340 Mcbrink Dr · Kingsley, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.0/30.0
- Appreciation +7.9/10.0
- DSCR +7.7/10.0
- ARV discount +6.5/15.0
- 1% rule +6.2/10.0
- Schools +4.4/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.2/5.0
$74,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Set on nearly an acre above Flying W Ranch, this 2-bedroom, 1-bath cabin offers a private, laid-back setting with room to breathe. The property features its own septic system and a shared well, with the option to install your own if desired. A spacious circle driveway provides easy access for guests, trailers, or extra parking. Inside, the cabin carries its vintage character with classic red formica countertops and a simple, functional layout. The exterior could use some light updating, but that's where the opportunity comes in—bring your vision and make it your own without paying a premium for someone else's finishes. Whether you're looking for a weekend getaway, hunting camp, or low-maintenance full-time option, this property offers a solid foundation in a peaceful setting.
Key facts
- Solid foundation
- Shared well
- Septic system
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $74k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $145 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($830 rent vs $74k).
- Recommended offer: $72k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Forest Area SD (rural): math 41% / reading 59% proficiency, ranked #415 of 658 in PA (top 63%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 28 active listings in the ZIP; 6 units permitted in Forest County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($512 loan paydown + $4k appreciation (5.9% local appreciation)).
- Forest County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (5.9% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 8.64%
- Cash-on-cash
- 8.38%
- DSCR
- 1.37
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $72,386
- List price
- $74,000
- Delta
- 2.23%
- Verdict
- FAIR
- Comps
- 2 within 1.0 mi
Projected returns pro-forma
5.89% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.0%
- Equity multiple
- 2.45×
- Total profit
- $30,112
- Equity at exit
- $46,008
- IRR
- 21.1%
- Equity multiple
- 4.93×
- Total profit
- $81,510
- Equity at exit
- $82,995
Cash invested: $20,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 16353
- Home prices YoY
- 4.2%
- Active inventory
- 28
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $830 medium interval (Pro) →
- Mortgage (P&I)
- −$388
- Tax est. 1.5%
- −$92 /mo · $1,110/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$174
- Net cashflow
- $145
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,500
- Closing costs
- $2,220
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-18days on market $74,000 Active 59 DOM
-
2026-06-17days on market $74,000 Active 58 DOM
-
2026-06-16days on market $74,000 Active 57 DOM
-
2026-06-15days on market $74,000 Active 56 DOM
-
2026-06-13days on market $74,000 Active 54 DOM
-
2026-06-12days on market $74,000 Active 53 DOM
-
2026-06-09days on market $74,000 Active 50 DOM
-
2026-06-08days on market $74,000 Active 49 DOM
-
2026-06-08days on market $74,000 Active 48 DOM
-
2026-06-07days on market $74,000 Active 47 DOM
-
2026-06-04days on market $74,000 Active 44 DOM
-
2026-06-02days on market $74,000 Active 43 DOM
-
2026-06-01days on market $74,000 Active 42 DOM
-
2026-05-31days on market $74,000 Active 41 DOM
-
2026-05-02price $74,000 792-char remark
Show marketing remark (792 chars)
Set on nearly an acre above Flying W Ranch, this 2-bedroom, 1-bath cabin offers a private, laid-back setting with room to breathe. The property features its own septic system and a shared well, with the option to install your own if desired. A spacious circle driveway provides easy access for guests, trailers, or extra parking. Inside, the cabin carries its vintage character with classic red formica countertops and a simple, functional layout. The exterior could use some light updating, but that's where the opportunity comes in—bring your vision and make it your own without paying a premium for someone else's finishes. Whether you're looking for a weekend getaway, hunting camp, or low-maintenance full-time option, this property offers a solid foundation in a peaceful setting.
-
2026-04-20$79,000 Active 792-char remark
Show marketing remark (792 chars)
Set on nearly an acre above Flying W Ranch, this 2-bedroom, 1-bath cabin offers a private, laid-back setting with room to breathe. The property features its own septic system and a shared well, with the option to install your own if desired. A spacious circle driveway provides easy access for guests, trailers, or extra parking. Inside, the cabin carries its vintage character with classic red formica countertops and a simple, functional layout. The exterior could use some light updating, but that's where the opportunity comes in—bring your vision and make it your own without paying a premium for someone else's finishes. Whether you're looking for a weekend getaway, hunting camp, or low-maintenance full-time option, this property offers a solid foundation in a peaceful setting.
