13697 Lower Bayside Dr · Grattan, MI 48809

$42,000

1 bd · 1.0 ba · 450 sqft · Condo · 279 Days on market

Built 1950 Fair condition $117/mo HOA · 13% of rent ↓ 10% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Schools +2.3/10.0
• Condition / age +2.2/5.0

Listing remarks MLS

Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

Key facts

• Beachfront
• Dock space
• $117 HOA

Tags

• GATED GREEN LAKE RESORT
• COMMUNITY CENTER BUILDING
• BEACHFRONT
• DOCK SPACE

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $42k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $329 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($932 rent vs $42k).
• Recommended offer: $37k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Belding Area School District (town): math 23% / reading 31% proficiency, ranked #398 of 540 in MI (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 72 active listings in the ZIP; 2,253 units permitted in Kent County in 2024 (969 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($290 loan paydown + $4k appreciation (10.0% local appreciation)).
• Kent County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $12k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 279 days — a 12% lower offer ($37k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts; this cycle's ask has dropped $3k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $36,960 (12.0% below list)

Questions for the listing agent

1. It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 2.22% ✓
• Cap rate: 15.70%
• Cash-on-cash: 33.60%
• DSCR: 2.49
• GRM: 3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 50.0%
• Equity multiple: 4.74×
• Total profit: $43,931
• Equity at exit: $37,837

10-year hold

• IRR: 43.8%
• Equity multiple: 10.61×
• Total profit: $113,049
• Equity at exit: $81,597

Cash invested: $11,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48809

• Home prices YoY: 3.3%
• Active inventory: 72
• Price-to-rent: 3.8×

Monthly cashflow live

• Estimated rent: $932 medium
• Mortgage (P&I): −$220
• Tax est. 1.5%: −$52 /mo · $630/yr
• Insurance: −$18
• HOA: −$117
• Vacancy / Maint / Mgmt: −$196
• Net cashflow: $329

Break-even live

Break-even rent $516

Max offer price $42,000

Occupancy floor 60%

Sensitivity live

Price	-10% $358	-5% $344	+0% $329	+5% $315	+10% $300
Rent	-10% $256	-5% $292	+0% $329	+5% $366	+10% $403
Rate	-1.0pp $350	-0.5pp $340	base $329	+0.5pp $318	+1.0pp $307

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $10,500
• Closing costs: $1,260
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $117 · $1,404/yr
• Likely covers: watersecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 29 events

1. 2026-06-18
   days on market $42,000 Active 279 DOM
2. 2026-06-17
   days on market $42,000 Active 278 DOM
3. 2026-06-16
   days on market $42,000 Active 277 DOM
4. 2026-06-15
   days on market $42,000 Active 276 DOM
5. 2026-06-14
   days on market $42,000 Active 274 DOM
6. 2026-06-10
   days on market $42,000 Active 271 DOM
7. 2026-06-09
   days on market $42,000 Active 270 DOM
8. 2026-06-08
   days on market $42,000 Active 269 DOM
9. 2026-06-07
   pricedays on market $42,000 Active 268 DOM
10. 2026-06-03
    days on market $45,000 Active 264 DOM
11. 2026-06-03
    days on market $45,000 Active 263 DOM
12. 2026-06-01
    days on market $45,000 Active 262 DOM
13. 2026-05-31
    days on market $45,000 Active 261 DOM
14. 2026-03-30
    status Active 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

15. 2026-03-27
    historical 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

16. 2025-12-09
    listed $45,000 Active 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

17. 2025-12-09
    listed $45,000 Active 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

18. 2025-12-09
    listed $45,000 Active

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

19. 2025-12-05
    status Active 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

20. 2025-12-05
    soldstatus Closed 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

21. 2025-12-05
    historical 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

22. 2025-12-05
    soldstatus Closed 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

23. 2025-12-05
    soldstatus Sold

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

24. 2025-09-24
    price $45,000 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

25. 2025-09-24
    price $45,000 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

26. 2025-09-24
    price $45,000

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

27. 2025-09-08
    listed $50,000 Active 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

28. 2025-09-08
    listed $50,000 Active 990-char remark

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

29. 2025-09-08
    listed $50,000 Active

    Show marketing remark (990 chars)

