9918 Knollwood Ln · Sienna, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.72%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +5.7/30.0
- Schools +4.5/10.0
- Appreciation +4.2/10.0
- Condition / age +4.0/5.0
- 1% rule +3.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- DSCR +0.1/10.0
$550,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This stunning 4-bedroom, 3-bath home is the perfect blend of elegance and functionality, designed for both everyday living and entertaining. Boasting an open floorplan with soaring 20-foot ceilings, a cozy fireplace, and a dramatic wall of windows, this home is filled with natural light and style. The gourmet kitchen is a chef’s dream, featuring a pot filler, abundant cabinet space, a charming breakfast area, and a seamless flow into the family room, perfect for gatherings. Two bedrooms, including the luxurious spa-like primary suite, are conveniently located downstairs, offering flexibility and privacy. Upstairs, you’ll find a spacious game room and a dedicated media room for movie nights, plus two additional bedrooms. The stone and brick elevation adds timeless curb appeal, while the 3-car garage provides ample storage. Situated in a desirable community, this home is designed to impress from the moment you walk in. Don’t miss your chance to make it yours!
Key facts
- Open floorplan
- Gourmet kitchen
- Family room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $550k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-1k ($-14k/yr) — negative.
- To cash-flow at today's rent, offer at most $388k (29.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $472k (14.2% below list).
- Recommended offer: $388k (29.5% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.1%/yr); 1234 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 44% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $4k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($517k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.5% of price.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 3.83%
- Cash-on-cash
- -8.79%
- DSCR
- 0.61
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $710,784
- List price
- $550,000
- Delta
- -22.62%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9918 Knollwood Ln | 0.00mi | 4/3.0 (-1) | 3,831 (+3%) | 1mo | $550,000 | $144 | 89 |
| 9927 Hunters Run Dr | 0.66mi | 5/4.5 | 3,802 (+2%) | 1mo | $717,990 | $189 | 59 |
| 10022 Orchard Fld | 0.57mi | 4/3.5 (-1) | 3,563 (-4%) | 1mo | $597,900 | $168 | 58 |
| 10039 Cypress Path | 0.45mi | 4/3.5 (-1) | 3,348 (-10%) | 0mo | $585,000 | $175 | 55 |
| 1518 Sunrise View Ln | 0.54mi | 5/3.5 | 3,234 (-13%) | 1mo | $590,000 | $182 | 51 |
| 9602 Maple Wood Dr | 0.68mi | 4/4.5 (-1) | 3,840 (+3%) | 1mo | $699,000 | $182 | 51 |
| 9010 Bayou Spring Ct | 0.46mi | 4/3.0 (-1) | 3,180 (-14%) | 1mo | $605,000 | $190 | 49 |
| 8914 Orchard Cv | 0.58mi | 4/4.0 (-1) | 4,174 (+12%) | 2mo | $825,000 | $198 | 42 |
| 9811 Mount Shasta | 0.64mi | 5/5.0 | 4,150 (+12%) | 1mo | $699,900 | $169 | 42 |
| 1207 Morning Rose Dr | 0.75mi | 4/3.5 (-1) | 3,361 (-10%) | 2mo | $600,000 | $179 | 41 |
| 1310 Crown Forest Dr | 0.65mi | 4/4.5 (-1) | 4,196 (+13%) | 1mo | $1,199,000 | $286 | 36 |
| 9806 Mount Shasta | 0.61mi | 4/4.5 (-1) | 4,268 (+15%) | 1mo | $699,000 | $164 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -24.3%
- Equity multiple
- 0.07×
- Total profit
- $-142,752
- Equity at exit
- $115,351
- IRR
- -24.0%
- Equity multiple
- -0.55×
- Total profit
- $-238,929
- Equity at exit
- $106,843
Cash invested: $154,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1234
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $4,720 medium interval (Pro) →
- Mortgage (P&I)
- −$2,884
- Tax from tax record
- −$1,615 /mo · $19,377/yr
- Insurance
- −$229
- HOA
- −$129
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$991
- Net cashflow
- $-1,128
Break-even live
Sensitivity live
| Price | -10% $-817 | -5% $-973 | +0% $-1,128 | +5% $-1,284 | +10% $-1,440 |
|---|---|---|---|---|---|
| Rent | -10% $-1,501 | -5% $-1,315 | +0% $-1,128 | +5% $-942 | +10% $-755 |
| Rate | -1.0pp $-851 | -0.5pp $-988 | base $-1,128 | +0.5pp $-1,271 | +1.0pp $-1,416 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $137,500
- Closing costs
- $16,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9006 Meadow Bridge Dr Missouri City, TX | 4.0 | 3.5 | 3958 | $6,580 | $1.66 | 5d | 1 | 0.41mi |
| 2718 Van Gogh Ln Missouri City, TX | 4.0 | 2.5 | 3036 | $3,595 | $1.18 | 12d | 1 | 1.37mi |
HOA detail
- Monthly dues
- $129 · $1,548/yr
Listing history 9 events
-
2026-05-14status Pending 995-char remark
Show marketing remark (995 chars)
This stunning 4-bedroom, 3-bath home is the perfect blend of elegance and functionality, designed for both everyday living and entertaining. Boasting an open floorplan with soaring 20-foot ceilings, a cozy fireplace, and a dramatic wall of windows, this home is filled with natural light and style. The gourmet kitchen is a chef’s dream, featuring a pot filler, abundant cabinet space, a charming breakfast area, and a seamless flow into the family room, perfect for gatherings. Two bedrooms, including the luxurious spa-like primary suite, are conveniently located downstairs, offering flexibility and privacy. Upstairs, you’ll find a spacious game room and a dedicated media room for movie nights, plus two additional bedrooms. The stone and brick elevation adds timeless curb appeal, while the 3-car garage provides ample storage. Situated in a desirable community, this home is designed to impress from the moment you walk in. Don’t miss your chance to make it yours!
