209 PALISADE Ave #1 · Union City, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- Livability +3.9/5.0
- Cash flow +3.5/30.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- 1% rule +0.5/10.0
- DSCR +0.0/10.0
$500,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
Key facts
- Oversized bedrooms
- Granite countertops
- Private washer dryer
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $500k.
Deal economics
- At list price, monthly cash flow is $-2k ($-18k/yr) — negative.
- To cash-flow at today's rent, offer at most $283k (43.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (44.8% below list).
- Recommended offer: $276k (44.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 77/100 on livability (#117 in NJ, #2,998 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Union City School District (suburban): math 15% / reading 36% proficiency, ranked #399 of 472 in NJ (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Thomas A Edison Elementary School (math 7% / reading 25%, grade F, #1,104 of 1,303 statewide, top 85%, 839 students, 92% FRL); Emerson Middle School (math 15% / reading 40%, grade F, #340 of 431 statewide, top 80%, 1,001 students, 87% FRL); Union City High School (math 12% / reading 35%, grade F, #331 of 399 statewide, top 83%, 3,025 students, 83% FRL) — zoned schools at 87% FRL track the district average.
- Market conditions: Rents flat; 228 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $2,761/mo this rent would consume 52% of the median local household income ($64k/yr) (locally 6042% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $53k of equity ($3k loan paydown + $50k appreciation (10.0% local appreciation)).
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$86k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 65 days — a 6% lower offer ($470k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 20y ago; this cycle's ask has dropped $50k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $320k; list at $500k implies a 56% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 65 days. Have you received any prior offers? Is the seller open to a 45% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.55% ✗
- Cap rate
- 2.69%
- Cash-on-cash
- -12.87%
- DSCR
- 0.43
- GRM
- 15.1
CMA / ARV
- ARV (median comp)
- $787,747
- List price
- $500,000
- Delta
- -36.53%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
10.0% appreciation · 0.89% rent growth · sell at horizon
- IRR
- 14.9%
- Equity multiple
- 2.22×
- Total profit
- $171,088
- Equity at exit
- $450,440
- IRR
- 14.3%
- Equity multiple
- 5.06×
- Total profit
- $568,743
- Equity at exit
- $971,390
Cash invested: $140,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 07087
- Home prices YoY
- 9.6%
- Rents YoY
- 0.9%
- Active inventory
- 228
- Price-to-rent
- 15.1×
Monthly cashflow live
- Estimated rent
- $2,761 high interval (Pro) →
- Mortgage (P&I)
- −$2,622
- Tax est. 1.5%
- −$625 /mo · $7,500/yr
- Insurance
- −$208
- HOA
- −$228
- Vacancy / Maint / Mgmt
- −$580
- Net cashflow
- $-1,502
Break-even live
Sensitivity live
| Price | -10% $-1,157 | -5% $-1,329 | +0% $-1,502 | +5% $-1,675 | +10% $-1,848 |
|---|---|---|---|---|---|
| Rent | -10% $-1,720 | -5% $-1,611 | +0% $-1,502 | +5% $-1,393 | +10% $-1,284 |
| Rate | -1.0pp $-1,250 | -0.5pp $-1,375 | base $-1,502 | +0.5pp $-1,632 | +1.0pp $-1,763 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $125,000
- Closing costs
- $15,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 317 4th St Unit 2 Union City, NJ | 3.0 | 1.0 | — | $2,850 | — | 45d | 1 | 0.06mi |
| 315 5th St #1 Union City, NJ | 3.0 | 2.0 | 2000 | $2,500 | $1.25 | 45d | 1 | 0.10mi |
| 419 4th St Unit 1ST FLOOR Union City, NJ | 3.0 | 1.0 | — | $2,550 | — | 45d | 1 | 0.12mi |
| 419 4th St Unit 2ND FLOOR Union City, NJ | 3.0 | 1.0 | — | $2,350 | — | 13d | 1 | 0.12mi |
| 210 Bergenline Ave #8 Union City, NJ | 1.0 | 1.0 | — | $2,075 | — | 45d | 1 | 0.12mi |
| 304 5th St Unit 1 Union City, NJ | 3.0 | 2.0 | — | $4,500 | — | 26d | 1 | 0.13mi |
| 304 5th St Unit 1 Union City, NJ | 3.0 | 2.0 | — | $4,150 | — | 13d | 1 | 0.13mi |
