153 Windchime Ln · Orangeburg, SC 29118

$175,000

3 bd · 1.0 ba · 1,134 sqft · SingleFamily public records · 36 Days on market

Built 2012 0.59 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• DSCR +4.2/10.0
• 1% rule +3.7/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this charming ranch-style home situated on a spacious . 59-acre lot in a quiet Orangeburg neighborhood! Built in 2012, this 3-bedroom, 2-bath home offers comfortable one-level living with an inviting layout filled with natural light. The eat-in kitchen provides ample cabinet and counter space, while the adjoining living area creates a warm and functional space for everyday living and entertaining. The owner’s suite features a private bath and walk-in closet, with two additional bedrooms offering flexibility for guests, family, or a home office. Enjoy the large yard with plenty of room for outdoor activities, gardening, or future additions. Conveniently located near schools,

Key facts

• Private bath
• Walk-in closet
• Large yard

Tags

• RANCH-STYLE HOME
• SPACIOUS LOT
• EAT-IN KITCHEN
• PRIVATE BATH
• WALK-IN CLOSET
• LARGE YARD

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Single-story home; Vinyl exterior
• Construction: Slab foundation
• Exterior features: Yard shed; Paved road access

Interior

• Kitchen: Eat-in kitchen; Built-in microwave; Built-in self-cleaning range
• Bedrooms: Master bedroom on main level with private bath and carpeted floors; Bedroom 2 on main level with carpeted floors; Bedroom 3 on main level with carpeted floors
• Flooring: Carpet in living room and bedrooms
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans in living room and all bedrooms; Built-in microwave; Built-in, self-cleaning range; Eat-in kitchen
• Laundry & utility: Main-level utility room (laundry)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $16 ($191/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (12.7% below list).
• Recommended offer: $153k (12.7% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 4.2% in Orangeburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 54/100 on livability (#324 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety B; Watch: housing C-, crime F, amenities D-.
• Zoned schools: Sheridan Elementary (math 8%, 486 students, 100% FRL); Orangeburg Wilkinson High (math 22%, 1,073 students, 100% FRL).
• Market conditions: 164 active listings in the ZIP; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $152,708 (12.7% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.40%
• Cash-on-cash: 0.39%
• DSCR: 1.02
• GRM: 9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.7%
• Equity multiple: 0.44×
• Total profit: $-27,331
• Equity at exit: $26,093

10-year hold

• IRR: -7.2%
• Equity multiple: 0.54×
• Total profit: $-22,446
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29118

• Home prices YoY: -28.9%
• Active inventory: 164
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,527 medium
• Mortgage (P&I): −$918
• Tax from tax record: −$200 /mo · $2,398/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$321
• Net cashflow: $16

Break-even live

Break-even rent $1,507

Max offer price $175,000

Occupancy floor 94%

Sensitivity live

Price	-10% $115	-5% $65	+0% $16	+5% $-34	+10% $-83
Rent	-10% $-105	-5% $-44	+0% $16	+5% $76	+10% $137
Rate	-1.0pp $104	-0.5pp $60	base $16	+0.5pp $-29	+1.0pp $-76

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-22
   days on market $175,000 Active 36 DOM
2. 2026-06-19
   days on market $175,000 Active 33 DOM
3. 2026-06-18
   days on market $175,000 Active 32 DOM
4. 2026-06-17
   days on market $175,000 Active 31 DOM
5. 2026-06-16
   days on market $175,000 Active 30 DOM
6. 2026-06-15
   days on market $175,000 Active 29 DOM
7. 2026-06-14
   days on market $175,000 Active 27 DOM
8. 2026-06-12
   days on market $175,000 Active 26 DOM
9. 2026-06-09
   days on market $175,000 Active 23 DOM
10. 2026-06-08
    days on market $175,000 Active 22 DOM
11. 2026-06-07
    days on market $175,000 Active 21 DOM
12. 2026-06-07
    days on market $175,000 Active 20 DOM
13. 2026-06-04
    days on market $175,000 Active 17 DOM
14. 2026-06-02
    days on market $175,000 Active 16 DOM
15. 2026-06-01
    days on market $175,000 Active 15 DOM
16. 2026-05-31
    days on market $175,000 Active 14 DOM
17. 2026-05-31
    days on market $175,000 Active 13 DOM
18. 2026-05-17
    listed $175,000 Active
19. 2026-05-12
    historical
20. 2025-11-11
    listed $189,900 Active
21. 2023-06-14
    soldstatus $162,000
22. 2023-03-31
    listed $159,900 Active
23. 2019-03-25
    historical
24. 2019-03-25
    soldstatus $85,000 Closed
25. 2019-02-04
    listed $88,500
26. 2019-02-04
    listed $88,500
27. 2017-05-09
    soldstatus $74,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $2,398 · $200/mo
• Projected year-2 tax: $2,398 · $200/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,325
• − Mortgage interest: −$9,803
• − Property taxes: −$2,398
• − Insurance: −$875
• − Repairs & maintenance: −$1,466
• − Management: −$1,466
• − Depreciation: −$5,091
• Taxable loss: −$2,774
• Est. tax savings @ 24.0%: +$666
• After-tax cash flow: $857/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Orangeburg

• Score: 54/100
• State rank: #324
• US rank: #23942

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment F Housing C- Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Orangeburg County · 15,135 people
• City population: 15,135
• Metro: Orangeburg, SC
• Population (ZIP): 15,135
• Household income: $64,167
• Rent vs Own: 35.6% rent · 64.4% own
• Severe rent burden: 253.0

Population outlook (Orangeburg County) Hauer SSP2

• Today (2025): 82,698 people
• By 2030: 78,615 · -4.9%
• By 2040: 69,308 · -16.2%
• By 2050: 60,629 · -26.7%
• By 2075: 42,678 · -48.4%
• By 2100: 28,136 · -66.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (63%)
• Race & ethnicity: Black 63% White 28% Hispanic / Latino 5% Asian 2% Two or more races 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Italian 1% Serbian 1% Lithuanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 91% English-only · Spanish 6% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Orangeburg

• 2024 margin: Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
• All cycles: 2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.45%
• Current HPI: 176.0101
• Rent YoY: —
• Metro: Orangeburg, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+136.5% since first listed

10 events — show timeline

• 2026-05-17 Listed $175,000 Consolidated MLS
• 2026-05-12 Listing Removed — Charleston Trident MLS
• 2025-11-11 Listed $189,900 Charleston Trident MLS
• 2023-06-14 Sold (Public Records) $162,000 Public Records
• 2023-03-31 Listed $159,900 Consolidated MLS
• 2019-03-25 Sold (MLS) $85,000 Charleston Trident MLS
• 2019-03-25 Listing Removed — Charleston Trident MLS
• 2019-02-04 Listed $88,500 Charleston Trident MLS
• 2019-02-04 Listed $88,500 Consolidated MLS
• 2017-05-09 Sold (Public Records) $74,000 Public Records

Property tax history

+26.0%/yr

Latest (2024): $2,398 · +249.6% YoY. Source: county tax records.