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4055 W Mcnab Rd Unit H112
C- Composite 52.76
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +12.7/15.0
  • 1% rule +6.8/10.0
  • DSCR +4.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.7/5.0
  • Appreciation +3.4/10.0
  • Schools +2.7/10.0
  • Rent growth +2.4/5.0

$140,000

4055 W Mcnab Rd Unit H112 · Pompano Beach, FL 33069
1 bd · 1.0 ba · 633 sqft · Townhouse · 29 Days on market
Built 1992 Good condition $221/sqft · 12% below area Est $158k · 12% under $343/mo HOA · 21% of rent ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

First-Floor Condo with Stunning Lake Views – Tenant Occupied & Income Producing!! Enjoy peaceful lakeside living from this spacious first-floor 1-bedroom, 1-bathroom condo featuring a beautiful screened-in patio with serene lake views. The open and comfortable layout provides a relaxing living space, while the screened patio is the perfect spot to enjoy your morning coffee, unwind, or entertain while taking in the tranquil surroundings. This well-maintained condo offers resort-style community amenities, including a clubhouse, swimming pool, tennis courts, BBQ area, and more, providing residents with plenty of opportunities for recreation and relaxation.

Key facts

  • Screened patio
  • Lake views
  • Community amenities

Tags

LAKE VIEWSSCREENED PATIOCOMMUNITY AMENITIESSWIMMING POOLTENNIS COURTSBBQ AREA

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath townhouse listed at $140k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-2 ($-24/yr) — negative.
  • To cash-flow at today's rent, offer at most $140k (0.2% below list).
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $138k (1.5% below list) — sets the bar for market timing.
  • Cap rate 6.3% vs local median 2.9% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: employment D+, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Nova High School (math 22% / reading 56%, grade F, #312 of 667 statewide, top 48%, 2,227 students, 59% FRL) — zoned schools average 66% FRL vs 51% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.3%/yr); 642 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
Recommended offer $137,900 (1.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18% ✓
Cap rate
6.28%
Cash-on-cash
-0.06%
DSCR
1.00
GRM
7.0

CMA / ARV

ARV (median comp)
$158,489
List price
$140,000
Delta
-11.67%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4381 W Mcnab Rd #20 0.39mi 1/1.0 620 (-2%) 3mo $138,500 $223 76
4401 W Mcnab Rd #22 0.40mi 1/1.0 620 (-2%) 5mo $150,000 $242 73
4541 W Mcnab Rd #17 0.51mi 1/1.0 620 (-2%) 2mo $185,000 $298 71
4201 W Mcnab Rd #15 0.21mi 1/1.0 713 (+13%) 9mo $152,000 $213 61
3020 NW 68th St 0.61mi 1/1.0 600 (-5%) 6mo $124,000 $207 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.30×
Total profit
$-27,429
Equity at exit
$20,874
10-year hold
IRR
-28.1%
Equity multiple
-0.07×
Total profit
$-41,848
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
18 active · 8 under contract
Months of supply
21.6 mo (5%/mo absorbed)
Median asking
$166,000 ($260/sqft)
Median days on market
101 d
This list price
11% of active listings are priced below it
ARV vs active asking
-3.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33069

Home prices YoY
-1.1%
Rents YoY
-0.3%
Active inventory
642
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,656 high interval (Pro) →
Mortgage (P&I)
−$734
Tax est. 1.5%
−$175 /mo · $2,100/yr
Insurance
−$58
HOA
−$343
Vacancy / Maint / Mgmt
−$348
Net cashflow
$-2