| 505 Palisade Ave #2 Union City, NJ | 1.0 | 1.0 | 900 | $2,500 | $2.78 | 45d | 1 | 0.13mi |
| 510 New York Ave Unit 2 Union City, NJ | 1.0 | 1.0 | 800 | $1,950 | $2.44 | 26d | 1 | 0.15mi |
| 442 New York Ave Unit 2 Jersey City, NJ | 3.0 | 2.0 | — | $3,100 | — | 26d | 1 | 0.15mi |
| 311 6th St Union City, NJ | 2.0 | 1.0 | — | $1,950 | — | 8d | 2 | 0.15mi |
| 309 6th St Unit C6 Union City, NJ | 2.0 | 1.0 | — | $2,050 | — | 26d | 1 | 0.16mi |
| 309 6th St Unit E8 Union City, NJ | 2.0 | 1.0 | — | $1,950 | — | 45d | 1 | 0.16mi |
| 401 Bergenline Ave #1 Union City, NJ | 2.0 | 1.0 | 700 | $2,000 | $2.86 | 14d | 1 | 0.16mi |
| 650 Palisade Ave Jersey City, NJ | 2.0 | 1.0 | — | $2,195 | — | 5d | 1 | 0.17mi |
| 320 6th St #1 Union City, NJ | 3.0 | 2.0 | 1200 | $3,500 | $2.92 | 22d | 1 | 0.18mi |
| 503 Bergenline Ave Apt 2 Union City, NJ | 1.0 | 1.0 | — | $2,400 | — | 22d | 1 | 0.19mi |
| 514 4th St #3 Union City, NJ | 1.0 | 1.0 | — | $1,500 | — | 14d | 1 | 0.19mi |
| 639 Palisade Ave Unit FIRST Jersey City, NJ | 1.0 | 1.0 | — | $1,800 | — | 5d | 1 | 0.20mi |
| 609 New York Ave Unit 2L Union City, NJ | 2.0 | 1.0 | — | $2,075 | — | 6d | 1 | 0.20mi |
| 416 6th St Unit 3 Union City, NJ | 1.0 | 1.0 | — | $1,700 | — | 45d | 1 | 0.21mi |
| 422 6th St #2 Union City, NJ | 3.0 | 2.0 | — | $2,950 | — | 8d | 1 | 0.21mi |
| 524 4th St Unit 12 Union City, NJ | 2.0 | 1.0 | — | $2,250 | — | 45d | 1 | 0.22mi |
| 524 4th St Unit 10 Union City, NJ | 2.0 | 1.0 | — | $2,100 | — | 45d | 1 | 0.22mi |
| 524 4th St Unit 12 Union City, NJ | 2.0 | 1.0 | — | $2,100 | — | 22d | 1 | 0.22mi |
| 421 7th St Union City, NJ | 2.0 | 2.0 | 1280 | $3,350 | $2.62 | 0d | 1 | 0.23mi |
| 406 7th St Union City, NJ | 1.0 | 1.0 | 800 | $1,750 | $2.19 | 14d | 1 | 0.23mi |
| 605 Bergenline Ave #2 Union City, NJ | 2.0 | 1.0 | 848 | $2,700 | $3.18 | 8d | 1 | 0.23mi |
| 270 Hancock Ave #2 Jersey City, NJ | 3.0 | 2.5 | 1711 | $3,450 | $2.02 | 26d | 1 | 0.25mi |
| 950 Monroe St Unit 708 Hoboken, NJ | 1.0 | 1.0 | 750 | $3,330 | $4.44 | 26d | 1 | 0.25mi |
| 950 Monroe St Unit 1109 Hoboken, NJ | 3.0 | 2.0 | 1790 | $5,378 | $3.00 | 26d | 1 | 0.25mi |
| 950 Monroe St Unit 807 Hoboken, NJ | 3.0 | 2.0 | 1788 | $5,520 | $3.09 | 26d | 1 | 0.25mi |
| 950 Monroe St Unit 1012 Hoboken, NJ | 2.0 | 2.0 | 1240 | $4,200 | $3.39 | 26d | 1 | 0.25mi |
| 950 Monroe St Unit 1108 Hoboken, NJ | 2.0 | 2.0 | 1004 | $4,350 | $4.33 | 26d | 1 | 0.25mi |
| 950 Monroe St Unit 1013 Hoboken, NJ | 1.0 | 1.0 | 710 | $3,305 | $4.65 | 26d | 1 | 0.25mi |
| 512 6th St Unit 3 Union City, NJ | 3.0 | 2.0 | — | $3,100 | — | 45d | 1 | 0.25mi |
| 327 8th St Apt 7 Union City, NJ | 2.0 | 1.0 | — | $2,200 | — | 0d | 1 | 0.25mi |
| 509 7th St Unit 1 Union City, NJ | 2.0 | 1.0 | — | $2,500 | — | 23d | 1 | 0.26mi |
| 1100 Jefferson St Hoboken, NJ | 1.0–2.0 | 1.0–2.0 | 1001 | $5,554 | $5.55 | 0d | 7 | 0.26mi |
| 900 Monroe St Hoboken, NJ | 1.0–3.0 | 1.0–2.0 | 1014 | $5,320 | $5.25 | 0d | 3 | 0.27mi |
HOA detail condo
- Monthly dues
- $228 · $2,736/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 23 events
-
2026-05-14status Under Contract 1313-char remark
Show marketing remark (1313 chars)
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
-
2026-04-17price $500,000 1313-char remark
Show marketing remark (1313 chars)
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
-
2026-04-16status Back On Market 1313-char remark
Show marketing remark (1313 chars)
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
-
2026-04-09status Under Contract 1313-char remark
Show marketing remark (1313 chars)
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
-
2026-03-27price $525,000 1313-char remark
Show marketing remark (1313 chars)
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
-
2026-03-03$550,000 Active 1313-char remark
Show marketing remark (1313 chars)
