19735 N Locke Ct · Maricopa, AZ 85138

$300,000

3 bd · 2.0 ba · 1,604 sqft · SingleFamily public records · 37 Days on market

Built 2005 5,793 sqft lot $187/sqft · 13% below area Est $346k · 13% under $93/mo HOA · 5% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.5/15.0
• Cash flow +7.6/30.0
• Appreciation +4.6/10.0
• Livability +3.6/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• DSCR +1.7/10.0
• 1% rule +1.6/10.0

Listing remarks MLS

Nice curb appeal on this Village at Rancho El Dorado beauty. Large tile throughout this open floor plan. Kitchen features can lighting, Quartz counter tops, rich cherry stained cabinets and updated fixtures. Custom paint throughout and large master bedroom. Inviting backyard with extended pavers for seating areas, lush landscaping and covered patio. Fabulous location close to schools, shopping, dinning, golf, etc. Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds throughout the subdivision ~ Ring door system/Cameras and all associated devices are not included. Seller is a licensed Real Estate agent but not the listing agent.

Key facts

• Open floor plan
• Quartz countertops
• Upgraded lighting

Tags

• OPEN FLOOR PLAN
• LARGE TILE FLOORING
• QUARTZ COUNTERTOPS
• UPGRADED LIGHTING
• RICH CHERRY CABINETRY
• SPACIOUS LIVING AREAS

Property features AI

Finance

• Financial info: Conventional financing noted
• HOA & community: Homeowners association with quarterly fee; HOA fee includes grounds maintenance, street maintenance, and trash; Community amenities: pool, golf, tennis courts, playground, biking/walking paths, fitness center

Exterior

• Parking: 2 covered parking spaces; 2 open parking spaces; 2-car garage
• Security: Owned security system
• Utilities: Private water company service; Public sewer
• Home design: Single-family residence; Fee simple ownership; Asphalt road access
• Construction: Stucco and wood frame construction; Stone accents; Blown cellulose insulation; Tile roof
• Exterior features: Private yard; Block fencing; Desert front and back landscaping; Gravel/stone front and back; Automatic timer irrigation front and back; Located on a cul-de-sac; City-maintained road

Interior

• Kitchen: Built-in microwave; Non-laminate counters; Refrigerator; Dishwasher; Garbage disposal; Pantry (walk-in)
• Bedrooms: Up to 4 possible bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Natural gas heating; Central air conditioning; Ceiling fans; Programmable thermostat
• Interior features: High-speed internet; Double vanity in bath; Eat-in kitchen; 9+ foot flat ceilings; No interior steps (single level); Pantry; Primary bedroom with full bath; Separate shower and tub; Dual-pane windows with vinyl frames; Low-flow water fixtures
• Laundry & utility: Laundry inside; Gas dryer hookup; Washer/dryer hookup (washer hookup only noted)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-362 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $236k (21.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (33.7% below list).
• Recommended offer: $199k (33.7% below list) — sets the bar for 1% rule.
• Cap rate 4.8% vs local median 3.7% in Maricopa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Butterfield Elementary School (math 33% / reading 41%, grade F, #438 of 1,109 statewide, top 41%, 774 students, 52% FRL); Maricopa Wells Middle School (math 13% / reading 23%, grade F, #143 of 218 statewide, top 66%, 934 students, 57% FRL); Maricopa High School (math 12% / reading 19%, grade F, #262 of 381 statewide, top 69%, 2,188 students, 46% FRL) — zoned schools at 52% FRL track the district average.
• Market conditions: Rents rising (+1.8%/yr); 845 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 14y ago; this cycle's ask is 18650% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $198,952 (33.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.66% ✗
• Cap rate: 4.85%
• Cash-on-cash: -5.17%
• DSCR: 0.77
• GRM: 12.6

