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1561 NE 12th Ter Unit C-14
B- Composite 66.93
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +6.9/10.0
  • Schools +4.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$145,000

1561 NE 12th Ter Unit C-14 · Jensen Beach, FL 34957
2 bd · 2.0 ba · 1,272 sqft · Condo public records · 454 Days on market
Built 1973 $114/sqft · 19% below area Est $179k · 19% under $650/mo HOA · 28% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

Key facts

  • $650 HOA
  • Parking
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $145k.

Deal economics

  • At list price, monthly cash flow is $224 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.1% in Jensen Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#432 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living B+; Watch: amenities F, commute F, health & safety D-.
  • Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.0%/yr); 539 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 454 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 16y ago; this cycle's ask is 5270% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: HOA is 28% of rent.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 454 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.60%
Cap rate
8.14%
Cash-on-cash
6.61%
DSCR
1.29
GRM
5.2

CMA / ARV

ARV (median comp)
$178,799
List price
$145,000
Delta
-18.90%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.0% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.67×
Total profit
$-13,414
Equity at exit
$21,620
10-year hold
IRR
-4.1%
Equity multiple
0.76×
Total profit
$-9,701
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34957

Rents YoY
1.0%
Active inventory
539
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$2,316 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$135 /mo · $1,622/yr
Insurance
$60
HOA
$650
Vacancy / Maint / Mgmt
$486
Net cashflow
$224

Break-even live

Break-even rent $2,033
Max offer price $145,000
Occupancy floor 85%

Sensitivity live

Price -10% $306 -5% $265 +0% $224 +5% $183 +10% $142
Rent -10% $41 -5% $132 +0% $224 +5% $315 +10% $407
Rate -1.0pp $297 -0.5pp $261 base $224 +0.5pp $186 +1.0pp $148

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1550 NE 13th Ter Unit B16 Jensen Beach, FL 2.0 2.0 1272 $1,800 $1.42 24d 1 0.02mi
1411 NE 14th Ct #13 Jensen Beach, FL 2.0 2.0 1100 $3,000 $2.73 24d 1 0.11mi
1600 NE Dixie Hwy Unit 10-203 Jensen Beach, FL 2.0 2.0 1072 $2,300 $2.15 24d 1 0.18mi
1617 NE Nautical Pl Jensen Beach, FL 2.0 2.0 961 $1,850 $1.93 15d 1 0.18mi
1585 NE Beacon Dr #1103 Jensen Beach, FL 2.0 2.0 961 $1,495 $1.56 24d 1 0.24mi
1097 NE Kubin Ave Jensen Beach, FL 2.0 1.5 952 $2,450 $2.57 24d 1 0.61mi
2013 NE Collins Cir #50 Jensen Beach, FL 2.0 2.0 903 $1,800 $1.99 15d 1 0.66mi
1971 NE Collins Cir #20 Jensen Beach, FL 2.0 2.0 1037 $1,750 $1.69 24d 1 0.66mi
1999 NE Collins Cir Unit 3-80 Jensen Beach, FL 2.0 2.0 1067 $1,775 $1.66 24d 1 0.68mi
1001 NE Baker Rd Stuart, FL 1.0–3.0 1.0–2.0 952 $2,280 $2.40 15d 27 0.85mi
590 NE Lima Vias Jensen Beach, FL 2.0 2.0 1295 $3,300 $2.55 24d 1 0.91mi
257 Preserve Trl N Stuart, FL 3.0 2.5 1652 $2,700 $1.63 24d 1 1.04mi
1903 NE Media Ave Jensen Beach, FL 2.0 2.0 1324 $2,400 $1.81 24d 1 1.06mi
2563 NE Palm Ave Jensen Beach, FL 2.0 2.0 950 $2,400 $2.53 24d 1 1.16mi
2506 NE Heron's Walk Jensen Beach, FL 2.0 1.0 1000 $2,400 $2.40 24d 1 1.23mi
2646 NE Pelican Way Jensen Beach, FL 1.0 1.0 1000 $2,400 $2.40 24d 1 1.27mi
2632 NE Pelican Way Jensen Beach, FL 2.0 1.0 1000 $4,800 $4.80 24d 1 1.27mi
2831 NE Savannah Rd Jensen Beach, FL 3.0 2.0 1248 $3,000 $2.40 24d 1 1.29mi
25 NE 17th St Stuart, FL 3.0 2.0 990 $2,000 $2.02 24d 1 1.31mi
150 SE Four Winds Dr Unit B303 Stuart, FL 2.0 2.0 1359 $2,500 $1.84 24d 1 1.31mi
1398 NW Cavendish Ct Stuart, FL 2.0–3.0 2.5 1242 $2,393 $1.93 22d 11 1.38mi
2952 NE Savannah Rd Jensen Beach, FL 3.0 2.0 1056 $3,000 $2.84 24d 1 1.39mi
175 SE Saint Lucie Blvd Stuart, FL 2.0 2.0–2.5 1300 $2,600 $2.00 24d 4 1.43mi
1366 NE Hilltop St Jensen Beach, FL 2.0 2.0 1596 $2,700 $1.69 24d 1 1.48mi
3111 NE Savannah Rd Jensen Beach, FL 2.0 1.0 1085 $1,995 $1.84 15d 1 1.49mi
262 SE Monterey Ave Stuart, FL 3.0 1.0 1001 $3,500 $3.50 24d 1 1.49mi

