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266 Wise St
D Composite 41.82
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +9.5/30.0
  • ARV discount +8.0/15.0
  • Livability +3.4/5.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0
  • Schools +1.4/10.0

$305,000

266 Wise St · Ridgeland, SC 29936
3 bd · 2.0 ba · 1,565 sqft · SingleFamily public records · 212 Days on market
Built 2007 0.26 ac lot Est $308k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

Key facts

  • 0.26 acre lot
  • Parking
  • Built 2007

Property features AI

Finance

  • Other: Pets allowed

Exterior

  • Parking: Driveway
  • Utilities: Public water
  • Home design: Single-story; Vinyl siding; Faces west; Has view
  • Construction: Built with vinyl siding; Asphalt roof
  • Exterior features: Deck; Front porch; Fence (privacy); Storage

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Self-cleaning oven; Eat-in kitchen; Pantry
  • Bedrooms: Primary bedroom on the main level
  • Flooring: Carpet; Luxury vinyl / Luxury vinyl plank; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air (electric)
  • Interior features: Bay windows; Ceiling fans; Main level primary; Unfinished walls; Eat-in kitchen; Pantry
  • Laundry & utility: Laundry room; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $305k.

Deal economics

  • At list price, monthly cash flow is $-211 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $268k (12.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (31.8% below list).
  • Recommended offer: $208k (31.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.5% in Ridgeland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 68/100 on livability (#81 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime D-, amenities F, commute F.
  • Jasper 01 (rural): math 12% / reading 22% proficiency, ranked #77 of 80 in SC (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ridgeland Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 829 students, 100% FRL); Hardeeville-Ridgeland Middle (math 8% / reading 17%); Ridgeland Secondary Academy of Excellence (math 17% / reading 57%, grade F, #183 of 196 statewide, top 94%, 639 students, 100% FRL) — zoned schools average 100% FRL vs 78% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 359 active listings in the ZIP; 1,385 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
  • At $2,080/mo this rent would consume 51% of the median local household income ($49k/yr) (locally 395% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $33k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
  • Jasper County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 212 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 19y ago; this cycle's ask has dropped $18k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $150k; list at $305k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,014 (31.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 212 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
5.46%
Cash-on-cash
-2.97%
DSCR
0.87
GRM
12.2

CMA / ARV

ARV (on-the-fly)
$308,305
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
576 Mccormack Ave 0.61mi 3/2.0 1,583 (+1%) 6mo $387,000 $244 64
36 Three T Cir 0.43mi 3/2.0 1,545 (-1%) 22mo $305,000 $197 60
83 Allen Dr 0.66mi 4/2.0 (+1) 1,605 (+3%) 16mo $130,000 $81 47
360 Mccormack Ave 0.72mi 4/2.0 (+1) 1,658 (+6%) 9mo $262,000 $158 44
704 E Wilson St 0.56mi 4/3.0 (+1) 1,750 (+12%) 18mo $385,000 $220 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
2.79×
Total profit
$152,536
Equity at exit
$274,768
10-year hold
IRR
19.9%
Equity multiple
6.38×
Total profit
$459,523
Equity at exit
$592,548

Cash invested: $85,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29936

Home prices YoY
33.1%
Active inventory
359
Price-to-rent
12.2×

Monthly cashflow live

Estimated rent
$2,080 medium interval (Pro) →
Mortgage (P&I)
$1,599
Tax from tax record
$128 /mo · $1,536/yr
Insurance
$127
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$-211

Break-even live

Break-even rent $2,347
Max offer price $267,692
Occupancy floor

Sensitivity live

Price -10% $-39 -5% $-125 +0% $-211 +5% $-298 +10% $-384
Rent -10% $-376 -5% $-293 +0% $-211 +5% $-129 +10% $-47
Rate -1.0pp $-58 -0.5pp $-134 base $-211 +0.5pp $-290 +1.0pp $-371

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,250
Closing costs
$9,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 39 events

