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43531 Acacia Ave E #66
D- Composite 37.84
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Condition / age +3.8/5.0
  • Rent growth +3.7/5.0
  • Livability +2.9/5.0
  • Schools +2.5/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$35,000

43531 Acacia Ave E #66 · Valle Vista, CA 92544
2 bd · 2.0 ba · 720 sqft · Manufactured · 78 Days on market
Built 1970 Good condition $49/sqft · 21% above area Est $29k · 21% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well-maintained and move-in ready home located in a desirable 55+ community in Hemet. This turn-key property comes fully furnished, offering a true move-in-ready opportunity. The home features a clean and comfortable layout with pride of ownership throughout—perfect for those seeking a low-maintenance lifestyle. Enjoy an enclosed sunroom ideal for a home office, hobby room, or additional living space. Additional highlights include in-unit washer and dryer and three units throughout the property for added comfort and efficiency. Located in Vogue Mobile Manor, residents can enjoy a peaceful community setting close to shopping, dining, and everyday conveniences. Monthly space rent is only $665, making this an affordable and attractive option. Don’t miss out!

Key facts

  • Garage
  • Community pool
  • Built 1970

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $35k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $35k).
  • Recommended offer: $33k (6.0% below list) — sets the bar for market timing.
  • Cap rate 47.3% vs local median 4.3% in Valle Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#739 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D+, schools F, crime F.
  • Hemet Unified (suburban): math 19% / reading 41% proficiency, ranked #360 of 517 in CA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.9%/yr); 323 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $242 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.9% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $5k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $32,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.20%
Cap rate
47.31%
Cash-on-cash
146.49%
DSCR
7.52
GRM
1.6

CMA / ARV

ARV (median comp)
$29,000
List price
$35,000
Delta
20.69%
Verdict
OVERPRICED
Comps
9 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
43601 State Highway 74 #66 0.16mi 2/2.0 728 (+1%) 10mo $23,500 $32 82
43531 ACACIA Ave #18 0.01mi 1/1.0 (-1) 672 (-7%) 9mo $26,000 $39 71
45055 E Florida Ave #117 0.39mi 1/1.0 (-1) 700 (-3%) 2mo $27,700 $40 66
45055 E Florida Ave #109 0.39mi 2/2.0 660 (-8%) 2mo $29,000 $44 66
43601 E Florida Ave #69 0.15mi 2/1.0 624 (-13%) 8mo $16,000 $26 60
42751 Florida Ave #18 0.70mi 2/1.0 824 (+14%) 23mo $61,900 $75 21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.56×
Total profit
$74,099
Equity at exit
$5,219
10-year hold
IRR
Equity multiple
19.15×
Total profit
$177,879
Equity at exit
$3,026

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92544

Rents YoY
4.9%
Active inventory
323
Price-to-rent
1.6×

Monthly cashflow live

Estimated rent
$1,821 medium interval (Pro) →
Mortgage (P&I)
$184
Tax est. 1.5%
$44 /mo · $525/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$382
Net cashflow
$1,196

Break-even live

Break-even rent $306
Max offer price $35,000
Occupancy floor 29%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
44075 B St Hemet, CA 3.0 1.0 680 $1,595 $2.35 20d 1 0.70mi
5475 Tangerine Ave Hemet, CA 1.0 1.5 600 $1,500 $2.50 5d 1 0.78mi

Listing history 17 events

  1. 2026-06-18
    days on market $35,000 Active 78 DOM
  2. 2026-06-17
    days on market $35,000 Active 77 DOM
  3. 2026-06-16
    days on market $35,000 Active 76 DOM
  4. 2026-06-15
    days on market $35,000 Active 75 DOM
  5. 2026-06-13
    days on market $35,000 Active 73 DOM
  6. 2026-06-09
    days on market $35,000 Active 69 DOM
  7. 2026-06-08
    days on market $35,000 Active 68 DOM
  8. 2026-06-07
    days on market $35,000 Active 67 DOM
  9. 2026-06-04
    days on market $35,000 Active 64 DOM
  10. 2026-06-03
    days on market $35,000 Active 63 DOM
  11. 2026-06-02
    days on market $35,000 Active 62 DOM
  12. 2026-06-01
    days on market $35,000 Active 61 DOM
  13. 2026-05-31
    days on market $35,000 Active 60 DOM
  14. 2026-04-27
    status Active 777-char remark
    Show marketing remark (777 chars)

    Well-maintained and move-in ready home located in a desirable 55+ community in Hemet. This turn-key property comes fully furnished, offering a true move-in-ready opportunity. The home features a clean and comfortable layout with pride of ownership throughout—perfect for those seeking a low-maintenance lifestyle. Enjoy an enclosed sunroom ideal for a home office, hobby room, or additional living space. Additional highlights include in-unit washer and dryer and three units throughout the property for added comfort and efficiency. Located in Vogue Mobile Manor, residents can enjoy a peaceful community setting close to shopping, dining, and everyday conveniences. Monthly space rent is only $665, making this an affordable and attractive option. Don’t miss out!