CMA / ARV

• ARV (median comp): $345,830
• List price: $300,000
• Delta: -13.25%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
19707 N Pepka Ct	0.06mi	3/2.0	1,604 (0%)	6mo	$296,000	$185	92
44456 W Neely Dr	0.08mi	3/2.0	1,553 (-3%)	1mo	$290,000	$187	90
43941 W Griffis Dr	0.47mi	3/2.0	1,615 (+1%)	5mo	$290,000	$180	73
44106 W Kramer Ln	0.53mi	3/2.0	1,631 (+2%)	0mo	$261,250	$160	72
43909 W Arizona Ave	0.40mi	3/2.0	1,509 (-6%)	2mo	$190,500	$126	70
44834 W Bahia Dr	0.57mi	3/2.0	1,651 (+3%)	1mo	$280,000	$170	68
43832 W Arizona Ave	0.42mi	4/2.0 (+1)	1,533 (-4%)	1mo	$225,000	$147	67
43871 W Cowpath Rd	0.53mi	3/2.0	1,509 (-6%)	3mo	$260,000	$172	63
43999 W Magnolia Rd	0.28mi	3/2.0	1,370 (-15%)	1mo	$275,000	$201	61
19513 N Madison Rd	0.70mi	3/2.0	1,510 (-6%)	4mo	$280,000	$185	55
43874 W Bailey Dr	0.46mi	3/2.5	1,820 (+14%)	2mo	$379,000	$208	52
43845 W Elizabeth Ave	0.50mi	3/2.0	1,816 (+13%)	4mo	$305,000	$168	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.89% appreciation · 1.78% rent growth · sell at horizon

5-year hold

• IRR: -12.9%
• Equity multiple: 0.45×
• Total profit: $-46,587
• Equity at exit: $74,037

10-year hold

• IRR: -7.2%
• Equity multiple: 0.36×
• Total profit: $-54,125
• Equity at exit: $79,133

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85138

• Home prices YoY: -0.3%
• Rents YoY: 1.8%
• Active inventory: 845
• Price-to-rent: 12.6×

Monthly cashflow live

• Estimated rent: $1,990 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$142 /mo · $1,709/yr
• Insurance: −$125
• HOA: −$93
• Vacancy / Maint / Mgmt: −$418
• Net cashflow: $-362

Break-even live

Break-even rent $2,448

Max offer price $236,059

Occupancy floor —

Sensitivity live

Price	-10% $-192	-5% $-277	+0% $-362	+5% $-447	+10% $-532
Rent	-10% $-519	-5% $-441	+0% $-362	+5% $-283	+10% $-205
Rate	-1.0pp $-211	-0.5pp $-286	base $-362	+0.5pp $-440	+1.0pp $-519

