12049 Hoosier Ct #203 · Bayonet Point, FL 34667

$149,000

2 bd · 2.0 ba · 873 sqft · Condo public records · 26 Days on market

Built 1988 $375/mo HOA · 23% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.2/30.0
• ARV discount +7.5/15.0
• 1% rule +5.8/10.0
• Schools +4.3/10.0
• Livability +3.5/5.0
• DSCR +3.3/10.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Immaculate Updated Condo in Premier 55+ Community! * * Presenting a luminous two-bedroom, two-bath condo in Hillside, an inviting Active 55+ community, ready for you to call home. This gem is not only move-in ready but also boasts a series of top-tier upgrades and updates: Stainless steel kitchen appliances radiate modern charm. Freshly refaced kitchen cabinets, complemented by a brand new double sink and faucet. Updated tile in kitchen, Neutral wood laminate flooring accentuates the family room and second bedroom. New Washer (2021) New Dryer (2022) ensure laundry is a breeze. Entrance boasts new storm door and upgraded front door lock. Freshly installed toilets in both baths and a stylishly updated vanity and light fixtures in the second bathroom. Prime location within the community, with the unit strategically positioned just steps from community clubhouse and the sparkling heated pool. Every room offers serene views of picturesque trees and a tranquil pond, with the screened-in lanai presenting the perfect spot to sip your morning coffee, overlooking the community's peaceful courtyard. Additional Highlights: * Roof replaced just two years ago and newly painted exteriors last year * Enjoy the comfort of a 4-year-new A/C system * Modest monthly dues of $347, covering an array of amenities including cable TV, Internet, roof maintenance, exterior insurance, lawn care, pest control, trash removal, and water & sewer. * Storage unit * Wonderful & Efficiently Run HOA, with reasonable dues that are scheduled to be reduced by $2/monthly in 2024! This condo epitomizes comfort and convenience, set in a vibrant active 55+ community, with plenty of green space to enjoy or walk your small pets. Easy access to US 19 and SR 52 as well as the Suncoast Parkway. .. in close proximity to abundant retail shopping, dining, Gulf Beaches, entertainment, hospitals and medical offices. Low Taxes, Low Fees, and not in a Flood Hazard Zone! Check out the 3-D Tour! Don't miss out on this exceptional offering!

Key facts

• Shuffleboard courts
• Screened lanai
• Split bedroom layout

Tags

• SPLIT BEDROOM LAYOUT
• RECESSED LIGHTING
• SCREENED LANAI
• COVERED CARPORT PARKING
• HEATED SWIMMING POOL
• SHUFFLEBOARD COURTS

Property features AI

Finance

• Other: Unit is unfurnished
• Financial info: Total annual fees $4,500; Lease restrictions apply
• HOA & community: Monthly condo fee of $375; Association covers cable TV, pool, escrow reserves, insurance, internet, building and grounds maintenance, pest control, sewer, trash and water; Association approval required; Costal HOA managed by Mgmt Services, Inc/Esther Fredriksen; On-site property manager; Community clubhouse, community mailbox, dog park, pool; Buyer approval required; Pets allowed (maximum 35 lbs); Senior community

Exterior

• Parking: Assigned parking; Covered parking; Guest parking
• Utilities: Public water; Public sewer; Cable available; Electricity available
• Home design: Condominium; Residential property; 2 stories total; Unit located on 2nd floor; East-facing
• Construction: Block, concrete and stucco construction; Shingle roof; Concrete perimeter foundation; Built with unit in building number 7
• Exterior features: Rear screened porch; Screened porch; Sliding doors; On-site storage

Interior

• Kitchen: Dishwasher; Microwave; Range
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Wall/window air conditioning units
• Interior features: Ceiling fans; Sliding doors; Storage
• Laundry & utility: Laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $149k.

