210 Cliff Heights Cir · Dallas, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.5/30.0
- 1% rule +4.6/10.0
- DSCR +4.1/10.0
- Livability +4.0/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$199,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.
Key facts
- 2,962 sq ft lot
- 2 garage spots
- Built 2005
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $199k.
Deal economics
- At list price, monthly cash flow is $9 ($105/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (4.5% below list).
- Recommended offer: $190k (4.5% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
- Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-2.8%/yr); 217 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
- This rent runs 42% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 6.35%
- Cash-on-cash
- 0.19%
- DSCR
- 1.01
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $243,356
- List price
- $199,000
- Delta
- -18.23%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 210 Cliff Heights Cir | 0.00mi | 3/2.0 | 1,066 (0%) | 0mo | $199,000 | $187 | 100 |
| 134 Cliff Heights Cir | 0.07mi | 3/2.0 | 1,146 (+8%) | 16mo | $228,000 | $199 | 70 |
| 226 Bettyrae Way | 0.39mi | 3/2.0 | 1,208 (+13%) | 2mo | $154,900 | $128 | 58 |
| 250 Bettyrae Way | 0.44mi | 3/2.0 | 1,176 (+10%) | 6mo | $135,000 | $115 | 57 |
| 527 Goldwood Dr | 0.66mi | 3/2.0 | 1,119 (+5%) | 7mo | $249,000 | $223 | 55 |
| 745 Grambling Dr | 0.43mi | 3/2.0 | 1,215 (+14%) | 6mo | $200,000 | $165 | 51 |
| 406 Highfall Dr | 0.70mi | 3/2.0 | 1,131 (+6%) | 12mo | $264,000 | $233 | 47 |
| 420 Highfall Dr | 0.72mi | 3/2.0 | 1,152 (+8%) | 9mo | $229,000 | $199 | 46 |
| 7711 Leigh Ann Dr | 0.51mi | 3/2.0 | 1,214 (+14%) | 11mo | $250,000 | $206 | 44 |
| 8105 Buford Dr | 0.53mi | 3/2.0 | 1,176 (+10%) | 19mo | $160,000 | $136 | 42 |
| 7124 Arborcrest Dr | 0.64mi | 3/2.0 | 1,218 (+14%) | 9mo | $82,000 | $67 | 39 |
| 7411 Greenspan Ave | 0.75mi | 3/2.0 | 1,188 (+11%) | 9mo | $164,999 | $139 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -19.7%
- Equity multiple
- 0.33×
- Total profit
- $-37,159
- Equity at exit
- $29,672
- IRR
- -21.5%
- Equity multiple
- 0.05×
- Total profit
- $-52,760
- Equity at exit
- $17,206
Cash invested: $55,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75241
- Home prices YoY
- -16.9%
- Rents YoY
- -2.8%
- Active inventory
- 217
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,901 high interval (Pro) →
- Mortgage (P&I)
- −$1,044
- Tax from tax record
- −$367 /mo · $4,400/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$399
- Net cashflow
- $9
Break-even live
Sensitivity live
| Price | -10% $121 | -5% $65 | +0% $9 | +5% $-48 | +10% $-104 |
|---|---|---|---|---|---|
| Rent | -10% $-141 | -5% $-66 | +0% $9 | +5% $84 | +10% $159 |
| Rate | -1.0pp $109 | -0.5pp $59 | base $9 | +0.5pp $-43 | +1.0pp $-95 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,750
- Closing costs
- $5,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 247 Cliff Heights Cir Dallas, TX | 3.0 | 2.0 | 1166 | $1,775 | $1.52 | 8d | 1 | 0.16mi |
| 704 Panola Dr Dallas, TX | 3.0 | 2.0 | 1359 | $2,030 | $1.49 | 8d | 1 | 0.33mi |
| 735 Panola Dr Dallas, TX | 3.0 | 2.0 | 1276 | $1,865 | $1.46 | 8d | 1 | 0.39mi |
| 7326 Harold Walker Dr Dallas, TX | 3.0 | 1.5 | 1008 | $1,650 | $1.64 | 8d | 1 | 0.45mi |
| 7225 Harold Walker Dr Dallas, TX | 4.0 | 2.0 | 1458 | $1,975 | $1.35 | 4d | 1 | 0.49mi |
| 7324 Buford Dr Dallas, TX | 3.0 | 2.0 | 1405 | $2,011 | $1.43 | 16d | 1 | 0.50mi |
| 7207 Arborcrest Dr Dallas, TX | 3.0 | 1.0 | 1149 | $1,695 | $1.48 | 15d | 1 | 0.60mi |
| 7704 Woodspan Dr Dallas, TX | 3.0 | 1.0 | 1355 | $1,700 | $1.25 | 8d | 1 | 0.74mi |
