1306 SW 11th St · Cape Coral, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.8/30.0
- Schools +5.5/10.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- 1% rule +1.8/10.0
- DSCR +1.1/10.0
- Rent growth +0.4/5.0
- Appreciation +0.0/10.0
$295,000
1306 SW 11th St · Cape Coral, FL 33991
3 bd · 2.0 ba · 1,388 sqft · SingleFamily
· 92 Days on market
Built 1999
10,018 sqft lot
2-car garage
$213/sqft
· 26% below area
Est $396k · 26% under
↓ 11% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Desirable SW Cape Coral location near the rapidly growing Pine Island Rd corridor! This home features an open floor plan with vaulted ceilings, a spacious living area, and a dining space that opens to a large screened lanai. The kitchen offers a breakfast bar, ample cabinetry, and a pass through window. Split bedroom layout includes a private master suite with full bath and two additional bedrooms with shared bath. Two car garage with laundry area. Conveniently located near shopping, dining, schools, and just minutes to Pine Island and Gulf access points ideal as a primary residence, seasonal retreat, or investment opportunity.
Key facts
- Open floor plan
- Private master suite
- Ample cabinetry
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $295k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-453 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $229k (22.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (32.0% below list).
- Recommended offer: $201k (32.0% below list) — sets the bar for 1% rule.
- Cap rate 4.4% vs local median 3.1% in Cape Coral — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#208 in FL, #3,098 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities B+; Watch: commute F.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Gulf Elementary School (math 70% / reading 65%, grade B+, #435 of 2,144 statewide, top 21%, 1,231 students, 38% FRL); Challenger Middle School (math 59% / reading 56%, grade B, #157 of 571 statewide, top 28%, 1,124 students, 50% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL) — zoned schools average 42% FRL vs 57% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents falling (-8.6%/yr); 954 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 82d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 92 days — a 9% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts; this cycle's ask is 15028% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$200,670
(32.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 92 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.45%
- Cash-on-cash
- -6.59%
- DSCR
- 0.71
- GRM
- 12.3
CMA / ARV
- ARV (median comp)
- $396,189
- List price
- $295,000
- Delta
- -25.54%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1510 SW 13th Ter | 0.31mi | 3/2.0 | 1,330 (-4%) | 1mo | $265,000 | $199 | 78 |
| 1212 SW 13th St | 0.21mi | 3/2.0 | 1,520 (+10%) | 1mo | $330,000 | $217 | 74 |
| 813 SW 11th Pl | 0.35mi | 3/2.0 | 1,481 (+7%) | 0mo | $335,000 | $226 | 72 |
| 702 SW 11th Ave | 0.42mi | 3/2.0 | 1,511 (+9%) | 1mo | $305,000 | $202 | 65 |
| 1409 SW 11th Pl | 0.43mi | 4/2.0 (+1) | 1,499 (+8%) | 1mo | $173,000 | $115 | 61 |
| 824 SW 15th St | 0.73mi | 3/2.0 | 1,431 (+3%) | 1mo | $430,000 | $300 | 60 |
| 1502 SW 13th Ter | 0.29mi | 3/2.0 | 1,200 (-14%) | 6mo | $310,000 | $258 | 58 |
| 705 SW 9th Ct | 0.54mi | 3/2.0 | 1,229 (-12%) | 0mo | $169,000 | $138 | 55 |
| 1202 SW 11th Pl | 0.24mi | 3/3.0 | 1,591 (+15%) | 8mo | $639,000 | $402 | 54 |
| 1905 SW 11th St | 0.75mi | 3/2.0 | 1,456 (+5%) | 6mo | $275,000 | $189 | 52 |
| 1718 SW 12th Ln | 0.52mi | 3/2.0 | 1,589 (+14%) | 4mo | $295,000 | $186 | 48 |