Deal economics

• At list price, monthly cash flow is $-57 ($-684/yr) — negative.
• To cash-flow at today's rent, offer at most $139k (6.8% below list).
• Meets the 1% rule at list price ($2k rent vs $149k).
• Recommended offer: $139k (6.8% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#485 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities D+, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Gulf Highlands Elementary School (math 29% / reading 32%, grade F, #1,862 of 2,144 statewide, top 88%, 714 students, 89% FRL); Hudson Academy (math 35% / reading 30%, grade F, #443 of 571 statewide, top 78%, 964 students, 80% FRL); Fivay High School (math 20% / reading 28%, grade F, #529 of 667 statewide, top 80%, 1,610 students, 78% FRL) — zoned schools average 82% FRL vs 48% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 29% at this address vs 51% district-wide (-22 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-2.3%/yr); 800 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 38% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 23% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $138,929 (6.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 5.83%
• Cash-on-cash: -1.64%
• DSCR: 0.93
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -23.3%
• Equity multiple: 0.23×
• Total profit: $-32,292
• Equity at exit: $22,216

10-year hold

• IRR: -34.5%
• Equity multiple: -0.20×
• Total profit: $-50,207
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34667

• Rents YoY: -2.3%
• Active inventory: 800
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,613 high
• Mortgage (P&I): −$781
• Tax from tax record: −$113 /mo · $1,350/yr
• Insurance: −$62
• HOA: −$375
• Vacancy / Maint / Mgmt: −$339
• Net cashflow: $-57

Break-even live

Break-even rent $1,685

Max offer price $138,929

Occupancy floor 99%

Sensitivity live

Price	-10% $27	-5% $-15	+0% $-57	+5% $-99	+10% $-141
Rent	-10% $-184	-5% $-121	+0% $-57	+5% $7	+10% $70
Rate	-1.0pp $18	-0.5pp $-19	base $-57	+0.5pp $-96	+1.0pp $-135

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12041 Hoosier Ct #204 Hudson, FL	2.0	2.0	1103	$1,495	$1.36	26d	1	0.02mi
12041 Hoosier Ct #204 Hudson, FL	2.0	2.0	1103	$1,495	$1.36	19d	1	0.02mi
12027 Hoosier Ct #203 Hudson, FL	2.0	2.0	1103	$1,550	$1.41	26d	1	0.06mi
7616 Danube Dr Hudson, FL	2.0	2.0	1125	$1,350	$1.20	26d	1	0.26mi
7602 Danube Dr Unit 7602 Hudson, FL	2.0	2.0	1125	$1,600	$1.42	26d	1	0.27mi
12200 Hudson Ridge Dr Port Richey, FL	2.0–3.0	2.0	1107	$1,468	$1.33	4d	10	0.46mi
7539 Gulf Highlands Dr Port Richey, FL	2.0	1.5	936	$1,550	$1.66	6d	1	0.50mi
11611 Constance Dr Port Richey, FL	3.0	1.0	984	$1,540	$1.57	26d	1	0.52mi
11611 Constance Dr Port Richey, FL	3.0	1.0	984	$1,540	$1.57	13d	1	0.52mi
7715 Sue Ellen Dr Port Richey, FL	2.0	2.0	1080	$1,495	$1.38	5d	1	0.54mi
7433 Greystone Dr #7433 Hudson, FL	2.0	2.0	1029	$1,300	$1.26	19d	1	0.59mi
7804 Topay Ln Port Richey, FL	3.0	2.0	1125	$1,795	$1.60	1d	1	0.61mi
8304 Mill Creek Ln Hudson, FL	2.0	2.0	1000	$1,650	$1.65	26d	1	0.68mi
12702 Social Dr Hudson, FL	2.0	1.0	1032	$1,500	$1.45	6d	1	0.72mi
12809 College Hill Dr Hudson, FL	3.0	2.0	1114	$1,780	$1.60	6d	1	0.79mi
8161 Braddock Cir #1 Port Richey, FL	2.0	2.0	1000	$1,595	$1.59	19d	1	0.87mi
7300 Country Club Dr Hudson, FL	2.0	1.0	926	$1,400	$1.51	4d	1	0.88mi
11635 Salmon Dr Port Richey, FL	2.0	1.5	816	$1,500	$1.84	26d	1	0.93mi
11138 Yellowwood Ln Unit NA Port Richey, FL	3.0	1.0	1000	$1,800	$1.80	26d	1	0.95mi
7213 Seward Dr Port Richey, FL	2.0	1.0	700	$1,500	$2.14	26d	1	1.07mi
11103 Harding Dr Unit 2 Port Richey, FL	2.0	1.0	760	$1,450	$1.91	21d	1	1.09mi
12221 Holbrook Dr Bayonet Point, FL	1.0–2.0	1.0–2.0	761	$1,685	$2.21	0d	55	1.14mi
11031 Hassle Ave Port Richey, FL	3.0	1.0	1006	$1,595	$1.59	26d	1	1.20mi
13113 Bartow St Hudson, FL	2.0	1.0	528	$1,190	$2.25	26d	1	1.21mi
6731 Sandra Dr Port Richey, FL	2.0	1.0	816	$1,575	$1.93	26d	1	1.25mi
11430 Rohrman Rd Port Richey, FL	1.0	1.0	700	$1,000	$1.43	6d	1	1.26mi
10803 Hyssop St Port Richey, FL	3.0	1.0	1120	$1,500	$1.34	12d	1	1.34mi
7438 Coventry Dr Port Richey, FL	2.0	1.0	985	$1,600	$1.62	14d	1	1.38mi
10802 Laburnum Dr Port Richey, FL	2.0	2.0	1002	$1,545	$1.54	26d	1	1.41mi
7808 Talisman Dr Port Richey, FL	3.0	2.0	1063	$2,100	$1.98	26d	1	1.50mi

