341 S Macon St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.4/30.0
- ARV discount +9.8/15.0
- DSCR +4.7/10.0
- 1% rule +4.6/10.0
- Livability +3.8/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$214,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
Key facts
- Built 1915
- Listed 5 days
Property features AI
Finance
- Financial info: Ownership interest listed as ground rent; Annual ground rent noted
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer
- Home design: Interior townhouse/rowhouse
- Construction: Brick exterior; Foundation: Other; Above- and below-grade structures
- Exterior features: Brick construction; Ground rent exists; No tidal water
Interior
- Bedrooms: Two bedrooms on the upper level
- Bathrooms: Two full bathrooms (both located on the upper level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Fully finished basement; Living area determined by estimate
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $215k.
Deal economics
- At list price, monthly cash flow is $83 ($994/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (3.7% below list).
- Recommended offer: $207k (3.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $174k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 6.76%
- Cash-on-cash
- 1.65%
- DSCR
- 1.07
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $226,525
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 319 S Newkirk St | 0.05mi | 3/1.0 (+1) | 1,105 (0%) | 2mo | $114,000 | $103 | 87 |
| 621 Ponca St | 0.24mi | 3/2.0 (+1) | 1,116 (+1%) | 1mo | $300,000 | $269 | 81 |
| 620 Savage St | 0.32mi | 3/2.0 (+1) | 1,128 (+2%) | 2mo | $91,000 | $81 | 75 |
| 309 S Fagley St | 0.39mi | 2/2.0 | 1,030 (-7%) | 1mo | $225,000 | $218 | 70 |
| 12 Kresson St | 0.38mi | 3/1.0 (+1) | 1,092 (-1%) | 2mo | $80,000 | $73 | 69 |
| 402 S Eaton St | 0.45mi | 2/2.0 | 1,164 (+5%) | 2mo | $186,000 | $160 | 68 |
| 634 Grundy St | 0.40mi | 2/1.5 | 1,168 (+6%) | 3mo | $303,500 | $260 | 68 |
| 816 S Dean St | 0.60mi | 2/1.5 | 1,088 (-2%) | 2mo | $279,900 | $257 | 66 |
| 618 Umbra St | 0.40mi | 3/1.0 (+1) | 1,024 (-7%) | 0mo | $209,900 | $205 | 60 |
| 3500 E Fairmount Ave | 0.72mi | 2/1.0 | 1,092 (-1%) | 2mo | $107,000 | $98 | 59 |
| 3534 E Fairmount Ave | 0.69mi | 2/1.0 | 1,018 (-8%) | 2mo | $86,000 | $84 | 49 |
| 813 Fagley St | 0.50mi | 3/1.5 (+1) | 1,260 (+14%) | 2mo | $280,000 | $222 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.31% rent growth · sell at horizon
- IRR
- -15.6%
- Equity multiple
- 0.45×
- Total profit
- $-32,938
- Equity at exit
- $32,042
- IRR
- -10.5%
- Equity multiple
- 0.41×
- Total profit
- $-35,324
- Equity at exit
- $18,581
Cash invested: $60,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21224
- Rents YoY
- 1.3%
- Active inventory
- 391
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,069 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$335 /mo · $4,026/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$435
- Net cashflow
- $83
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,725
- Closing costs
- $6,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 410 S Newkirk St Baltimore, MD | 2.0 | 1.5 | 1330 | $1,580 | $1.19 | 43d | 1 | 0.02mi |
| 527 S Lehigh St Baltimore, MD | 3.0 | 2.0 | 1320 | $2,325 | $1.76 | 43d | 1 | 0.13mi |
| 611 Oldham St Baltimore, MD | 2.0 | 1.0 | 1148 | $1,800 | $1.57 | 12d | 1 | 0.17mi |
| 133 S Macon St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 17d | 1 | 0.20mi |
| 4505 Foster Ave Baltimore, MD | 3.0 | 3.0 | 1376 | $2,650 | $1.93 | 23d | 1 | 0.23mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 16d | 1 | 0.32mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 23d | 1 | 0.32mi |
| 4015 Eastern Ave Unit 2L Baltimore, MD | 3.0 | 2.0 | 1100 | $1,800 | $1.64 | 43d | 1 | 0.33mi |
| 223 Grundy St Baltimore, MD | 2.0 | 1.0 | 864 | $1,450 | $1.68 | 23d | 1 | 0.37mi |
| 611 Grundy St Baltimore, MD | 3.0 | 2.0 | 1434 | $2,700 | $1.88 | 23d | 1 | 0.37mi |
| 3905 Bank St Baltimore, MD | 4.0 | 1.0–3.0 | 909 | $2,350 | $2.58 | 2d | 20 | 0.38mi |
