3945 Deauville St · Titusville, FL 32796

$249,000

3 bd · 2.0 ba · 1,257 sqft · SingleFamily public records · 88 Days on market

Built 1958 7,841 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.9/30.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• Livability +4.2/5.0
• 1% rule +2.9/10.0
• DSCR +2.8/10.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Roof? Only 4 years old. Plumbing, electric, and AC? Already updated. Translation: no insane projects you can't afford, no surprises. . just move in and start living. The kitchen steals the show with sleek finishes, plenty of counter space, and that wide-open flow into the living room, so you never miss a beat whether you're cooking or catching up. The bedrooms bring comfort, the bathrooms are refreshed, and the backyard is big enough for BBQs, pets, or the garden you've been ''planning'' for years. And don't forget the flex space, your blank canvas for a 4th or even 5th bedroom, home office, man cave, or game room. This house isn't just move in ready, it's ready for your story. With a 5K closing cost being offered by the seller and the agent offered home warranty, this isn't just another house, it's THE DEAL on the market you've been waiting for that finally makes sense.

Key facts

• Newer roof
• Open living space
• Modern finishes

Tags

• OPEN LIVING SPACE
• MODERN FINISHES
• GENEROUS COUNTER SPACE
• VERSATILE BONUS SPACE
• NEWER ROOF
• UPDATED PLUMBING

Property features AI

Exterior

• Parking: Shared driveway
• Utilities: Public sewer; Cable available; Electricity connected; Water connected
• Home design: Single family residence; North-facing
• Construction: Block and concrete construction; Shingle roof; Pets allowed
• Exterior features: Front porch; Shed(s); Cleared lot

Interior

• Kitchen: Disposal; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: In-unit laundry; Disposal; Dryer; Refrigerator; Washer; Tile flooring
• Laundry & utility: Washer and Dryer in unit

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $249k.

Deal economics

• At list price, monthly cash flow is $-157 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $221k (11.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (21.4% below list).
• Recommended offer: $196k (21.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 84/100 on livability (#42 in FL, #668 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D, employment D.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oak Park Elementary School (math 36% / reading 37%, grade F, #1,656 of 2,144 statewide, top 78%, 501 students, 74% FRL); James Madison Middle School (math 39% / reading 39%, grade F, #381 of 571 statewide, top 67%, 446 students, 65% FRL); Astronaut High School (math 25% / reading 43%, grade F, #394 of 667 statewide, top 60%, 1,112 students, 51% FRL) — zoned schools average 63% FRL vs 43% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 36% at this address vs 55% district-wide (-18 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 259 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 35% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 88 days — a 6% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $175k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $195,614 (21.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
3. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 5.54%
• Cash-on-cash: -2.70%
• DSCR: 0.88
• GRM: 10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.59% rent growth · sell at horizon

5-year hold

• IRR: -23.5%
• Equity multiple: 0.21×
• Total profit: $-54,967
• Equity at exit: $37,127

10-year hold

• IRR: -26.4%
• Equity multiple: -0.13×
• Total profit: $-78,783
• Equity at exit: $21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32796

• Rents YoY: 0.6%
• Active inventory: 259
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $1,956 high
• Mortgage (P&I): −$1,306
• Tax from tax record: −$293 /mo · $3,515/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$411
• Net cashflow: $-157

Break-even live

Break-even rent $2,155

Max offer price $221,252

Occupancy floor —

Sensitivity live

Price	-10% $-16	-5% $-87	+0% $-157	+5% $-228	+10% $-298
Rent	-10% $-312	-5% $-234	+0% $-157	+5% $-80	+10% $-3
Rate	-1.0pp $-32	-0.5pp $-94	base $-157	+0.5pp $-222	+1.0pp $-287

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,250
• Closing costs: $7,470
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3960 Barcelona St Titusville, FL	3.0	1.0	1040	$1,800	$1.73	25d	1	0.09mi
609 Ward Ave Titusville, FL	3.0	2.0	1200	$1,950	$1.62	25d	1	0.72mi
292 W Towne Pl Titusville, FL	2.0	2.5	1242	$1,450	$1.17	16d	1	0.91mi
265 W Towne Pl Titusville, FL	2.0	1.0	1128	$1,650	$1.46	25d	1	0.93mi
583 Gardenia Cir Titusville, FL	3.0	2.0	1120	$1,800	$1.61	25d	1	1.19mi
3007 Telka Lynn Dr Titusville, FL	3.0	2.0	1560	$2,400	$1.54	25d	1	1.27mi
1539 Lafayette Ave Titusville, FL	3.0	2.0	1457	$2,260	$1.55	16d	1	1.39mi
965 N Singleton Ave Titusville, FL	3.0	2.0	1493	$2,250	$1.51	21d	1	1.41mi
945 Luna Ter Titusville, FL	4.0	2.0	1863	$2,600	$1.40	25d	1	1.44mi
102 S Christmas Hill Rd Titusville, FL	3.0	2.0	1304	$2,200	$1.69	25d	1	1.48mi
102 S Christmas Hill Rd Titusville, FL	3.0	2.0	1304	$2,300	$1.76	16d	1	1.48mi