HOA detail condo

• Monthly dues: $375 · $4,500/yr
• Likely covers: watersewertrashinternetcablelandscapingroofpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-22
   days on market $149,000 Active 26 DOM
2. 2026-06-18
   days on market $149,000 Active 23 DOM
3. 2026-06-17
   days on market $149,000 Active 22 DOM
4. 2026-06-16
   days on market $149,000 Active 21 DOM
5. 2026-06-15
   days on market $149,000 Active 20 DOM
6. 2026-06-13
   days on market $149,000 Active 18 DOM
7. 2026-06-09
   days on market $149,000 Active 14 DOM
8. 2026-06-08
   days on market $149,000 Active 13 DOM
9. 2026-06-07
   days on market $149,000 Active 12 DOM
10. 2026-06-04
    days on market $149,000 Active 9 DOM
11. 2026-06-03
    days on market $149,000 Active 8 DOM
12. 2026-06-02
    days on market $149,000 Active 7 DOM
13. 2026-06-01
    days on market $149,000 Active 6 DOM
14. 2026-05-31
    days on market $149,000 Active 5 DOM
15. 2026-05-26
    listed $149,000 Active
16. 2023-12-07
    soldstatus $137,500
17. 2023-12-05
    soldstatus $137,500 Closed 2041-char remark

    Show marketing remark (2041 chars)

    Immaculate Updated Condo in Premier 55+ Community! * * Presenting a luminous two-bedroom, two-bath condo in Hillside, an inviting Active 55+ community, ready for you to call home. This gem is not only move-in ready but also boasts a series of top-tier upgrades and updates: Stainless steel kitchen appliances radiate modern charm. Freshly refaced kitchen cabinets, complemented by a brand new double sink and faucet. Updated tile in kitchen, Neutral wood laminate flooring accentuates the family room and second bedroom. New Washer (2021) New Dryer (2022) ensure laundry is a breeze. Entrance boasts new storm door and upgraded front door lock. Freshly installed toilets in both baths and a stylishly updated vanity and light fixtures in the second bathroom. Prime location within the community, with the unit strategically positioned just steps from community clubhouse and the sparkling heated pool. Every room offers serene views of picturesque trees and a tranquil pond, with the screened-in lanai presenting the perfect spot to sip your morning coffee, overlooking the community's peaceful courtyard. Additional Highlights: * Roof replaced just two years ago and newly painted exteriors last year * Enjoy the comfort of a 4-year-new A/C system * Modest monthly dues of $347, covering an array of amenities including cable TV, Internet, roof maintenance, exterior insurance, lawn care, pest control, trash removal, and water & sewer. * Storage unit * Wonderful & Efficiently Run HOA, with reasonable dues that are scheduled to be reduced by $2/monthly in 2024! This condo epitomizes comfort and convenience, set in a vibrant active 55+ community, with plenty of green space to enjoy or walk your small pets. Easy access to US 19 and SR 52 as well as the Suncoast Parkway. .. in close proximity to abundant retail shopping, dining, Gulf Beaches, entertainment, hospitals and medical offices. Low Taxes, Low Fees, and not in a Flood Hazard Zone! Check out the 3-D Tour! Don't miss out on this exceptional offering!

