11825 Washington #33 · West Whittier-Los Nietos, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 9 days/yr
- Unhealthy air days in 30 yrs
- 10 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$157,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Cozy Mobil Home, located in the City of Whittier, California. Crossing street is Sorensen. Property is located nearby shopping center and Businesses. Property consisting of 2 Bedrooms and 1 Bathroom, Cover patio with plants and sitting area, Cover porch with two car spaces to protect your automobiles. Park has a community center for gatherings, parties and meetings with relatives.
Key facts
- Cover porch
- Cover patio
- 33 garage spots
Tags
Property features AI
Finance
- Other: Living area source: Other
- Financial info: Land lease of $1,200 (land lease applies)
- HOA & community: Community has curbs; Located in Hacienda MobileHome Park
Exterior
- Parking: 33 parking spaces (including garage spaces)
- Utilities: Public sewer; District/public water
- Home design: Single-story mobile home; Mobile home remains on site; Entry located at the front
- Construction: Mobile dimensions approximately 10 ft by 48 ft; Listed as one total story; Year built source: Other
- Exterior features: No pool
Interior
- Kitchen: Refrigerator; Electric range
- Bedrooms: Bedrooms are on the ground (first) level
- Bathrooms: 1 full bathroom
- Heating & cooling: Central cooling
- Interior features: All bedrooms located on the main level; Front entry
- Laundry & utility: Laundry area on site
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $157k.
Deal economics
- At list price, monthly cash flow is $999 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $157k).
- Cap rate 13.9% vs local median 2.8% in West Whittier-Los Nietos — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Whittier Union High (suburban): math 42% / reading 65% proficiency, ranked #111 of 517 in CA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 32 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 32% of the median local income ($100k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $44k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.68% ✓
- Cap rate
- 13.93%
- Cash-on-cash
- 27.27%
- DSCR
- 2.21
- GRM
- 5.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.3%
- Equity multiple
- 1.87×
- Total profit
- $38,236
- Equity at exit
- $23,409
- IRR
- 29.4%
- Equity multiple
- 3.63×
- Total profit
- $115,399
- Equity at exit
- $13,574
Cash invested: $43,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 90606
- Active inventory
- 32
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $2,638 high interval (Pro) →
- Mortgage (P&I)
- −$823
- Tax est. 1.5%
- −$196 /mo · $2,355/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$554
- Net cashflow
- $999
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,250
- Closing costs
- $4,710
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11918 Greyford St Unit 4 Whittier, CA | 2.0 | 1.0 | 800 | $2,050 | $2.56 | 21d | 1 | 0.10mi |
| 7806 Wellsford Ave Whittier, CA | 2.0 | 1.0 | 912 | $3,299 | $3.62 | 11d | 1 | 0.15mi |
| 12336 Blue Sky Ct Whittier, CA | 1.0 | 2.0 | 830 | $3,100 | $3.73 | 1d | 1 | 0.61mi |
| 8121 Broadway Ave Whittier, CA | 1.0–3.0 | 1.0–2.0 | 779 | $2,504 | $3.21 | 1d | 8 | 0.68mi |
| 7901 Duchess Dr Whittier, CA | 1.0–2.0 | 1.0–2.0 | 853 | $2,495 | $2.92 | 25d | 2 | 0.72mi |
| 8028 Boer Ave Unit 03 Whittier, CA | 1.0 | 1.0 | 725 | $1,850 | $2.55 | 1d | 1 | 0.74mi |
| 12602 McGee Dr Whittier, CA | 2.0 | 1.0 | 784 | $3,200 | $4.08 | 1d | 1 | 0.89mi |
| 8016 Santa Fe Springs Rd Whittier, CA | 1.0 | 1.0 | 769 | $2,600 | $3.38 | 1d | 1 | 1.00mi |
| 8115 Via Alta Whittier, CA | 2.0 | 2.0 | 1018 | $3,500 | $3.44 | 1d | 3 | 1.02mi |
| 8720 Villa Dr Unit 2 Whittier, CA | 3.0 | 2.0 | 1100 | $3,750 | $3.41 | 10d | 1 | 1.03mi |
| 7222 Whittier Ave Unit G Whittier, CA | 2.0 | 1.0 | 825 | $2,045 | $2.48 | 13d | 1 | 1.03mi |