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19680 N Ortman Cir Maricopa, AZ	3.0	2.0	1975	$1,700	$0.86	3d	1	0.15mi
44456 W Eddie Way Maricopa, AZ	3.0	2.0	1679	$1,695	$1.01	45d	1	0.41mi
44170 W Honeycutt Ave Maricopa, AZ	1.0–3.0	1.0–2.0	913	$1,450	$1.59	2d	1	0.50mi
43811 W Elizabeth Ave Maricopa, AZ	3.0	2.0	1509	$1,575	$1.04	24d	1	0.51mi
43849 W Kramer Ln Maricopa, AZ	4.0	2.0	1870	$1,895	$1.01	18d	1	0.55mi
43368 W Palmen Dr Maricopa, AZ	4.0	2.5	2200	$1,889	$0.86	44d	1	0.60mi
45023 W Miramar Rd Maricopa, AZ	3.0	2.0	1653	$3,000	$1.81	44d	1	0.66mi
43223 W Neely Dr Maricopa, AZ	4.0	2.0	2223	$2,900	$1.30	17d	1	0.69mi
20793 N Marquez Dr Maricopa, AZ	3.0	2.0	1441	$1,550	$1.08	44d	1	0.69mi
45305 W Edison Rd Maricopa, AZ	1.0–3.0	1.0–2.0	970	$2,054	$2.12	2d	17	0.69mi
43269 W Arizona Ave Maricopa, AZ	4.0	2.0	1533	$1,695	$1.11	44d	1	0.72mi
45138 W Miramar Rd Maricopa, AZ	3.0	2.5	2012	$1,725	$0.86	44d	1	0.72mi
44212 W Cydnee Dr Maricopa, AZ	3.0	2.0	1441	$1,700	$1.18	44d	1	0.74mi
19696 N Madison Dr Maricopa, AZ	4.0	2.5	2219	$3,400	$1.53	25d	1	0.76mi
43332 W Griffis Dr Maricopa, AZ	4.0	2.0	2235	$4,200	$1.88	44d	1	0.77mi
44871 W Gavilan Dr Maricopa, AZ	3.0	2.0	1277	$1,595	$1.25	3d	1	0.79mi
21047 N Alma Dr Maricopa, AZ	3.0	2.0	1628	$1,995	$1.23	44d	1	0.83mi
43205 W Jeremy St Maricopa, AZ	3.0	2.0	1699	$1,850	$1.09	6d	1	0.86mi
43361 W Elizabeth Ave Maricopa, AZ	3.0	2.0	1509	$1,795	$1.19	24d	1	0.87mi
43205 W Roth Rd Maricopa, AZ	4.0	2.0	2216	$2,100	$0.95	11d	1	0.88mi
43205 W Roth Rd Maricopa, AZ	4.0	2.0	2215	$2,200	$0.99	44d	1	0.88mi
45129 W Desert Cedars Ln Maricopa, AZ	4.0	2.0	1753	$1,875	$1.07	6d	1	0.95mi
42826 W Darter Dr Maricopa, AZ	2.0	2.0	1596	$1,875	$1.17	25d	1	0.95mi
44812 W Paraiso Ln Maricopa, AZ	3.0	2.0	1413	$1,595	$1.13	4d	1	0.95mi
45462 W Tulip Ln Maricopa, AZ	3.0	2.0	1391	$1,750	$1.26	44d	1	0.96mi
44900 W Bowlin Rd Maricopa, AZ	1.0–3.0	1.0–2.0	1015	$2,320	$2.28	2d	1	0.98mi
45192 W Alamendras St Maricopa, AZ	3.0	1.5	1461	$1,600	$1.10	25d	1	1.00mi
43697 W Sagebrush Trl Maricopa, AZ	3.0	2.5	1981	$1,600	$0.81	25d	1	1.03mi
43814 W Cypress Ln Maricopa, AZ	4.0	2.0	2170	$2,095	$0.97	44d	1	1.06mi
43760 W Cypress Ln Maricopa, AZ	4.0	2.0	2142	$2,000	$0.93	44d	1	1.07mi
21061 N Bustos Way Maricopa, AZ	3.0	2.0	1907	$1,749	$0.92	44d	1	1.10mi
45811 W Amsterdam Rd Maricopa, AZ	3.0	2.0	1993	$1,700	$0.85	44d	1	1.11mi
45556 W Tucker Rd Maricopa, AZ	4.0	2.0	2152	$1,795	$0.83	44d	1	1.11mi
18283 N Presley Ln Maricopa, AZ	3.0	2.5	2156	$2,000	$0.93	25d	1	1.12mi
43207 W Lindgren Dr Maricopa, AZ	3.0	2.0	1907	$1,699	$0.89	44d	1	1.12mi
46110 W Sheridan Rd Maricopa, AZ	4.0	2.0	1500	$1,595	$1.06	44d	1	1.12mi
21426 N Duncan Dr Maricopa, AZ	3.0	2.0	1241	$1,599	$1.29	44d	1	1.12mi
44928 W Zion Rd Maricopa, AZ	3.0	2.5	1875	$1,950	$1.04	44d	1	1.15mi
43683 W Elm Dr Maricopa, AZ	3.0	2.0	1124	$1,665	$1.48	6d	1	1.18mi
43839 W Rio Grande Dr Maricopa, AZ	2.0	2.0	1462	$1,650	$1.13	6d	1	1.20mi

HOA detail

• Monthly dues: $93 · $1,116/yr
• Likely covers: landscapingpool

Listing history 25 events

1. 2026-06-18
   days on market $300,000 Active 37 DOM
2. 2026-06-17
   days on market $300,000 Active 36 DOM
3. 2026-06-16
   days on market $300,000 Active 35 DOM
4. 2026-06-15
   days on market $300,000 Active 34 DOM
5. 2026-06-13
   days on market $300,000 Active 32 DOM
6. 2026-06-13
   pricedays on market $300,000 Active 31 DOM
7. 2026-06-09
   days on market $315,000 Active 28 DOM
8. 2026-06-08
   days on market $315,000 Active 27 DOM
9. 2026-06-07
   days on market $315,000 Active 26 DOM
10. 2026-06-04
    days on market $315,000 Active 23 DOM
11. 2026-06-03
    days on market $315,000 Active 22 DOM
12. 2026-06-02
    days on market $315,000 Active 21 DOM
13. 2026-06-01
    days on market $315,000 Active 20 DOM
14. 2026-05-31
    days on market $315,000 Active 19 DOM
15. 2026-05-12
    listed $315,000 Active 618-char remark
16. 2022-01-07
    soldstatus $360,000 Closed 751-char remark

    Show marketing remark (751 chars)

    Nice curb appeal on this Village at Rancho El Dorado beauty. Large tile throughout this open floor plan. Kitchen features can lighting, Quartz counter tops, rich cherry stained cabinets and updated fixtures. Custom paint throughout and large master bedroom. Inviting backyard with extended pavers for seating areas, lush landscaping and covered patio. Fabulous location close to schools, shopping, dinning, golf, etc. Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds throughout the subdivision ~ Ring door system/Cameras and all associated devices are not included. Seller is a licensed Real Estate agent but not the listing agent.