Listing history 27 events

1. 2026-06-22
   days on market $249,000 Active 88 DOM
2. 2026-06-18
   days on market $249,000 Active 85 DOM
3. 2026-06-17
   days on market $249,000 Active 84 DOM
4. 2026-06-16
   days on market $249,000 Active 83 DOM
5. 2026-06-15
   days on market $249,000 Active 82 DOM
6. 2026-06-14
   days on market $249,000 Active 80 DOM
7. 2026-06-10
   days on market $249,000 Active 77 DOM
8. 2026-06-08
   days on market $249,000 Active 75 DOM
9. 2026-06-07
   days on market $249,000 Active 74 DOM
10. 2026-06-05
    days on market $249,000 Active 71 DOM
11. 2026-06-03
    days on market $249,000 Active 70 DOM
12. 2026-06-02
    days on market $249,000 Active 69 DOM
13. 2026-06-01
    days on market $249,000 Active 68 DOM
14. 2026-05-31
    days on market $249,000 Active 67 DOM
15. 2026-05-31
    days on market $249,000 Active 66 DOM
16. 2026-04-27
    price $249,000
17. 2026-04-23
    price $254,000
18. 2026-03-26
    listed $255,000 Active
19. 2026-01-26
    historical 883-char remark

    Show marketing remark (883 chars)

    Roof? Only 4 years old. Plumbing, electric, and AC? Already updated. Translation: no insane projects you can't afford, no surprises. . just move in and start living. The kitchen steals the show with sleek finishes, plenty of counter space, and that wide-open flow into the living room, so you never miss a beat whether you're cooking or catching up. The bedrooms bring comfort, the bathrooms are refreshed, and the backyard is big enough for BBQs, pets, or the garden you've been ''planning'' for years. And don't forget the flex space, your blank canvas for a 4th or even 5th bedroom, home office, man cave, or game room. This house isn't just move in ready, it's ready for your story. With a 5K closing cost being offered by the seller and the agent offered home warranty, this isn't just another house, it's THE DEAL on the market you've been waiting for that finally makes sense.

20. 2026-01-09
    price $259,997 883-char remark

    Show marketing remark (883 chars)

    Roof? Only 4 years old. Plumbing, electric, and AC? Already updated. Translation: no insane projects you can't afford, no surprises. . just move in and start living. The kitchen steals the show with sleek finishes, plenty of counter space, and that wide-open flow into the living room, so you never miss a beat whether you're cooking or catching up. The bedrooms bring comfort, the bathrooms are refreshed, and the backyard is big enough for BBQs, pets, or the garden you've been ''planning'' for years. And don't forget the flex space, your blank canvas for a 4th or even 5th bedroom, home office, man cave, or game room. This house isn't just move in ready, it's ready for your story. With a 5K closing cost being offered by the seller and the agent offered home warranty, this isn't just another house, it's THE DEAL on the market you've been waiting for that finally makes sense.

21. 2025-09-12
    listed $260,000 Active 883-char remark

    Show marketing remark (883 chars)

    Roof? Only 4 years old. Plumbing, electric, and AC? Already updated. Translation: no insane projects you can't afford, no surprises. . just move in and start living. The kitchen steals the show with sleek finishes, plenty of counter space, and that wide-open flow into the living room, so you never miss a beat whether you're cooking or catching up. The bedrooms bring comfort, the bathrooms are refreshed, and the backyard is big enough for BBQs, pets, or the garden you've been ''planning'' for years. And don't forget the flex space, your blank canvas for a 4th or even 5th bedroom, home office, man cave, or game room. This house isn't just move in ready, it's ready for your story. With a 5K closing cost being offered by the seller and the agent offered home warranty, this isn't just another house, it's THE DEAL on the market you've been waiting for that finally makes sense.

