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210 Cliff Heights Cir
D+ Composite 48.38
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.5/30.0
  • 1% rule +4.6/10.0
  • DSCR +4.1/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$199,000

210 Cliff Heights Cir · Dallas, TX 75241
3 bd · 2.0 ba · 1,066 sqft · SingleFamily public records · 42 Days on market
Built 2005 2,962 sqft lot $187/sqft · 18% below area Est $243k · 18% under ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.

Key facts

  • 2,962 sq ft lot
  • 2 garage spots
  • Built 2005

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $199k.

Deal economics

  • At list price, monthly cash flow is $9 ($105/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (4.5% below list).
  • Recommended offer: $190k (4.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-2.8%/yr); 217 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,111 (4.5% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
6.35%
Cash-on-cash
0.19%
DSCR
1.01
GRM
8.7

CMA / ARV

ARV (median comp)
$243,356
List price
$199,000
Delta
-18.23%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
210 Cliff Heights Cir 0.00mi 3/2.0 1,066 (0%) 0mo $199,000 $187 100
134 Cliff Heights Cir 0.07mi 3/2.0 1,146 (+8%) 16mo $228,000 $199 70
226 Bettyrae Way 0.39mi 3/2.0 1,208 (+13%) 2mo $154,900 $128 58
250 Bettyrae Way 0.44mi 3/2.0 1,176 (+10%) 6mo $135,000 $115 57
527 Goldwood Dr 0.66mi 3/2.0 1,119 (+5%) 7mo $249,000 $223 55
745 Grambling Dr 0.43mi 3/2.0 1,215 (+14%) 6mo $200,000 $165 51
406 Highfall Dr 0.70mi 3/2.0 1,131 (+6%) 12mo $264,000 $233 47
420 Highfall Dr 0.72mi 3/2.0 1,152 (+8%) 9mo $229,000 $199 46
7711 Leigh Ann Dr 0.51mi 3/2.0 1,214 (+14%) 11mo $250,000 $206 44
8105 Buford Dr 0.53mi 3/2.0 1,176 (+10%) 19mo $160,000 $136 42
7124 Arborcrest Dr 0.64mi 3/2.0 1,218 (+14%) 9mo $82,000 $67 39
7411 Greenspan Ave 0.75mi 3/2.0 1,188 (+11%) 9mo $164,999 $139 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.7%
Equity multiple
0.33×
Total profit
$-37,159
Equity at exit
$29,672
10-year hold
IRR
-21.5%
Equity multiple
0.05×
Total profit
$-52,760
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75241

Home prices YoY
-16.9%
Rents YoY
-2.8%
Active inventory
217
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,901 high interval (Pro) →
Mortgage (P&I)
$1,044
Tax from tax record
$367 /mo · $4,400/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$399
Net cashflow
$9

Break-even live

Break-even rent $1,890
Max offer price $199,000
Occupancy floor 95%

Sensitivity live

Price -10% $121 -5% $65 +0% $9 +5% $-48 +10% $-104
Rent -10% $-141 -5% $-66 +0% $9 +5% $84 +10% $159
Rate -1.0pp $109 -0.5pp $59 base $9 +0.5pp $-43 +1.0pp $-95

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
247 Cliff Heights Cir Dallas, TX 3.0 2.0 1166 $1,775 $1.52 8d 1 0.16mi
704 Panola Dr Dallas, TX 3.0 2.0 1359 $2,030 $1.49 8d 1 0.33mi
735 Panola Dr Dallas, TX 3.0 2.0 1276 $1,865 $1.46 8d 1 0.39mi
7326 Harold Walker Dr Dallas, TX 3.0 1.5 1008 $1,650 $1.64 8d 1 0.45mi
7225 Harold Walker Dr Dallas, TX 4.0 2.0 1458 $1,975 $1.35 4d 1 0.49mi
7324 Buford Dr Dallas, TX 3.0 2.0 1405 $2,011 $1.43 16d 1 0.50mi
7207 Arborcrest Dr Dallas, TX 3.0 1.0 1149 $1,695 $1.48 15d 1 0.60mi
7704 Woodspan Dr Dallas, TX 3.0 1.0 1355 $1,700 $1.25 8d 1 0.74mi
7027 Coleshire Dr Dallas, TX 3.0 1.0 1178 $2,100 $1.78 5d 1 0.76mi
405 Highcrest Dr Dallas, TX 3.0 1.0 1171 $1,675 $1.43 44d 1 0.78mi
8206 Willoughby Blvd Dallas, TX 1.0–3.0 1.0–2.0 901 $1,450 $1.61 44d 7 0.81mi
7924 Silverdale Dr Dallas, TX 3.0 2.0 1180 $1,795 $1.52 25d 1 0.91mi
7826 Overridge Dr Dallas, TX 4.0 1.0 1307 $1,650 $1.26 8d 1 1.07mi
7842 Overridge Dr Dallas, TX 4.0 2.0 1300 $1,650 $1.27 25d 1 1.07mi
3824 Patman St Lancaster, TX 4.0 2.5 1348 $2,500 $1.85 44d 1 1.17mi
1441 Quartet Dr Dallas, TX 3.0 2.0 1319 $1,700 $1.29 5d 1 1.33mi
1336 Mill Stream Dr Dallas, TX 3.0 2.0 1290 $1,775 $1.38 8d 1 1.47mi

Listing history 5 events

  1. 2026-05-12
    historical Active Option Contract 275-char remark
    Show marketing remark (275 chars)

    Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.

  2. 2026-04-30
    price $199,000 275-char remark
    Show marketing remark (275 chars)

    Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.

  3. 2026-04-21
    price $219,000 275-char remark
    Show marketing remark (275 chars)

    Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.

  4. 2026-04-06
    listed $220,000 Active 275-char remark
    Show marketing remark (275 chars)

    Introducing a beautifully cared-for-single-story home. This 3-2-2 single story home is move-in ready and ideal for the first time homebuyer or investors. This home has the convenience of being located just minutes from I-20 and I-35. Solar Panels will be paid-off at closing.

  5. 2020-03-16
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,400 · $367/mo
Projected year-2 tax
$4,400 · $367/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,813
− Mortgage interest
−$11,147
− Property taxes
−$4,400
− Insurance
−$995
− Repairs & maintenance
−$1,825
− Management
−$1,825
− Depreciation
−$5,789
Taxable loss
−$3,168
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$760
After-tax cash flow
$865/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
33,840
Household income
$53,998
Rent vs Own
32.5% rent · 67.5% own
Severe rent burden
1076.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (62%)
Race & ethnicity
Black 62% Hispanic / Latino 30% Two or more races 8% White 5% Native American 2%
Hispanic origin (detail)
Mexican 24%
Foreign-born
13% · Canada
Languages at home
73% English-only · Spanish 25%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.36%
Current HPI
356.2348
Rent YoY
▼ -2.75%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-9.5% since first listed
5 events — show timeline
  • 2026-05-12 Contingent NTREIS
  • 2026-04-30 Price Changed $199,000 NTREIS
  • 2026-04-21 Price Changed $219,000 NTREIS
  • 2026-04-06 Listed $220,000 NTREIS
  • 2020-03-16 Sold (Public Records) Public Records

Property tax history

+5.1%/yr

Latest (2025): $4,400 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…