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Daylen Plan 🏗️ New Construction
F Composite 33.26
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.6/30.0
  • ARV discount +7.5/15.0
  • Schools +5.4/10.0
  • Condition / age +4.0/5.0
  • Livability +2.5/5.0
  • 1% rule +2.3/10.0
  • Rent growth +2.3/5.0
  • DSCR +1.8/10.0
  • Appreciation +0.0/10.0

$332,990

Daylen Plan · Parrish, FL 34219
4 bd · 2.0 ba · 1,580 sqft · SingleFamily · 270 Days on market
Good condition 2-car garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Embrace the Daylen's thoughtful design and comfort. This single-story layout features a spacious kitchen with a generous center island, seamlessly flowing into a gathering room and cafe area, perfect for hosting gatherings. Retreat to your private Owner's Suite with dual sinks and a walk-in closet for a serene sanctuary. Plus, with three additional bedrooms and a covered lanai, there's plenty of space for everyone to relax and enjoy their own slice of paradise.

Key facts

  • Single-story layout
  • Cafe area
  • Gathering room

Tags

SINGLE-STORY LAYOUTSPACIOUS KITCHENGENEROUS CENTER ISLANDGATHERING ROOMCAFE AREAPRIVATE OWNER'S SUITE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $332,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $414,571.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $333k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-489 ($-6k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (9.7% below list).
  • Recommended offer: $293k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Annie Lucy Williams Elementary School (math 80% / reading 73%, grade A, #185 of 2,144 statewide, top 9%, 798 students, 31% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL).
  • Market conditions: Rents soft (-0.9%/yr); 3218 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 30d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 270 days — a 12% lower offer ($293k) is reasonable based on typical stale-listing flexibility.
Recommended offer $293,031 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 270 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73% ✗
Cap rate
4.88%
Cash-on-cash
-5.05%
DSCR
0.78
GRM
11.5

CMA / ARV

ARV (median comp)
$414,571
List price
$332,990
Delta
-19.68%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16837 Harmony River Ln 0.16mi 4/2.0 1,580 (0%) 2mo $354,990 $225 91
16837 Harmony River Ln 0.23mi 4/2.0 1,580 (0%) 2mo $354,990 $225 87
6024 162nd Ave E 0.43mi 4/2.0 1,617 (+2%) 7mo $423,000 $262 70
5958 164th Ave E 0.33mi 3/2.0 (-1) 1,553 (-2%) 13mo $357,000 $230 66
6004 162nd Ave E 0.39mi 3/2.0 (-1) 1,546 (-2%) 22mo $345,000 $223 55
16419 62nd Gln E 0.47mi 3/2.0 (-1) 1,546 (-2%) 19mo $425,000 $275 54
6016 164th Ave E 0.36mi 4/2.0 1,808 (+14%) 7mo $395,000 $218 54
6315 164th Ave E 0.60mi 4/2.0 1,692 (+7%) 15mo $365,000 $216 48
6110 162nd Ave E 0.45mi 3/2.0 (-1) 1,718 (+9%) 18mo $395,000 $230 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-28.3%
Equity multiple
0.08×
Total profit
$-107,088
Equity at exit
$61,814
10-year hold
IRR
-44.3%
Equity multiple
-0.44×
Total profit
$-167,229
Equity at exit
$35,845

Cash invested: $116,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
22 active · 2 under contract
Months of supply
66.0 mo (2%/mo absorbed)
Median asking
$377,400 ($218/sqft)
Median days on market
111 d
This list price
9% of active listings are priced below it
ARV vs active asking
+20.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34219

Home prices YoY
-23.7%
Rents YoY
-0.9%
Active inventory
3218
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$3,008 high interval (Pro) →
Mortgage (P&I)
−$2,174
Tax est. 1.5%
−$518 /mo · $6,219/yr
Insurance
−$173
HOA
−$0
Vacancy / Maint / Mgmt
−$632
Net cashflow
$-489

Break-even live

Break-even rent $3,627
Max offer price $343,821
Occupancy floor —

Sensitivity live

Price -10% $-202 -5% $-346 +0% $-489 +5% $-632 +10% $-775
Rent -10% $-727 -5% $-608 +0% $-489 +5% $-370 +10% $-251
Rate -1.0pp $-280 -0.5pp $-383 base $-489 +0.5pp $-596 +1.0pp $-706

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$103,643
Closing costs
$12,437
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6122 162nd Ave E Parrish, FL 3.0 2.0 1720 $2,500 $1.45 6d 1 0.49mi
6708 162nd Pl E Parrish, FL 4.0 2.0 1705 $2,500 $1.47 10d 1 0.86mi
16656 Cheyanne Ct Parrish, FL 4.0 2.5 1977 $2,577 $1.30 31d 1 1.31mi
16632 Cheyanne Ct Parrish, FL 4.0 2.5 1977 $2,577 $1.30 29d 1 1.32mi
16540 Cheyanne Ct Parrish, FL 4.0 2.5 1977 $2,592 $1.31 31d 1 1.32mi
3535 Night Star Ter Parrish, FL 4.0 3.0 2036 $2,800 $1.38 10d 1 1.42mi
3535 Night Star Ter Parrish, FL 4.0 3.0 2036 $2,800 $1.38 37d 1 1.42mi