| 321 Fagley St Baltimore, MD | 2.0 | 1.0 | 800 | $1,650 | $2.06 | 20d | 1 | 0.40mi |
| 708 Umbra St Baltimore, MD | 3.0 | 1.5 | 1274 | $2,000 | $1.57 | 17d | 1 | 0.41mi |
| 3801 Fleet St Unit 209 Baltimore, MD | 1.0 | 1.5 | 814 | $1,899 | $2.33 | 43d | 1 | 0.45mi |
| 560 Bayview Blvd Baltimore, MD | 1.0–3.0 | 1.0–3.0 | 1108 | $2,515 | $2.27 | 2d | 25 | 0.47mi |
| 115 S Eaton St Baltimore, MD | 3.0 | 2.5 | 1393 | $1,800 | $1.29 | 16d | 1 | 0.50mi |
| 3710 E Pratt St Baltimore, MD | 2.0 | 3.5 | 1230 | $1,900 | $1.54 | 23d | 1 | 0.53mi |
| 201 S Conkling St Baltimore, MD | 1.0 | 1.0 | 740 | $1,500 | $2.03 | 2d | 2 | 0.56mi |
| 400 S Conkling St Unit 3 Baltimore, MD | 1.0 | 1.0 | 700 | $1,700 | $2.43 | 43d | 1 | 0.57mi |
| 3850 Boston St Baltimore, MD | 2.0 | 1.0–2.0 | 854 | $3,378 | $3.96 | 2d | 22 | 0.62mi |
| 235 S Highland Ave Baltimore, MD | 2.0 | 1.5 | 1222 | $2,000 | $1.64 | 23d | 1 | 0.65mi |
| 3610 Dillon St Baltimore, MD | 1.0–2.0 | 1.0–2.0 | 828 | $2,820 | $3.41 | 43d | 1 | 0.65mi |
| 3436 Leverton Ave Baltimore, MD | 3.0 | 3.5 | 1500 | $2,350 | $1.57 | 23d | 1 | 0.65mi |
| 400 S Highland Ave Unit 402 Baltimore, MD | 2.0 | 1.0 | 900 | $1,700 | $1.89 | 43d | 1 | 0.66mi |
| 1211 S Eaton St Unit 8038 Baltimore, MD | 1.0 | 1.0 | 1037 | $2,475 | $2.39 | 16d | 1 | 0.67mi |
| 1211 S Eaton St Unit 7020 Baltimore, MD | 1.0 | 1.0 | 832 | $2,400 | $2.88 | 23d | 1 | 0.67mi |
| 1211 S Eaton St Unit 6010 Baltimore, MD | 1.0 | 1.0 | 774 | $2,325 | $3.00 | 21d | 1 | 0.67mi |
| 1211 S Eaton St Unit 5012 Baltimore, MD | 1.0 | 1.0 | 774 | $2,325 | $3.00 | 23d | 1 | 0.67mi |
| 1211 S Eaton St Unit 6046 Baltimore, MD | 1.0 | 1.0 | 774 | $2,325 | $3.00 | 16d | 1 | 0.67mi |
| 1211 S Eaton St Unit 8041 Baltimore, MD | 1.0 | 1.0 | 768 | $2,300 | $2.99 | 23d | 1 | 0.67mi |
| 1211 S Eaton St Unit 6012 Baltimore, MD | 1.0 | 1.0 | 774 | $2,554 | $3.30 | 21d | 1 | 0.67mi |
| 1211 S Eaton St Unit 5020 Baltimore, MD | 1.0 | 1.0 | 832 | $2,534 | $3.05 | 43d | 1 | 0.67mi |
| 3413 Leverton Ave Baltimore, MD | 2.0 | 1.0 | 832 | $1,000 | $1.20 | 23d | 1 | 0.68mi |
| 3430 E Baltimore St Baltimore, MD | 3.0 | 2.5 | 1316 | $2,250 | $1.71 | 23d | 1 | 0.69mi |
| 3232 Eastern Ave Baltimore, MD | 1.0 | 1.5 | 874 | $2,260 | $2.59 | 1d | 1 | 0.71mi |
| 339 Drew St Baltimore, MD | 1.0 | 1.0 | 1460 | $1,200 | $0.82 | 23d | 1 | 0.72mi |
| 335 Drew St Unit 2 Baltimore, MD | 1.0 | 1.0 | 1460 | $1,200 | $0.82 | 23d | 1 | 0.73mi |
| 335 Drew St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1460 | $1,600 | $1.10 | 23d | 1 | 0.73mi |
| 440 Elrino St Unit 2 Baltimore, MD | 1.0 | 1.0 | 750 | $1,050 | $1.40 | 23d | 1 | 0.75mi |
| 456 Elrino St Unit B Baltimore, MD | 2.0 | 1.0 | 800 | $1,600 | $2.00 | 43d | 1 | 0.75mi |
Listing history 27 events
-
2026-04-29status Pending
-
2026-04-21historical Active Under Contract
-
2026-04-16$214,900 Active
-
2026-04-15historical $214,900
-
2026-03-16historical $2,100
-
2026-01-21price $2,100
-
2025-12-11price $2,200
-
2025-11-14price $2,400
-
2025-11-12$2,200
-
2025-11-08historical $2,200
-
2025-09-26$2,200
-
2025-05-08historical $2,400
-
2025-04-07price $2,400
-
2025-04-06$2,100
-
2020-10-08soldstatus $174,000 Closed 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
-
2020-07-20status Pending 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
-
2020-06-29price $178,000 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
-
2020-05-26price $185,000 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
-
2020-04-16price $190,000 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
-
2020-02-22price $200,000 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
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2020-01-22$210,000 Active 806-char remark
Show marketing remark (806 chars)
