266 Wise St · Ridgeland, SC
Flood risk 6/10 · Moderate
- FEMA flood zone
- C
- Chance of flooding over 30 yrs
- 0.69%
- Est. flood insurance / yr
- $591 – $1,051
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +9.5/30.0
- ARV discount +8.0/15.0
- Livability +3.4/5.0
- DSCR +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.8/10.0
- Schools +1.4/10.0
$305,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
Key facts
- 0.26 acre lot
- Parking
- Built 2007
Property features AI
Finance
- Other: Pets allowed
Exterior
- Parking: Driveway
- Utilities: Public water
- Home design: Single-story; Vinyl siding; Faces west; Has view
- Construction: Built with vinyl siding; Asphalt roof
- Exterior features: Deck; Front porch; Fence (privacy); Storage
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Self-cleaning oven; Eat-in kitchen; Pantry
- Bedrooms: Primary bedroom on the main level
- Flooring: Carpet; Luxury vinyl / Luxury vinyl plank; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Bay windows; Ceiling fans; Main level primary; Unfinished walls; Eat-in kitchen; Pantry
- Laundry & utility: Laundry room; Utility room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $305k.
Deal economics
- At list price, monthly cash flow is $-211 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $268k (12.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (31.8% below list).
- Recommended offer: $208k (31.8% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 4.5% in Ridgeland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 68/100 on livability (#81 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime D-, amenities F, commute F.
- Jasper 01 (rural): math 12% / reading 22% proficiency, ranked #77 of 80 in SC (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Ridgeland Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 829 students, 100% FRL); Hardeeville-Ridgeland Middle (math 8% / reading 17%); Ridgeland Secondary Academy of Excellence (math 17% / reading 57%, grade F, #183 of 196 statewide, top 94%, 639 students, 100% FRL) — zoned schools average 100% FRL vs 78% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 359 active listings in the ZIP; 1,385 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
- At $2,080/mo this rent would consume 51% of the median local household income ($49k/yr) (locally 395% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $33k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
- Jasper County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 212 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 19y ago; this cycle's ask has dropped $18k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $150k; list at $305k implies a 103% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 212 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 5.46%
- Cash-on-cash
- -2.97%
- DSCR
- 0.87
- GRM
- 12.2
CMA / ARV
- ARV (on-the-fly)
- $308,305
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 576 Mccormack Ave | 0.61mi | 3/2.0 | 1,583 (+1%) | 6mo | $387,000 | $244 | 64 |
| 36 Three T Cir | 0.43mi | 3/2.0 | 1,545 (-1%) | 22mo | $305,000 | $197 | 60 |
| 83 Allen Dr | 0.66mi | 4/2.0 (+1) | 1,605 (+3%) | 16mo | $130,000 | $81 | 47 |
| 360 Mccormack Ave | 0.72mi | 4/2.0 (+1) | 1,658 (+6%) | 9mo | $262,000 | $158 | 44 |
| 704 E Wilson St | 0.56mi | 4/3.0 (+1) | 1,750 (+12%) | 18mo | $385,000 | $220 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.1%
- Equity multiple
- 2.79×
- Total profit
- $152,536
- Equity at exit
- $274,768
- IRR
- 19.9%
- Equity multiple
- 6.38×
- Total profit
- $459,523
- Equity at exit
- $592,548
Cash invested: $85,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29936
- Home prices YoY
- 33.1%
- Active inventory
- 359
- Price-to-rent
- 12.2×
Monthly cashflow live
- Estimated rent
- $2,080 medium interval (Pro) →
- Mortgage (P&I)
- −$1,599
- Tax from tax record
- −$128 /mo · $1,536/yr
- Insurance
- −$127
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$437
- Net cashflow
- $-211
Break-even live
Sensitivity live
| Price | -10% $-39 | -5% $-125 | +0% $-211 | +5% $-298 | +10% $-384 |
|---|---|---|---|---|---|
| Rent | -10% $-376 | -5% $-293 | +0% $-211 | +5% $-129 | +10% $-47 |
| Rate | -1.0pp $-58 | -0.5pp $-134 | base $-211 | +0.5pp $-290 | +1.0pp $-371 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,250
- Closing costs
- $9,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 39 events
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2026-06-21days on market $305,000 Active 212 DOM
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2026-06-18days on market $305,000 Active 209 DOM
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2026-06-17days on market $305,000 Active 208 DOM
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2026-06-16days on market $305,000 Active 207 DOM
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2026-06-15days on market $305,000 Active 206 DOM
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2026-06-14days on market $305,000 Active 204 DOM
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2026-06-13days on market $305,000 Active 203 DOM
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2026-06-10days on market $305,000 Active 201 DOM
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2026-06-09days on market $305,000 Active 200 DOM
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2026-06-08days on market $305,000 Active 199 DOM
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2026-06-07days on market $305,000 Active 198 DOM
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2026-06-03days on market $305,000 Active 194 DOM
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2026-06-02days on market $305,000 Active 193 DOM
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2026-06-01days on market $305,000 Active 192 DOM
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2026-05-31days on market $305,000 Active 191 DOM
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2026-05-30days on market $305,000 Active 190 DOM
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2026-05-12price $305,000
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-05-12price $305,000 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-04-08price $309,900
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-04-08price $309,900 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-03-10price $312,000
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-03-10price $312,000 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-02-17price $314,000
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-02-17price $314,000 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-01-05price $318,000
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2026-01-05price $318,000 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2025-12-25price $321,500
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2025-12-25price $321,500 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2025-11-21$322,500 Active
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2025-11-21$322,500 Active 796-char remark
Show marketing remark (796 chars)
Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.
