400 N Hwy A1a · Jupiter, FL 33477

$375,000

2 bd · 2.0 ba · 1,573 sqft · SingleFamily · 11 Days on market

Built 1977 Fair condition $218/mo HOA · 5% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.3/30.0
• DSCR +8.9/10.0
• 1% rule +7.8/10.0
• ARV discount +7.5/15.0
• Appreciation +6.5/10.0
• Rent growth +5.0/5.0
• Schools +4.3/10.0
• Livability +3.5/5.0
• Condition / age +2.2/5.0

Listing remarks MLS

Where else can you live in Jupiter ON the Water, steps away from beach, and a Dock for your own boat? One of the largest parcels in Jupiter River Park, this 2 bedroom 2 bathroom Plus Den with a large open kitchen is ready for you to make your own. Vaulted ceilings, New ON-demand tankless water heater, stainless steel appliances, natural light. Plenty of space for gardening or any other outdoor hobbies you have. Covered carport parking plus a large driveway for additional parking for your guests, large side yard and shed. Enjoy leisure living but close to shopping, restaurants, and more. Community dock available to all residents with a wait list to use specific boat docs for you boat. Dock is always available for fishing, kayaking and more.

Key facts

• Boutique shops
• Dubois park
• Local restaurants

Tags

• WATERFRONT NEIGHBORHOOD
• DUBOIS PARK
• LOCAL RESTAURANTS
• BOUTIQUE SHOPS
• MALTZ JUPITER THEATRE
• JUPITER DUNES GOLF COURSE

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $375k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $969 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $375k).
• Cap rate 9.4% vs local median 2.6% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jupiter Elementary School (math 53% / reading 47%, grade D+, #1,070 of 2,144 statewide, top 51%, 832 students, 69% FRL); Jupiter Middle School (math 62% / reading 63%, grade B+, #116 of 571 statewide, top 21%, 1,384 students, 38% FRL); Jupiter High School (math 56% / reading 64%, grade C+, #106 of 667 statewide, top 16%, 3,087 students, 28% FRL).
• Market conditions: Rents rising fast (+10.3%/yr); 337 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $4,783/mo this rent would consume 55% of the median local household income ($105k/yr) (locally 445% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $14k of equity ($3k loan paydown + $11k appreciation (2.9% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.9% appreciation + 8.0% rent growth), your $105k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $315k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $375,000

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.39%
• Cash-on-cash: 11.08%
• DSCR: 1.49
• GRM: 6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.93% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 21.2%
• Equity multiple: 2.25×
• Total profit: $130,971
• Equity at exit: $167,105

10-year hold

• IRR: 25.2%
• Equity multiple: 5.08×
• Total profit: $428,916
• Equity at exit: $256,361

Cash invested: $105,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33477

• Home prices YoY: 0.8%
• Rents YoY: 10.3%
• Active inventory: 337
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $4,783 high
• Mortgage (P&I): −$1,967
• Tax est. 1.5%: −$469 /mo · $5,625/yr
• Insurance: −$156
• HOA: −$218
• Vacancy / Maint / Mgmt: −$1,004
• Net cashflow: $969

