7207 E Cayuga St · East Lake-Orient Park, FL 33610

$241,900

3 bd · 1.0 ba · 858 sqft · SingleFamily public records · 36 Days on market

Built 1959 6,000 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.2/30.0
• ARV discount +7.5/15.0
• DSCR +4.7/10.0
• Schools +4.2/10.0
• 1% rule +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Seller will consider lease option or rental. Exceptional Value-Remodeled 3/1, new carpet, tile, paint, inside and out solid surface counter tops, new vanity, ceiling fans and light fixtures, detached workshop, 2 year new roof and AC.

Key facts

• Updated kitchen
• New roof
• Hvac system updated

Tags

• UPDATED KITCHEN
• NEW ROOF
• WATER HEATER REPLACED
• HVAC SYSTEM UPDATED

Property features AI

Exterior

• Utilities: Public water; Public sewer; Public utilities
• Home design: Single-family residence; One story; North-facing
• Construction: Block and wood siding construction; Shingle roof; Slab foundation; Built on a 60 x 100 lot (approx. 0.14 acres)
• Exterior features: Storage

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile; Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Open floorplan with living room/dining room combo; Solid surface counters; Solid wood cabinets
• Laundry & utility: Inside laundry room; Washer hookup; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $242k.

Deal economics

• At list price, monthly cash flow is $86 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (14.0% below list).
• Recommended offer: $208k (14.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents falling (-4.7%/yr); 278 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• At $2,080/mo this rent would consume 46% of the median local household income ($54k/yr) (locally 2431% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $136k; list at $242k implies a 78% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $207,950 (14.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.72%
• Cash-on-cash: 1.53%
• DSCR: 1.07
• GRM: 9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.1%
• Equity multiple: 0.41×
• Total profit: $-39,844
• Equity at exit: $36,068

10-year hold

• IRR: -15.3%
• Equity multiple: 0.24×
• Total profit: $-51,341
• Equity at exit: $20,915

Cash invested: $67,732 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33610

• Home prices YoY: -27.0%
• Rents YoY: -4.7%
• Active inventory: 278
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,080 high
• Mortgage (P&I): −$1,269
• Tax from tax record: −$187 /mo · $2,248/yr
• Insurance: −$101
• HOA: −$0
• Vacancy / Maint / Mgmt: −$437
• Net cashflow: $86

Break-even live

Break-even rent $1,970

Max offer price $241,900

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,475
• Closing costs: $7,257
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4303 Walis Pl Tampa, FL	3.0	2.0	1100	$2,500	$2.27	24d	1	0.37mi
3416 Myrica St Tampa, FL	3.0	2.0	1075	$1,813	$1.69	22d	1	0.78mi
3679 Sugarcreek Dr Tampa, FL	3.0	1.0	1040	$2,150	$2.07	24d	1	0.86mi
3305 Orient Rd Tampa, FL	2.0	1.0	625	$2,230	$3.57	24d	1	0.88mi
3105 N 75th St Tampa, FL	3.0	2.0	992	$1,500	$1.51	24d	1	1.00mi
7801 Wexford Park Dr Tampa, FL	1.0–3.0	1.0–2.0	914	$1,425	$1.56	20d	1	1.04mi
6806 Thomas Cir Tampa, FL	2.0	1.0	625	$1,500	$2.40	24d	1	1.14mi
3420 N 55th St Unit B Tampa, FL	3.0	1.0	1095	$1,500	$1.37	24d	1	1.40mi

Listing history 23 events

1. 2026-06-18
   days on market $241,900 Active 36 DOM
2. 2026-06-17
   days on market $241,900 Active 35 DOM
3. 2026-06-16
   days on market $241,900 Active 34 DOM
4. 2026-06-15
   days on market $241,900 Active 33 DOM
5. 2026-06-13
   days on market $241,900 Active 31 DOM
6. 2026-06-13
   days on market $241,900 Active 30 DOM
7. 2026-06-09
   days on market $241,900 Active 27 DOM
8. 2026-06-08
   days on market $241,900 Active 26 DOM
9. 2026-06-07
   statusdays on market $241,900 Active 25 DOM
10. 2026-05-31
    status $241,900 Pending 22 DOM
11. 2026-05-08
    listed $241,900 Active 1123-char remark
12. 2026-04-17
    historical
13. 2026-03-28
    price $245,000
14. 2026-02-20
    price $260,000
15. 2026-01-21
    price $280,000
16. 2026-01-17
    price $290,000
17. 2026-01-10
    listed $310,000 Active
18. 2007-06-06
    soldstatus $136,200
19. 2007-04-30
    soldstatus $136,200

    Show marketing remark (233 chars)

    Seller will consider lease option or rental. Exceptional Value-Remodeled 3/1, new carpet, tile, paint, inside and out solid surface counter tops, new vanity, ceiling fans and light fixtures, detached workshop, 2 year new roof and AC.

20. 2006-09-12
    listed $138,900

    Show marketing remark (233 chars)

    Seller will consider lease option or rental. Exceptional Value-Remodeled 3/1, new carpet, tile, paint, inside and out solid surface counter tops, new vanity, ceiling fans and light fixtures, detached workshop, 2 year new roof and AC.

21. 1994-11-10
    soldstatus $34,000
22. 1993-07-01
    soldstatus $12,500
23. 1992-03-01
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,248 · $187/mo
• Projected year-2 tax: $2,248 · $187/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,954
• − Mortgage interest: −$13,550
• − Property taxes: −$2,248
• − Insurance: −$1,210
• − Repairs & maintenance: −$1,996
• − Management: −$1,996
• − Depreciation: −$7,037
• Taxable loss: −$3,083
• Est. tax savings @ 24.0%: +$740
• After-tax cash flow: $1,774/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — East Lake-Orient Park

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: East Lake-Orient Park, FL
• County: Hillsborough County · 1,540,968 people
• City population: 45,396
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 46,587
• Household income: $54,209
• Rent vs Own: 48.4% rent · 51.6% own
• Severe rent burden: 2431.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: Black 55% Hispanic / Latino 22% White 17% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 7% Cuban 6%
• Common ancestry: Hispanic 2% Romanian 1% Slovak 1%
• Foreign-born: 18% · Canada
• Languages at home: 75% English-only · Spanish 18% French/Haitian/Cajun 3% Other Asian/Pacific 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -158.81%
• Current HPI: 428.9741
• Rent YoY: ▼ -4.72%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2923.8% since first listed

15 events — show timeline

• 2026-06-04 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-08 Listed $241,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-28 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-20 Price Changed $260,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-21 Price Changed $280,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-17 Price Changed $290,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-10 Listed $310,000 Stellar MLS as Distributed by MLS Grid
• 2007-06-06 Sold (Public Records) $136,200 Public Records
• 2007-04-30 Sold (MLS) $136,200 Stellar MLS as Distributed by MLS Grid
• 2006-09-12 Listed $138,900 Stellar MLS as Distributed by MLS Grid
• 1994-11-10 Sold (Public Records) $34,000 Public Records
• 1993-07-01 Sold (Public Records) $12,500 Public Records
• 1992-03-01 Sold (Public Records) $8,000 Public Records

Property tax history

+8.7%/yr

Latest (2025): $2,248 · +10.6% YoY. Source: county tax records.