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1905 Pocahontas St
C Composite 59.07
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.2/30.0
  • DSCR +8.9/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.7/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$107,000

1905 Pocahontas St · Baton Rouge, LA 70805
3 bd · 2.0 ba · 1,048 sqft · SingleFamily · 10 Days on market
Built 1955 4,791 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR SPECIAL Calling all investors and flippers -- the hard part is already DONE! This 3 bedroom, 2 full bath property is just a few finishing touches away from being market-ready. With less than $5,000 worth of work remaining and an estimated ARV of $135,000, this is the perfect opportunity to step in and cash out quickly. Features Include: Vinyl flooring throughout Spacious kitchen with island Tray ceilings in the living room Modern layout with strong resale potential *? ?Only a few days of work left to complete Whether you're looking for your next flip or a buy-and-hold investment, this one has the numbers and the potential. Opportunities like this don't stay on the market long -- schedule your showing before it's gone! ????

Key facts

  • Vinyl flooring
  • Spacious kitchen
  • Modern layout

Tags

VINYL FLOORINGSPACIOUS KITCHENTRAY CEILINGSMODERN LAYOUT

Property features AI

Finance

  • Other: Located in the Istrouma subdivision; Directions: Exit 2A for Scenic Hwy, merge onto Scenic Hwy, right on Seminole St, left onto Pocahontas St; house on right

Exterior

  • Parking: Driveway; 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Detached single-family residence; Residential property
  • Construction: Vinyl siding; Other foundation
  • Exterior features: Lot dimensions approximately 40 x 120; Lot area about 0.11 acres

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heating present; No cooling
  • Interior features: Has heating; Heating type: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $107k.

Deal economics

  • At list price, monthly cash flow is $272 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $107k).
  • Cap rate 9.3% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.2%/yr); 155 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $1,148/mo this rent would consume 54% of the median local household income ($25k/yr) (locally 1980% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $740 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 13 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $78k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $107,000

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
9.35%
Cash-on-cash
10.90%
DSCR
1.49
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$57,640
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1906 Mulberry St 0.20mi 3/1.0 1,000 (-5%) 10mo $65,000 $65 71
1902 Hemlock St 0.21mi 2/1.0 (-1) 945 (-10%) 5mo $6,900 $7 61
2526 Adams Ave 0.32mi 3/1.0 1,124 (+7%) 13mo $130,000 $116 58
2645 Jefferson Ave 0.31mi 2/1.0 (-1) 1,123 (+7%) 8mo $9,750 $9 58
2711 Jackson Ave 0.34mi 3/2.0 1,200 (+14%) 7mo $79,000 $66 54
2733 Jackson Ave 0.36mi 3/1.0 1,151 (+10%) 13mo $63,829 $55 52
2334 Cherry St 0.25mi 2/1.0 (-1) 902 (-14%) 9mo $30,000 $33 48
1152 N 32nd St 0.75mi 2/1.0 (-1) 1,000 (-5%) 2mo $12,500 $13 47
1615 N 18th St 0.30mi 2/1.0 (-1) 900 (-14%) 8mo $49,900 $55 47
3032 Seneca St 0.69mi 2/1.0 (-1) 1,000 (-5%) 8mo $10,000 $10 44
3120 Bond St 0.66mi 2/1.0 (-1) 890 (-15%) 1mo $78,000 $88 34
3135 Monroe Ave 0.68mi 2/1.0 (-1) 1,205 (+15%) 13mo $70,000 $58 23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.1%
Equity multiple
0.89×
Total profit
$-3,414
Equity at exit
$15,954
10-year hold
IRR
3.2%
Equity multiple
1.21×
Total profit
$6,158
Equity at exit
$9,251

Cash invested: $29,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70805

Rents YoY
-1.2%
Active inventory
155
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,148 high interval (Pro) →
Mortgage (P&I)
$561
Tax from tax record
$29 /mo · $347/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$272

Break-even live

Break-even rent $803
Max offer price $107,000
Occupancy floor 71%

Sensitivity live

Price -10% $333 -5% $302 +0% $272 +5% $242 +10% $212
Rent -10% $182 -5% $227 +0% $272 +5% $318 +10% $363
Rate -1.0pp $326 -0.5pp $299 base $272 +0.5pp $244 +1.0pp $216