| 505 SW 9th Ave | 0.72mi | 3/2.0 | 1,255 (-10%) | 8mo | $297,000 | $237 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -31.0%
- Equity multiple
- 0.00×
- Total profit
- $-82,530
- Equity at exit
- $43,985
10-year hold
- IRR
- -54.4%
- Equity multiple
- -0.59×
- Total profit
- $-131,652
- Equity at exit
- $25,506
Cash invested: $82,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 32 active · 38 under contract
- Months of supply
- 12.0 mo (8%/mo absorbed)
- Median asking
- $339,900 ($221/sqft)
- Median days on market
- 82 d
- This list price
- 19% of active listings are priced below it
- ARV vs active asking
- +29.2% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33991
- Home prices YoY
- -27.8%
- Rents YoY
- -8.6%
- Active inventory
- 954
- Price-to-rent
- 12.3×
Monthly cashflow live
↻
- Estimated rent
- $2,007 high interval (Pro) →
- Mortgage (P&I)
- −$1,547
- Tax est. 1.5%
- −$369 /mo · $4,425/yr
- Insurance
- −$123
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$421
- Net cashflow
- $-453
Break-even live
Break-even rent
$2,581
Max offer price
$229,394
Occupancy floor
—
Sensitivity live
| Price | -10% $-250 | -5% $-351 | +0% $-453 | +5% $-555 | +10% $-657 |
|---|---|---|---|---|---|
| Rent | -10% $-612 | -5% $-533 | +0% $-453 | +5% $-374 | +10% $-295 |
| Rate | -1.0pp $-305 | -0.5pp $-378 | base $-453 | +0.5pp $-530 | +1.0pp $-608 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,750
- Closing costs
- $8,850
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1302 SW 11th St Cape Coral, FL | 3.0 | 2.0 | 1712 | $1,700 | $0.99 | 9d | 1 | 0.03mi |
| 1409 SW 10th St Cape Coral, FL | 3.0 | 2.0 | 1412 | $1,750 | $1.24 | 119d | 1 | 0.17mi |
| 811 SW 14th Pl Cape Coral, FL | 3.0 | 2.0 | 1232 | $1,605 | $1.30 | 63d | 1 | 0.34mi |
| 1501 SW 14th St Cape Coral, FL | 3.0 | 2.0 | 1422 | $1,800 | $1.27 | 7d | 1 | 0.35mi |
| 1018 SW 9th Ct Cape Coral, FL | 3.0 | 2.0 | 1574 | $2,170 | $1.38 | 4d | 1 | 0.39mi |
| 810 SW 10th Pl Cape Coral, FL | 3.0 | 2.0 | 1631 | $2,600 | $1.59 | 119d | 1 | 0.40mi |
| 1218 SW 9th Ct Cape Coral, FL | 3.0 | 2.0 | 1476 | $2,850 | $1.93 | 98d | 1 | 0.40mi |
| 1218 SW 9th Ct Cape Coral, FL | 3.0 | 2.0 | 1476 | $2,850 | $1.93 | 97d | 1 | 0.40mi |
| 1409 SW 11th Pl Cape Coral, FL | 4.0 | 2.0 | 1499 | $1,790 | $1.19 | 117d | 1 | 0.43mi |
| 1413 SW 11th Pl Cape Coral, FL | 3.0 | 2.0 | 1434 | $2,220 | $1.55 | 74d | 1 | 0.44mi |
| 1413 SW 11th Pl Cape Coral, FL | 3.0 | 2.0 | 1434 | $2,220 | $1.55 | 78d | 1 | 0.44mi |
| 1104 SW 9th Ave Cape Coral, FL | 4.0 | 2.0 | 1829 | $1,771 | $0.97 | 4d | 1 | 0.45mi |
| 1633 SW 12th Ter Cape Coral, FL | 4.0 | 2.0 | 1828 | $1,899 | $1.04 | 82d | 1 | 0.46mi |
| 1606 SW 14th St Cape Coral, FL | 4.0 | 2.0 | 1752 | $1,961 | $1.12 | 65d | 1 | 0.48mi |
| 909 SW 9th Ave Cape Coral, FL | 3.0 | 2.0 | 1226 | $1,740 | $1.42 | 0d | 1 | 0.50mi |
| 817 SW 9th Ave Cape Coral, FL | 3.0 | 2.0 | 1420 | $1,685 | $1.19 | 62d | 1 | 0.53mi |
| 817 SW 9th Ave Cape Coral, FL | 3.0 | 2.0 | 1420 | $1,835 | $1.29 | 82d | 1 | 0.53mi |
| 509 SW 11th Ave Cape Coral, FL | 4.0 | 2.0 | 1828 | $1,900 | $1.04 | 82d | 1 | 0.54mi |
| 509 SW 11th Ave Cape Coral, FL | 4.0 | 2.0 | 1828 | $1,920 | $1.05 | 85d | 1 | 0.54mi |
| 1713 SW 13th St Cape Coral, FL | 4.0 | 2.0 | 1757 | $1,795 | $1.02 | 0d | 1 | 0.54mi |
| 1713 SW 13th St Cape Coral, FL | 4.0 | 2.0 | 1757 | $1,795 | $1.02 | 9d | 1 | 0.54mi |
| 1133 SW Trafalgar Pkwy Cape Coral, FL | 3.0 | 2.0 | 1652 | $1,990 | $1.20 | 65d | 1 | 0.57mi |
| 701 SW 9th Ave Cape Coral, FL | 4.0 | 2.0 | 1738 | $2,150 | $1.24 | 119d | 1 | 0.57mi |
| 1314 Trafalgar Pkwy Cape Coral, FL | 3.0 | 2.0 | 1209 | $1,525 | $1.26 | 98d | 1 | 0.59mi |
| 1314 Trafalgar Pkwy Cape Coral, FL | 3.0 | 2.0 | 1209 | $1,525 | $1.26 | 92d | 1 | 0.59mi |
