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4073 Sanlin Dr
C Composite 57.79
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.1/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • Schools +5.3/10.0
  • Rent growth +3.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,900

4073 Sanlin Dr · Moon, PA 15108
1 bd · 1.0 ba · 778 sqft · Condo public records · 14 Days on market
Built 1971 $307/mo HOA · 25% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 4073 Sanlin Drive, a charming 1-bedroom garden apartment. The main living area is very spacious with tons of natural light, dining area and slider glass door with access to your private, covered patio. Kitchen includes tons of cabinetry, counter space. Large bedroom with tons of closet space, full bathroom, and generously sized hall closet complete this unit. Laundry and additional storage unit is on same floor in building. HOA includes gas, water, sewage, trash, snow removal, lawncare, roof, hot water tank, community pool & all exterior maintenance except doors & windows. Close proximity to RMU, shopping, restaurants, airport and much more.

Key facts

  • Community pool
  • Tons of cabinetry
  • $307 HOA

Tags

PRIVATE COVERED PATIOTONS OF CABINETRYCOMMUNITY POOL

Property features AI

Finance

  • HOA & community: Association fee $307 monthly

Exterior

  • Parking: Assigned parking (1 space)
  • Utilities: Public water; Public sewer
  • Home design: Resale property
  • Construction: Brick construction; Asphalt roof
  • Exterior features: Common lot

Interior

  • Kitchen: Dishwasher; Disposal; Refrigerator; Stove; Some electric appliances
  • Flooring: Tile; Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air gas heating; Central air conditioning
  • Interior features: Tile and carpet flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $80k.

Deal economics

  • At list price, monthly cash flow is $99 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Moon Area SD (suburban): math 50% / reading 70% proficiency, ranked #62 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 16% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising fast (+4.1%/yr); 177 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent is only 15% of the median local income ($101k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $48k; list at $80k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 25% of rent.
Recommended offer $79,900

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.53%
Cap rate
7.78%
Cash-on-cash
5.33%
DSCR
1.24
GRM
5.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.13% rent growth · sell at horizon

5-year hold
IRR
-5.9%
Equity multiple
0.78×
Total profit
$-5,009
Equity at exit
$11,913
10-year hold
IRR
5.8%
Equity multiple
1.47×
Total profit
$10,532
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15108

Rents YoY
4.1%
Active inventory
177
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,221 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$106 /mo · $1,271/yr
Insurance
$33
HOA
$307
Vacancy / Maint / Mgmt
$256
Net cashflow
$99

Break-even live

Break-even rent $1,095
Max offer price $79,900
Occupancy floor 87%

Sensitivity live

Price -10% $145 -5% $122 +0% $99 +5% $77 +10% $54
Rent -10% $3 -5% $51 +0% $99 +5% $148 +10% $196
Rate -1.0pp $140 -0.5pp $120 base $99 +0.5pp $79 +1.0pp $58

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4078 Sanlin Dr Coraopolis, PA 2.0 1.0 1053 $1,150 $1.09 24d 1 0.03mi
916 Beaver Grade Rd Coraopolis, PA 1.0–2.0 1.0–2.0 845 $1,356 $1.60 2d 39 0.37mi
1000 College Park Dr #9 Coraopolis, PA 2.0 1.0 741 $1,200 $1.62 15d 1 0.93mi
701 College Park Dr #2 Coraopolis, PA 1.0 1.0 754 $1,150 $1.53 18d 1 0.96mi
701 College Park Dr #2 Coraopolis, PA 1.0 1.0 594 $1,150 $1.94 13d 1 0.96mi
200 Grant Dr Coraopolis, PA 1.0 1.0 666 $1,325 $1.99 2d 3 1.02mi
355 Moon Clinton Rd Apt 8 Moon Township, PA 2.0 1.0 850 $1,350 $1.59 2d 1 1.31mi
318 Moon Clinton Rd Coraopolis, PA 1.0 1.0 412 $895 $2.17 2d 3 1.33mi
900 Kris Dr Moon Twp, PA 2.0 1.0 850 $1,350 $1.59 44d 1 1.34mi
1200 Landing Ln Moon Twp, PA 1.0–3.0 1.0–2.0 1013 $1,488 $1.47 2d 9 1.35mi
365 Moon Clinton Rd Moon Twp, PA 2.0 1.0 850 $1,350 $1.59 2d 1 1.36mi

HOA detail condo

Monthly dues
$307 · $3,684/yr
Likely covers
watertrashgassnow removalexterior maint.pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 10 events

  1. 2026-06-18
    days on market $79,900 Active 14 DOM
  2. 2026-06-17
    days on market $79,900 Active 13 DOM
  3. 2026-06-16
    days on market $79,900 Active 12 DOM
  4. 2026-06-15
    days on market $79,900 Active 11 DOM
  5. 2026-06-13
    days on market $79,900 Active 9 DOM
  6. 2026-06-09
    days on market $79,900 Active 5 DOM
  7. 2026-06-08
    days on market $79,900 Active 4 DOM
  8. 2026-06-07
    days on market $79,900 Active 3 DOM
  9. 2026-06-05
    remarks 664-char remark
  10. 2026-06-05
    listed $79,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,271 · $106/mo
Projected year-2 tax
$1,271 · $106/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,650
− Mortgage interest
−$4,476
− Property taxes
−$1,271
− Insurance
−$400
− Repairs & maintenance
−$1,172
− Management
−$1,172
− HOA
−$3,684
− Depreciation
−$2,324
Taxable income
$152
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$37
After-tax cash flow
$1,155/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moon Area SD
NCES district ID
4215830
Math proficiency
50% ▼ -15.00%
Reading proficiency
70% ▼ -10.00%
Median HH income
$70,464
Composite
52.95/100
National rank
#1528
State rank
#62 of 539 in PA

Livability — Moon

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Carnot-Moon, PA
County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
42,799
Household income
$100,859
Rent vs Own
26.6% rent · 73.4% own
Severe rent burden
890.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 5% Two or more races 5% Asian 4% Hispanic / Latino 2%
Common ancestry
Romanian 7% Subsaharan African 4% Slovak 2%
Foreign-born
6% · Canada, Vietnam
Languages at home
93% English-only · Spanish 2% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -220.09%
Current HPI
250.7623
Rent YoY
▲ 4.13%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+125.4% since first listed
4 events — show timeline
  • 2026-06-04 Listed $79,900 West Penn MLS
  • 2018-07-06 Sold (Public Records) $48,500 Public Records
  • 2004-09-03 Sold (Public Records) $28,000 Public Records
  • 1984-12-07 Sold (Public Records) $35,448 Public Records

Property tax history

+2.9%/yr

Latest (2026): $1,271 · +6.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…