  1. 2026-06-21
    days on market $305,000 Active 212 DOM
  2. 2026-06-18
    days on market $305,000 Active 209 DOM
  3. 2026-06-17
    days on market $305,000 Active 208 DOM
  4. 2026-06-16
    days on market $305,000 Active 207 DOM
  5. 2026-06-15
    days on market $305,000 Active 206 DOM
  6. 2026-06-14
    days on market $305,000 Active 204 DOM
  7. 2026-06-13
    days on market $305,000 Active 203 DOM
  8. 2026-06-10
    days on market $305,000 Active 201 DOM
  9. 2026-06-09
    days on market $305,000 Active 200 DOM
  10. 2026-06-08
    days on market $305,000 Active 199 DOM
  11. 2026-06-07
    days on market $305,000 Active 198 DOM
  12. 2026-06-03
    days on market $305,000 Active 194 DOM
  13. 2026-06-02
    days on market $305,000 Active 193 DOM
  14. 2026-06-01
    days on market $305,000 Active 192 DOM
  15. 2026-05-31
    days on market $305,000 Active 191 DOM
  16. 2026-05-30
    days on market $305,000 Active 190 DOM
  17. 2026-05-12
    price $305,000
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  18. 2026-05-12
    price $305,000 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  19. 2026-04-08
    price $309,900
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  20. 2026-04-08
    price $309,900 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  21. 2026-03-10
    price $312,000
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  22. 2026-03-10
    price $312,000 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  23. 2026-02-17
    price $314,000
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  24. 2026-02-17
    price $314,000 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  25. 2026-01-05
    price $318,000
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  26. 2026-01-05
    price $318,000 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  27. 2025-12-25
    price $321,500
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  28. 2025-12-25
    price $321,500 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  29. 2025-11-21
    listed $322,500 Active
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  30. 2025-11-21
    listed $322,500 Active 796-char remark
    Show marketing remark (796 chars)

    Beautifully updated one-level home on just over a quarter acre, offering 3 comfortable bedrooms and 2 full baths. Major updates include a new roof (2024), new water heater (2024), newer LVP flooring (2023) in the main living areas and primary bedroom, and new carpet (2024) in the secondary bedrooms. A bright front dining room, a casual breakfast area, and a dedicated laundry/utility room make everyday living easy. The kitchen features newer stainless steel appliances, and the freshly painted interior gives the whole home a move-in-ready feel that balances comfort and practicality. Out back, the elevated deck overlooks the fully fenced yard (complete with storage shed) providing privacy, elbow room, and space to spread out. $3,000 security system included. All close to I-95, and no POA.

  31. 2018-01-02
    soldstatus $149,900
  32. 2017-12-27
    soldstatus $149,900 566-char remark
    Show marketing remark (566 chars)

    Updated and bright 3 BR 2 bath home in one of Ridgeland’s most established neighborhoods, Patrician Acres. Built in 2006 and no HOA fees. Large, quarter acre lot. Close to downtown and easy commute to Bluffton and Beaufort. Upgrades include new floors, paint and carpet in Bedrooms. Wooded Views, outside deck for entertaining and covered front porch. Open concept floor plan. Master BR features a large walk-in closet, and 5 piece Master Bath with separate shower and soaking tub. Laundry room makes for great storage. Easy to show and quick move in possible!

  33. 2017-11-10
    listed $149,900 566-char remark
    Show marketing remark (566 chars)

    Updated and bright 3 BR 2 bath home in one of Ridgeland’s most established neighborhoods, Patrician Acres. Built in 2006 and no HOA fees. Large, quarter acre lot. Close to downtown and easy commute to Bluffton and Beaufort. Upgrades include new floors, paint and carpet in Bedrooms. Wooded Views, outside deck for entertaining and covered front porch. Open concept floor plan. Master BR features a large walk-in closet, and 5 piece Master Bath with separate shower and soaking tub. Laundry room makes for great storage. Easy to show and quick move in possible!