17. 2022-01-07
    soldstatus $360,000

    Show marketing remark (751 chars)

    Nice curb appeal on this Village at Rancho El Dorado beauty. Large tile throughout this open floor plan. Kitchen features can lighting, Quartz counter tops, rich cherry stained cabinets and updated fixtures. Custom paint throughout and large master bedroom. Inviting backyard with extended pavers for seating areas, lush landscaping and covered patio. Fabulous location close to schools, shopping, dinning, golf, etc. Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds throughout the subdivision ~ Ring door system/Cameras and all associated devices are not included. Seller is a licensed Real Estate agent but not the listing agent.

18. 2021-12-04
    status Pending 751-char remark

    Show marketing remark (751 chars)

    Nice curb appeal on this Village at Rancho El Dorado beauty. Large tile throughout this open floor plan. Kitchen features can lighting, Quartz counter tops, rich cherry stained cabinets and updated fixtures. Custom paint throughout and large master bedroom. Inviting backyard with extended pavers for seating areas, lush landscaping and covered patio. Fabulous location close to schools, shopping, dinning, golf, etc. Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds throughout the subdivision ~ Ring door system/Cameras and all associated devices are not included. Seller is a licensed Real Estate agent but not the listing agent.

19. 2021-12-04
    price $360,000 751-char remark

    Show marketing remark (751 chars)

    Nice curb appeal on this Village at Rancho El Dorado beauty. Large tile throughout this open floor plan. Kitchen features can lighting, Quartz counter tops, rich cherry stained cabinets and updated fixtures. Custom paint throughout and large master bedroom. Inviting backyard with extended pavers for seating areas, lush landscaping and covered patio. Fabulous location close to schools, shopping, dinning, golf, etc. Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds throughout the subdivision ~ Ring door system/Cameras and all associated devices are not included. Seller is a licensed Real Estate agent but not the listing agent.

20. 2021-11-24
    listed $350,000 Active 751-char remark

    Show marketing remark (751 chars)

    Nice curb appeal on this Village at Rancho El Dorado beauty. Large tile throughout this open floor plan. Kitchen features can lighting, Quartz counter tops, rich cherry stained cabinets and updated fixtures. Custom paint throughout and large master bedroom. Inviting backyard with extended pavers for seating areas, lush landscaping and covered patio. Fabulous location close to schools, shopping, dinning, golf, etc. Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds throughout the subdivision ~ Ring door system/Cameras and all associated devices are not included. Seller is a licensed Real Estate agent but not the listing agent.

21. 2012-06-22
    soldstatus $125,100 Closed

    Show marketing remark (795 chars)

    ** This is NOT a Short-Sale or REO!! ** Beautiful spotless home, like NEW ~ Gorgeous kitchen featuring stunning maple cabs, mfg. slab tops & stainless appliances ~ Fresh paint & carpet ~ Tile in all the right places ~ Updated fixtures ~ Spacious floor plan includes 3 good size bedrooms + a den/office ~ Gorgeous Master BR ~ Lot features generous backyard with lots of grass ~ Fabulous location close to schools, shopping, dinning, golf, etc. ~ Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds t/o the subdivision ~ Your home hunting nightmare sifting through filthy houses & difficult banks will end here ~ Bring your most discerning buyers ~ This one won't last long!

22. 2012-06-22
    soldstatus $125,100

    Show marketing remark (795 chars)

    ** This is NOT a Short-Sale or REO!! ** Beautiful spotless home, like NEW ~ Gorgeous kitchen featuring stunning maple cabs, mfg. slab tops & stainless appliances ~ Fresh paint & carpet ~ Tile in all the right places ~ Updated fixtures ~ Spacious floor plan includes 3 good size bedrooms + a den/office ~ Gorgeous Master BR ~ Lot features generous backyard with lots of grass ~ Fabulous location close to schools, shopping, dinning, golf, etc. ~ Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds t/o the subdivision ~ Your home hunting nightmare sifting through filthy houses & difficult banks will end here ~ Bring your most discerning buyers ~ This one won't last long!