22. 2025-09-12
    historical $260,000 883-char remark

    Show marketing remark (883 chars)

    Roof? Only 4 years old. Plumbing, electric, and AC? Already updated. Translation: no insane projects you can't afford, no surprises. . just move in and start living. The kitchen steals the show with sleek finishes, plenty of counter space, and that wide-open flow into the living room, so you never miss a beat whether you're cooking or catching up. The bedrooms bring comfort, the bathrooms are refreshed, and the backyard is big enough for BBQs, pets, or the garden you've been ''planning'' for years. And don't forget the flex space, your blank canvas for a 4th or even 5th bedroom, home office, man cave, or game room. This house isn't just move in ready, it's ready for your story. With a 5K closing cost being offered by the seller and the agent offered home warranty, this isn't just another house, it's THE DEAL on the market you've been waiting for that finally makes sense.

23. 2021-04-15
    soldstatus $175,000 Closed 619-char remark

    Show marketing remark (619 chars)

    Stunning full rehab in progress! Home will be brand new from the inside out! All new plumbing is going in, brand new electrical, new roof and AC going up this week! You won't want to miss this! Granite Countertops throughout with stainless steel appliances, circular lit driveway, wood plank tile all throughout. Better than a new builder without the pricetag and HOA fees! Get in while you still have the chance to choose your color scheme! Photos are of Model Home at a different homesite. Homesite is currently under construction. If visiting homesite, please use an abundance of caution as construction is ongoing.

24. 2021-01-07
    status Pending 619-char remark

    Show marketing remark (619 chars)

    Stunning full rehab in progress! Home will be brand new from the inside out! All new plumbing is going in, brand new electrical, new roof and AC going up this week! You won't want to miss this! Granite Countertops throughout with stainless steel appliances, circular lit driveway, wood plank tile all throughout. Better than a new builder without the pricetag and HOA fees! Get in while you still have the chance to choose your color scheme! Photos are of Model Home at a different homesite. Homesite is currently under construction. If visiting homesite, please use an abundance of caution as construction is ongoing.

25. 2020-12-11
    historical Backups 619-char remark

    Show marketing remark (619 chars)

    Stunning full rehab in progress! Home will be brand new from the inside out! All new plumbing is going in, brand new electrical, new roof and AC going up this week! You won't want to miss this! Granite Countertops throughout with stainless steel appliances, circular lit driveway, wood plank tile all throughout. Better than a new builder without the pricetag and HOA fees! Get in while you still have the chance to choose your color scheme! Photos are of Model Home at a different homesite. Homesite is currently under construction. If visiting homesite, please use an abundance of caution as construction is ongoing.

26. 2020-12-07
    listed $165,000 Active 619-char remark

    Show marketing remark (619 chars)

    Stunning full rehab in progress! Home will be brand new from the inside out! All new plumbing is going in, brand new electrical, new roof and AC going up this week! You won't want to miss this! Granite Countertops throughout with stainless steel appliances, circular lit driveway, wood plank tile all throughout. Better than a new builder without the pricetag and HOA fees! Get in while you still have the chance to choose your color scheme! Photos are of Model Home at a different homesite. Homesite is currently under construction. If visiting homesite, please use an abundance of caution as construction is ongoing.

27. 1976-01-01
    soldstatus $12,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,515 · $293/mo
• Projected year-2 tax: $3,515 · $293/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,474
• − Mortgage interest: −$13,948
• − Property taxes: −$3,515
• − Insurance: −$1,245
• − Repairs & maintenance: −$1,878
• − Management: −$1,878
• − Depreciation: −$7,244
• Taxable loss: −$6,233
• Est. tax savings @ 24.0%: +$1,496
• After-tax cash flow: $-389/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Titusville

• Score: 84/100
• State rank: #42
• US rank: #668

Category grades

Amenities B- Commute A+ Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Titusville, FL
• County: Brevard County · 602,871 people
• City population: 60,286
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 20,222
• Household income: $67,491
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 403.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Black 8% Hispanic / Latino 6% Two or more races 4%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 3% Italian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -172.25%
• Current HPI: 303.5534
• Rent YoY: ▲ 0.59%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1892.0% since first listed

12 events — show timeline

• 2026-04-27 Price Changed $249,000 SCMLS
• 2026-04-23 Price Changed $254,000 SCMLS
• 2026-03-26 Listed $255,000 SCMLS
• 2026-01-26 Listing Removed — SCMLS
• 2026-01-09 Price Changed $259,997 SCMLS
• 2025-09-12 Listed $260,000 SCMLS
• 2025-09-12 Coming Soon $260,000 SCMLS
• 2021-04-15 Sold (MLS) $175,000 SCMLS
• 2021-01-07 Pending — SCMLS
• 2020-12-11 Contingent — SCMLS
• 2020-12-07 Listed $165,000 SCMLS
• 1976-01-01 Sold (Public Records) $12,500 Public Records

Property tax history

+14.3%/yr

Latest (2025): $3,515 · +6.1% YoY. Source: county tax records.