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B Composite 74.41
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$87,997

1350 Edwin St · Beaumont, TX 77705
3 bd · 2.0 ba · 1,652 sqft · SingleFamily public records · 51 Days on market
Built 1962 6,699 sqft lot Est $137k · 36% under ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity knocks! This spacious 3-bedroom, 2-bath home is the perfect fixer-upper with good bones for someone ready to make it their own. Featuring a nice-size kitchen, a large primary bedroom, and a functional layout, this property offers endless potential for customization and value-add improvements. Whether you’re a first-time homebuyer, investor, or someone looking for a project, this home is a solid foundation to build your vision. Bring your ideas, add your personal touches, and turn this house into your home.

Key facts

  • 6,699 sq ft lot
  • Built 1962
  • Listed 51 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $88k.

Deal economics

  • At list price, monthly cash flow is $387 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $88k).
  • Recommended offer: $85k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.6% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Pietzsch/Mac Arthur El (math 5% / reading 7%, grade F, #4,315 of 4,322 statewide, top 100%, 1,083 students, 97% FRL); M L King Middle (math 6% / reading 12%, grade F, #1,653 of 1,662 statewide, top 99%, 480 students, 91% FRL); Beaumont United H S (math 8% / reading 16%, grade F, #1,554 of 1,632 statewide, top 95%, 2,131 students, 86% FRL) — zoned schools average 91% FRL vs 69% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 207 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $609 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($85k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $85,357 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.47%
Cap rate
11.58%
Cash-on-cash
18.87%
DSCR
1.84
GRM
5.7

CMA / ARV

ARV (on-the-fly)
$137,116
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4740 Cornell Dr 0.68mi 3/2.0 1,686 (+2%) 6mo $169,999 $101 60
4340 Fonville Ave 0.43mi 3/2.0 1,430 (-13%) 12mo $119,000 $83 48
1820 Ollie St 0.41mi 3/2.0 1,500 (-9%) 24mo $99,000 $66 46
3265 Ogden Ave 0.48mi 3/2.0 1,434 (-13%) 18mo $229,900 $160 40
1645 Harriot St 0.40mi 2/2.0 (-1) 1,456 (-12%) 20mo $58,000 $40 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.7%
Equity multiple
1.42×
Total profit
$10,449
Equity at exit
$13,121
10-year hold
IRR
19.8%
Equity multiple
2.66×
Total profit
$41,010
Equity at exit
$7,608

Cash invested: $24,639 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77705

Home prices YoY
-29.7%
Active inventory
207
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$1,291 high interval (Pro) →
Mortgage (P&I)
$461
Tax from tax record
$134 /mo · $1,612/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$387

Break-even live

Break-even rent $801
Max offer price $87,997
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,999
Closing costs
$2,640
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1417 Church St Beaumont, TX 2.0 1.0 1440 $1,100 $0.76 13d 1 0.14mi
1211 Washington Blvd Beaumont, TX 3.0 1.0 1363 $1,200 $0.88 43d 1 0.47mi
4404 Raven St Beaumont, TX 4.0 2.0 1628 $1,600 $0.98 23d 1 0.60mi
614 Euclid St Beaumont, TX 4.0 2.0 1378 $1,395 $1.01 23d 1 0.70mi
2781 Sabine Pass Ave Unit 605 Beaumont, TX 2.0 1.0 1278 $1,025 $0.80 13d 1 0.77mi
4090 Lou St Beaumont, TX 3.0 2.0 1281 $1,675 $1.31 43d 1 0.78mi
365 E Irby St Beaumont, TX 3.0 2.0 1281 $1,495 $1.17 23d 1 0.83mi
4210 Sullivan St Beaumont, TX 3.0 1.0 1540 $1,300 $0.84 43d 1 0.85mi
4020 Howard St Beaumont, TX 3.0 2.0 1300 $975 $0.75 43d 1 0.89mi
677 E Caston St Beaumont, TX 2.0 1.0 1070 $795 $0.74 43d 1 0.98mi
4670 Maddox St Beaumont, TX 3.0 1.0 1187 $1,195 $1.01 43d 1 1.09mi
1545 Avenue B Beaumont, TX 2.0 1.0 1212 $695 $0.57 43d 1 1.25mi
1275 Doucette St Beaumont, TX 2.0 1.0 1096 $1,250 $1.14 13d 1 1.26mi
2310 Morrison St Beaumont, TX 3.0 2.0 1528 $1,423 $0.93 13d 1 1.31mi
4455 S 5th St Beaumont, TX 3.0 2.0 1437 $1,500 $1.04 13d 1 1.32mi
795 Devilleneuve St Beaumont, TX 4.0 2.0 1138 $1,395 $1.23 13d 1 1.39mi
450 Jackson St Beaumont, TX 3.0 2.0 1500 $1,500 $1.00 13d 1 1.42mi
610 Craig St Beaumont, TX 3.0 2.0 1267 $1,995 $1.57 13d 1 1.48mi

Listing history 4 events

  1. 2026-02-27
    status Pending
  2. 2026-02-10
    price $87,997
  3. 2026-01-07
    listed $93,997 Active
  4. 2007-08-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,612 · $134/mo
Projected year-2 tax
$1,612 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,491
− Mortgage interest
−$4,929
− Property taxes
−$1,612
− Insurance
−$440
− Repairs & maintenance
−$1,239
− Management
−$1,239
− Depreciation
−$2,560
Taxable income
$3,472
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$833
After-tax cash flow
$3,816/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
38,259
Household income
$54,633
Rent vs Own
41.4% rent · 58.6% own
Severe rent burden
776.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 46% White 29% Hispanic / Latino 21% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Lithuanian 5% Italian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.76%
Current HPI
129.3696
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-6.4% since first listed
4 events — show timeline
  • 2026-02-27 Pending HARMLS
  • 2026-02-10 Price Changed $87,997 HARMLS
  • 2026-01-07 Listed $93,997 HARMLS
  • 2007-08-27 Sold (Public Records) Public Records

Property tax history

+5.5%/yr

Latest (2025): $1,612 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…