| 1228 Trafalgar Pkwy Unit 1228 Cape Coral, FL | 3.0 | 2.0 | 1623 | $1,475 | $0.91 | 74d | 1 | 0.59mi |
| 1322 Trafalgar Pkwy Cape Coral, FL | 3.0 | 2.0 | 1221 | $1,599 | $1.31 | 76d | 1 | 0.60mi |
| 1206 SW Trafalgar Pkwy Cape Coral, FL | 3.0 | 2.0 | 1522 | $2,150 | $1.41 | 119d | 1 | 0.60mi |
| 633 SW 9th Ave Cape Coral, FL | 3.0 | 2.0 | 1720 | $1,781 | $1.04 | 82d | 1 | 0.60mi |
| 1201 SW 8th Pl Cape Coral, FL | 3.0 | 2.0 | 1839 | $3,000 | $1.63 | 110d | 1 | 0.61mi |
| 1303 SW 16th Ter #101 Cape Coral, FL | 2.0 | 2.0 | 1159 | $1,449 | $1.25 | 119d | 1 | 0.62mi |
| 1303 SW 16th Ter Cape Coral, FL | 2.0 | 2.0 | 1159 | $1,450 | $1.25 | 98d | 1 | 0.62mi |
| 1407 SW 16th Ter #201 Cape Coral, FL | 3.0 | 2.0 | 1186 | $1,000 | $0.84 | 119d | 1 | 0.63mi |
| 818 SW 8th Pl Cape Coral, FL | 3.0 | 2.0 | 1718 | $2,399 | $1.40 | 119d | 1 | 0.64mi |
| 812 SW 8th Pl Cape Coral, FL | 4.0 | 2.0 | 1789 | $2,699 | $1.51 | 9d | 1 | 0.66mi |
| 800 SW 8th Pl Cape Coral, FL | 3.0 | 2.0 | 1479 | $1,890 | $1.28 | 0d | 1 | 0.67mi |
| 943 Skyline Blvd Cape Coral, FL | 3.0 | 2.0 | 1209 | $1,549 | $1.28 | 119d | 1 | 0.70mi |
| 1510 SW 8th Pl Cape Coral, FL | 3.0 | 2.0 | 1524 | $2,500 | $1.64 | 87d | 1 | 0.73mi |
| 1833 SW 11th Ter Cape Coral, FL | 4.0 | 2.0 | 1838 | $8,000 | $4.35 | 84d | 1 | 0.74mi |
| 1833 SW 11th Ter Cape Coral, FL | 4.0 | 2.0 | 1838 | $8,000 | $4.35 | 119d | 1 | 0.74mi |
Property features AI
Finance
- Financial info
- Pets allowed
- HOA & community
- Non-gated communityNo association fee
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public waterSeptic tankCable available
- Home design
- Single-storyFaces northResale property
- Construction
- Block, concrete and stucco constructionShingle roof
- Exterior features
- PatioLanaiPorchScreened patio/porchRectangular lotPaved roadSouth exposure
Interior
- Kitchen
- DishwasherMicrowaveRange
- Bedrooms
- Screened porch (room type)
- Flooring
- LaminateVinyl
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning (electric)
- Interior features
- Built-in featuresLiving/dining room comboSeparate showerShower onlySingle-hung windows
Listing history 49 events
-
2026-08-03days on market $295,000 Active 92 DOM
-
2026-07-30days on market $295,000 Active 87 DOM
-
2026-07-28days on market $295,000 Active 86 DOM
-
2026-07-26days on market $295,000 Active 84 DOM
-
2026-07-24days on market $295,000 Active 82 DOM
-
2026-07-23days on market $295,000 Active 81 DOM
-
2026-07-22days on market $295,000 Active 80 DOM
-
2026-07-21days on market $295,000 Active 79 DOM
-
2026-07-18days on market $295,000 Active 76 DOM
-
2026-07-18days on market $295,000 Active 75 DOM
-
2026-07-16days on market $295,000 Active 74 DOM
-
2026-07-15days on market $295,000 Active 73 DOM
-
2026-07-14days on market $295,000 Active 72 DOM
-
2026-07-13days on market $295,000 Active 71 DOM
-
2026-07-13days on market $295,000 Active 70 DOM
-
2026-07-12days on market $295,000 Active 69 DOM
-
2026-07-10days on market $295,000 Active 68 DOM
-
2026-07-09days on market $295,000 Active 67 DOM
-
2026-07-07days on market $295,000 Active 65 DOM
-
2026-07-06days on market $295,000 Active 64 DOM
-
2026-07-05days on market $295,000 Active 63 DOM
-
2026-07-02days on market $295,000 Active 60 DOM
-
2026-07-01days on market $295,000 Active 59 DOM
-
2026-06-30days on market $295,000 Active 58 DOM
-
2026-06-29days on market $295,000 Active 57 DOM
-
2026-06-28days on market $295,000 Active 56 DOM
-
2026-06-25days on market $295,000 Active 52 DOM
-
2026-06-22days on market $295,000 Active 50 DOM
-
2026-06-22days on market $295,000 Active 49 DOM
-
2026-06-17days on market $295,000 Active 45 DOM
-
2026-06-16days on market $295,000 Active 44 DOM
-
2026-06-15days on market $295,000 Active 43 DOM
