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7901 E State Route 69 #2
C- Composite 54.58
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • DSCR +7.5/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.9/10.0
  • Condition / age +3.8/5.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.7/5.0
  • Appreciation +2.5/10.0
  • Manufactured-home adj. -4.7

$95,000

7901 E State Route 69 #2 · Prescott Valley, AZ 86314
2 bd · 1.5 ba · 1,015 sqft · Manufactured · 95 Days on market
Manufactured home 55+ age-restricted Built 1978 Good condition $94/sqft · 57% below area ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Move right in and start enjoying a simpler, more convenient lifestyle! This beautifully updated manufactured home offers a comfortable, low-maintenance living experience in a welcoming 55+ community. Thoughtful improvements throughout, including updated kitchen and bathrooms, create a fresh, inviting atmosphere, while the easy-care property leaves more time for the things you enjoy. Whether you're looking to downsize, simplify, or find a seasonal retreat, this move-in-ready home is a wonderful opportunity to settle in and enjoy carefree living. Located close to shopping, entertainment and more.

Key facts

  • Parking
  • Built 1978
  • Listed 95 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $95k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $373 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $86k (9.0% below list) — sets the bar for market timing.
  • Cap rate 11.0% vs local median 3.0% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
  • Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Liberty Traditional School (math 56% / reading 53%, grade C, #208 of 1,109 statewide, top 19%, 785 students, 39% FRL); Bradshaw Mountain Middle School (math 24% / reading 39%, grade F, #78 of 218 statewide, top 36%, 280 students, 55% FRL); Bradshaw Mountain High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,697 students, 43% FRL) — zoned schools at 45% FRL track the district average.
  • Market conditions: Rents flat; 638 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.0% rent growth), your $27k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago; this cycle's ask has dropped $8k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $86,450 (9.0% below list)

Questions for the listing agent

  1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
11.00%
Cash-on-cash
16.83%
DSCR
1.75
GRM
6.1

CMA / ARV

ARV (median comp)
$221,299
List price
$95,000
Delta
-57.07%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7901 E State Route 69 -- #62 0.06mi 2/2.0 1,056 (+4%) 22mo $107,800 $102 70
7901 E State Route 69 -- #48 0.06mi 2/2.0 980 (-3%) 24mo $83,000 $85 70
7901 E State Route 69 #76 0.06mi 2/2.0 1,135 (+12%) 18mo $92,500 $81 61
11250 E State Route 69 #2195 0.47mi 2/2.0 946 (-7%) 23mo $172,500 $182 46
3880 N Robin Dr 0.98mi 2/2.0 938 (-8%) 22mo $183,500 $196 32
3761 N Joan Ct 0.87mi 2/2.0 911 (-10%) 23mo $130,000 $143 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.97% rent growth · sell at horizon

5-year hold
IRR
5.7%
Equity multiple
1.22×
Total profit
$5,775
Equity at exit
$14,165
10-year hold
IRR
13.2%
Equity multiple
1.96×
Total profit
$25,422
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Active competition Active MLS

For sale now
1 active · 1 under contract
Median asking
$222,500 ($265/sqft)
Median days on market
65 d
This list price
lowest-priced of the active set
ARV vs active asking
-17.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 86314

Home prices YoY
-32.3%
Rents YoY
1.0%
Active inventory
638
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,303 high interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$274
Net cashflow
$373

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 66%

Sensitivity live

Price -10% $439 -5% $406 +0% $373 +5% $340 +10% $307
Rent -10% $270 -5% $322 +0% $373 +5% $425 +10% $476
Rate -1.0pp $421 -0.5pp $397 base $373 +0.5pp $348 +1.0pp $323

