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340 Mcbrink Dr
C+ Composite 63.98
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.0/30.0
  • Appreciation +7.9/10.0
  • DSCR +7.7/10.0
  • ARV discount +6.5/15.0
  • 1% rule +6.2/10.0
  • Schools +4.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.2/5.0

$74,000

340 Mcbrink Dr · Kingsley, PA 16353
2 bd · 1.0 ba · 697 sqft · SingleFamily · 59 Days on market
Fair condition 0.92 ac lot $106/sqft · at area comps Est $72k · at est. ↓ 18% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Set on nearly an acre above Flying W Ranch, this 2-bedroom, 1-bath cabin offers a private, laid-back setting with room to breathe. The property features its own septic system and a shared well, with the option to install your own if desired. A spacious circle driveway provides easy access for guests, trailers, or extra parking. Inside, the cabin carries its vintage character with classic red formica countertops and a simple, functional layout. The exterior could use some light updating, but that's where the opportunity comes in—bring your vision and make it your own without paying a premium for someone else's finishes. Whether you're looking for a weekend getaway, hunting camp, or low-maintenance full-time option, this property offers a solid foundation in a peaceful setting.

Key facts

  • Solid foundation
  • Shared well
  • Septic system

Tags

SEPTIC SYSTEMSHARED WELLCIRCLE DRIVEWAYSOLID FOUNDATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $74k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $145 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($830 rent vs $74k).
  • Recommended offer: $72k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Forest Area SD (rural): math 41% / reading 59% proficiency, ranked #415 of 658 in PA (top 63%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 28 active listings in the ZIP; 6 units permitted in Forest County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($512 loan paydown + $4k appreciation (5.9% local appreciation)).
  • Forest County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (5.9% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $71,780 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.64%
Cash-on-cash
8.38%
DSCR
1.37
GRM
7.4

CMA / ARV

ARV (median comp)
$72,386
List price
$74,000
Delta
2.23%
Verdict
FAIR
Comps
2 within 1.0 mi

Projected returns pro-forma

5.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.0%
Equity multiple
2.45×
Total profit
$30,112
Equity at exit
$46,008
10-year hold
IRR
21.1%
Equity multiple
4.93×
Total profit
$81,510
Equity at exit
$82,995

Cash invested: $20,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16353

Home prices YoY
4.2%
Active inventory
28
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$830 medium interval (Pro) →
Mortgage (P&I)
$388
Tax est. 1.5%
$92 /mo · $1,110/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$174
Net cashflow
$145

Break-even live

Break-even rent $647
Max offer price $74,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,500
Closing costs
$2,220
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $74,000 Active 59 DOM
  2. 2026-06-17
    days on market $74,000 Active 58 DOM
  3. 2026-06-16
    days on market $74,000 Active 57 DOM
  4. 2026-06-15
    days on market $74,000 Active 56 DOM
  5. 2026-06-13
    days on market $74,000 Active 54 DOM
  6. 2026-06-12
    days on market $74,000 Active 53 DOM
  7. 2026-06-09
    days on market $74,000 Active 50 DOM
  8. 2026-06-08
    days on market $74,000 Active 49 DOM
  9. 2026-06-08
    days on market $74,000 Active 48 DOM
  10. 2026-06-07
    days on market $74,000 Active 47 DOM
  11. 2026-06-04
    days on market $74,000 Active 44 DOM
  12. 2026-06-02
    days on market $74,000 Active 43 DOM
  13. 2026-06-01
    days on market $74,000 Active 42 DOM
  14. 2026-05-31
    days on market $74,000 Active 41 DOM
  15. 2026-05-02
    price $74,000 792-char remark
    Show marketing remark (792 chars)

    Set on nearly an acre above Flying W Ranch, this 2-bedroom, 1-bath cabin offers a private, laid-back setting with room to breathe. The property features its own septic system and a shared well, with the option to install your own if desired. A spacious circle driveway provides easy access for guests, trailers, or extra parking. Inside, the cabin carries its vintage character with classic red formica countertops and a simple, functional layout. The exterior could use some light updating, but that's where the opportunity comes in—bring your vision and make it your own without paying a premium for someone else's finishes. Whether you're looking for a weekend getaway, hunting camp, or low-maintenance full-time option, this property offers a solid foundation in a peaceful setting.

  16. 2026-04-20
    listed $79,000 Active 792-char remark
    Show marketing remark (792 chars)

    Set on nearly an acre above Flying W Ranch, this 2-bedroom, 1-bath cabin offers a private, laid-back setting with room to breathe. The property features its own septic system and a shared well, with the option to install your own if desired. A spacious circle driveway provides easy access for guests, trailers, or extra parking. Inside, the cabin carries its vintage character with classic red formica countertops and a simple, functional layout. The exterior could use some light updating, but that's where the opportunity comes in—bring your vision and make it your own without paying a premium for someone else's finishes. Whether you're looking for a weekend getaway, hunting camp, or low-maintenance full-time option, this property offers a solid foundation in a peaceful setting.

