 Active 761-char remark
Show marketing remark (761 chars)
Step into this one-of-a-kind home filled with charm and character, designed for comfort and style you won’t find anywhere else! The heart of the home showcases a stunning wood-beamed ceiling in the kitchen and dining area, creating a warm, inviting space for everyday living. The large living room is filled with natural light and opens to a huge, enclosed porch — the perfect place to relax and take in peaceful views overlooking the valley. Downstairs, the finished basement offers even more living space with French doors leading out to a covered rear porch and backyard. Added bonus of a shed for extra storage. If you’ve been searching for a home with personality and features that truly stand out, this is one you won't want to miss.
-
2005-04-15soldstatus $31,950 122-char remark
Show marketing remark (122 chars)
REMODELED HOME-FAM. RM. & GAMERM. -2 FULL BATHS-1 OFF GAMERM. -NEWER MECHANICS-VERY LITTLE TO DO-ADD FINISHING TOUCHES
-
2005-01-03$35,900 122-char remark
Show marketing remark (122 chars)
REMODELED HOME-FAM. RM. & GAMERM. -2 FULL BATHS-1 OFF GAMERM. -NEWER MECHANICS-VERY LITTLE TO DO-ADD FINISHING TOUCHES
-
1989-12-26soldstatus $11,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $882 · $74/mo
- Projected year-2 tax
- $1,151 · $96/mo
- Expected delta
- +$269/yr (+$22/mo · 30.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,514
- − Mortgage interest
- −$5,036
- − Property taxes
- −$882
- − Insurance
- −$450
- − Repairs & maintenance
- −$921
- − Management
- −$921
- − Depreciation
- −$2,615
- Taxable income
- $689
- Est. tax owed @ 24.0%
- −$165
- After-tax cash flow
- $1,942/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Allegheny SD
- NCES district ID
- 4221910
- Math proficiency
- 23% ▼ -10.00%
- Reading proficiency
- 44% ▼ -13.00%
- Median HH income
- $40,891
- Composite
- 28.15/100
- National rank
- #6815
- State rank
- #430 of 539 in PA
Livability — Port Vue
- Score
- 73/100
- State rank
- #545
- US rank
- #5090
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Vue, PA
- County
- Allegheny County · 1,022,028 people
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 6,112
- Household income
- $65,938
- Rent vs Own
- Severe rent burden
- 94.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 7% Black 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 10% Slovene 2% Italian 2%
- Foreign-born
- 0%
- Languages at home
- 99% English-only · Other Indo-European 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.52%
- Current HPI
- 214.5922
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+717.3% since first listed5 events — show timeline
- 2026-05-01 Price Changed $89,900 West Penn MLS
- 2026-04-15 Listed $96,705 West Penn MLS
- 2005-04-15 Sold (MLS) $31,950 West Penn MLS
- 2005-01-03 Listed $35,900 West Penn MLS
- 1989-12-26 Sold (Public Records) $11,000 Public Records
Property tax history
+1.9%/yrLatest (2026): $882 · +6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…