  34. 2015-12-08
    listed $119,000
  35. 2015-12-08
    listed $119,000
  36. 2011-10-18
    listed $119,000
  37. 2011-10-18
    listed $119,000
  38. 2007-11-26
    listed $178,500
  39. 2006-09-15
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,536 · $128/mo
Projected year-2 tax
$1,738 · $145/mo
Expected delta
+$203/yr (+$17/mo · 13.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone C · 69% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,962
− Mortgage interest
−$17,085
− Property taxes
−$1,536
− Insurance
−$1,525
− Repairs & maintenance
−$1,997
− Management
−$1,997
− Depreciation
−$8,873
Taxable loss
−$8,050
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,932
After-tax cash flow
$-602/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jasper 01
NCES district ID
4502520
Math proficiency
12% ▼ -11.00%
Reading proficiency
22% ▼ -5.00%
Median HH income
$37,878
Composite
14.23/100
National rank
#9450
State rank
#77 of 80 in SC

Livability — Ridgeland

Score
68/100
State rank
#81
US rank
#9324

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D- Housing B+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ridgeland, SC
County
Jasper County · 26,362 people
City population
14,989
Metro
Hilton Head Island-Bluffton, SC
Population (ZIP)
14,989
Household income
$48,986
Rent vs Own
29.2% rent · 70.8% own
Severe rent burden
395.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
34,428 people
By 2030
37,718 · +9.6%
By 2040
44,061 · +28.0%
By 2050
50,302 · +46.1%
By 2075
66,869 · +94.2%
By 2100
110,455 · +220.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 44% White 37% Hispanic / Latino 14% Two or more races 7%
Hispanic origin (detail)
Mexican 9% Puerto Rican 1%
Common ancestry
Serbian 2% Lithuanian 1% Italian 1%
Foreign-born
8% · Canada
Languages at home
86% English-only · Spanish 13%

Political lean MEDSL · Jasper

2024 margin
Lean R (+9.6) · D 44.7% · R 54.3% · Other 1.0%
2008→2024 swing
-32.5pp toward R · 2008: 22.9pp · 2024: -9.6pp
All cycles
2024: R+9.6 2020: D+0.8 2016: D+11.9 2012: D+15.6 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 88.70%
Current HPI
356.5493
Rent YoY
Metro
Hilton Head Island-Bluffton, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+916.7% since first listed
23 events — show timeline
  • 2026-05-12 Price Changed $305,000 RSMLS
  • 2026-05-12 Price Changed $305,000 LRMLS
  • 2026-04-08 Price Changed $309,900 RSMLS
  • 2026-04-08 Price Changed $309,900 LRMLS
  • 2026-03-10 Price Changed $312,000 RSMLS
  • 2026-03-10 Price Changed $312,000 LRMLS
  • 2026-02-17 Price Changed $314,000 RSMLS
  • 2026-02-17 Price Changed $314,000 LRMLS
  • 2026-01-05 Price Changed $318,000 RSMLS
  • 2026-01-05 Price Changed $318,000 LRMLS
  • 2025-12-25 Price Changed $321,500 RSMLS
  • 2025-12-25 Price Changed $321,500 LRMLS
  • 2025-11-21 Listed $322,500 RSMLS
  • 2025-11-21 Listed $322,500 LRMLS
  • 2018-01-02 Sold (Public Records) $149,900 Public Records
  • 2017-12-27 Sold (MLS) $149,900 RSMLS
  • 2017-11-10 Listed $149,900 RSMLS
  • 2015-12-08 Listed $119,000 RSMLS
  • 2015-12-08 Listed $119,000 LRMLS
  • 2011-10-18 Listed $119,000 RSMLS
  • 2011-10-18 Listed $119,000 LRMLS
  • 2007-11-26 Listed $178,500 RSMLS
  • 2006-09-15 Sold (Public Records) $30,000 Public Records

Property tax history

-4.3%/yr

Latest (2025): $1,536 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…