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2018-01-02soldstatus $149,900
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2017-12-27soldstatus $149,900 566-char remark
Show marketing remark (566 chars)
Updated and bright 3 BR 2 bath home in one of Ridgeland’s most established neighborhoods, Patrician Acres. Built in 2006 and no HOA fees. Large, quarter acre lot. Close to downtown and easy commute to Bluffton and Beaufort. Upgrades include new floors, paint and carpet in Bedrooms. Wooded Views, outside deck for entertaining and covered front porch. Open concept floor plan. Master BR features a large walk-in closet, and 5 piece Master Bath with separate shower and soaking tub. Laundry room makes for great storage. Easy to show and quick move in possible!
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2017-11-10$149,900 566-char remark
Show marketing remark (566 chars)
Updated and bright 3 BR 2 bath home in one of Ridgeland’s most established neighborhoods, Patrician Acres. Built in 2006 and no HOA fees. Large, quarter acre lot. Close to downtown and easy commute to Bluffton and Beaufort. Upgrades include new floors, paint and carpet in Bedrooms. Wooded Views, outside deck for entertaining and covered front porch. Open concept floor plan. Master BR features a large walk-in closet, and 5 piece Master Bath with separate shower and soaking tub. Laundry room makes for great storage. Easy to show and quick move in possible!
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2015-12-08$119,000
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2015-12-08$119,000
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2011-10-18$119,000
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2011-10-18$119,000
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2007-11-26$178,500
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2006-09-15soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,536 · $128/mo
- Projected year-2 tax
- $1,738 · $145/mo
- Expected delta
- +$203/yr (+$17/mo · 13.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone C · 69% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,962
- − Mortgage interest
- −$17,085
- − Property taxes
- −$1,536
- − Insurance
- −$1,525
- − Repairs & maintenance
- −$1,997
- − Management
- −$1,997
- − Depreciation
- −$8,873
- Taxable loss
- −$8,050
- Est. tax savings @ 24.0%
- +$1,932
- After-tax cash flow
- $-602/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jasper 01
- NCES district ID
- 4502520
- Math proficiency
- 12% ▼ -11.00%
- Reading proficiency
- 22% ▼ -5.00%
- Median HH income
- $37,878
- Composite
- 14.23/100
- National rank
- #9450
- State rank
- #77 of 80 in SC
Livability — Ridgeland
- Score
- 68/100
- State rank
- #81
- US rank
- #9324
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ridgeland, SC
- County
- Jasper County · 26,362 people
- City population
- 14,989
- Metro
- Hilton Head Island-Bluffton, SC
- Population (ZIP)
- 14,989
- Household income
- $48,986
- Rent vs Own
- Severe rent burden
- 395.0
Population outlook (Jasper County) Hauer SSP2
- Today (2025)
- 34,428 people
- By 2030
- 37,718 · +9.6%
- By 2040
- 44,061 · +28.0%
- By 2050
- 50,302 · +46.1%
- By 2075
- 66,869 · +94.2%
- By 2100
- 110,455 · +220.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 44% White 37% Hispanic / Latino 14% Two or more races 7%
- Hispanic origin (detail)
- Mexican 9% Puerto Rican 1%
- Common ancestry
- Serbian 2% Lithuanian 1% Italian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 86% English-only · Spanish 13%
Political lean MEDSL · Jasper
- 2024 margin
- Lean R (+9.6) · D 44.7% · R 54.3% · Other 1.0%
- 2008→2024 swing
- -32.5pp toward R · 2008: 22.9pp · 2024: -9.6pp
- All cycles
- 2024: R+9.6 2020: D+0.8 2016: D+11.9 2012: D+15.6 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 88.70%
- Current HPI
- 356.5493
- Rent YoY
- —
- Metro
- Hilton Head Island-Bluffton, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Price history
+916.7% since first listed23 events — show timeline
- 2026-05-12 Price Changed $305,000 RSMLS
- 2026-05-12 Price Changed $305,000 LRMLS
- 2026-04-08 Price Changed $309,900 RSMLS
- 2026-04-08 Price Changed $309,900 LRMLS
- 2026-03-10 Price Changed $312,000 RSMLS
- 2026-03-10 Price Changed $312,000 LRMLS
- 2026-02-17 Price Changed $314,000 RSMLS
- 2026-02-17 Price Changed $314,000 LRMLS
- 2026-01-05 Price Changed $318,000 RSMLS
- 2026-01-05 Price Changed $318,000 LRMLS
- 2025-12-25 Price Changed $321,500 RSMLS
- 2025-12-25 Price Changed $321,500 LRMLS
- 2025-11-21 Listed $322,500 RSMLS
- 2025-11-21 Listed $322,500 LRMLS
- 2018-01-02 Sold (Public Records) $149,900 Public Records
- 2017-12-27 Sold (MLS) $149,900 RSMLS
- 2017-11-10 Listed $149,900 RSMLS
- 2015-12-08 Listed $119,000 RSMLS
- 2015-12-08 Listed $119,000 LRMLS
- 2011-10-18 Listed $119,000 RSMLS
- 2011-10-18 Listed $119,000 LRMLS
- 2007-11-26 Listed $178,500 RSMLS
- 2006-09-15 Sold (Public Records) $30,000 Public Records
Property tax history
-4.3%/yrLatest (2025): $1,536 · +2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…