Property features AI

Finance

Financial info
List price $342,990

Exterior

Parking
2 total parking spaces2-car garage
Home design
Single-family plan home
Exterior features
Living area approximately 1,580

Interior

Bedrooms
4 bedrooms
Bathrooms
2 bathrooms
Interior features
Plan: Daylen (new construction)

Listing history 50 events

  1. 2026-11-08
    days on market $332,990 Active 270 DOM
  2. 2026-11-07
    pricedays on market $332,990 Active 269 DOM
  3. 2026-11-06
    days on market $342,990 Active 268 DOM
  4. 2026-11-05
    days on market $342,990 Active 267 DOM
  5. 2026-11-04
    days on market $342,990 Active 266 DOM
  6. 2026-11-02
    days on market $342,990 Active 264 DOM
  7. 2026-11-01
    days on market $342,990 Active 263 DOM
  8. 2026-10-31
    days on market $342,990 Active 262 DOM
  9. 2026-10-30
    days on market $342,990 Active 261 DOM
  10. 2026-10-29
    days on market $342,990 Active 260 DOM
  11. 2026-10-28
    days on market $342,990 Active 259 DOM
  12. 2026-10-27
    days on market $342,990 Active 258 DOM
  13. 2026-10-26
    days on market $342,990 Active 257 DOM
  14. 2026-10-25
    days on market $342,990 Active 256 DOM
  15. 2026-10-24
    days on market $342,990 Active 255 DOM
  16. 2026-10-23
    days on market $342,990 Active 254 DOM
  17. 2026-10-22
    days on market $342,990 Active 253 DOM
  18. 2026-10-21
    days on market $342,990 Active 252 DOM
  19. 2026-10-20
    days on market $342,990 Active 251 DOM
  20. 2026-10-19
    days on market $342,990 Active 250 DOM
  21. 2026-10-18
    days on market $342,990 Active 249 DOM
  22. 2026-10-17
    days on market $342,990 Active 248 DOM
  23. 2026-10-16
    days on market $342,990 Active 247 DOM
  24. 2026-10-15
    days on market $342,990 Active 246 DOM
  25. 2026-10-14
    days on market $342,990 Active 245 DOM
  26. 2026-10-13
    days on market $342,990 Active 244 DOM
  27. 2026-10-12
    days on market $342,990 Active 243 DOM
  28. 2026-10-11
    days on market $342,990 Active 242 DOM
  29. 2026-10-10
    days on market $342,990 Active 241 DOM
  30. 2026-10-09
    days on market $342,990 Active 240 DOM
  31. 2026-10-08
    days on market $342,990 Active 239 DOM
  32. 2026-10-07
    days on market $342,990 Active 238 DOM
  33. 2026-10-06
    days on market $342,990 Active 237 DOM
  34. 2026-10-05
    days on market $342,990 Active 236 DOM
  35. 2026-10-04
    days on market $342,990 Active 235 DOM
  36. 2026-10-03
    days on market $342,990 Active 234 DOM
  37. 2026-10-02
    days on market $342,990 Active 233 DOM
  38. 2026-10-01
    days on market $342,990 Active 232 DOM
  39. 2026-09-30
    days on market $342,990 Active 231 DOM
  40. 2026-09-29
    days on market $342,990 Active 230 DOM
  41. 2026-09-28
    days on market $342,990 Active 229 DOM
  42. 2026-09-27
    days on market $342,990 Active 228 DOM
  43. 2026-09-25
    days on market $342,990 Active 226 DOM
  44. 2026-09-24
    days on market $342,990 Active 225 DOM
  45. 2026-09-22
    days on market $342,990 Active 223 DOM
  46. 2026-09-21
    days on market $342,990 Active 222 DOM
  47. 2026-09-20
    days on market $342,990 Active 221 DOM
  48. 2026-09-18
    days on market $342,990 Active 219 DOM
  49. 2026-09-17
    days on market $342,990 Active 218 DOM
  50. 2026-09-16
    days on market $342,990 Active 217 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,092
− Mortgage interest
−$23,222
− Property taxes
−$6,219
− Insurance
−$2,073
− Repairs & maintenance
−$2,887
− Management
−$2,887
− Depreciation
−$12,060
Taxable loss
−$13,257
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,182
After-tax cash flow
$-2,686/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 None rehab

This single-story home is in good condition with a neutral color scheme and modern appliances. It has a spacious layout and is well-maintained. The home is ready for a new owner and can be further enhanced with some cosmetic updates.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers ↑
  • Resale Upgrading the kitchen appliances — Modern appliances can increase the home's appeal to potential buyers ↑
  • Resale Upgrading the flooring in the living areas — Updated flooring can make the home more appealing to potential buyers ↑
D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Annie Lucy Williams Elementary School A FL #185/2,144 Nat'l #1,912/41,679 Middle Buffalo Creek Middle School B- FL #180/571 Nat'l #2,482/14,009 High Palmetto High School F FL #456/667 Nat'l #11,621/17,239

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Parrish

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Manatee County · 447,342 people
City population
33,296
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,296
Household income
$113,773
Rent vs Own
8.1% rent · 91.9% own
Severe rent burden
16% of renters

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Languages at home
88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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