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105 Easthaven Dr
D Composite 40.43
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.2/30.0
  • Schools +4.6/10.0
  • Rent growth +4.3/5.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.5/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$329,900

105 Easthaven Dr · Brandon, MS 39042
4 bd · 1.0 ba · 2,595 sqft · SingleFamily public records · 95 Days on market
Built 1978 0.54 ac lot $127/sqft · at area comps Est $411k · 20% under $13/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

Key facts

  • Stylish staircase
  • Jack and jill bath
  • Gourmet kitchen

Tags

WRAP-AROUND FRONT PORCHSPACIOUS FOYERSTYLISH STAIRCASEJACK AND JILL BATHGOURMET KITCHENGRANITE COUNTERTOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-455 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $250k (24.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (35.3% below list).
  • Recommended offer: $213k (35.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#3 in MS, #1,514 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Rankin County School District (rural): math 56% / reading 48% proficiency, ranked #6 of 130 in MS (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+7.1%/yr); 302 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 343 units permitted in Rankin County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Rankin County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($300k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $213,303 (35.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
4.64%
Cash-on-cash
-5.91%
DSCR
0.74
GRM
12.9

CMA / ARV

ARV (median comp)
$410,803
List price
$329,900
Delta
-19.69%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
117 Richmond Dr 0.13mi 4/2.5 2,388 (-8%) 9mo $349,900 $147 67
148 W Legacy Dr 0.56mi 4/3.0 2,557 (-2%) 1mo $419,900 $164 62
112 Michel St 0.63mi 4/2.0 2,356 (-9%) 0mo $249,900 $106 51
124 Richmond Dr 0.21mi 3/2.0 (-1) 2,218 (-14%) 11mo $319,900 $144 48
110 Trickhambridge Rd 0.51mi 3/3.0 (-1) 2,400 (-8%) 10mo $199,900 $83 42
105 Victoria Pl 0.37mi 3/2.0 (-1) 2,333 (-10%) 17mo $339,900 $146 42
109 Trickhambridge Rd 0.50mi 4/3.0 2,273 (-12%) 7mo $410,000 $180 42
200 W Armistead Dr 0.38mi 4/3.0 2,853 (+10%) 22mo $465,000 $163 39
112 Trickhambridge Rd 0.50mi 4/3.5 2,800 (+8%) 17mo $585,000 $209 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.13% rent growth · sell at horizon

5-year hold
IRR
-22.3%
Equity multiple
0.21×
Total profit
$-73,261
Equity at exit
$49,189
10-year hold
IRR
-9.0%
Equity multiple
0.35×
Total profit
$-60,077
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39042

Home prices YoY
-34.3%
Rents YoY
7.1%
Active inventory
302
Price-to-rent
12.9×

Monthly cashflow live

Estimated rent
$2,133 medium interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$260 /mo · $3,116/yr
Insurance
$137
HOA
$13
Vacancy / Maint / Mgmt
$448
Net cashflow
$-455

Break-even live

Break-even rent $2,709
Max offer price $249,516
Occupancy floor

Sensitivity live

Price -10% $-268 -5% $-362 +0% $-455 +5% $-548 +10% $-642
Rent -10% $-624 -5% $-539 +0% $-455 +5% $-371 +10% $-287
Rate -1.0pp $-289 -0.5pp $-371 base $-455 +0.5pp $-541 +1.0pp $-627

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
114 Rollingwood Dr Brandon, MS 4.0 3.0 2613 $2,223 $0.85 24d 1 1.19mi

HOA detail

Monthly dues
$13 · $156/yr
Likely covers
electricgym

Listing history 28 events

  1. 2026-06-18
    days on market $329,900 Active 95 DOM
  2. 2026-06-17
    days on market $329,900 Active 94 DOM
  3. 2026-06-16
    days on market $329,900 Active 93 DOM
  4. 2026-06-15
    days on market $329,900 Active 92 DOM
  5. 2026-06-14
    days on market $329,900 Active 90 DOM
  6. 2026-06-13
    days on market $329,900 Active 89 DOM
  7. 2026-06-10
    days on market $329,900 Active 87 DOM
  8. 2026-06-09
    days on market $329,900 Active 86 DOM
  9. 2026-06-08
    days on market $329,900 Active 85 DOM
  10. 2026-06-07
    days on market $329,900 Active 84 DOM
  11. 2026-06-03
    days on market $329,900 Active 80 DOM
  12. 2026-06-02
    days on market $329,900 Active 79 DOM
  13. 2026-06-01
    days on market $329,900 Active 78 DOM
  14. 2026-05-31
    days on market $329,900 Active 77 DOM
  15. 2026-05-30
    days on market $329,900 Active 76 DOM
  16. 2026-04-30
    price $329,900 1340-char remark
    Show marketing remark (1340 chars)

    Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

  17. 2026-04-14
    status Active 1340-char remark
    Show marketing remark (1340 chars)

    Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

  18. 2026-04-02
    status Pending 1340-char remark
    Show marketing remark (1340 chars)

    Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

  19. 2026-03-25
    status Active 1340-char remark
    Show marketing remark (1340 chars)

    Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

  20. 2026-02-01
    status Pending 1340-char remark
    Show marketing remark (1340 chars)

    Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

  21. 2026-01-08
    listed $342,500 Active 1340-char remark
    Show marketing remark (1340 chars)

    Here is your second chance ... Welcome to this stunning 4-bedroom, 3-bath home nestled in the prestigious Easthaven Estates off Trickham Bridge Road, just minutes from downtown Brandon. Featuring a charming wrap-around front porch and a spacious foyer that stretches from front to back with a stylish staircase, this residence offers both elegance and functionality. Two bedrooms upstairs share a Jack and Jill bath, while the primary suiteis downstairs along with an additional bedroom are conveniently located downstairs. Entertain with ease in the large formal dining room off of the kitchen overlooking the front porch and enjoy versatile space in the formal living room, if you are not the formal type, it would be perfect for an office or gym. The gourmet kitchen boasts granite countertops, double ovens, an electric cooktop, dishwasher, and a mobile island ideal for meal prep. Relax in the private courtyard off the primary bedroom or work on projects in the workshop off of carport featuring a roll-up door, a sink, and built-ins that can double as a craft room. Completing this exceptional home is a rear 2-car carport, combining comfort and convenience in one desirable package. While the home does need some updating and repairs this is an exceptional price in a superb neighborhood. Call the REALTOR® of your choice TODAY!

  22. 2025-06-10
    historical
  23. 2025-05-24
    listed $390,000 Active
  24. 2021-08-10
    soldstatus
  25. 2021-08-10
    soldstatus
  26. 2021-06-30
    listed $360,000
  27. 2010-05-28
    soldstatus
  28. 2009-11-06
    listed $252,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$3,116 · $260/mo
Projected year-2 tax
$3,116 · $260/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,596
− Mortgage interest
−$18,480
− Property taxes
−$3,116
− Insurance
−$1,650
− Repairs & maintenance
−$2,048
− Management
−$2,048
− HOA
−$156
− Depreciation
−$9,597
Taxable loss
−$11,497
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,759
After-tax cash flow
$-2,701/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rankin County School District
NCES district ID
2803830
Math proficiency
56% ▼ -4.00%
Reading proficiency
48% ▼ -6.00%
Median HH income
$61,867
Composite
45.62/100
National rank
#2587
State rank
#6 of 130 in MS

Livability — Brandon

Score
81/100
State rank
#3
US rank
#1514

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brandon, MS
County
Rankin County · 123,614 people
City population
79,950
Metro
Jackson, MS
Population (ZIP)
39,142
Household income
$88,597
Rent vs Own
17.4% rent · 82.6% own
Severe rent burden
474.0

Population outlook (Rankin County) Hauer SSP2

Today (2025)
164,317 people
By 2030
171,013 · +4.1%
By 2040
182,723 · +11.2%
By 2050
192,376 · +17.1%
By 2075
209,535 · +27.5%
By 2100
209,534 · +27.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 21% Hispanic / Latino 2% Two or more races 2%
Common ancestry
Italian 5% Slovak 2% Iranian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Rankin

2024 margin
Solid R (+47.1) · D 25.9% · R 73.0% · Other 1.0%
2008→2024 swing
+6.4pp toward D · 2008: -53.5pp · 2024: -47.1pp
All cycles
2024: R+47.1 2020: R+45.4 2016: R+52.9 2012: R+51.9 2008: R+53.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -90.04%
Current HPI
172.5248
Rent YoY
▲ 7.13%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+30.7% since first listed
13 events — show timeline
  • 2026-04-30 Price Changed $329,900 MLSU
  • 2026-04-14 Relisted MLSU
  • 2026-04-02 Pending MLSU
  • 2026-03-25 Relisted MLSU
  • 2026-02-01 Pending MLSU
  • 2026-01-08 Listed $342,500 MLSU
  • 2025-06-10 Listing Removed MLSU
  • 2025-05-24 Listed $390,000 MLSU
  • 2021-08-10 Sold (Public Records) Public Records
  • 2021-08-10 Sold (MLS) MLSU
  • 2021-06-30 Listed $360,000 MLSU
  • 2010-05-28 Sold (MLS) MLSU
  • 2009-11-06 Listed $252,500 MLSU

Property tax history

+3.0%/yr

Latest (2025): $3,116 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…