755 Winter Ln · Claremore, OK 74017

$100,000

4 bd · 2.0 ba · 2,330 sqft · SingleFamily public records · 5 Days on market

Built 1972 1.20 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.7/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks

Looking for space, privacy, and endless possibilities? This 3-bedroom, 2-bath home offers approx. 2,330 square feet (courthouse) of living space, and sits on 1.19 acres surrounded by beautiful mature trees. The attached garage, spacious deck, and oversized yard create the perfect setting for relaxing evenings, entertaining guests, or simply enjoying the peaceful surroundings. The property may qualify for a 203K renovation loan, making it a great opportunity for buyers looking to personalize their next home. Cash offers welcome! Being sold AS-IS.

Key facts

• 1.2 acre lot
• Garage
• Built 1972

Property features AI

Finance

• HOA & community: Gutters noted as a community feature

Exterior

• Parking: Attached garage (1 car)
• Security: Smoke detector(s); No safety shelter
• Utilities: Electricity available; Natural gas available; Public water; Public sewer
• Home design: Faces east; Crawlspace foundation
• Construction: Brick veneer and wood frame construction; Asphalt/fiberglass roof
• Exterior features: Deck; Shed(s); Rain gutters; Tar and gravel driveway; Chain link fencing; Mature trees

Interior

• Kitchen: Built-in range; Built-in oven; Oven; Range; Microwave; Dishwasher; Refrigerator
• Bedrooms: First-floor bedrooms (2); Second-floor master bedroom with private bath and walk-in closet
• Flooring: Carpet; Tile
• Bathrooms: Two full bathrooms (one hall bath on first floor, one master bath on second floor)
• Heating & cooling: Central heating; Electric heating; Gas heating; Central air conditioning; Window unit(s)
• Interior features: Granite counters; Aluminum window frames; Fireplace (1)
• Laundry & utility: Electric dryer hookup; Utility room located in the garage

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $748 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $100k).
• Cap rate 15.3% vs local median 4.1% in Claremore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#20 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D, amenities F, commute F.
• Claremore (town): math 24% / reading 25% proficiency, ranked #111 of 270 in OK (top 41%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+2.6%/yr); 181 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 608 units permitted in Rogers County in 2024 (7 in 5+ unit buildings).
• This rent runs 33% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Rogers County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.6% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $100,000

Questions for the listing agent

1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.80% ✓
• Cap rate: 15.27%
• Cash-on-cash: 32.05%
• DSCR: 2.43
• GRM: 4.6

CMA / ARV

• ARV (on-the-fly): $293,580
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
801 Winter Ln	0.12mi	4/2.5	2,483 (+7%)	20mo	$255,000	$103	65
751 Christmas Ln	0.25mi	3/2.5 (-1)	2,067 (-11%)	3mo	$260,000	$126	60
511 Glencoe Cir	0.61mi	3/2.0 (-1)	2,220 (-5%)	4mo	$220,000	$99	56
2412 S Maywood Dr	0.65mi	3/2.0 (-1)	2,183 (-6%)	3mo	$270,000	$124	52
602 Rosewood Ct	0.53mi	5/3.0 (+1)	2,175 (-7%)	5mo	$315,000	$145	51
2409 S Maywood Dr	0.60mi	3/2.0 (-1)	2,320 (-0%)	20mo	$278,900	$120	50
2601 Westwood Dr	0.73mi	3/2.5 (-1)	2,061 (-12%)	2mo	$305,000	$148	38
2005 Holly Rd	0.57mi	3/2.5 (-1)	2,000 (-14%)	10mo	$268,000	$134	35
2714 Highwood Dr	0.75mi	3/2.5 (-1)	2,477 (+6%)	16mo	$305,000	$123	34
2302 W Driftwood Dr	0.71mi	4/2.0	2,010 (-14%)	12mo	$282,525	$141	34
2922 W Berwick St	0.55mi	4/2.5	1,984 (-15%)	24mo	$240,000	$121	28
2705 Highwood Dr	0.73mi	3/2.0 (-1)	2,030 (-13%)	22mo	$325,000	$160	21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.62% rent growth · sell at horizon

5-year hold

• IRR: 26.6%
• Equity multiple: 2.10×
• Total profit: $30,764
• Equity at exit: $14,910

10-year hold

• IRR: 34.0%
• Equity multiple: 4.05×
• Total profit: $85,404
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 74017

• Home prices YoY: -20.1%
• Rents YoY: 2.6%
• Active inventory: 181
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $1,798 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$106 /mo · $1,276/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $748

Break-even live

Break-even rent $851

Max offer price $100,000

Occupancy floor 53%

Sensitivity live

Price	-10% $805	-5% $776	+0% $748	+5% $720	+10% $691
Rent	-10% $606	-5% $677	+0% $748	+5% $819	+10% $890
Rate	-1.0pp $798	-0.5pp $773	base $748	+0.5pp $722	+1.0pp $696

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1307 W Missouri Ave Claremore, OK	4.0	2.0	1853	$1,975	$1.07	24d	1	1.26mi

Listing history 6 events

1. 2026-06-17
   days on market $100,000 Active 5 DOM
2. 2026-06-16
   days on market $100,000 Active 4 DOM
3. 2026-06-15
   remarks 551-char remark
4. 2026-06-15
   days on market $100,000 Active 3 DOM
5. 2026-06-13
   remarks 532-char remark
6. 2026-06-13
   listed $100,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $1,276 · $106/mo
• Projected year-2 tax: $1,276 · $106/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,575
• − Mortgage interest: −$5,602
• − Property taxes: −$1,276
• − Insurance: −$500
• − Repairs & maintenance: −$1,726
• − Management: −$1,726
• − Depreciation: −$2,909
• Taxable income: $7,836
• Est. tax owed @ 24.0%: −$1,881
• After-tax cash flow: $7,095/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Claremore
• NCES district ID: 4007740
• Math proficiency: 24% ▼ -12.00%
• Reading proficiency: 25% ▼ -11.00%
• Median HH income: $44,946
• Composite: 21.16/100
• National rank: #8426
• State rank: #111 of 270 in OK

Livability — Claremore

• Score: 73/100
• State rank: #20
• US rank: #5616

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Claremore, OK
• County: Rogers County · 50,229 people
• City population: 50,229
• Metro: Tulsa, OK
• Population (ZIP): 29,206
• Household income: $65,368
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 603.0

Population outlook (Rogers County) Hauer SSP2

• Today (2025): 100,211 people
• By 2030: 104,381 · +4.2%
• By 2040: 111,567 · +11.3%
• By 2050: 116,791 · +16.5%
• By 2075: 129,134 · +28.9%
• By 2100: 132,326 · +32.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 67% Native American 15% Two or more races 12% Hispanic / Latino 7% Black 1%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 2% Lithuanian 1% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 4%

Political lean MEDSL · Rogers

• 2024 margin: Solid R (+55.0) · D 21.6% · R 76.6% · Other 1.7%
• 2008→2024 swing: -10.9pp toward R · 2008: -44.1pp · 2024: -55.0pp
• All cycles: 2024: R+55.0 2020: R+54.9 2016: R+56.3 2012: R+50.1 2008: R+44.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.22%
• Current HPI: 227.0657
• Rent YoY: ▲ 2.62%
• Metro: Tulsa, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

1 event — show timeline

• 2026-06-12 Listed $100,000 MLS Technology, Inc.

Property tax history

+0.8%/yr

Latest (2025): $1,276 · +3.3% YoY. Source: county tax records.