18. 2023-11-20
    status Pending 2041-char remark

    Show marketing remark (2041 chars)

    Immaculate Updated Condo in Premier 55+ Community! * * Presenting a luminous two-bedroom, two-bath condo in Hillside, an inviting Active 55+ community, ready for you to call home. This gem is not only move-in ready but also boasts a series of top-tier upgrades and updates: Stainless steel kitchen appliances radiate modern charm. Freshly refaced kitchen cabinets, complemented by a brand new double sink and faucet. Updated tile in kitchen, Neutral wood laminate flooring accentuates the family room and second bedroom. New Washer (2021) New Dryer (2022) ensure laundry is a breeze. Entrance boasts new storm door and upgraded front door lock. Freshly installed toilets in both baths and a stylishly updated vanity and light fixtures in the second bathroom. Prime location within the community, with the unit strategically positioned just steps from community clubhouse and the sparkling heated pool. Every room offers serene views of picturesque trees and a tranquil pond, with the screened-in lanai presenting the perfect spot to sip your morning coffee, overlooking the community's peaceful courtyard. Additional Highlights: * Roof replaced just two years ago and newly painted exteriors last year * Enjoy the comfort of a 4-year-new A/C system * Modest monthly dues of $347, covering an array of amenities including cable TV, Internet, roof maintenance, exterior insurance, lawn care, pest control, trash removal, and water & sewer. * Storage unit * Wonderful & Efficiently Run HOA, with reasonable dues that are scheduled to be reduced by $2/monthly in 2024! This condo epitomizes comfort and convenience, set in a vibrant active 55+ community, with plenty of green space to enjoy or walk your small pets. Easy access to US 19 and SR 52 as well as the Suncoast Parkway. .. in close proximity to abundant retail shopping, dining, Gulf Beaches, entertainment, hospitals and medical offices. Low Taxes, Low Fees, and not in a Flood Hazard Zone! Check out the 3-D Tour! Don't miss out on this exceptional offering!

19. 2023-10-27
    listed $140,000 Active 2041-char remark

    Show marketing remark (2041 chars)

    Immaculate Updated Condo in Premier 55+ Community! * * Presenting a luminous two-bedroom, two-bath condo in Hillside, an inviting Active 55+ community, ready for you to call home. This gem is not only move-in ready but also boasts a series of top-tier upgrades and updates: Stainless steel kitchen appliances radiate modern charm. Freshly refaced kitchen cabinets, complemented by a brand new double sink and faucet. Updated tile in kitchen, Neutral wood laminate flooring accentuates the family room and second bedroom. New Washer (2021) New Dryer (2022) ensure laundry is a breeze. Entrance boasts new storm door and upgraded front door lock. Freshly installed toilets in both baths and a stylishly updated vanity and light fixtures in the second bathroom. Prime location within the community, with the unit strategically positioned just steps from community clubhouse and the sparkling heated pool. Every room offers serene views of picturesque trees and a tranquil pond, with the screened-in lanai presenting the perfect spot to sip your morning coffee, overlooking the community's peaceful courtyard. Additional Highlights: * Roof replaced just two years ago and newly painted exteriors last year * Enjoy the comfort of a 4-year-new A/C system * Modest monthly dues of $347, covering an array of amenities including cable TV, Internet, roof maintenance, exterior insurance, lawn care, pest control, trash removal, and water & sewer. * Storage unit * Wonderful & Efficiently Run HOA, with reasonable dues that are scheduled to be reduced by $2/monthly in 2024! This condo epitomizes comfort and convenience, set in a vibrant active 55+ community, with plenty of green space to enjoy or walk your small pets. Easy access to US 19 and SR 52 as well as the Suncoast Parkway. .. in close proximity to abundant retail shopping, dining, Gulf Beaches, entertainment, hospitals and medical offices. Low Taxes, Low Fees, and not in a Flood Hazard Zone! Check out the 3-D Tour! Don't miss out on this exceptional offering!

20. 2020-01-21
    soldstatus $79,900
21. 2020-01-17
    soldstatus $79,900 Sold 570-char remark

    Show marketing remark (570 chars)

    Like new unit with great view overlooking the pool. Freshly painted inside and new carpeting. Open floor plan with Split bedrooms with 2 full baths. All new appliances, and AC. Enclosed screened porch with laundry area. Designated parking in covered carport with storage is included. Heated pool, active clubhouse. LOW condo dues of $230/month includes basic cable water, trash, reserves all exterior maintenance. Close to all amenities including public library, hospital, grocery shopping and 10 minutes from SunWest Beach, 45 minutes from Tampa International Airport.