-
2026-05-06status Pending 995-char remark
Show marketing remark (995 chars)
This stunning 4-bedroom, 3-bath home is the perfect blend of elegance and functionality, designed for both everyday living and entertaining. Boasting an open floorplan with soaring 20-foot ceilings, a cozy fireplace, and a dramatic wall of windows, this home is filled with natural light and style. The gourmet kitchen is a chef’s dream, featuring a pot filler, abundant cabinet space, a charming breakfast area, and a seamless flow into the family room, perfect for gatherings. Two bedrooms, including the luxurious spa-like primary suite, are conveniently located downstairs, offering flexibility and privacy. Upstairs, you’ll find a spacious game room and a dedicated media room for movie nights, plus two additional bedrooms. The stone and brick elevation adds timeless curb appeal, while the 3-car garage provides ample storage. Situated in a desirable community, this home is designed to impress from the moment you walk in. Don’t miss your chance to make it yours!
-
2026-03-07$550,000 Active 995-char remark
Show marketing remark (995 chars)
This stunning 4-bedroom, 3-bath home is the perfect blend of elegance and functionality, designed for both everyday living and entertaining. Boasting an open floorplan with soaring 20-foot ceilings, a cozy fireplace, and a dramatic wall of windows, this home is filled with natural light and style. The gourmet kitchen is a chef’s dream, featuring a pot filler, abundant cabinet space, a charming breakfast area, and a seamless flow into the family room, perfect for gatherings. Two bedrooms, including the luxurious spa-like primary suite, are conveniently located downstairs, offering flexibility and privacy. Upstairs, you’ll find a spacious game room and a dedicated media room for movie nights, plus two additional bedrooms. The stone and brick elevation adds timeless curb appeal, while the 3-car garage provides ample storage. Situated in a desirable community, this home is designed to impress from the moment you walk in. Don’t miss your chance to make it yours!
-
2026-03-06historical
-
2026-01-09price $550,000
-
2025-12-14$595,000 Active
-
2025-12-12historical
-
2025-11-06price $630,000
-
2025-08-12$680,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $19,377 · $1,615/mo
- Projected year-2 tax
- $19,377 · $1,615/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X · 72% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $56,641
- − Mortgage interest
- −$30,809
- − Property taxes
- −$19,377
- − Insurance
- −$2,750
- − Repairs & maintenance
- −$4,531
- − Management
- −$4,531
- − HOA
- −$1,548
- − Depreciation
- −$16,000
- Taxable loss
- −$22,904
- Est. tax savings @ 24.0%
- +$5,497
- After-tax cash flow
- $-8,042/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This well-maintained 4-bedroom, 3-bath home is in good condition with a good curb appeal. It has a good resale and rental value and can be further enhanced with minor cosmetic updates.
Value-add opportunities
- Both Paint exterior trim — Enhances curb appeal and can increase both resale and rental value.
- Both Clean and maintain gutters — Keeps the home looking well-maintained and can prevent water damage to the exterior.
- Both Replace any worn-out flooring — Fresh flooring can improve the home's appearance and increase its value.
- Both Update kitchen appliances — Modern appliances can make the kitchen more appealing and increase its value.
- Both Upgrade lighting fixtures — New lighting can brighten the home and make it more attractive to potential buyers or renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior trim — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Clean and maintain gutters — Keeps the home looking well-maintained and can prevent water damage to the exterior. ↑
- Both Replace any worn-out flooring — Fresh flooring can improve the home's appearance and increase its value. ↑
- Both Update kitchen appliances — Modern appliances can make the kitchen more appealing and increase its value. ↑
- Both Upgrade lighting fixtures — New lighting can brighten the home and make it more attractive to potential buyers or renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sienna
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sienna, TX
- County
- Fort Bend County · 836,777 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 1004.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-19.1% since first listed9 events — show timeline
- 2026-05-14 Pending — HARMLS
- 2026-05-06 Pending — HARMLS
- 2026-03-07 Listed $550,000 HARMLS
- 2026-03-06 Listing Removed — HARMLS
- 2026-01-09 Price Changed $550,000 HARMLS
- 2025-12-14 Listed $595,000 HARMLS
- 2025-12-12 Listing Removed — HARMLS
- 2025-11-06 Price Changed $630,000 HARMLS
- 2025-08-12 Listed $680,000 HARMLS
Property tax history
+118.2%/yrLatest (2025): $19,377 · +4.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…