Break-even live

Break-even rent $1,659
Max offer price $139,716
Occupancy floor 95%

Sensitivity live

Price -10% $95 -5% $46 +0% $-2 +5% $-50 +10% $-99
Rent -10% $-133 -5% $-67 +0% $-2 +5% $63 +10% $129
Rate -1.0pp $69 -0.5pp $34 base $-2 +0.5pp $-38 +1.0pp $-75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3985 W McNab Rd Unit A103 Pompano Beach, FL 1.0 1.0 633 $1,600 $2.53 128d 1 0.21mi
4221 W McNab Rd #35 Pompano Beach, FL 1.0 1.0 600 $1,580 $2.63 86d 1 0.24mi
4221 W McNab Rd #26 Pompano Beach, FL 1.0 1.0 620 $1,600 $2.58 102d 1 0.24mi
4221 W McNab Rd #26 Pompano Beach, FL 1.0 1.0 620 $1,625 $2.62 113d 1 0.24mi
4241 W McNab Rd #27 Pompano Beach, FL 1.0 1.0 620 $1,600 $2.58 134d 1 0.26mi
4301 W McNab Rd Pompano Beach, FL 3.0 1.0–2.0 815 $1,555 $1.91 10d 1 0.30mi
4281 W McNab Rd Pompano Beach, FL 1.0–2.0 1.0–2.0 831 $1,669 $2.01 165d 2 0.30mi
4361 W McNab Rd Pompano Beach, FL 1.0–2.0 1.0–2.0 874 $1,600 $1.83 3d 2 0.34mi
4361 W McNab Rd #13 Pompano Beach, FL 1.0 1.0 600 $1,650 $2.75 145d 1 0.34mi
4361 W McNab Rd #13 Pompano Beach, FL 1.0 1.0 600 $1,650 $2.75 143d 1 0.34mi
4401 W McNab Rd Pompano Beach, FL 1.0–2.0 1.0–2.0 800 $1,500 $1.88 57d 2 0.38mi
4401 W McNab Rd #30 Pompano Beach, FL 1.0 1.0 620 $1,650 $2.66 165d 1 0.38mi
4481 W McNab Rd Pompano Beach, FL 1.0 1.0 535 $1,512 $2.83 55d 2 0.44mi
4481 W McNab Rd Pompano Beach, FL 1.0 1.0 535 $1,475 $2.76 18d 2 0.44mi
4481 W McNab Rd #19 Pompano Beach, FL 1.0 1.0 470 $1,500 $3.19 19d 1 0.44mi
4481 W McNab Rd #37 Pompano Beach, FL 1.0 1.0 600 $1,550 $2.58 73d 1 0.44mi
4481 W McNab Rd #36 Pompano Beach, FL 1.0 1.0 600 $1,450 $2.42 7d 1 0.44mi
4481 W McNab Rd #37 Pompano Beach, FL 1.0 1.0 600 $1,650 $2.75 165d 1 0.44mi
4521 W McNab Rd #30 Pompano Beach, FL 1.0 1.0 620 $1,700 $2.74 163d 1 0.46mi
4521 W McNab Rd #16 Pompano Beach, FL 1.0 1.0 620 $1,600 $2.58 51d 1 0.46mi
4521 W McNab Rd #30 Pompano Beach, FL 1.0 1.0 620 $1,700 $2.74 143d 1 0.46mi
4521 W McNab Rd Pompano Beach, FL 1.0 1.0 620 $1,600 $2.58 36d 1 0.46mi
4541 W McNab Rd Pompano Beach, FL 1.0–2.0 1.0–2.0 800 $1,700 $2.12 36d 3 0.49mi
8601 W McNab Rd Pompano Beach, FL — 1.0 598 $1,736 $2.90 104d 1 0.52mi
4581 W McNab Rd Pompano Beach, FL 1.0 1.0 535 $1,595 $2.98 129d 3 0.53mi
4581 W McNab Rd Pompano Beach, FL 1.0 1.0 535 $1,595 $2.98 157d 2 0.53mi
4581 W McNab Rd #12 Pompano Beach, FL 1.0 1.0 470 $1,625 $3.46 124d 1 0.53mi
4581 W McNab Rd #20 Pompano Beach, FL 1.0 1.0 600 $1,690 $2.82 10d 1 0.53mi
4581 W McNab Rd #20 Pompano Beach, FL 1.0 1.0 600 $1,590 $2.65 6d 1 0.53mi
4581 W McNab Rd #20 Pompano Beach, FL 1.0 1.0 600 $1,590 $2.65 3d 1 0.53mi
3050 NW 68th St Unit 1101 Fort Lauderdale, FL 1.0 1.0 710 $2,000 $2.82 165d 1 0.55mi
107 Gardens Dr #205 Pompano Beach, FL 1.0 1.0 680 $1,700 $2.50 119d 1 0.61mi
109 Gardens Dr #202 Pompano Beach, FL 1.0 1.0 680 $1,800 $2.65 154d 1 0.64mi
109 Gardens Dr #104 Pompano Beach, FL 1.0 1.0 640 $1,800 $2.81 10d 1 0.64mi
109 Gardens Dr #202 Pompano Beach, FL 1.0 1.0 680 $1,800 $2.65 148d 1 0.64mi
114 Gardens Dr #104 Pompano Beach, FL 1.0 1.0 640 $1,699 $2.65 109d 1 0.66mi
3190 NW 66th Dr #1 Fort Lauderdale, FL 1.0 1.0 600 $1,800 $3.00 10d 1 0.82mi
3190 NW 66th Dr #1 Fort Lauderdale, FL 1.0 1.0 600 $1,800 $3.00 24d 1 0.82mi
508 Gardens Dr #202 Pompano Beach, FL 1.0 1.0 680 $1,750 $2.57 130d 1 0.84mi
303 Gardens Dr #206 Pompano Beach, FL 1.0 1.0 680 $1,650 $2.43 134d 1 0.86mi

