111 Kitty Hawk Loop · Enterprise, AL
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 8/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.2/30.0
- Condition / age +4.8/5.0
- Rent growth +3.5/5.0
- Schools +3.4/10.0
- Livability +3.2/5.0
- 1% rule +1.5/10.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$250,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to our Roanoke plan in the Townes at Crosswinds Community. This thoughtfully designed open-concept layout seamlessly connects the spacious kitchen, dining, and living areas. The kitchen features shaker-style cabinets, beautiful quartz countertops, and stainless steel appliances. The primary suite features a private bath, complete with dual sinks and a spacious walk-in closet. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step out from the living area onto a covered back porch, which provides a relaxing outdoor space and easy access to the backyard. With modern finishes, quality craftsmanship, and a functional layout, this home is waiting for you!
Key facts
- Open-concept design
- Primary suite
- Gourmet kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $251k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-519 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $176k (29.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (35.3% below list).
- Recommended offer: $162k (35.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
- Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: New Brockton Elementary School (math 27% / reading 51%, grade F, #257 of 627 statewide, top 41%, 708 students, 64% FRL); New Brockton High School (math 17% / reading 42%, grade F, #70 of 305 statewide, top 27%, 381 students, 58% FRL) — zoned schools average 61% FRL vs 38% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 34% at this address vs 50% district-wide (-16 pts) — the specific schools serving this property underperform the Enterprise City average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.9%/yr); 680 active listings in the ZIP; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 239 days — a 12% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $21k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 239 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.65% ✗
- Cap rate
- 4.13%
- Cash-on-cash
- -7.73%
- DSCR
- 0.66
- GRM
- 12.9
CMA / ARV
- ARV (median comp)
- $317,142
- List price
- $250,990
- Delta
- -19.28%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 113 Kitty Hawk Loop | 0.00mi | 4/2.0 | 1,684 (-5%) | 3mo | $229,888 | $137 | 89 |
| 114 Kitty Hawk Loop | 0.00mi | 4/2.0 | 1,684 (-5%) | 5mo | $241,888 | $144 | 88 |
| 114 Kitty Hawk Loop | 0.00mi | 4/2.0 | 1,684 (-5%) | 5mo | $241,888 | $144 | 88 |
| 103 Hand Ln | 0.36mi | 4/2.0 | 1,777 (+0%) | 8mo | $312,000 | $176 | 76 |
| 105 Conneway Ct | 0.31mi | 4/2.0 | 1,780 (+0%) | 11mo | $320,000 | $180 | 75 |
| 203 Conneway Ct | 0.37mi | 4/2.0 | 1,777 (+0%) | 9mo | $312,000 | $176 | 75 |
| 205 Conneway Ct | 0.37mi | 4/2.0 | 1,905 (+7%) | 6mo | $343,500 | $180 | 65 |
| 107 Hand Ln | 0.37mi | 4/2.0 | 1,905 (+7%) | 9mo | $343,500 | $180 | 63 |
| 213 Neenan Dr | 0.31mi | 3/2.0 (-1) | 1,601 (-10%) | 5mo | $295,000 | $184 | 60 |
| 105 Hand Ln | 0.36mi | 4/2.0 | 2,000 (+13%) | 6mo | $340,000 | $170 | 57 |
| 204 Neenan Dr | 0.44mi | 3/2.0 (-1) | 1,631 (-8%) | 7mo | $305,000 | $187 | 55 |
| 201 Conneway Ct | 0.35mi | 3/2.0 (-1) | 1,601 (-10%) | 13mo | $292,000 | $182 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -30.9%
- Equity multiple
- -0.03×
- Total profit
- $-72,143
- Equity at exit
- $37,423
- IRR
- -29.4%
- Equity multiple
- -0.41×
- Total profit
- $-98,779
- Equity at exit
- $21,701
Cash invested: $70,277 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 11 active · 3 under contract
- Months of supply
- 9.4 mo (11%/mo absorbed)
- Median asking
- $259,990 ($156/sqft)
- Median days on market
- 161 d
- This list price
- 45% of active listings are priced below it
- ARV vs active asking
- +14.5% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 36330
- Home prices YoY
- -19.4%
- Rents YoY
- 3.9%
- Active inventory
- 680
- Price-to-rent
- 12.9×
Monthly cashflow live
- Estimated rent
- $1,623 medium interval (Pro) →
- Mortgage (P&I)
- −$1,316
- Tax est. 1.5%
- −$314 /mo · $3,765/yr
- Insurance
- −$105
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $-519
Break-even live
Sensitivity live
| Price | -10% $-346 | -5% $-432 | +0% $-519 | +5% $-606 | +10% $-692 |
|---|---|---|---|---|---|
| Rent | -10% $-647 | -5% $-583 | +0% $-519 | +5% $-455 | +10% $-391 |
| Rate | -1.0pp $-393 | -0.5pp $-455 | base $-519 | +0.5pp $-584 | +1.0pp $-650 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,748
- Closing costs
- $7,530
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 50 events
-
2026-09-24pricedays on market $250,990 Active 239 DOM
-
2026-09-23days on market $255,990 Active 238 DOM
-
2026-09-21days on market $255,990 Active 236 DOM
-
2026-09-20days on market $255,990 Active 235 DOM
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2026-09-19days on market $255,990 Active 234 DOM
-
2026-09-18days on market $255,990 Active 233 DOM
-
2026-09-17days on market $255,990 Active 232 DOM
-
2026-09-16days on market $255,990 Active 231 DOM
-
2026-09-15days on market $255,990 Active 230 DOM
-
2026-09-14days on market $255,990 Active 229 DOM
-
2026-09-13days on market $255,990 Active 228 DOM