22. 2019-11-21
    status Pending 570-char remark

    Show marketing remark (570 chars)

    Like new unit with great view overlooking the pool. Freshly painted inside and new carpeting. Open floor plan with Split bedrooms with 2 full baths. All new appliances, and AC. Enclosed screened porch with laundry area. Designated parking in covered carport with storage is included. Heated pool, active clubhouse. LOW condo dues of $230/month includes basic cable water, trash, reserves all exterior maintenance. Close to all amenities including public library, hospital, grocery shopping and 10 minutes from SunWest Beach, 45 minutes from Tampa International Airport.

23. 2019-11-17
    price $79,900 570-char remark

    Show marketing remark (570 chars)

    Like new unit with great view overlooking the pool. Freshly painted inside and new carpeting. Open floor plan with Split bedrooms with 2 full baths. All new appliances, and AC. Enclosed screened porch with laundry area. Designated parking in covered carport with storage is included. Heated pool, active clubhouse. LOW condo dues of $230/month includes basic cable water, trash, reserves all exterior maintenance. Close to all amenities including public library, hospital, grocery shopping and 10 minutes from SunWest Beach, 45 minutes from Tampa International Airport.

24. 2019-10-09
    price $83,900 570-char remark

    Show marketing remark (570 chars)

    Like new unit with great view overlooking the pool. Freshly painted inside and new carpeting. Open floor plan with Split bedrooms with 2 full baths. All new appliances, and AC. Enclosed screened porch with laundry area. Designated parking in covered carport with storage is included. Heated pool, active clubhouse. LOW condo dues of $230/month includes basic cable water, trash, reserves all exterior maintenance. Close to all amenities including public library, hospital, grocery shopping and 10 minutes from SunWest Beach, 45 minutes from Tampa International Airport.

25. 2019-09-16
    listed $82,900 Active 570-char remark

    Show marketing remark (570 chars)

    Like new unit with great view overlooking the pool. Freshly painted inside and new carpeting. Open floor plan with Split bedrooms with 2 full baths. All new appliances, and AC. Enclosed screened porch with laundry area. Designated parking in covered carport with storage is included. Heated pool, active clubhouse. LOW condo dues of $230/month includes basic cable water, trash, reserves all exterior maintenance. Close to all amenities including public library, hospital, grocery shopping and 10 minutes from SunWest Beach, 45 minutes from Tampa International Airport.

26. 2005-03-03
    soldstatus $76,500
27. 1999-07-29
    soldstatus $48,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,350 · $113/mo
• Projected year-2 tax: $1,350 · $113/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,351
• − Mortgage interest: −$8,346
• − Property taxes: −$1,350
• − Insurance: −$745
• − Repairs & maintenance: −$1,548
• − Management: −$1,548
• − HOA: −$4,500
• − Depreciation: −$4,335
• Taxable loss: −$3,021
• Est. tax savings @ 24.0%: +$725
• After-tax cash flow: $41/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Bayonet Point

• Score: 69/100
• State rank: #485
• US rank: #8934

Category grades

Amenities D+ Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bayonet Point, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 30,689
• Household income: $51,280
• Rent vs Own: 23.0% rent · 77.0% own
• Severe rent burden: 946.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 7% Two or more races 6% Black 2% Asian 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada, Jamaica, Vietnam
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 0%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -183.96%
• Current HPI: 307.5552
• Rent YoY: ▼ -2.26%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+210.4% since first listed

13 events — show timeline

• 2026-05-26 Listed $149,000 Stellar MLS as Distributed by MLS Grid
• 2023-12-07 Sold (Public Records) $137,500 Public Records
• 2023-12-05 Sold (MLS) $137,500 Stellar MLS as Distributed by MLS Grid
• 2023-11-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-10-27 Listed $140,000 Stellar MLS as Distributed by MLS Grid
• 2020-01-21 Sold (Public Records) $79,900 Public Records
• 2020-01-17 Sold (MLS) $79,900 Stellar MLS as Distributed by MLS Grid
• 2019-11-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-11-17 Price Changed $79,900 Stellar MLS as Distributed by MLS Grid
• 2019-10-09 Price Changed $83,900 Stellar MLS as Distributed by MLS Grid
• 2019-09-16 Listed $82,900 Stellar MLS as Distributed by MLS Grid
• 2005-03-03 Sold (Public Records) $76,500 Public Records
• 1999-07-29 Sold (Public Records) $48,000 Public Records

Property tax history

+17.2%/yr

Latest (2025): $1,350 · +3.2% YoY. Source: county tax records.