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111 Kitty Hawk Loop
D Composite 41.36
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.6/30.0
  • Condition / age +4.8/5.0
  • Rent growth +3.5/5.0
  • Schools +3.4/10.0
  • Livability +3.2/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.7/10.0
  • Appreciation +0.0/10.0

$230,888

111 Kitty Hawk Loop · Enterprise, AL 36330
4 bd · 2.0 ba · 1,773 sqft · SingleFamily · 192 Days on market
Built 2026 Excellent condition 10,018 sqft lot $130/sqft · 27% below area Est $317k · 27% under ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to our Roanoke plan in the Townes at Crosswinds Community. This thoughtfully designed open-concept layout seamlessly connects the spacious kitchen, dining, and living areas. The kitchen features shaker-style cabinets, beautiful quartz countertops, and stainless steel appliances. The primary suite features a private bath, complete with dual sinks and a spacious walk-in closet. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step out from the living area onto a covered back porch, which provides a relaxing outdoor space and easy access to the backyard. With modern finishes, quality craftsmanship, and a functional layout, this home is waiting for you!

Key facts

  • Open-concept design
  • Primary suite
  • Gourmet kitchen

Tags

OPEN-CONCEPT DESIGNENERGY-EFFICIENT WINDOWSGOURMET KITCHENGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESPRIMARY SUITE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $231k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-347 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $181k (21.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (27.9% below list).
  • Recommended offer: $166k (27.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: New Brockton Elementary School (math 27% / reading 51%, grade F, #257 of 627 statewide, top 41%, 708 students, 64% FRL); New Brockton High School (math 17% / reading 42%, grade F, #70 of 305 statewide, top 27%, 381 students, 58% FRL) — zoned schools average 61% FRL vs 38% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 50% district-wide (-16 pts) — the specific schools serving this property underperform the Enterprise City average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.9%/yr); 568 active listings in the ZIP; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 192 days — a 12% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $41k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $166,420 (27.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 192 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.83%
Cash-on-cash
-5.21%
DSCR
0.77
GRM
11.6

CMA / ARV

ARV (median comp)
$316,764
List price
$230,888
Delta
-27.11%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
113 Kitty Hawk Loop 0.00mi 4/2.0 1,684 (-5%) 2mo $229,888 $137 90
114 Kitty Hawk Loop 0.00mi 4/2.0 1,684 (-5%) 4mo $241,888 $144 89
114 Kitty Hawk Loop 0.00mi 4/2.0 1,684 (-5%) 4mo $241,888 $144 89
103 Hand Ln 0.36mi 4/2.0 1,777 (+0%) 6mo $312,000 $176 78
105 Conneway Ct 0.31mi 4/2.0 1,780 (+0%) 10mo $320,000 $180 77
203 Conneway Ct 0.37mi 4/2.0 1,777 (+0%) 7mo $312,000 $176 76
205 Conneway Ct 0.37mi 4/2.0 1,905 (+7%) 5mo $343,500 $180 66
107 Hand Ln 0.37mi 4/2.0 1,905 (+7%) 8mo $343,500 $180 64
213 Neenan Dr 0.31mi 3/2.0 (-1) 1,601 (-10%) 3mo $295,000 $184 61
105 Hand Ln 0.36mi 4/2.0 2,000 (+13%) 5mo $340,000 $170 58
204 Neenan Dr 0.44mi 3/2.0 (-1) 1,631 (-8%) 6mo $305,000 $187 57
201 Conneway Ct 0.35mi 3/2.0 (-1) 1,601 (-10%) 12mo $292,000 $182 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-26.3%
Equity multiple
0.10×
Total profit
$-57,917
Equity at exit
$34,426
10-year hold
IRR
-20.4%
Equity multiple
-0.12×
Total profit
$-72,152
Equity at exit
$19,963

Cash invested: $64,649 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
12 active · 1 under contract
Months of supply
7.2 mo (14%/mo absorbed)
Median asking
$265,990 ($154/sqft)
Median days on market
114 d
This list price
17% of active listings are priced below it
ARV vs active asking
+16.1% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
568
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$1,664 medium interval (Pro) →
Mortgage (P&I)
$1,211
Tax est. 1.5%
$289 /mo · $3,463/yr
Insurance
$96
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$349
Net cashflow
$-347

Break-even live

Break-even rent $2,104
Max offer price $180,625
Occupancy floor

Sensitivity live

Price -10% $-188 -5% $-268 +0% $-347 +5% $-427 +10% $-507
Rent -10% $-479 -5% $-413 +0% $-347 +5% $-282 +10% $-216
Rate -1.0pp $-231 -0.5pp $-289 base $-347 +0.5pp $-407 +1.0pp $-468

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,722
Closing costs
$6,927
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 50 events