| 7027 Coleshire Dr Dallas, TX | 3.0 | 1.0 | 1178 | $2,100 | $1.78 | 5d | 1 | 0.76mi |
| 405 Highcrest Dr Dallas, TX | 3.0 | 1.0 | 1171 | $1,675 | $1.43 | 44d | 1 | 0.78mi |
| 8206 Willoughby Blvd Dallas, TX | 1.0–3.0 | 1.0–2.0 | 901 | $1,450 | $1.61 | 44d | 7 | 0.81mi |
| 7924 Silverdale Dr Dallas, TX | 3.0 | 2.0 | 1180 | $1,795 | $1.52 | 25d | 1 | 0.91mi |
| 7826 Overridge Dr Dallas, TX | 4.0 | 1.0 | 1307 | $1,650 | $1.26 | 8d | 1 | 1.07mi |
| 7842 Overridge Dr Dallas, TX | 4.0 | 2.0 | 1300 | $1,650 | $1.27 | 25d | 1 | 1.07mi |
| 3824 Patman St Lancaster, TX | 4.0 | 2.5 | 1348 | $2,500 | $1.85 | 44d | 1 | 1.17mi |
| 1441 Quartet Dr Dallas, TX | 3.0 | 2.0 | 1319 | $1,700 | $1.29 | 5d | 1 | 1.33mi |
| 1336 Mill Stream Dr Dallas, TX | 3.0 | 2.0 | 1290 | $1,775 | $1.38 | 8d | 1 | 1.47mi |
Listing history 5 events
-
2026-05-12historical Active Option Contract 275-char remark
Show marketing remark (275 chars)
Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.
-
2026-04-30price $199,000 275-char remark
Show marketing remark (275 chars)
Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.
-
2026-04-21price $219,000 275-char remark
Show marketing remark (275 chars)
Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.
-
2026-04-06$220,000 Active 275-char remark
Show marketing remark (275 chars)
Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.
-
2020-03-16soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,400 · $367/mo
- Projected year-2 tax
- $4,400 · $367/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,813
- − Mortgage interest
- −$11,147
- − Property taxes
- −$4,400
- − Insurance
- −$995
- − Repairs & maintenance
- −$1,825
- − Management
- −$1,825
- − Depreciation
- −$5,789
- Taxable loss
- −$3,168
- Est. tax savings @ 24.0%
- +$760
- After-tax cash flow
- $865/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dallas ISD
- NCES district ID
- 4816230
- Math proficiency
- 31% ▼ -16.00%
- Reading proficiency
- 36% ▼ -4.00%
- Median HH income
- $42,881
- Composite
- 28.41/100
- National rank
- #6763
- State rank
- #559 of 826 in TX
Livability — Dallas
- Score
- 81/100
- State rank
- #24
- US rank
- #1380
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dallas, TX
- County
- Dallas County · 2,612,404 people
- City population
- 1,168,437
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 33,840
- Household income
- $53,998
- Rent vs Own
- Severe rent burden
- 1076.0
Population outlook (Dallas County) Hauer SSP2
- Today (2025)
- 2,979,839 people
- By 2030
- 3,191,823 · +7.1%
- By 2040
- 3,619,611 · +21.5%
- By 2050
- 4,026,915 · +35.1%
- By 2075
- 4,957,073 · +66.4%
- By 2100
- 5,508,725 · +84.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (62%)
- Race & ethnicity
- Black 62% Hispanic / Latino 30% Two or more races 8% White 5% Native American 2%
- Hispanic origin (detail)
- Mexican 24%
- Foreign-born
- 13% · Canada
- Languages at home
- 73% English-only · Spanish 25%
Political lean MEDSL · Dallas
- 2024 margin
- Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
- 2008→2024 swing
- +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
- All cycles
- 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -72.36%
- Current HPI
- 356.2348
- Rent YoY
- ▼ -2.75%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-9.5% since first listed5 events — show timeline
- 2026-05-12 Contingent — NTREIS
- 2026-04-30 Price Changed $199,000 NTREIS
- 2026-04-21 Price Changed $219,000 NTREIS
- 2026-04-06 Listed $220,000 NTREIS
- 2020-03-16 Sold (Public Records) — Public Records
Property tax history
+5.1%/yrLatest (2025): $4,400 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…