Break-even live

Break-even rent $3,556

Max offer price $375,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $93,750
• Closing costs: $11,250
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
300 North Highway A1A Unit H101 Jupiter, FL	3.0	3.0	1936	$7,500	$3.87	8d	1	0.10mi
300 N Highway A1A Unit 405H Jupiter, FL	2.0	2.0	1520	$2,500	$1.64	24d	1	0.13mi
803 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$2,500	$1.95	24d	1	0.21mi
2309 Fairway Dr S Unit 2309 Jupiter, FL	2.0	2.0	1530	$2,800	$1.83	24d	1	0.21mi
404 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$7,500	$5.86	24d	1	0.21mi
404 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$3,500	$2.73	15d	1	0.21mi
2309 Fairway Dr S Jupiter, FL	2.0	2.0	1530	$2,800	$1.83	8d	1	0.21mi
4409 Fairway Dr S Jupiter, FL	2.0	2.5	1195	$7,500	$6.28	24d	1	0.23mi
2502 Fairway Dr N Jupiter, FL	3.0	3.0	1611	$3,500	$2.17	24d	1	0.24mi
2905 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$7,500	$6.28	24d	1	0.24mi
2604 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$3,500	$2.60	5d	1	0.24mi
3108 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$7,000	$5.20	24d	1	0.24mi
2403 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$4,000	$3.35	24d	1	0.24mi
2707 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$2,800	$2.34	24d	1	0.24mi
3602 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$3,700	$2.75	24d	1	0.24mi
4105 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$6,500	$5.44	24d	1	0.24mi
755 Saturn St Jupiter, FL	2.0	2.0	1063	$4,250	$4.00	18d	2	0.36mi
131 Palm Ave #36 Jupiter, FL	2.0	2.0	1321	$3,700	$2.80	24d	1	0.41mi
400 Ocean Trail Way #401 Jupiter, FL	2.0	2.0	1270	$11,000	$8.66	10d	1	0.43mi
400 Ocean Trail Way #101 Jupiter, FL	2.0	2.0	1270	$4,500	$3.54	24d	1	0.43mi
400 Ocean Trail Way #401 Jupiter, FL	2.0	2.0	1270	$11,000	$8.66	24d	1	0.43mi
400 Ocean Trail Way #707 Jupiter, FL	2.0	2.0	1170	$8,500	$7.26	24d	1	0.43mi
400 Ocean Trail Way #804 Jupiter, FL	2.0	2.0	1170	$2,950	$2.52	24d	1	0.43mi
400 Ocean Trail Way #804 Jupiter, FL	2.0	2.0	1170	$2,950	$2.52	22d	1	0.43mi
300 Ocean Trail Way #602 Jupiter, FL	2.0	2.0	1170	$3,500	$2.99	24d	1	0.46mi
300 Ocean Trail Way #702 Jupiter, FL	3.0	2.0	1170	$13,000	$11.11	24d	1	0.46mi
300 Ocean Trail Way #403 Jupiter, FL	2.0	2.0	1170	$3,450	$2.95	18d	1	0.46mi
300 Ocean Trail Way #702 Jupiter, FL	3.0	2.0	1170	$13,000	$11.11	10d	1	0.46mi
300 Ocean Trail Way #907 Jupiter, FL	2.0	2.0	1170	$5,500	$4.70	24d	1	0.46mi
300 Ocean Trail Way #903 Jupiter, FL	2.0	2.0	1170	$6,000	$5.13	20d	1	0.46mi
300 Ocean Trail Way #410 Jupiter, FL	2.0	2.0	1270	$4,500	$3.54	5d	1	0.46mi
300 Ocean Trail Way #607 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	24d	1	0.46mi
300 Ocean Trail Way #1202 Jupiter, FL	2.0	2.0	1170	$4,500	$3.85	24d	1	0.46mi
300 Ocean Trail Way #510 Jupiter, FL	2.0	2.0	1270	$8,500	$6.69	15d	1	0.46mi
300 Ocean Trail Way #308 Jupiter, FL	2.0	2.0	1170	$3,800	$3.25	18d	1	0.46mi
500 Ocean Trail Way Jupiter, FL	2.0	2.0	1523	$6,150	$4.04	24d	1	0.47mi
200 Ocean Trail Way #1108 Jupiter, FL	2.0	2.0	1170	$10,000	$8.55	10d	1	0.48mi
200 Ocean Trail Way #1107 Jupiter, FL	2.0	2.0	1170	$4,250	$3.63	24d	1	0.48mi
200 Ocean Trail Way #1108 Jupiter, FL	2.0	2.0	1170	$10,000	$8.55	20d	1	0.48mi
200 Ocean Trail Way #609 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	24d	1	0.48mi