  1. 2026-08-08
    days on market $230,888 Active 192 DOM
  2. 2026-08-07
    days on market $230,888 Active 191 DOM
  3. 2026-08-06
    days on market $230,888 Active 190 DOM
  4. 2026-08-05
    days on market $230,888 Active 189 DOM
  5. 2026-08-04
    days on market $230,888 Active 188 DOM
  6. 2026-08-03
    days on market $230,888 Active 187 DOM
  7. 2026-07-31
    days on market $230,888 Active 184 DOM
  8. 2026-07-30
    days on market $230,888 Active 183 DOM
  9. 2026-07-29
    days on market $230,888 Active 182 DOM
  10. 2026-07-27
    days on market $230,888 Active 180 DOM
  11. 2026-07-25
    days on market $230,888 Active 178 DOM
  12. 2026-07-24
    days on market $230,888 Active 177 DOM
  13. 2026-07-23
    days on market $230,888 Active 176 DOM
  14. 2026-07-22
    days on market $230,888 Active 175 DOM
  15. 2026-07-21
    days on market $230,888 Active 174 DOM
  16. 2026-07-18
    days on market $230,888 Active 171 DOM
  17. 2026-07-17
    days on market $230,888 Active 169 DOM
  18. 2026-07-16
    days on market $230,888 Active 168 DOM
  19. 2026-07-14
    days on market $230,888 Active 167 DOM
  20. 2026-07-13
    days on market $230,888 Active 166 DOM
  21. 2026-07-12
    days on market $230,888 Active 165 DOM
  22. 2026-07-11
    days on market $230,888 Active 164 DOM
  23. 2026-07-10
    days on market $230,888 Active 163 DOM
  24. 2026-07-09
    days on market $230,888 Active 162 DOM
  25. 2026-07-08
    days on market $230,888 Active 161 DOM
  26. 2026-07-07
    days on market $230,888 Active 160 DOM
  27. 2026-07-06
    days on market $230,888 Active 159 DOM
  28. 2026-07-05
    days on market $230,888 Active 158 DOM
  29. 2026-07-04
    days on market $230,888 Active 157 DOM
  30. 2026-07-03
    days on market $230,888 Active 156 DOM
  31. 2026-07-02
    days on market $230,888 Active 155 DOM
  32. 2026-07-01
    days on market $230,888 Active 154 DOM
  33. 2026-06-30
    days on market $230,888 Active 153 DOM
  34. 2026-06-29
    days on market $230,888 Active 152 DOM
  35. 2026-06-28
    days on market $230,888 Active 151 DOM
  36. 2026-06-27
    days on market $230,888 Active 150 DOM
  37. 2026-06-26
    days on market $230,888 Active 148 DOM
  38. 2026-06-22
    days on market $230,888 Active 145 DOM
  39. 2026-06-21
    days on market $230,888 Active 144 DOM
  40. 2026-06-19
    days on market $230,888 Active 142 DOM
  41. 2026-06-18
    days on market $230,888 Active 141 DOM
  42. 2026-06-17
    pricedays on market $230,888 Active 140 DOM
  43. 2026-06-16
    days on market $245,888 Active 139 DOM
  44. 2026-06-15
    days on market $245,888 Active 138 DOM
  45. 2026-06-14
    days on market $245,888 Active 136 DOM
  46. 2026-06-12
    days on market $245,888 Active 135 DOM
  47. 2026-06-09
    days on market $245,888 Active 132 DOM
  48. 2026-06-08
    days on market $245,888 Active 131 DOM
  49. 2026-06-07
    days on market $245,888 Active 130 DOM
  50. 2026-06-05
    days on market $245,888 Active 127 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,970
− Mortgage interest
−$12,933
− Property taxes
−$3,463
− Insurance
−$1,952
− Repairs & maintenance
−$1,598
− Management
−$1,598
− Depreciation
−$6,717
Taxable loss
−$8,290
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,990
After-tax cash flow
$-2,179/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs or maintenance needed. It offers a seamless open-concept design and energy-efficient features, making it an ideal move-in-ready property.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value.
  • Both Replace low-E windows if needed — Improves energy efficiency and curb appeal.
F Composite school gradezoned avg 34/100

Zoned Schools

Elementary New Brockton Elementary School F AL #257/627 Nat'l #20,819/41,679 High New Brockton High School F AL #70/305 Nat'l #11,215/17,239

Schools (NCES district)

District
Enterprise City
NCES district ID
0101320
Math proficiency
40% ▼ -20.00%
Reading proficiency
60% ▲ 4.00%
Median HH income
$51,311
Composite
42.83/100
National rank
#3136
State rank
#12 of 129 in AL
C Composite livability gradescore 65/100

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Coffee County · 53,133 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
5% of renters

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Price history

-9.6% since first listed
15 events — show timeline
  • 2026-05-05 Price Changed $245,888 WBR
  • 2026-05-05 Price Changed $245,888 SAMLS
  • 2026-05-05 Price Changed $245,888 Zillow
  • 2026-04-28 Price Changed $249,888 Zillow
  • 2026-04-28 Price Changed $249,888 SAMLS
  • 2026-04-28 Price Changed $249,888 WBR
  • 2026-04-22 Price Changed $254,888 SAMLS
  • 2026-04-21 Price Changed $254,888 WBR
  • 2026-04-21 Price Changed $254,888 Zillow
  • 2026-04-01 Price Changed $257,888 SAMLS
  • 2026-03-31 Price Changed $257,888 WBR
  • 2026-03-31 Price Changed $257,888 Zillow
  • 2026-01-28 Listed $271,990 SAMLS
  • 2026-01-16 Listed $271,990 Zillow
  • 2026-01-15 Listed $271,990 WBR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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