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2885 N Panorama Dr Prescott Valley, AZ 2.0 2.0 1056 $1,800 $1.70 139d 1 0.15mi
2885 N Panorama Dr Prescott Valley, AZ 2.0 2.0 1056 $1,800 $1.70 109d 1 0.15mi
3230 N Victor Rd Unit C Prescott Valley, AZ 2.0 1.0 850 $1,350 $1.59 109d 1 0.36mi
3170 N Tani Rd Prescott Valley, AZ 2.0 1.0 850 $1,225 $1.44 6d 1 0.44mi
8346 Florentine Rd Unit 1 Prescott Valley, AZ 3.0 2.0 1028 $1,675 $1.63 6d 1 0.45mi
3232 N Tani Rd Apt B Prescott Valley, AZ 2.0 1.5 760 $1,295 $1.70 6d 1 0.48mi
3131 N Main St Prescott Valley, AZ 1.0–3.0 1.0–2.0 942 $1,840 $1.95 3d 21 0.54mi
3301 N Tani Ct Apt 1 Prescott Valley, AZ 2.0 1.0 850 $1,200 $1.41 6d 1 0.56mi
3148 N Navajo Dr Apt D Prescott Valley, AZ 2.0 1.5 1024 $1,375 $1.34 6d 1 0.59mi
3300 N Hedgewood Dr Apt B Prescott Valley, AZ 2.0 2.0 948 $1,500 $1.58 6d 1 0.59mi
3148 N Navajo Dr Unit C Prescott Valley, AZ 2.0 1.5 1024 $1,425 $1.39 116d 1 0.59mi
3290 N Bumblebee Dr Unit A Prescott Valley, AZ 2.0 2.0 1050 $1,550 $1.48 109d 1 0.64mi
3128 N Main St Prescott Valley, AZ 1.0–3.0 1.0–2.0 1045 $1,922 $1.84 0d 53 0.66mi
8411 E Sommer Dr Prescott Valley, AZ 3.0 2.0 1254 $1,900 $1.52 116d 1 0.76mi
3442 N Greg Dr Prescott Valley, AZ 3.0 2.0 1148 $1,900 $1.66 3d 1 0.76mi
8132 E Lakeshore Dr Unit B Prescott Valley, AZ 2.0 2.0 890 $1,400 $1.57 139d 1 0.83mi
8683 E Commons Cir Prescott Valley, AZ 1.0–2.0 1.0–2.0 834 $1,825 $2.19 0d 13 0.83mi
3584 N Etheridge Dr Prescott Valley, AZ 3.0 2.0 1354 $2,000 $1.48 6d 1 0.88mi
3028 N Corrine Dr Unit A Prescott Valley, AZ 2.0 1.0 889 $1,500 $1.69 6d 1 0.88mi
3027 N Corrine Dr #2 Prescott Valley, AZ 3.0 2.0 1211 $1,695 $1.40 116d 1 0.90mi
3830 N Windsong Dr Prescott Valley, AZ 2.0 1.0–2.0 947 $2,264 $2.39 0d 10 0.93mi
3123 N Corrine Dr Apt B Prescott Valley, AZ 2.0 2.0 1111 $1,595 $1.44 139d 1 0.96mi
3227 N Constance Dr Unit A Prescott Valley, AZ 3.0 2.0 1231 $1,795 $1.46 6d 1 0.99mi
3241 N Constance Dr Unit 1 Prescott Valley, AZ 3.0 2.5 1414 $1,575 $1.11 6d 1 0.99mi
3231 N Corrine Dr Unit B Prescott Valley, AZ 2.0 2.0 948 $1,500 $1.58 139d 1 1.04mi
3172 N Truwood Dr Unit D Prescott Valley, AZ 3.0 2.0 1335 $1,525 $1.14 139d 1 1.04mi
8396 E Stevens Dr Unit B Prescott Valley, AZ 2.0 2.0 978 $2,000 $2.04 139d 1 1.06mi
8396 E Stevens Dr Unit A Prescott Valley, AZ 2.0 2.0 950 $2,000 $2.11 139d 1 1.06mi
3850 E Teri Ct #1 Prescott Valley, AZ 3.0 2.0 1453 $2,000 $1.38 139d 1 1.06mi
3279 N Corrine Dr Unit A Prescott Valley, AZ 2.0 1.0 738 $1,400 $1.90 139d 1 1.07mi
3133 N Yavapai Rd E Unit 2 Prescott Valley, AZ 2.0 2.0 900 $1,700 $1.89 6d 1 1.08mi
3866 E Teri Ct Unit A Prescott Valley, AZ 3.0 2.0 1050 $1,675 $1.60 109d 1 1.11mi
3348 N Yavapai Rd E Apt B Prescott Valley, AZ 3.0 2.5 1368 $1,795 $1.31 6d 1 1.11mi
3981 N Robert Rd Prescott Valley, AZ 3.0 2.5 1414 $2,000 $1.41 6d 1 1.12mi
8503 E Leigh Dr Unit 3 Prescott Valley, AZ 3.0 2.5 1414 $2,195 $1.55 139d 1 1.15mi
8507 E Leigh Dr Unit B3 Prescott Valley, AZ 2.0 1.0 1033 $1,425 $1.38 6d 1 1.19mi
3901 N Main St Prescott Valley, AZ 1.0–3.0 1.0–2.0 978 $1,932 $1.97 0d 10 1.30mi
4348 N Sauter Dr W Prescott Valley, AZ 3.0 2.0 1400 $2,100 $1.50 116d 1 1.39mi
4357 N Miner Rd Prescott Valley, AZ 2.0 2.0 960 $1,600 $1.67 6d 1 1.45mi
2809 N Superstition Ln Apt A Prescott Valley, AZ 2.0 2.0 1013 $1,495 $1.48 109d 1 1.46mi