HOA detail

• Monthly dues: $218 · $2,616/yr
• Likely covers: water

Listing history 23 events

1. 2026-04-13
   status Pending
2. 2026-04-07
   historical Active Under Contract
3. 2026-04-01
   listed $375,000 Active
4. 2025-09-30
   soldstatus $315,000 Closed 749-char remark

   Show marketing remark (749 chars)

   Where else can you live in Jupiter ON the Water, steps away from beach, and a Dock for your own boat? One of the largest parcels in Jupiter River Park, this 2 bedroom 2 bathroom Plus Den with a large open kitchen is ready for you to make your own. Vaulted ceilings, New ON-demand tankless water heater, stainless steel appliances, natural light. Plenty of space for gardening or any other outdoor hobbies you have. Covered carport parking plus a large driveway for additional parking for your guests, large side yard and shed. Enjoy leisure living but close to shopping, restaurants, and more. Community dock available to all residents with a wait list to use specific boat docs for you boat. Dock is always available for fishing, kayaking and more.

5. 2025-09-08
   status Pending 749-char remark

   Show marketing remark (749 chars)

   Where else can you live in Jupiter ON the Water, steps away from beach, and a Dock for your own boat? One of the largest parcels in Jupiter River Park, this 2 bedroom 2 bathroom Plus Den with a large open kitchen is ready for you to make your own. Vaulted ceilings, New ON-demand tankless water heater, stainless steel appliances, natural light. Plenty of space for gardening or any other outdoor hobbies you have. Covered carport parking plus a large driveway for additional parking for your guests, large side yard and shed. Enjoy leisure living but close to shopping, restaurants, and more. Community dock available to all residents with a wait list to use specific boat docs for you boat. Dock is always available for fishing, kayaking and more.

6. 2025-08-18
   historical Active Under Contract 749-char remark

   Show marketing remark (749 chars)

   Where else can you live in Jupiter ON the Water, steps away from beach, and a Dock for your own boat? One of the largest parcels in Jupiter River Park, this 2 bedroom 2 bathroom Plus Den with a large open kitchen is ready for you to make your own. Vaulted ceilings, New ON-demand tankless water heater, stainless steel appliances, natural light. Plenty of space for gardening or any other outdoor hobbies you have. Covered carport parking plus a large driveway for additional parking for your guests, large side yard and shed. Enjoy leisure living but close to shopping, restaurants, and more. Community dock available to all residents with a wait list to use specific boat docs for you boat. Dock is always available for fishing, kayaking and more.

7. 2025-08-14
   listed $350,000 Active 749-char remark

   Show marketing remark (749 chars)

   Where else can you live in Jupiter ON the Water, steps away from beach, and a Dock for your own boat? One of the largest parcels in Jupiter River Park, this 2 bedroom 2 bathroom Plus Den with a large open kitchen is ready for you to make your own. Vaulted ceilings, New ON-demand tankless water heater, stainless steel appliances, natural light. Plenty of space for gardening or any other outdoor hobbies you have. Covered carport parking plus a large driveway for additional parking for your guests, large side yard and shed. Enjoy leisure living but close to shopping, restaurants, and more. Community dock available to all residents with a wait list to use specific boat docs for you boat. Dock is always available for fishing, kayaking and more.