23. 2012-05-22
    status Pending

    Show marketing remark (795 chars)

    ** This is NOT a Short-Sale or REO!! ** Beautiful spotless home, like NEW ~ Gorgeous kitchen featuring stunning maple cabs, mfg. slab tops & stainless appliances ~ Fresh paint & carpet ~ Tile in all the right places ~ Updated fixtures ~ Spacious floor plan includes 3 good size bedrooms + a den/office ~ Gorgeous Master BR ~ Lot features generous backyard with lots of grass ~ Fabulous location close to schools, shopping, dinning, golf, etc. ~ Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds t/o the subdivision ~ Your home hunting nightmare sifting through filthy houses & difficult banks will end here ~ Bring your most discerning buyers ~ This one won't last long!

24. 2012-05-10
    listed $124,800 Active

    Show marketing remark (795 chars)

    ** This is NOT a Short-Sale or REO!! ** Beautiful spotless home, like NEW ~ Gorgeous kitchen featuring stunning maple cabs, mfg. slab tops & stainless appliances ~ Fresh paint & carpet ~ Tile in all the right places ~ Updated fixtures ~ Spacious floor plan includes 3 good size bedrooms + a den/office ~ Gorgeous Master BR ~ Lot features generous backyard with lots of grass ~ Fabulous location close to schools, shopping, dinning, golf, etc. ~ Check out the club house, swimming pool, tennis courts, and basketball courts ~ No need to leave your community for entertainment ~ Walking trails and playgrounds t/o the subdivision ~ Your home hunting nightmare sifting through filthy houses & difficult banks will end here ~ Bring your most discerning buyers ~ This one won't last long!

25. 2006-03-15
    soldstatus $235,650

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,709 · $142/mo
• Projected year-2 tax: $1,980 · $165/mo
• Expected delta: +$271/yr (+$23/mo · 15.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 16% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,874
• − Mortgage interest: −$16,805
• − Property taxes: −$1,709
• − Insurance: −$1,500
• − Repairs & maintenance: −$1,910
• − Management: −$1,910
• − HOA: −$1,116
• − Depreciation: −$8,727
• Taxable loss: −$9,803
• Est. tax savings @ 24.0%: +$2,353
• After-tax cash flow: $-1,991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maricopa Unified School District (4441)
• NCES district ID: 0404720
• Math proficiency: 20% ▼ -18.00%
• Reading proficiency: 29% ▼ -9.00%
• Median HH income: $63,725
• Composite: 22.92/100
• National rank: #7993
• State rank: #128 of 249 in AZ

Livability — Maricopa

• Score: 72/100
• State rank: #28
• US rank: #5943

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maricopa, AZ
• County: Pinal County · 399,947 people
• City population: 76,044
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 55,260
• Household income: $95,867
• Rent vs Own: 17.7% rent · 82.3% own
• Severe rent burden: 432.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
• Hispanic origin (detail): Mexican 26% Puerto Rican 1%
• Common ancestry: Lithuanian 2% Romanian 2% Italian 2%
• Foreign-born: 10% · Canada
• Languages at home: 79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.89%
• Current HPI: 258.1461
• Rent YoY: ▲ 1.78%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-99.3% since first listed

14 events — show timeline

• 2026-06-11 Rental Removed $1,600 ARMLS
• 2026-06-11 Price Changed $300,000 ARMLS
• 2026-06-10 Listed for Rent $1,600 ARMLS
• 2026-05-12 Listed $315,000 ARMLS
• 2022-01-07 Sold (Public Records) $360,000 Public Records
• 2022-01-07 Sold (MLS) $360,000 ARMLS
• 2021-12-04 Pending — ARMLS
• 2021-12-04 Price Changed $360,000 ARMLS
• 2021-11-24 Listed $350,000 ARMLS
• 2012-06-22 Sold (Public Records) $125,100 Public Records
• 2012-06-22 Sold (MLS) $125,100 ARMLS
• 2012-05-22 Pending — ARMLS
• 2012-05-10 Listed $124,800 ARMLS
• 2006-03-15 Sold (Public Records) $235,650 Public Records

Property tax history

-0.3%/yr

Latest (2025): $1,709 · +3.5% YoY. Source: county tax records.