Property features AI

Finance

Other
Pets allowed with restrictions (domestic animals; see remarks)
Financial info
Land lease community (land lease Y/N: Yes)
HOA & community
Senior communitySubdivision amenities include clubhouse, fitness/exercise center, game/hobby room, membership included

Exterior

Parking
Attached carport (1 space)Total 1 parking space
Security
Smoke detector(s)
Utilities
Public waterCity sewer (WWT - City Sewer)Electricity availableNatural gas available
Home design
Manufactured home (single wide)Single-story
Construction
Frame constructionRolled/hot mop roofCrawl space with piers
Exterior features
Concrete drivewayFront and rear landscapingShed(s)Storm guttersBack yard fencingAccessible approach with rampHandicap exterior accessPrivate maintained road

Interior

Kitchen
Gas rangeMicrowaveRefrigeratorLaminate counters
Flooring
Laminate flooring
Bathrooms
1 full bathroom1 half bathroom
Heating & cooling
Forced gas heatingCentral airCeiling fans
Interior features
Eat-in kitchen with laminate countertopsArizona room (heated)Double-pane windows with screens and blindsSmoke detector(s)
Laundry & utility
WasherDryerNatural gas water heater

Listing history 50 events

  1. 2026-08-25
    days on market $95,000 Active 95 DOM
  2. 2026-08-24
    days on market $95,000 Active 94 DOM
  3. 2026-08-23
    days on market $95,000 Active 93 DOM
  4. 2026-08-22
    days on market $95,000 Active 92 DOM
  5. 2026-08-21
    days on market $95,000 Active 91 DOM
  6. 2026-08-20
    days on market $95,000 Active 90 DOM
  7. 2026-08-19
    days on market $95,000 Active 89 DOM
  8. 2026-08-18
    days on market $95,000 Active 88 DOM
  9. 2026-08-17
    days on market $95,000 Active 87 DOM
  10. 2026-08-16
    days on market $95,000 Active 86 DOM
  11. 2026-08-15
    days on market $95,000 Active 85 DOM
  12. 2026-08-14
    days on market $95,000 Active 84 DOM
  13. 2026-08-13
    days on market $95,000 Active 83 DOM
  14. 2026-08-12
    days on market $95,000 Active 82 DOM
  15. 2026-08-11
    days on market $95,000 Active 81 DOM
  16. 2026-08-10
    days on market $95,000 Active 80 DOM
  17. 2026-08-09
    days on market $95,000 Active 79 DOM
  18. 2026-08-08
    days on market $95,000 Active 78 DOM
  19. 2026-08-07
    days on market $95,000 Active 77 DOM
  20. 2026-08-06
    days on market $95,000 Active 76 DOM
  21. 2026-08-05
    days on market $95,000 Active 75 DOM
  22. 2026-08-04
    days on market $95,000 Active 74 DOM
  23. 2026-08-03
    remarks 601-char remark
  24. 2026-08-03
    pricedays on market $95,000 Active 73 DOM
  25. 2026-07-31
    days on market $98,500 Active 70 DOM
  26. 2026-07-30
    days on market $98,500 Active 69 DOM
  27. 2026-07-29
    days on market $98,500 Active 68 DOM
  28. 2026-07-27
    days on market $98,500 Active 66 DOM
  29. 2026-07-25
    days on market $98,500 Active 64 DOM
  30. 2026-07-24
    days on market $98,500 Active 63 DOM
  31. 2026-07-23
    days on market $98,500 Active 62 DOM
  32. 2026-07-22
    days on market $98,500 Active 61 DOM
  33. 2026-07-21
    days on market $98,500 Active 60 DOM
  34. 2026-07-18
    days on market $98,500 Active 57 DOM
  35. 2026-07-16
    days on market $98,500 Active 55 DOM
  36. 2026-07-16
    days on market $98,500 Active 54 DOM
  37. 2026-07-14
    days on market $98,500 Active 53 DOM
  38. 2026-07-13