Gorgeous 2 Bedroom Townhome in Greektown/Bayview - Beautifully renovated townhome features hardwood floors throughout and exposed brick walls. The updated kitchen has stainless steel appliances, including a built-in microwave, dishwasher, gas stove and fridge as well as granite countertops and pendant lighting. Ceiling fans throughout. The kitchen leads to a private fenced yard in the back for grilling. The upper level offers two spacious bedrooms and two renovated baths with custom tile surround. A finished basement provides a large room with tiled floor and a separate full-sized washer/dryer room. Conveniently located to I95, I895, downtown and Hopkins Bayview. Convenient shopping in just short drive away - Target, Harris Teeter, Nordstrom Rack, Michaels, Starbucks etc. .. .. (Canton Crossing)
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2005-11-21soldstatus $125,000
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2005-10-03soldstatus $125,000 226-char remark
Show marketing remark (226 chars)
Investors dream! Rehabbed started-framed for 3BR. New roof, hvac, more! Sold strictly as-is-strike paragraqhs 11 and 12 from MAR contract. Please call for more information. Enter at own risk--there is no stairway to 2nd floor.
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2005-08-22historical 226-char remark
Show marketing remark (226 chars)
Investors dream! Rehabbed started-framed for 3BR. New roof, hvac, more! Sold strictly as-is-strike paragraqhs 11 and 12 from MAR contract. Please call for more information. Enter at own risk--there is no stairway to 2nd floor.
-
2005-08-08$130,000 226-char remark
Show marketing remark (226 chars)
Investors dream! Rehabbed started-framed for 3BR. New roof, hvac, more! Sold strictly as-is-strike paragraqhs 11 and 12 from MAR contract. Please call for more information. Enter at own risk--there is no stairway to 2nd floor.
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2005-04-26soldstatus $80,000
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2005-03-28soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $4,026 · $335/mo
- Projected year-2 tax
- $4,026 · $335/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,832
- − Mortgage interest
- −$12,038
- − Property taxes
- −$4,026
- − Insurance
- −$1,074
- − Repairs & maintenance
- −$1,987
- − Management
- −$1,987
- − Depreciation
- −$6,252
- Taxable loss
- −$2,531
- Est. tax savings @ 24.0%
- +$607
- After-tax cash flow
- $1,601/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 47,465
- Household income
- $89,017
- Rent vs Own
- Severe rent burden
- 1786.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Dominican 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Italian 1%
- Foreign-born
- 17% · Canada, China, Vietnam
- Languages at home
- 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -332.23%
- Current HPI
- 241.284
- Rent YoY
- ▲ 1.31%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+329.8% since first listed27 events — show timeline
- 2026-04-29 Pending — BRIGHT MLS
- 2026-04-21 Contingent — BRIGHT MLS
- 2026-04-16 Listed $214,900 BRIGHT MLS
- 2026-04-15 Coming Soon $214,900 BRIGHT MLS
- 2026-03-16 Rental Removed $2,100 TENANTTURNER2
- 2026-01-21 Price Changed $2,100 TENANTTURNER2
- 2025-12-11 Price Changed $2,200 TENANTTURNER2
- 2025-11-14 Price Changed $2,400 TENANTTURNER2
- 2025-11-12 Listed for Rent $2,200 TENANTTURNER2
- 2025-11-08 Rental Removed $2,200 REDFIN
- 2025-09-26 Listed for Rent $2,200 REDFIN
- 2025-05-08 Rental Removed $2,400 TURBOTENANT
- 2025-04-07 Price Changed $2,400 TURBOTENANT
- 2025-04-06 Listed for Rent $2,100 TURBOTENANT
- 2020-10-08 Sold (MLS) $174,000 BRIGHT MLS
- 2020-07-20 Pending — BRIGHT MLS
- 2020-06-29 Price Changed $178,000 BRIGHT MLS
- 2020-05-26 Price Changed $185,000 BRIGHT MLS
- 2020-04-16 Price Changed $190,000 BRIGHT MLS
- 2020-02-22 Price Changed $200,000 BRIGHT MLS
- 2020-01-22 Listed $210,000 BRIGHT MLS
- 2005-11-21 Sold (Public Records) $125,000 Public Records
- 2005-10-03 Sold (MLS) $125,000 MRIS
- 2005-08-22 Delisted — MRIS
- 2005-08-08 Listed $130,000 MRIS
- 2005-04-26 Sold (Public Records) $80,000 Public Records
- 2005-03-28 Sold (Public Records) $50,000 Public Records
Property tax history
+3.7%/yrLatest (2025): $4,026 · +13.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…