Property features AI

Finance

Financial info
Pets allowed with a pet fee
HOA & community
Monthly association feeAssociation fee covers maintenance of grounds, sewer, and trashAssociation amenities include clubhouse, community kitchen, fitness center, barbecue, picnic area, pool, and tennis courts

Exterior

Home design
Attached property3 storiesResale propertyEntry on level 1Has a view
Construction
Block construction
Exterior features
Enclosed porchPatioScreened porch

Interior

Kitchen
Electric rangeDisposalMicrowaveRefrigerator
Bedrooms
Bedroom on main level
Flooring
Carpet
Bathrooms
1 full bathroom
Heating & cooling
Central heatingCentral air conditioning
Interior features
UnfurnishedFirst-floor entryHandicap accessBedroom on main level

HOA detail $343/mo · $4,116/yr

Likely covers
pool

Listing history 50 events

  1. 2026-10-30
    days on market $140,000 Active 29 DOM
  2. 2026-10-29
    days on market $140,000 Active 28 DOM
  3. 2026-10-28
    days on market $140,000 Active 27 DOM
  4. 2026-10-27
    days on market $140,000 Active 26 DOM
  5. 2026-10-26
    days on market $140,000 Active 25 DOM
  6. 2026-10-26
    days on market $140,000 Active 24 DOM
  7. 2026-10-24
    days on market $140,000 Active 23 DOM
  8. 2026-10-23
    days on market $140,000 Active 22 DOM
  9. 2026-10-22
    days on market $140,000 Active 21 DOM
  10. 2026-10-21
    days on market $140,000 Active 20 DOM
  11. 2026-10-20
    days on market $140,000 Active 19 DOM
  12. 2026-10-19
    days on market $140,000 Active 18 DOM
  13. 2026-10-18
    days on market $140,000 Active 17 DOM
  14. 2026-10-17
    days on market $140,000 Active 16 DOM
  15. 2026-10-16
    days on market $140,000 Active 15 DOM
  16. 2026-10-15
    days on market $140,000 Active 14 DOM
  17. 2026-10-14
    days on market $140,000 Active 13 DOM
  18. 2026-10-13
    days on market $140,000 Active 12 DOM
  19. 2026-10-12
    days on market $140,000 Active 11 DOM
  20. 2026-10-11
    days on market $140,000 Active 10 DOM
  21. 2026-10-10
    days on market $140,000 Active 9 DOM
  22. 2026-10-09
    days on market $140,000 Active 8 DOM
  23. 2026-10-08
    days on market $140,000 Active 7 DOM
  24. 2026-10-07
    days on market $140,000 Active 6 DOM
  25. 2026-10-06
    days on market $140,000 Active 5 DOM
  26. 2026-10-05
    days on market $140,000 Active 4 DOM
  27. 2026-10-04
    days on market $140,000 Active 3 DOM
  28. 2026-10-03
    days on market $140,000 Active 2 DOM
  29. 2026-10-01
    remarks 689-char remark
  30. 2026-10-01
    days on marketlisting id $140,000 Active 1 DOM
  31. 2026-08-23
    days on market $140,000 Active 81 DOM
  32. 2026-08-22
    days on market $140,000 Active 80 DOM
  33. 2026-08-21
    days on market $140,000 Active 79 DOM
  34. 2026-08-20
    days on market $140,000 Active 78 DOM
  35. 2026-08-19
    days on market $140,000 Active 77 DOM
  36. 2026-08-18
    days on market $140,000 Active 76 DOM
  37. 2026-08-17
    days on market $140,000 Active 75 DOM
  38. 2026-08-16
    days on market $140,000 Active 74 DOM
  39. 2026-08-15
    days on market $140,000 Active 73 DOM
  40. 2026-08-14
    days on market $140,000 Active 72 DOM
  41. 2026-08-13
    days on market $140,000 Active 71 DOM