    Welcome to your cozy escape at Green Lake! This charming seasonal cottage is perched on a hill with beautiful views of the water. Inside, you'll find a bright great room, one full bathroom, and all the essentials for comfortable lake-season living. Located within the gated Green Lake resort community in Belding, this is a unit-only purchase (no real estate included), offering a low-maintenance getaway in a peaceful, shared setting. Enjoy access to the community center building, beachfront, dock space for your boat. Whether you're looking for a quiet weekend retreat or a simple summer place, this cottage offers the charm, view, and setting to make it a perfect seasonal hideaway!NOT A YEAR ROUND HOME- SEASONAL ACCESS ONLY - APRIL - OCT This is resort style community, Listing is for home unit, but not the real estate. Real Estate is owned by the community and all owners at 1/25. All homes are a shared well, individual septic per unit. Seasonal access only! Boat is also included.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,187
• − Mortgage interest: −$2,353
• − Property taxes: −$630
• − Insurance: −$210
• − Repairs & maintenance: −$895
• − Management: −$895
• − HOA: −$1,404
• − Depreciation: −$1,222
• Taxable income: $3,579
• Est. tax owed @ 24.0%: −$859
• After-tax cash flow: $3,092/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This charming seasonal cottage requires moderate renovations to update the kitchen and bathroom, paint interior walls, replace carpeting, and trim overgrown areas. These updates would significantly improve its resale and rental value.

Repairs flagged

• Major kitchen appliances — outdated and worn
• Major kitchen cabinets — worn and outdated
• Major bathroom fixtures — basic and worn

Value-add opportunities

• Both update kitchen appliances and cabinets — modernizing the kitchen would improve both resale and rental value
• Both update bathroom fixtures — modernizing the bathroom would improve both resale and rental value
• Both paint interior walls — fresh paint would improve the home's curb appeal and interior aesthetics
• Both replace carpeting — new flooring would improve the home's curb appeal and interior aesthetics
• Both trim overgrown areas — maintaining the landscaping would improve the home's curb appeal and overall appearance

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen appliances · outdated and worn	Major	$15,000–50,000
kitchen cabinets · worn and outdated	Major	$15,000–50,000
bathroom fixtures · basic and worn	Major	$15,000–50,000
Total estimated repair cost · 3 items		$45,000–150,000

Value-add ROI direction

• Both update kitchen appliances and cabinets — modernizing the kitchen would improve both resale and rental value ↑
• Both update bathroom fixtures — modernizing the bathroom would improve both resale and rental value ↑
• Both paint interior walls — fresh paint would improve the home's curb appeal and interior aesthetics ↑
• Both replace carpeting — new flooring would improve the home's curb appeal and interior aesthetics ↑
• Both trim overgrown areas — maintaining the landscaping would improve the home's curb appeal and overall appearance ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Belding Area School District
• NCES district ID: 2604530
• Math proficiency: 23% ▼ -9.00%
• Reading proficiency: 31% ▼ -8.00%
• Median HH income: $46,310
• Composite: 23.33/100
• National rank: #7915
• State rank: #398 of 540 in MI

Livability — Grattan

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 11,292

Population outlook (Kent County) Hauer SSP2

• Today (2025): 712,484 people
• By 2030: 748,618 · +5.1%
• By 2040: 814,777 · +14.4%
• By 2050: 868,556 · +21.9%
• By 2075: 966,487 · +35.7%
• By 2100: 967,975 · +35.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 4% Two or more races 4%
• Common ancestry: Iranian 7% Romanian 4% Lithuanian 3%
• Foreign-born: 1% · Canada, China
• Languages at home: 95% English-only · Spanish 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Kent

• 2024 margin: Lean D (+5.4) · D 51.8% · R 46.5% · Other 1.7%
• 2008→2024 swing: +4.8pp toward D · 2008: 0.5pp · 2024: 5.4pp
• All cycles: 2024: D+5.4 2020: D+6.1 2016: R+3.1 2012: R+7.9 2008: D+0.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.30%
• Current HPI: 412.5108
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-10.0% since first listed

16 events — show timeline

• 2026-03-30 Relisted — REALCOMP
• 2026-03-27 Listing Removed — REALCOMP
• 2025-12-09 Listed $45,000 REALCOMP
• 2025-12-09 Listed $45,000 MiRealSource-MiMLS
• 2025-12-09 Listed $45,000 SW Michigan MLS
• 2025-12-05 Relisted — REALCOMP
• 2025-12-05 Sold (MLS) — SW Michigan MLS
• 2025-12-05 Sold (MLS) — MiRealSource-MiMLS
• 2025-12-05 Listing Removed — REALCOMP
• 2025-12-05 Sold (MLS) — REALCOMP
• 2025-09-24 Price Changed $45,000 MiRealSource-MiMLS
• 2025-09-24 Price Changed $45,000 REALCOMP
• 2025-09-24 Price Changed $45,000 SW Michigan MLS
• 2025-09-08 Listed $50,000 REALCOMP
• 2025-09-08 Listed $50,000 SW Michigan MLS
• 2025-09-08 Listed $50,000 MiRealSource-MiMLS