  15. 2026-04-21
    status Pending Sale 777-char remark
    Show marketing remark (777 chars)

    Well-maintained and move-in ready home located in a desirable 55+ community in Hemet. This turn-key property comes fully furnished, offering a true move-in-ready opportunity. The home features a clean and comfortable layout with pride of ownership throughout—perfect for those seeking a low-maintenance lifestyle. Enjoy an enclosed sunroom ideal for a home office, hobby room, or additional living space. Additional highlights include in-unit washer and dryer and three units throughout the property for added comfort and efficiency. Located in Vogue Mobile Manor, residents can enjoy a peaceful community setting close to shopping, dining, and everyday conveniences. Monthly space rent is only $665, making this an affordable and attractive option. Don’t miss out!

  16. 2026-03-25
    listed $40,000 Active 777-char remark
    Show marketing remark (777 chars)

    Well-maintained and move-in ready home located in a desirable 55+ community in Hemet. This turn-key property comes fully furnished, offering a true move-in-ready opportunity. The home features a clean and comfortable layout with pride of ownership throughout—perfect for those seeking a low-maintenance lifestyle. Enjoy an enclosed sunroom ideal for a home office, hobby room, or additional living space. Additional highlights include in-unit washer and dryer and three units throughout the property for added comfort and efficiency. Located in Vogue Mobile Manor, residents can enjoy a peaceful community setting close to shopping, dining, and everyday conveniences. Monthly space rent is only $665, making this an affordable and attractive option. Don’t miss out!

  17. 2026-03-24
    historical $40,000 777-char remark
    Show marketing remark (777 chars)

    Well-maintained and move-in ready home located in a desirable 55+ community in Hemet. This turn-key property comes fully furnished, offering a true move-in-ready opportunity. The home features a clean and comfortable layout with pride of ownership throughout—perfect for those seeking a low-maintenance lifestyle. Enjoy an enclosed sunroom ideal for a home office, hobby room, or additional living space. Additional highlights include in-unit washer and dryer and three units throughout the property for added comfort and efficiency. Located in Vogue Mobile Manor, residents can enjoy a peaceful community setting close to shopping, dining, and everyday conveniences. Monthly space rent is only $665, making this an affordable and attractive option. Don’t miss out!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,847
− Mortgage interest
−$1,961
− Property taxes
−$525
− Insurance
−$175
− Repairs & maintenance
−$1,748
− Management
−$1,748
− Depreciation
−$1,018
Taxable income
$14,672
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,521
After-tax cash flow
$10,835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready manufactured home in a desirable 55+ community is in good condition with minor repairs and maintenance needed. Upgrades to paint, cabinets, and fixtures can significantly enhance its value.

Repairs flagged

  • Minor Kitchen cabinets — Slight wear and tear visible.
  • Minor Bathroom fixtures — Slight wear and tear visible.
  • Minor Landscaping — Overgrown and in need of trimming.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can improve the home's appearance and value.
  • Both Replace kitchen cabinets — New cabinets can enhance the kitchen's functionality and aesthetic.
  • Both Replace bathroom fixtures — New fixtures can improve the bathroom's functionality and aesthetic.
  • Both Trim landscaping — A well-maintained landscape can improve curb appeal and property value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Slight wear and tear visible. Minor $500–3,000
Bathroom fixtures · Slight wear and tear visible. Minor $500–3,000
Landscaping · Overgrown and in need of trimming. Minor $500–3,000
Total estimated repair cost · 3 items $1,500–9,000

Value-add ROI direction

  • Both Paint interior walls — Fresh paint can improve the home's appearance and value.
  • Both Replace kitchen cabinets — New cabinets can enhance the kitchen's functionality and aesthetic.
  • Both Replace bathroom fixtures — New fixtures can improve the bathroom's functionality and aesthetic.
  • Both Trim landscaping — A well-maintained landscape can improve curb appeal and property value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hemet Unified
NCES district ID
0616920
Math proficiency
19% ▼ -3.00%
Reading proficiency
41% ▲ 4.00%
Median HH income
$39,962
Composite
25.16/100
National rank
#7517
State rank
#360 of 517 in CA

Livability — Valle Vista

Score
57/100
State rank
#739
US rank
#21678

Category grades

Amenities F Commute C Cost of living D- Crime F Employment D+ Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Valle Vista, CA
County
Riverside County · 2,287,001 people
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
51,751
Household income
$73,596
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
1518.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Hispanic / Latino 49% White 40% Two or more races 18% Black 5% Asian 3% Native American 2%
Hispanic origin (detail)
Mexican 43% Puerto Rican 1%
Common ancestry
Slovak 2% Italian 2% Portuguese 2%
Foreign-born
15% · Canada, China
Languages at home
70% English-only · Spanish 27% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -219.06%
Current HPI
391.972
Rent YoY
▲ 4.90%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-04-27 Relisted CRMLS
  • 2026-04-21 Pending CRMLS
  • 2026-03-25 Listed $40,000 CRMLS
  • 2026-03-24 Coming Soon $40,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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