  42. 2026-08-12
    days on market $140,000 Active 70 DOM
  43. 2026-08-11
    days on market $140,000 Active 69 DOM
  44. 2026-08-10
    days on market $140,000 Active 68 DOM
  45. 2026-08-09
    days on market $140,000 Active 67 DOM
  46. 2026-08-08
    days on market $140,000 Active 66 DOM
  47. 2026-08-06
    days on market $140,000 Active 64 DOM
  48. 2026-08-05
    days on market $140,000 Active 63 DOM
  49. 2026-08-03
    days on market $140,000 Active 61 DOM
  50. 2026-07-31
    days on market $140,000 Active 58 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,877
− Mortgage interest
−$7,842
− Property taxes
−$2,100
− Insurance
−$700
− Repairs & maintenance
−$1,590
− Management
−$1,590
− HOA
−$4,116
− Depreciation
−$4,073
Taxable loss
−$2,134
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$512
After-tax cash flow
$489/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab Est. rehab $3,165–$9,495 screening

This move-in-ready 1-bedroom condo features a beautiful lake view and resort-style amenities. Minor updates to exterior and interior could further enhance its value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
  • Both Landscaping improvements — Enhances curb appeal and creates a more inviting environment ↑
  • Both New flooring in kitchen and bathroom — Improves functionality and aesthetics ↑
  • Both New window treatments — Enhances curb appeal and interior aesthetics ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 27/100

Zoned Schools

Elementary Cypress Elementary School F FL #1,951/2,144 Nat'l #28,175/41,679 Middle Pompano Beach Middle School F FL #421/571 Nat'l #7,581/14,009 High Blanche Ely High School F FL #570/667 Nat'l #14,759/17,239

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL
B Composite livability gradescore 74/100

Livability — Pompano Beach

Score
74/100
State rank
#284
US rank
#4541

Category grades

Amenities F Commute A+ Cost of living B+ Crime B Employment D+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pompano Beach, FL
County
Broward County · 2,207,033 people
City population
155,861
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
29,145
Household income
$59,683
Rent vs Own
49.3% rent · 50.7% own
Severe rent burden
12% of renters

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Black 33% White 32% Hispanic / Latino 26% Two or more races 21% Asian 3%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3% Cuban 3% Dominican 2%
Languages at home
61% English-only · Spanish 23% French/Haitian/Cajun 9% Other Indo-European 5%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics
—

Price history

-17.6% since first listed
10 events — show timeline
  • 2026-10-30 Listing Removed — MARMLS
  • 2026-10-01 Listed $140,000 MARMLS
  • 2026-08-23 Listing Removed — MARMLS
  • 2026-07-03 Price Changed $140,000 MARMLS
  • 2026-06-02 Listed $160,000 MARMLS
  • 2026-04-14 Listing Removed — MARMLS
  • 2026-01-21 Price Changed $160,000 MARMLS
  • 2025-11-20 Price Changed $165,500 MARMLS
  • 2025-07-16 Price Changed $167,500 MARMLS
  • 2025-06-12 Listed $170,000 MARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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