-
2025-11-04price $74,000
-
2025-08-28price $79,000
-
2025-07-11$90,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $9,966
- − Mortgage interest
- −$4,145
- − Property taxes
- −$1,110
- − Insurance
- −$370
- − Repairs & maintenance
- −$797
- − Management
- −$797
- − Depreciation
- −$2,153
- Taxable income
- $593
- Est. tax owed @ 24.0%
- −$142
- After-tax cash flow
- $1,594/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 11 photos
This cabin requires significant updates to its kitchen, bathroom, roof, exterior, and HVAC system to improve its condition and value. The property's location and septic system offer potential for a unique, low-maintenance living space.
Repairs flagged
- Major kitchen cabinets — severely dated and in poor condition
- Major kitchen countertops — dated and in poor condition
- Major kitchen appliances — dated and in poor condition
- Major bathroom fixtures — dated and possibly moldy
- Major roof — visible moss and potential water damage
- Major exterior siding — weathered and in poor condition
- Major exterior foundation — visible foundation issues
- Major HVAC system — old appliances
- Major windows — old, possibly single-pane windows
Value-add opportunities
- Resale new kitchen cabinets and countertops — modernizing the kitchen would significantly increase its appeal
- Resale new appliances — new appliances would make the kitchen more functional and appealing
- Resale new bathroom fixtures — new fixtures would improve the bathroom's functionality and appearance
- Resale new roof — a new roof would significantly improve the home's curb appeal and functionality
- Resale new exterior siding — new siding would improve the home's curb appeal and functionality
- Resale new HVAC system — a new HVAC system would improve the home's functionality and comfort
- Resale new windows — new windows would improve the home's functionality and appearance
- Both paint — painting the interior and exterior would improve the home's appearance and functionality
- Both landscaping — landscaping would improve the home's curb appeal and functionality
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · severely dated and in poor condition | Major | $15,000–50,000 |
| kitchen countertops · dated and in poor condition | Major | $15,000–50,000 |
| kitchen appliances · dated and in poor condition | Major | $15,000–50,000 |
| bathroom fixtures · dated and possibly moldy | Major | $15,000–50,000 |
| roof · visible moss and potential water damage | Major | $15,000–50,000 |
| exterior siding · weathered and in poor condition | Major | $15,000–50,000 |
| exterior foundation · visible foundation issues | Major | $15,000–50,000 |
| HVAC system · old appliances | Major | $15,000–50,000 |
| windows · old, possibly single-pane windows | Major | $15,000–50,000 |
| Total estimated repair cost · 9 items | $135,000–450,000 |
Value-add ROI direction
- Resale new kitchen cabinets and countertops — modernizing the kitchen would significantly increase its appeal ↑
- Resale new appliances — new appliances would make the kitchen more functional and appealing ↑
- Resale new bathroom fixtures — new fixtures would improve the bathroom's functionality and appearance ↑
- Resale new roof — a new roof would significantly improve the home's curb appeal and functionality ↑
- Resale new exterior siding — new siding would improve the home's curb appeal and functionality ↑
- Resale new HVAC system — a new HVAC system would improve the home's functionality and comfort ↑
- Resale new windows — new windows would improve the home's functionality and appearance ↑
- Both paint — painting the interior and exterior would improve the home's appearance and functionality ↑
- Both landscaping — landscaping would improve the home's curb appeal and functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Forest Area SD
- NCES district ID
- 4208280
- Math proficiency
- 41% ▲ 4.00%
- Reading proficiency
- 59% ▲ 3.00%
- Median HH income
- $37,002
- Composite
- 43.52/100
- National rank
- #6452
- State rank
- #415 of 658 in PA
Livability — Kingsley
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 2,459
Population outlook (Forest County) Hauer SSP2
- Today (2025)
- 7,354 people
- By 2030
- 7,340 · -0.2%
- By 2040
- 7,255 · -1.3%
- By 2050
- 6,992 · -4.9%
- By 2075
- 5,878 · -20.1%
- By 2100
- 4,869 · -33.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (98%)
- Race & ethnicity
- White 98% Two or more races 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Iranian 2%
- Foreign-born
- 1%
- Languages at home
- 96% English-only · German/W. Germanic 4%
Political lean MEDSL · Forest
- 2024 margin
- Solid R (+44.5) · D 27.3% · R 71.8%
- 2008→2024 swing
- -31.0pp toward R · 2008: -13.4pp · 2024: -44.5pp
- All cycles
- 2024: R+44.5 2020: R+43.6 2016: R+44.0 2012: R+21.1 2008: R+13.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.89%
- Current HPI
- 146.6533
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-17.8% since first listed5 events — show timeline
- 2026-05-02 Price Changed $74,000 AVBREALTORS
- 2026-04-20 Listed $79,000 AVBREALTORS
- 2025-11-04 Price Changed $74,000 AVBREALTORS
- 2025-08-28 Price Changed $79,000 AVBREALTORS
- 2025-07-11 Listed $90,000 AVBREALTORS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…