  17. 2025-11-04
    price $74,000
  18. 2025-08-28
    price $79,000
  19. 2025-07-11
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,966
− Mortgage interest
−$4,145
− Property taxes
−$1,110
− Insurance
−$370
− Repairs & maintenance
−$797
− Management
−$797
− Depreciation
−$2,153
Taxable income
$593
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$142
After-tax cash flow
$1,594/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Fair 45/100 Moderate rehab

This cabin requires significant updates to its kitchen, bathroom, roof, exterior, and HVAC system to improve its condition and value. The property's location and septic system offer potential for a unique, low-maintenance living space.

Repairs flagged

  • Major kitchen cabinets — severely dated and in poor condition
  • Major kitchen countertops — dated and in poor condition
  • Major kitchen appliances — dated and in poor condition
  • Major bathroom fixtures — dated and possibly moldy
  • Major roof — visible moss and potential water damage
  • Major exterior siding — weathered and in poor condition
  • Major exterior foundation — visible foundation issues
  • Major HVAC system — old appliances
  • Major windows — old, possibly single-pane windows

Value-add opportunities

  • Resale new kitchen cabinets and countertops — modernizing the kitchen would significantly increase its appeal
  • Resale new appliances — new appliances would make the kitchen more functional and appealing
  • Resale new bathroom fixtures — new fixtures would improve the bathroom's functionality and appearance
  • Resale new roof — a new roof would significantly improve the home's curb appeal and functionality
  • Resale new exterior siding — new siding would improve the home's curb appeal and functionality
  • Resale new HVAC system — a new HVAC system would improve the home's functionality and comfort
  • Resale new windows — new windows would improve the home's functionality and appearance
  • Both paint — painting the interior and exterior would improve the home's appearance and functionality
  • Both landscaping — landscaping would improve the home's curb appeal and functionality

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · severely dated and in poor condition Major $15,000–50,000
kitchen countertops · dated and in poor condition Major $15,000–50,000
kitchen appliances · dated and in poor condition Major $15,000–50,000
bathroom fixtures · dated and possibly moldy Major $15,000–50,000
roof · visible moss and potential water damage Major $15,000–50,000
exterior siding · weathered and in poor condition Major $15,000–50,000
exterior foundation · visible foundation issues Major $15,000–50,000
HVAC system · old appliances Major $15,000–50,000
windows · old, possibly single-pane windows Major $15,000–50,000
Total estimated repair cost · 9 items $135,000–450,000

Value-add ROI direction

  • Resale new kitchen cabinets and countertops — modernizing the kitchen would significantly increase its appeal
  • Resale new appliances — new appliances would make the kitchen more functional and appealing
  • Resale new bathroom fixtures — new fixtures would improve the bathroom's functionality and appearance
  • Resale new roof — a new roof would significantly improve the home's curb appeal and functionality
  • Resale new exterior siding — new siding would improve the home's curb appeal and functionality
  • Resale new HVAC system — a new HVAC system would improve the home's functionality and comfort
  • Resale new windows — new windows would improve the home's functionality and appearance
  • Both paint — painting the interior and exterior would improve the home's appearance and functionality
  • Both landscaping — landscaping would improve the home's curb appeal and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Forest Area SD
NCES district ID
4208280
Math proficiency
41% ▲ 4.00%
Reading proficiency
59% ▲ 3.00%
Median HH income
$37,002
Composite
43.52/100
National rank
#6452
State rank
#415 of 658 in PA

Livability — Kingsley

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
2,459

Population outlook (Forest County) Hauer SSP2

Today (2025)
7,354 people
By 2030
7,340 · -0.2%
By 2040
7,255 · -1.3%
By 2050
6,992 · -4.9%
By 2075
5,878 · -20.1%
By 2100
4,869 · -33.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (98%)
Race & ethnicity
White 98% Two or more races 1%
Common ancestry
Romanian 5% Lithuanian 2% Iranian 2%
Foreign-born
1%
Languages at home
96% English-only · German/W. Germanic 4%

Political lean MEDSL · Forest

2024 margin
Solid R (+44.5) · D 27.3% · R 71.8%
2008→2024 swing
-31.0pp toward R · 2008: -13.4pp · 2024: -44.5pp
All cycles
2024: R+44.5 2020: R+43.6 2016: R+44.0 2012: R+21.1 2008: R+13.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.89%
Current HPI
146.6533
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-17.8% since first listed
5 events — show timeline
  • 2026-05-02 Price Changed $74,000 AVBREALTORS
  • 2026-04-20 Listed $79,000 AVBREALTORS
  • 2025-11-04 Price Changed $74,000 AVBREALTORS
  • 2025-08-28 Price Changed $79,000 AVBREALTORS
  • 2025-07-11 Listed $90,000 AVBREALTORS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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