-
2026-06-13days on market $295,000 Active 41 DOM
-
2026-06-10days on market $295,000 Active 38 DOM
-
2026-06-09days on market $295,000 Active 37 DOM
-
2026-06-08days on market $295,000 Active 36 DOM
-
2026-06-07days on market $295,000 Active 35 DOM
-
2026-06-03days on market $295,000 Active 31 DOM
-
2026-06-02days on market $295,000 Active 30 DOM
-
2026-06-01days on market $295,000 Active 29 DOM
-
2026-05-31days on market $295,000 Active 28 DOM
-
2026-05-11historical $1,950
-
2026-05-07historical
-
2026-05-01$295,000 Active
-
2026-04-28$1,950
-
2026-04-27$330,000 Active
-
2026-04-13historical $1,950
-
2026-03-24price $1,950
-
2026-02-17$2,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,080
- − Mortgage interest
- −$16,525
- − Property taxes
- −$4,425
- − Insurance
- −$1,475
- − Repairs & maintenance
- −$1,926
- − Management
- −$1,926
- − Depreciation
- −$8,582
- Taxable loss
- −$10,779
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,587
- After-tax cash flow
- $-2,854/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
None rehab
This home is in good condition with a good condition score of 80. It has a good roof, exterior, flooring, interior walls/paint, windows, foundation/structure, HVAC/mechanicals, and landscaping/curb appeal. The home is move-in ready and has a good resale and rental value. Consider painting the exterior and interior walls, landscaping and curb appeal improvements, HVAC maintenance and tune-up, and kitchen and bathroom updates to further increase its value.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
- Both Landscaping and curb appeal improvements — Enhanced landscaping can improve curb appeal and attract potential buyers. ↑
- Both HVAC maintenance and tune-up — A well-maintained HVAC system can improve comfort and energy efficiency, attracting both buyers and renters. ↑
- Both Kitchen and bathroom updates — Modernizing the kitchen and bathrooms can increase the home's appeal and value for both buyers and renters. ↑
D
Composite school gradezoned avg 55/100
Zoned Schools
Elementary
Patriot Elementary School
C
FL #892/2,144
Nat'l #9,801/41,679
Middle
Challenger Middle School
B
FL #157/571
Nat'l #2,146/14,009
High
Cape Coral High School
C-
FL #144/667
Nat'l #4,773/17,239
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
B
Composite livability gradescore 77/100
Livability — Cape Coral
- Score
- 77/100
- State rank
- #208
- US rank
- #3098
Category grades
Amenities B+
Commute F
Cost of living B
Crime B-
Employment C+
Housing A+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cape Coral, FL
- County
- Lee County · 871,946 people
- City population
- 217,388
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 27,725
- Household income
- $84,470
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 20% Two or more races 14% Black 3% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 6% Cuban 6%
- Common ancestry
- Romanian 5% Lithuanian 3% Italian 3%
- Foreign-born
- 13% · Canada, Jamaica
- Languages at home
- 81% English-only · Spanish 15% Russian/Polish/Slavic 1% Tagalog/Filipino 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -108.25%
- Current HPI
- 281.0735
- Rent YoY
- ▼ -8.55%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-11.4% since first listed9 events — show timeline
- 2026-06-07 Listed for Rent $1,950 NAPLESMLS
- 2026-05-11 Rental Removed $1,950 MARMLS
- 2026-05-07 Listing Removed — MARMLS
- 2026-05-01 Listed $295,000 FORTMLS
- 2026-04-28 Listed for Rent $1,950 MARMLS
- 2026-04-27 Listed $330,000 MARMLS
- 2026-04-13 Rental Removed $1,950 MARMLS
- 2026-03-24 Price Changed $1,950 MARMLS
- 2026-02-17 Listed for Rent $2,200 MARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…