8. 2024-03-06
   historical $3,500
9. 2024-02-19
   listed $3,500
10. 2024-01-24
    historical $3,600
11. 2023-12-14
    price $3,600
12. 2023-11-23
    listed $4,000
13. 2013-06-04
    price $183,900
14. 2012-07-13
    historical
15. 2012-01-13
    listed $179,000
16. 2010-10-29
    soldstatus $93,000
17. 2010-08-30
    historical
18. 2010-05-04
    listed $129,900
19. 2005-06-06
    soldstatus $250,000
20. 2005-06-04
    historical
21. 2005-04-19
    listed $262,500
22. 2002-01-15
    historical
23. 2001-07-03
    listed $119,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 16% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $57,399
• − Mortgage interest: −$21,006
• − Property taxes: −$5,625
• − Insurance: −$1,875
• − Repairs & maintenance: −$4,592
• − Management: −$4,592
• − HOA: −$2,616
• − Depreciation: −$10,909
• Taxable income: $6,185
• Est. tax owed @ 24.0%: −$1,484
• After-tax cash flow: $10,147/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This home is in fair condition with some minor repairs and maintenance needed. It has a good location in Jupiter River Park and could benefit from some updates to its exterior and landscaping to increase its value.

Repairs flagged

• Minor exterior siding — Light wear and tear on the siding.
• Minor landscaping — Some areas of the lawn could use trimming and additional plants.
• Minor interior paint — Some areas of the interior walls may benefit from a fresh coat of paint.

Value-add opportunities

• Resale paint exterior — Fresh paint can significantly improve the home's curb appeal.
• Rental landscaping — Well-maintained landscaping can attract more renters.
• Both HVAC maintenance — A clean and efficient HVAC system can improve comfort and energy efficiency.

Renovation cost estimate screening

Repair item	Severity	Est. cost
exterior siding · Light wear and tear on the siding.	Minor	$500–3,000
landscaping · Some areas of the lawn could use trimming and additional plants.	Minor	$500–3,000
interior paint · Some areas of the interior walls may benefit from a fresh coat of paint.	Minor	$500–3,000
Total estimated repair cost · 3 items		$1,500–9,000

Value-add ROI direction

• Resale paint exterior — Fresh paint can significantly improve the home's curb appeal. ↑
• Rental landscaping — Well-maintained landscaping can attract more renters. ↑
• Both HVAC maintenance — A clean and efficient HVAC system can improve comfort and energy efficiency. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Jupiter

• Score: 70/100
• State rank: #415
• US rank: #7386

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jupiter, FL
• County: Palm Beach County · 1,438,312 people
• City population: 68,420
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 12,908
• Household income: $104,992
• Rent vs Own: 13.7% rent · 86.3% own
• Severe rent burden: 445.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Romanian 6% Scotch-Irish 4% Lithuanian 2%
• Foreign-born: 10% · Canada, Guatemala, Jamaica
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.93%
• Current HPI: 356.212
• Rent YoY: ▲ 10.27%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+215.1% since first listed

23 events — show timeline

• 2026-04-13 Pending — Beaches MLS
• 2026-04-07 Contingent — Beaches MLS
• 2026-04-01 Listed $375,000 Beaches MLS
• 2025-09-30 Sold (MLS) $315,000 Beaches MLS
• 2025-09-08 Pending — Beaches MLS
• 2025-08-18 Contingent — Beaches MLS
• 2025-08-14 Listed $350,000 Beaches MLS
• 2024-03-06 Rental Removed $3,500 RMLSFL
• 2024-02-19 Listed for Rent $3,500 RMLSFL
• 2024-01-24 Rental Removed $3,600 RMLSFL
• 2023-12-14 Price Changed $3,600 RMLSFL
• 2023-11-23 Listed for Rent $4,000 RMLSFL
• 2013-06-04 Price Changed $183,900 Beaches MLS
• 2012-07-13 Listing Removed — Beaches MLS
• 2012-01-13 Listed $179,000 Beaches MLS
• 2010-10-29 Sold (MLS) $93,000 Beaches MLS
• 2010-08-30 Listing Removed — Beaches MLS
• 2010-05-04 Listed $129,900 Beaches MLS
• 2005-06-06 Sold (MLS) $250,000 Beaches MLS
• 2005-06-04 Listing Removed — Beaches MLS
• 2005-04-19 Listed $262,500 Beaches MLS
• 2002-01-15 Listing Removed — Beaches MLS
• 2001-07-03 Listed $119,000 Beaches MLS