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1735 Hillview Dr
B Composite 72.98
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.3/10.0
  • Rent growth +4.5/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$195,000

1735 Hillview Dr · Jackson, MS 39211
3 bd · 3.0 ba · 2,718 sqft · SingleFamily public records · 34 Days on market
Built 1959 0.67 ac lot Est $304k · 36% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

REDUCED!!!! Great 3 bedroom 3 full bath home in Northeast Jackson. Huge Living areas including formal living and dining rooms, large den, huge kitchen and tons of closets. Over 2700 square feet. Located on a huge corner lot in a quiet family oriented area. Priced well below market value! Owner has already bought another home and is anxious to sell! Call your agent today!

Key facts

  • Front porch
  • Entry foyer
  • Large sun room

Tags

CIRCULAR DRIVEWAYFRONT PORCHENTRY FOYERLARGE OPEN KITCHENFAMILY ROOM WITH FIREPLACELARGE SUN ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $683 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $189k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Spann Elementary School (math 7% / reading 21%, grade F, #289 of 375 statewide, top 78%, 395 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
  • Market conditions: Rents rising fast (+7.9%/yr); 221 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 7.9% rent growth), your $55k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $189,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
10.50%
Cash-on-cash
15.01%
DSCR
1.67
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$304,416
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1903 Bellewood Rd 0.16mi 4/3.5 (+1) 2,597 (-4%) 4mo $292,000 $112 75
1641 Sheffield Dr 0.27mi 3/2.5 2,639 (-3%) 9mo $399,900 $152 73
1508 Kimwood Cir 0.39mi 4/3.0 (+1) 2,662 (-2%) 1mo $285,000 $107 72
2017 Southwood Rd 0.33mi 4/3.0 (+1) 2,599 (-4%) 2mo $325,000 $125 71
1415 Winchester St 0.46mi 4/3.0 (+1) 2,643 (-3%) 3mo $169,900 $64 66
1534 Brecon Dr 0.30mi 4/2.0 (+1) 2,512 (-8%) 5mo $275,000 $109 60
2009 Southwood Rd 0.33mi 4/3.0 (+1) 2,410 (-11%) 3mo $259,500 $108 59
4550 Ridgewood Rd 0.25mi 3/2.5 2,315 (-15%) 4mo $190,350 $82 58
1609 Sheffield Dr 0.33mi 3/2.0 2,320 (-15%) 1mo $375,000 $162 55
1436 Kimwood Dr 0.42mi 3/2.0 2,450 (-10%) 10mo $240,000 $98 52
2245 N Cheryl Dr 0.71mi 4/3.0 (+1) 2,526 (-7%) 2mo $369,900 $146 48
2256 N Cheryl Dr 0.73mi 4/2.5 (+1) 2,860 (+5%) 6mo $339,000 $119 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.9% rent growth · sell at horizon

5-year hold
IRR
10.6%
Equity multiple
1.44×
Total profit
$24,220
Equity at exit
$29,075
10-year hold
IRR
23.2%
Equity multiple
3.44×
Total profit
$133,082
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39211

Rents YoY
7.9%
Active inventory
221
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,391 medium interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$102 /mo · $1,225/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$502
Net cashflow
$683

Break-even live

Break-even rent $1,527
Max offer price $195,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4750 Old Canton Rd Jackson, MS 4.0 3.0 2085 $2,200 $1.06 23d 1 0.50mi
5125 Old Canton Rd Jackson, MS 3.0 3.0 2025 $2,100 $1.04 23d 1 0.65mi
1046 Newland St Jackson, MS 4.0 2.5 2700 $3,200 $1.19 23d 1 0.80mi
246 Eastbrooke St Jackson, MS 2.0 2.0 1777 $2,750 $1.55 43d 1 1.48mi

Listing history 11 events

  1. 2026-03-01
    status Pending
  2. 2026-01-26
    listed $195,000 Active
  3. 2021-10-08
    historical
  4. 2006-11-29
    soldstatus 373-char remark
    Show marketing remark (373 chars)

    REDUCED!!!! Great 3 bedroom 3 full bath home in Northeast Jackson. Huge Living areas including formal living and dining rooms, large den, huge kitchen and tons of closets. Over 2700 square feet. Located on a huge corner lot in a quiet family oriented area. Priced well below market value! Owner has already bought another home and is anxious to sell! Call your agent today!

  5. 2006-11-29
    soldstatus
    Show marketing remark (373 chars)

    REDUCED!!!! Great 3 bedroom 3 full bath home in Northeast Jackson. Huge Living areas including formal living and dining rooms, large den, huge kitchen and tons of closets. Over 2700 square feet. Located on a huge corner lot in a quiet family oriented area. Priced well below market value! Owner has already bought another home and is anxious to sell! Call your agent today!

  6. 2006-09-25
    listed $157,000 373-char remark
    Show marketing remark (373 chars)

    REDUCED!!!! Great 3 bedroom 3 full bath home in Northeast Jackson. Huge Living areas including formal living and dining rooms, large den, huge kitchen and tons of closets. Over 2700 square feet. Located on a huge corner lot in a quiet family oriented area. Priced well below market value! Owner has already bought another home and is anxious to sell! Call your agent today!

  7. 1999-10-28
    listed $162,500
  8. 1999-08-11
    soldstatus
  9. 1999-06-24
    soldstatus
  10. 1998-02-25
    soldstatus
  11. 1959-02-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,225 · $102/mo
Projected year-2 tax
$1,541 · $128/mo
Expected delta
+$315/yr (+$26/mo · 25.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,692
− Mortgage interest
−$10,923
− Property taxes
−$1,225
− Insurance
−$975
− Repairs & maintenance
−$2,295
− Management
−$2,295
− Depreciation
−$5,673
Taxable income
$5,306
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,273
After-tax cash flow
$6,922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
23,838
Household income
$69,426
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
736.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (59%)
Race & ethnicity
Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Serbian 2% Italian 2% Slovak 1%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.99%
Current HPI
145.5192
Rent YoY
▲ 7.90%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+20.0% since first listed
11 events — show timeline
  • 2026-03-01 Pending MLSU
  • 2026-01-26 Listed $195,000 MLSU
  • 2021-10-08 Listing Removed MLSU
  • 2006-11-29 Sold (Public Records) Public Records
  • 2006-11-29 Sold (MLS) MLSU
  • 2006-09-25 Listed $157,000 MLSU
  • 1999-10-28 Listed $162,500 MLSU
  • 1999-08-11 Sold (Public Records) Public Records
  • 1999-06-24 Sold (Public Records) Public Records
  • 1998-02-25 Sold (Public Records) Public Records
  • 1959-02-09 Sold (Public Records) Public Records

Property tax history

+1.3%/yr

Latest (2025): $1,225 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…