3300 26th Ave E #217 · Bradenton, FL 34208

$80,000

1 bd · 1.0 ba · 224 sqft · Manufactured public records · 428 Days on market

Built 1983 1,708 sqft lot $147/mo HOA · 9% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +1.1/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to your charming retreat in one of the area’s most sought-after 55+ gated communities! This cozy 1-bedroom, 1-bathroom home offers the perfect blend of comfort and convenience, ideal for full-time living or a relaxing seasonal escape. Enjoy peace of mind with a newer AC unit, a tankless hot water heater, and modern appliances, including a solid surface stove, washer, and dryer. The home also features a convenient carport and is perfectly positioned across from the bath house, with the large heated community pool just a short stroll away. The community itself is packed with amenities to support an active and social lifestyle—enjoy the pickleball courts, spend tranquil mor

Key facts

• Newer ac unit
• Fishing pier
• Pickleball courts

Tags

• NEWER AC UNIT
• TANKLESS HOT WATER HEATER
• SOLID SURFACE STOVE
• FISHING PIER
• PICKLEBALL COURTS
• BOAT STORAGE

Property features AI

Finance

• Other: Lease restrictions apply
• HOA & community: Monthly HOA required ($147.33); Association approval required; Senior community; Street lights; No pets allowed

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
• Home design: Manufactured double-wide home; Single-story; Faces east
• Construction: Metal frame construction; Metal roof; Crawlspace foundation; Built in (year not provided)
• Exterior features: Awnings; Hurricane shutters; Storage; Heated in-ground private pool

Interior

• Kitchen: Range
• Bedrooms: 1 bedroom
• Flooring: Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating; Mini-split cooling; Wall/window unit cooling
• Interior features: Built-in features
• Laundry & utility: Washer; Dryer; Outside laundry

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $80k.

Deal economics

• At list price, monthly cash flow is $484 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $80k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
• Cap rate 14.5% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-5.4%/yr); 345 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 31% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 428 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $6k; list at $80k implies a 1233% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 428 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.94% ✓
• Cap rate: 14.54%
• Cash-on-cash: 29.46%
• DSCR: 2.31
• GRM: 4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 15.6%
• Equity multiple: 1.60×
• Total profit: $13,423
• Equity at exit: $11,928

10-year hold

• IRR: 21.5%
• Equity multiple: 2.53×
• Total profit: $34,335
• Equity at exit: $6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34208

• Rents YoY: -5.4%
• Active inventory: 345
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,552 high
• Mortgage (P&I): −$420
• Tax from tax record: −$76 /mo · $913/yr
• Insurance: −$33
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$147
• Vacancy / Maint / Mgmt: −$326
• Net cashflow: $484

Break-even live

Break-even rent $940

Max offer price $80,000

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3811 Turning Tides Ter Bradenton, FL	1.0	1.0	3000	$1,395	$0.47	3d	1	0.52mi
3811 Turning Tides Ter Bradenton, FL	1.0	1.0	3000	$1,550	$0.52	23d	1	0.52mi
2549 River Preserve Ct Bradenton, FL	2.0	2.0	1260	$1,649	$1.31	23d	1	0.67mi
2549 River Preserve Ct Bradenton, FL	2.0	2.0	1260	$1,599	$1.27	16d	1	0.67mi
2212 32nd Ave E Unit E1 Bradenton, FL	1.0	1.0	468	$1,295	$2.77	10d	1	0.99mi
1591 19th Street Ct E Bradenton, FL	2.0	1.0	852	$1,249	$1.47	23d	1	1.04mi
2519 7th Ave E Unit 2519 Bradenton, FL	2.0	1.0	756	$1,600	$2.12	11d	1	1.09mi
2441 6th Avenue Dr E Bradenton, FL	2.0	2.0	1098	$2,500	$2.28	16d	1	1.15mi
802 Buttonwood Dr Bradenton, FL	2.0	2.0	1277	$1,890	$1.48	23d	1	1.31mi
3419 19th St E Unit Back ADU Bradenton, FL	—	1.0	400	$1,250	$3.12	16d	1	1.36mi
1818 9th Ave E Bradenton, FL	1.0–3.0	1.0	905	$1,295	$1.43	10d	9	1.40mi
1191 Carlton Arms Cir Bradenton, FL	2.0	1.0–2.5	1010	$1,764	$1.75	3d	87	1.49mi

HOA detail

• Monthly dues: $147 · $1,764/yr
• Likely covers: waterpoolsecurity

Listing history 21 events

1. 2026-06-18
   days on market $80,000 Active 428 DOM
2. 2026-06-17
   days on market $80,000 Active 427 DOM
3. 2026-06-16
   days on market $80,000 Active 426 DOM
4. 2026-06-15
   days on market $80,000 Active 425 DOM
5. 2026-06-13
   days on market $80,000 Active 423 DOM
6. 2026-06-13
   days on market $80,000 Active 422 DOM
7. 2026-06-10
   days on market $80,000 Active 420 DOM
8. 2026-06-09
   days on market $80,000 Active 419 DOM
9. 2026-06-08
   days on market $80,000 Active 418 DOM
10. 2026-06-08
    days on market $80,000 Active 417 DOM
11. 2026-06-03
    days on market $80,000 Active 413 DOM
12. 2026-06-02
    days on market $80,000 Active 412 DOM
13. 2026-06-01
    days on market $80,000 Active 411 DOM
14. 2026-05-31
    days on market $80,000 Active 410 DOM
15. 2026-03-18
    price $80,000
16. 2026-02-18
    price $90,000
17. 2026-01-07
    price $95,000
18. 2025-10-30
    price $100,000
19. 2025-06-09
    price $110,000
20. 2025-04-16
    listed $115,000 Active
21. 1983-03-01
    soldstatus $6,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $913 · $76/mo
• Projected year-2 tax: $913 · $76/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,621
• − Mortgage interest: −$4,481
• − Property taxes: −$913
• − Insurance: −$1,198
• − Repairs & maintenance: −$1,490
• − Management: −$1,490
• − HOA: −$1,764
• − Depreciation: −$2,327
• Taxable income: $4,959
• Est. tax owed @ 24.0%: −$1,190
• After-tax cash flow: $4,612/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 44,004
• Household income: $60,504
• Rent vs Own: 43.5% rent · 56.5% own
• Severe rent burden: 1777.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 43% Hispanic / Latino 33% Black 18% Two or more races 16% Asian 2%
• Hispanic origin (detail): Mexican 18% Puerto Rican 3% Cuban 2% Dominican 2%
• Common ancestry: Hispanic 2% Iranian 2% Lithuanian 1%
• Foreign-born: 20% · Canada, Jamaica, China
• Languages at home: 67% English-only · Spanish 27% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -353.49%
• Current HPI: 287.0443
• Rent YoY: ▼ -5.44%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1233.3% since first listed

7 events — show timeline

• 2026-03-18 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-18 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-07 Price Changed $95,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-30 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-09 Price Changed $110,000 Stellar MLS as Distributed by MLS Grid
• 2025-04-16 Listed $115,000 Stellar MLS as Distributed by MLS Grid
• 1983-03-01 Sold (Public Records) $6,000 Public Records

Property tax history

+6.5%/yr

Latest (2025): $913 · -0.8% YoY. Source: county tax records.