| 7620 Newlin Ave Unit 20B Whittier, CA | 2.0 | 2.0 | 825 | $2,499 | $3.03 | 25d | 1 | 1.07mi |
| 7933 Milton Ave Unit 33-D Whittier, CA | 2.0 | 1.0 | 764 | $2,100 | $2.75 | 25d | 1 | 1.08mi |
| 7339 Milton Ave Whittier, CA | 2.0 | 1.5 | 1000 | $2,650 | $2.65 | 12d | 1 | 1.12mi |
| 7339 Milton Ave Whittier, CA | 2.0 | 1.5 | 1250 | $2,795 | $2.24 | 19d | 1 | 1.12mi |
| 7411 Norwalk Blvd Whittier, CA | 2.0 | 2.0 | 995 | $2,500 | $2.51 | 25d | 1 | 1.14mi |
| 7630 Milton Ave Whittier, CA | 2.0 | 1.0 | 750 | $2,350 | $3.13 | 25d | 1 | 1.14mi |
| 6728 Whittier Ave Whittier, CA | 3.0 | 1.0 | 1000 | $2,800 | $2.80 | 25d | 1 | 1.14mi |
| 7348 Milton Ave Unit 4 Whittier, CA | 1.0 | 1.0 | 800 | $1,750 | $2.19 | 15d | 1 | 1.15mi |
| 7651 Comstock Ave Unit 7655 A Whittier, CA | 3.0 | 2.0 | 770 | $2,800 | $3.64 | 13d | 1 | 1.17mi |
| 12818 Penn St Whittier, CA | 1.0 | 1.0 | 700 | $1,800 | $2.57 | 17d | 1 | 1.20mi |
| 12820 Penn St Whittier, CA | 1.0 | 1.0 | 700 | $2,000 | $2.86 | 20d | 1 | 1.21mi |
| 7037 Milton Ave Apt 4 Whittier, CA | 1.0 | 1.0 | 700 | $1,895 | $2.71 | 25d | 1 | 1.22mi |
| 6741 Newlin Ave Whittier, CA | 2.0 | 2.0 | 1338 | $3,700 | $2.77 | 18d | 1 | 1.22mi |
| 6535 Pickering Ave Unit 18 Whittier, CA | 2.0 | 2.0 | 1200 | $2,750 | $2.29 | 25d | 1 | 1.23mi |
| 7017 Milton Ave Whittier, CA | 1.0 | 1.0 | 784 | $2,125 | $2.71 | 10d | 1 | 1.23mi |
| 6535 Pickering Ave Apt 14 Whittier, CA | 2.0 | 1.5 | 1100 | $2,495 | $2.27 | 25d | 1 | 1.24mi |
| 12429 Hadley St Whittier, CA | 2.0 | 1.0 | 900 | $2,185 | $2.43 | 25d | 1 | 1.27mi |
| 7705 Bright Ave Unit 5 Whittier, CA | 3.0 | 1.0 | 731 | $2,650 | $3.63 | 13d | 1 | 1.30mi |
| 7630 Bright Ave Unit 7630-B downstairs Whittier, CA | 2.0 | 1.0 | 713 | $2,200 | $3.09 | 25d | 1 | 1.34mi |
| 6234 Pierce Ave Unit 6242 Whittier, CA | 2.0 | 1.0 | 856 | $2,750 | $3.21 | 25d | 1 | 1.35mi |
| 13289 Lambert Rd Whittier, CA | 2.0 | 2.0 | 858 | $3,150 | $3.67 | 13d | 1 | 1.42mi |
| 13242 Cullen St Whittier, CA | 2.0 | 1.0 | 800 | $2,195 | $2.74 | 1d | 1 | 1.44mi |
| 12103 Howard St Whittier, CA | 3.0 | 1.0 | 1000 | $2,950 | $2.95 | 3d | 1 | 1.47mi |
| 7711 Painter Ave Unit 7711C Whittier, CA | 1.0 | 1.0 | 750 | $1,900 | $2.53 | 3d | 1 | 1.50mi |
Listing history 2 events
-
2026-06-17remarks 383-char remark
-
2026-06-17$157,000 Coming Soon 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥95°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 9 unhealthy d/yr today · 10 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,658
- − Mortgage interest
- −$8,794
- − Property taxes
- −$2,355
- − Insurance
- −$785
- − Repairs & maintenance
- −$2,533
- − Management
- −$2,533
- − Depreciation
- −$4,567
- Taxable income
- $10,091
- Est. tax owed @ 24.0%
- −$2,422
- After-tax cash flow
- $9,568/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Whittier Union High
- NCES district ID
- 0642480
- Math proficiency
- 42% ▲ 9.00%
- Reading proficiency
- 65% ▲ 7.00%
- Median HH income
- $66,675
- Composite
- 47.19/100
- National rank
- #2321
- State rank
- #111 of 517 in CA
Livability — West Whittier-Los Nietos
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- West Whittier-Los Nietos, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 31,881
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 32,057
- Household income
- $100,428
- Rent vs Own
- Severe rent burden
- 556.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (85%)
- Race & ethnicity
- Hispanic / Latino 85% Two or more races 17% White 8% Asian 5% Native American 2% Black 1%
- Hispanic origin (detail)
- Mexican 76%
- Foreign-born
- 24% · Canada, South Korea, Vietnam
- Languages at home
- 41% English-only · Spanish 55% Tagalog/Filipino 2% Korean 1%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -973.24%
- Current HPI
- 428.5874
- Rent YoY
- —
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-06-17 Coming Soon $157,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…