Location, Location, Location. Experience the perfect blend of style and accessibility in this stunning 2-bedroom, 2-bathroom condo. Situated in one of Union City’s most sought-after pockets, this residence offers a modern lifestyle designed for those who value both comfort and a seamless commute. Positioned on Palisade Avenue, you are perfectly placed for effortless travel and local enjoyment. Benefit from direct transportation into Port Authority, making your NYC commute remarkably straightforward. Enjoy being moments away from local favorites, including a variety of cafes and dining options. Proximity to local parks offers a refreshing green escape within the city. This condo features a thoughtful layout that maximizes every square inch for functional, everyday living. Equipped with granite countertops, stainless steel appliances, and a breakfast bar for casual dining. Includes your own private washer/dryer for ultimate convenience. Stay comfortable year-round with efficient Central A/C. Two oversized bedrooms, including a primary suite with a generous walk-in closet and a private, full bath. Includes 1-car parking, a rare and essential benefit in this area. Enjoy the added privacy and independent feel of a dedicated entrance. Includes a private 5 x 8 storage space within the complex.
-
2023-01-16historical
-
2023-01-03$535,000 Active
-
2023-01-03historical
-
2022-11-28$535,000 Active
-
2013-10-10soldstatus $320,000
-
2013-08-02price $325,000
-
2013-08-02historical
-
2013-07-18$320,000
-
2008-10-14soldstatus $465,000
-
2008-05-02soldstatus $285,000
-
2008-03-13price $299,000
-
2008-03-13historical
-
2008-02-19$285,000
-
2008-02-08historical
-
2007-09-07$299,000
-
2007-09-07historical
-
2006-08-04$349,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $33,134
- − Mortgage interest
- −$28,008
- − Property taxes
- −$7,500
- − Insurance
- −$2,500
- − Repairs & maintenance
- −$2,651
- − Management
- −$2,651
- − HOA
- −$2,736
- − Depreciation
- −$14,545
- Taxable loss
- −$27,456
- Est. tax savings @ 24.0%
- +$6,590
- After-tax cash flow
- $-11,435/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Union City School District
- NCES district ID
- 3416380
- Math proficiency
- 15% ▼ -19.00%
- Reading proficiency
- 36% ▼ -19.00%
- Median HH income
- $41,210
- Composite
- 21.55/100
- National rank
- #8312
- State rank
- #399 of 472 in NJ
Livability — Union City
- Score
- 77/100
- State rank
- #117
- US rank
- #2998
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Union City, NJ
- County
- Hudson County · 718,323 people
- City population
- 66,463
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 66,463
- Household income
- $64,310
- Rent vs Own
- Severe rent burden
- 6042.0
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (82%)
- Race & ethnicity
- Hispanic / Latino 82% Two or more races 28% White 10% Asian 4% Black 3% Native American 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 8% Cuban 9% Dominican 17%
- Foreign-born
- 55% · Canada, Jamaica, China
- Languages at home
- 18% English-only · Spanish 74% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 52.10%
- Current HPI
- 597.8126
- Rent YoY
- ▲ 0.89%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
|
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| Financial Services | 1 | $70B |
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Price history
+43.3% since first listed23 events — show timeline
- 2026-05-14 Pending — HCMLS
- 2026-04-17 Price Changed $500,000 HCMLS
- 2026-04-16 Relisted — HCMLS
- 2026-04-09 Pending — HCMLS
- 2026-03-27 Price Changed $525,000 HCMLS
- 2026-03-03 Listed $550,000 HCMLS
- 2023-01-16 Listing Removed — HCMLS
- 2023-01-03 Listing Removed — HCMLS
- 2023-01-03 Listed $535,000 HCMLS
- 2022-11-28 Listed $535,000 HCMLS
- 2013-10-10 Sold (MLS) $320,000 HCMLS
- 2013-08-02 Listing Removed — HCMLS
- 2013-08-02 Price Changed $325,000 HCMLS
- 2013-07-18 Listed $320,000 HCMLS
- 2008-10-14 Sold (Public Records) $465,000 Public Records
- 2008-05-02 Sold (MLS) $285,000 HCMLS
- 2008-03-13 Listing Removed — HCMLS
- 2008-03-13 Price Changed $299,000 HCMLS
- 2008-02-19 Listed $285,000 HCMLS
- 2008-02-08 Listing Removed — HCMLS
- 2007-09-07 Listing Removed — HCMLS
- 2007-09-07 Listed $299,000 HCMLS
- 2006-08-04 Listed $349,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…