    days on market $98,500 Active 52 DOM
  39. 2026-07-12
    days on market $98,500 Active 51 DOM
  40. 2026-07-11
    days on market $98,500 Active 50 DOM
  41. 2026-07-10
    days on market $98,500 Active 49 DOM
  42. 2026-07-09
    days on market $98,500 Active 48 DOM
  43. 2026-07-08
    days on market $98,500 Active 47 DOM
  44. 2026-07-07
    days on market $98,500 Active 46 DOM
  45. 2026-07-06
    days on market $98,500 Active 45 DOM
  46. 2026-07-05
    days on market $98,500 Active 44 DOM
  47. 2026-07-04
    days on market $98,500 Active 43 DOM
  48. 2026-07-03
    days on market $98,500 Active 42 DOM
  49. 2026-07-02
    remarks 583-char remark
  50. 2026-07-02
    days on market $98,500 Active 41 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,639
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,251
− Management
−$1,251
− Depreciation
−$2,764
Taxable income
$3,151
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$756
After-tax cash flow
$3,720/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $5,075–$15,225 screening

This move-in ready single-wide manufactured home is in good condition with updated appliances and flooring, and fresh paint throughout. It offers a spacious Arizona room and is located in a desirable 55+ community.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value
  • Both Landscaping improvements — Enhances curb appeal and value
  • Both New flooring in living areas — Enhances aesthetics and value
  • Both New kitchen appliances — Enhances aesthetics and value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 29/100

Zoned Schools

Elementary Lake Valley Elementary School F AZ #490/1,109 Nat'l #24,299/41,679 Middle Bradshaw Mountain Middle School F AZ #78/218 Nat'l #8,497/14,009 High Bradshaw Mountain High School F AZ #222/381 Nat'l #13,991/17,239

Schools (NCES district)

District
Humboldt Unified District (4469)
NCES district ID
0403870
Math proficiency
31% ▼ -13.00%
Reading proficiency
37% ▼ -14.00%
Median HH income
$45,326
Composite
29.06/100
National rank
#6605
State rank
#94 of 249 in AZ
C Composite livability gradescore 62/100

Livability — Prescott Valley

Score
62/100
State rank
#126
US rank
#16160

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prescott Valley, AZ
County
Yavapai County · 241,389 people
City population
63,155
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
40,317
Household income
$69,208
Rent vs Own
32.9% rent · 67.1% own
Severe rent burden
16% of renters

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 15% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Slovak 4% Lithuanian 3% Romanian 3%
Foreign-born
8% · Canada
Languages at home
83% English-only · Spanish 15%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Price history

-14.3% since first listed
7 events — show timeline
  • 2026-07-01 Price Changed $98,500 PAARMLS as Distributed by MLS Grid
  • 2026-05-22 Listed $103,000 PAARMLS as Distributed by MLS Grid
  • 2026-05-16 Coming Soon $103,000 PAARMLS as Distributed by MLS Grid
  • 2023-12-12 Relisted PAARMLS as Distributed by MLS Grid
  • 2023-12-12 Listing Removed PAARMLS as Distributed by MLS Grid
  • 2023-12-07 Listed PAARMLS as Distributed by MLS Grid
  • 2023-12-07 Listed $115,000 PAARMLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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