-
2026-09-12days on market $255,990 Active 227 DOM
-
2026-09-11pricedays on market $255,990 Active 226 DOM
-
2026-09-05days on market $230,888 Active 220 DOM
-
2026-09-04days on market $230,888 Active 219 DOM
-
2026-09-03days on market $230,888 Active 218 DOM
-
2026-09-02days on market $230,888 Active 217 DOM
-
2026-08-30days on market $230,888 Active 214 DOM
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2026-08-29days on market $230,888 Active 213 DOM
-
2026-08-28days on market $230,888 Active 212 DOM
-
2026-08-27days on market $230,888 Active 211 DOM
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2026-08-26days on market $230,888 Active 210 DOM
-
2026-08-25days on market $230,888 Active 209 DOM
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2026-08-24days on market $230,888 Active 208 DOM
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2026-08-23days on market $230,888 Active 207 DOM
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2026-08-22days on market $230,888 Active 206 DOM
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2026-08-21days on market $230,888 Active 205 DOM
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2026-08-20days on market $230,888 Active 204 DOM
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2026-08-19days on market $230,888 Active 203 DOM
-
2026-08-18days on market $230,888 Active 202 DOM
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2026-08-17days on market $230,888 Active 201 DOM
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2026-08-16days on market $230,888 Active 200 DOM
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2026-08-15days on market $230,888 Active 199 DOM
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2026-08-14days on market $230,888 Active 198 DOM
-
2026-08-13days on market $230,888 Active 197 DOM
-
2026-08-12days on market $230,888 Active 196 DOM
-
2026-08-11days on market $230,888 Active 195 DOM
-
2026-08-10days on market $230,888 Active 194 DOM
-
2026-08-09days on market $230,888 Active 193 DOM
-
2026-08-08days on market $230,888 Active 192 DOM
-
2026-08-07days on market $230,888 Active 191 DOM
-
2026-08-06days on market $230,888 Active 190 DOM
-
2026-08-05days on market $230,888 Active 189 DOM
-
2026-08-04days on market $230,888 Active 188 DOM
-
2026-08-03days on market $230,888 Active 187 DOM
-
2026-07-31days on market $230,888 Active 184 DOM
-
2026-07-30days on market $230,888 Active 183 DOM
-
2026-07-29days on market $230,888 Active 182 DOM
-
2026-07-27days on market $230,888 Active 180 DOM
-
2026-07-25days on market $230,888 Active 178 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,474
- − Mortgage interest
- −$14,059
- − Property taxes
- −$3,765
- − Insurance
- −$2,052
- − Repairs & maintenance
- −$1,558
- − Management
- −$1,558
- − Depreciation
- −$7,302
- Taxable loss
- −$10,820
- Est. tax savings @ 24.0%
- +$2,597
- After-tax cash flow
- $-3,631/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This home is in excellent condition with no visible repairs or maintenance needed. It offers a seamless open-concept design and energy-efficient features, making it an ideal move-in-ready property.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value. ↑
- Both Replace low-E windows if needed — Improves energy efficiency and curb appeal. ↑
Zoned Schools
Schools (NCES district)
- District
- Enterprise City
- NCES district ID
- 0101320
- Math proficiency
- 40% ▼ -20.00%
- Reading proficiency
- 60% ▲ 4.00%
- Median HH income
- $51,311
- Composite
- 42.83/100
- National rank
- #3136
- State rank
- #12 of 129 in AL
Livability — Enterprise
- Score
- 65/100
- State rank
- #127
- US rank
- #12953
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Coffee County · 53,133 people
- City population
- 39,557
- Metro
- Enterprise, AL
- Population (ZIP)
- 39,557
- Household income
- $75,765
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Coffee County) Hauer SSP2
- Today (2025)
- 53,133 people
- By 2030
- 53,832 · +1.3%
- By 2040
- 54,504 · +2.6%
- By 2050
- 54,289 · +2.2%
- By 2075
- 51,175 · -3.7%
- By 2100
- 46,793 · -11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 3%
- Common ancestry
- Italian 3% Lithuanian 2% Serbian 2%
- Foreign-born
- 6% · Canada, Vietnam, South Korea
- Languages at home
- 89% English-only · Spanish 8% German/W. Germanic 2%
Political lean MEDSL · Coffee
- 2024 margin
- Solid R (+57.9) · D 20.7% · R 78.6%
- 2008→2024 swing
- -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
- All cycles
- 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.44%
- Current HPI
- 184.0163
- Rent YoY
- ▲ 3.92%
- Metro
- Enterprise, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
-9.6% since first listed15 events — show timeline
- 2026-05-05 Price Changed $245,888 WBR
- 2026-05-05 Price Changed $245,888 SAMLS
- 2026-05-05 Price Changed $245,888 Zillow
- 2026-04-28 Price Changed $249,888 Zillow
- 2026-04-28 Price Changed $249,888 SAMLS
- 2026-04-28 Price Changed $249,888 WBR
- 2026-04-22 Price Changed $254,888 SAMLS
- 2026-04-21 Price Changed $254,888 WBR
- 2026-04-21 Price Changed $254,888 Zillow
- 2026-04-01 Price Changed $257,888 SAMLS
- 2026-03-31 Price Changed $257,888 WBR
- 2026-03-31 Price Changed $257,888 Zillow
- 2026-01-28 Listed $271,990 SAMLS
- 2026-01-16 Listed $271,990 Zillow
- 2026-01-15 Listed $271,990 WBR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…