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,750
Closing costs
$3,210
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 34 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1847 N 16th St Baton Rouge, LA 3.0 2.0 909 $1,250 $1.38 14d 1 0.39mi
1404 N 29th St Baton Rouge, LA 3.0 2.0 1120 $1,100 $0.98 44d 1 0.51mi
1336 N 29th St Baton Rouge, LA 3.0 2.0 1400 $1,450 $1.04 14d 1 0.52mi
1305 N 30th St Baton Rouge, LA 2.0 1.0 1000 $900 $0.90 24d 1 0.55mi
2040 Gayosa St Baton Rouge, LA 1.0–2.0 1.0–2.0 764 $1,250 $1.64 44d 1 0.75mi
1409 N 35th St Baton Rouge, LA 3.0 2.0 912 $750 $0.82 24d 1 0.78mi
1348 N 37th St Baton Rouge, LA 3.0 1.0 1100 $1,200 $1.09 44d 1 0.90mi
1346 Main St Unit A Baton Rouge, LA 3.0 2.0 1200 $1,600 $1.33 44d 1 1.05mi
999 N 9th St Unit 311 Baton Rouge, LA 2.0 1.0 840 $1,040 $1.24 21d 1 1.08mi
999 N 9th St Apt 127 Baton Rouge, LA 2.0 1.0 840 $1,050 $1.25 14d 1 1.08mi
999 N 9th St Apt 219 Baton Rouge, LA 3.0 2.0 1050 $1,185 $1.13 14d 1 1.08mi
999 N 9th St Unit 419 Baton Rouge, LA 3.0 2.0 1050 $1,170 $1.11 24d 1 1.08mi
999 N 9th St Apt 319 Baton Rouge, LA 3.0 2.0 1050 $1,085 $1.03 44d 1 1.08mi
3566 North St Baton Rouge, LA 4.0 2.0 1117 $1,050 $0.94 21d 1 1.14mi
2347 Rhodes Ave Baton Rouge, LA 2.0 1.0 1250 $950 $0.76 19d 1 1.15mi
759 Spanish Town Rd Baton Rouge, LA 2.0 1.0 1176 $1,650 $1.40 44d 1 1.15mi
3936 Dalton St Baton Rouge, LA 2.0 1.0 900 $750 $0.83 19d 1 1.16mi
3859 Brady St Baton Rouge, LA 2.0 1.0 800 $775 $0.97 44d 1 1.16mi
2730 Convention St Baton Rouge, LA 3.0 1.0 1000 $900 $0.90 24d 1 1.18mi
636 N 39th St Apt 2 Baton Rouge, LA 2.0 1.0 700 $900 $1.29 14d 1 1.22mi
1925 N 3rd St Baton Rouge, LA 1.0–2.0 1.0–2.0 777 $1,410 $1.81 14d 7 1.28mi
3160 Wyandotte St Baton Rouge, LA 2.0 1.0 1100 $800 $0.73 44d 1 1.29mi
850 N 5th St Unit 208 Baton Rouge, LA 2.0 1.0 1000 $1,225 $1.23 14d 1 1.30mi
2045 N 3rd St #305 Baton Rouge, LA 2.0 2.0 1290 $1,575 $1.22 21d 1 1.31mi
2045 N 3rd St #308 Baton Rouge, LA 2.0 2.0 1290 $1,395 $1.08 44d 1 1.31mi
2045 N 3rd St #301 Baton Rouge, LA 2.0 2.0 1259 $1,295 $1.03 24d 1 1.31mi
2045 N 3rd St #221 Baton Rouge, LA 2.0 2.0 1400 $1,495 $1.07 21d 1 1.31mi
2045 N 3rd St Baton Rouge, LA 1.0–2.0 1.0–2.0 1025 $1,575 $1.54 14d 6 1.31mi
303 S 21st St Baton Rouge, LA 3.0 1.0 1070 $825 $0.77 44d 1 1.33mi
1217 N 44th St Baton Rouge, LA 3.0 2.0 1028 $950 $0.92 24d 1 1.33mi
505 University Walk Unit 5 Baton Rouge, LA 2.0 1.0 800 $1,400 $1.75 24d 1 1.34mi
532 Live Oak Blvd Unit 532 Baton Rouge, LA 3.0 2.0 1000 $1,200 $1.20 24d 1 1.36mi
3567 Charles St Baton Rouge, LA 3.0 1.0 1400 $1,250 $0.89 44d 1 1.39mi
2606 Weller Ave Baton Rouge, LA 2.0 1.0 1000 $650 $0.65 44d 1 1.42mi

Listing history 8 events

  1. 2026-06-18
    days on market $107,000 Active 10 DOM
  2. 2026-06-17
    days on market $107,000 Active 9 DOM
  3. 2026-06-16
    days on market $107,000 Active 8 DOM
  4. 2026-06-15
    days on market $107,000 Active 7 DOM
  5. 2026-06-14
    days on market $107,000 Active 5 DOM
  6. 2026-06-10
    days on market $107,000 Active 2 DOM
  7. 2026-06-09
    remarks 676-char remark
  8. 2026-06-09
    listed $107,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$347 · $29/mo
Projected year-2 tax
$588 · $49/mo
Expected delta
+$242/yr (+$20/mo · 69.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,774
− Mortgage interest
−$5,994
− Property taxes
−$347
− Insurance
−$535
− Repairs & maintenance
−$1,102
− Management
−$1,102
− Depreciation
−$3,113
Taxable income
$1,582
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$380
After-tax cash flow
$2,887/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
23,288
Household income
$25,397
Rent vs Own
59.5% rent · 40.5% own
Severe rent burden
1980.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% Hispanic / Latino 2% White 2% Two or more races 1%
Common ancestry
Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.79%
Current HPI
75.7121
Rent YoY
▼ -1.21%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+37.2% since first listed
20 events — show timeline
  • 2026-06-08 Listed $107,000 GBRMLS
  • 2026-06-08 Listed $107,000 AcadianaMLS
  • 2025-06-30 Sold (MLS) GBRMLS
  • 2025-06-06 Pending GBRMLS
  • 2025-05-23 Listed $30,000 GBRMLS
  • 2025-05-23 Listed $30,000 AcadianaMLS
  • 2025-04-01 Listed $40,000 GBRMLS
  • 2025-04-01 Listed $40,000 AcadianaMLS
  • 2024-12-11 Listed $55,000 GBRMLS
  • 2024-12-11 Delisted GBRMLS
  • 2024-08-20 Listed $55,000 GBRMLS
  • 2024-08-20 Listed $55,000 AcadianaMLS
  • 2024-08-18 Delisted GBRMLS
  • 2024-08-09 Listed $55,000 AcadianaMLS
  • 2024-08-09 Listed $55,000 GBRMLS
  • 2022-09-06 Sold (MLS) GBRMLS
  • 2022-08-29 Pending GBRMLS
  • 2022-08-28 Listed $30,000 AcadianaMLS
  • 2022-08-28 Listed $30,000 GBRMLS
  • 2013-01-14 Sold (Public Records) $78,000 Public Records

Property tax history

-7.9%/yr

Latest (2025): $347 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…