HOA detail condo

Monthly dues
$650 · $7,800/yr
Likely covers
watertrashcablelandscapingroofpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 43 events

  1. 2026-06-21
    days on market $145,000 Active 454 DOM
  2. 2026-06-18
    days on market $145,000 Active 451 DOM
  3. 2026-06-17
    days on market $145,000 Active 450 DOM
  4. 2026-06-16
    days on market $145,000 Active 449 DOM
  5. 2026-06-15
    days on market $145,000 Active 448 DOM
  6. 2026-06-14
    days on market $145,000 Active 446 DOM
  7. 2026-06-13
    days on market $145,000 Active 445 DOM
  8. 2026-06-10
    days on market $145,000 Active 443 DOM
  9. 2026-06-09
    pricedays on market $145,000 Active 442 DOM
  10. 2026-06-08
    days on market $170,000 Active 441 DOM
  11. 2026-06-07
    days on market $170,000 Active 440 DOM
  12. 2026-06-03
    days on market $170,000 Active 436 DOM
  13. 2026-06-02
    days on market $170,000 Active 435 DOM
  14. 2026-06-01
    days on market $170,000 Active 434 DOM
  15. 2026-05-31
    days on market $170,000 Active 433 DOM
  16. 2026-05-31
    days on market $170,000 Active 432 DOM
  17. 2026-04-21
    price $170,000 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  18. 2026-02-04
    historical $1,650
  19. 2026-01-13
    price $1,650
  20. 2025-11-19
    price $1,675
  21. 2025-11-10
    price $174,900 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  22. 2025-10-10
    price $1,750
  23. 2025-09-30
    price $2,500
  24. 2025-09-08
    price $175,000 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  25. 2025-08-18
    price $179,000 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  26. 2025-07-15
    listed $2,700
  27. 2025-05-05
    price $189,000 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  28. 2025-04-22
    price $197,000 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  29. 2025-03-24
    listed $199,900 Active 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  30. 2025-03-21
    historical $199,900 2360-char remark
    Show marketing remark (2360 chars)

    Perfect home or investment! Stunning 2-bedroom, 2-bathroom condo located in the highly desirable 55+ community of Beacon 21 Condo C in beautiful Jensen Beach. This unit can be rented immediately, making it an ideal opportunity with excellent rental potential in a sought-after coastal location! This spacious second-floor condo offers 1,272 sq ft of comfortable living space, featuring a glass-enclosed patio, tile flooring throughout, and several major updates including a 2024 roof, 2022 AC, and 2022 water heater. Upon entering, you'll find a bright, inviting kitchen to your right, equipped with modern appliances (all less than 2 years old), ample cabinetry, and a charming window with serene outdoor views. The kitchen opens to a spacious dining area and an oversized living room filled with natural light, leading seamlessly to the enclosed patio your perfect spot for morning coffee or evening relaxation. The large primary bedroom features a generous layout with a vanity/powder area, a walk-in closet, and a private ensuite bathroom with a walk-in shower. Enjoy private access to the enclosed patio directly from your suite. Guests will appreciate the privacy of the separate guest wing, which includes a second bedroom, a full bathroom with a new vanity, and a tub/shower combo tucked behind a hallway and door for added separation. The enclosed patio enhances indoor-outdoor living while capturing natural light and breezes from the nearby coast. CBS construction provides durability and a peaceful, quiet home environment. Additional highlights include smooth ceilings (no popcorn!) and an HOA that covers basic cable, lawn care, exterior insurance, roof maintenance, trash, water, and exterior pest control. Beacon 21 offers excellent amenities including a community pool, tennis and pickleball courts, sauna, and even available boat slips with ocean access. Enjoy being just minutes from the St. Lucie River, inlet, and area beaches. Conveniently located only 12 minutes from Stuart Beach, Downtown Stuart, and Treasure Coast Square Mall and just 23 minutes from Hutchinson Island you'll have quick access to shopping, dining, and the best of the Treasure Coast. This is an incredible opportunity whether you're seeking a peaceful Florida retreat or a strong investment property, this condo checks every box. Schedule your private showing today!

  31. 2025-02-25
    historical
  32. 2024-10-31
    listed $209,900 Active
  33. 2022-03-14
    soldstatus $170,000
  34. 2016-01-11
    price $47,500
  35. 2011-03-03
    soldstatus $47,500
  36. 2011-02-18
    price $50,000
  37. 2011-02-18
    soldstatus $47,500
  38. 2011-02-18
    soldstatus $47,500
  39. 2011-01-20
    historical
  40. 2010-12-27
    listed $50,000
  41. 2010-12-27
    listed $50,000
  42. 1987-01-01
    soldstatus $44,000
  43. 1978-03-01
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,622 · $135/mo
Projected year-2 tax
$1,622 · $135/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 23% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,793
− Mortgage interest
−$8,122
− Property taxes
−$1,622
− Insurance
−$725
− Repairs & maintenance
−$2,223
− Management
−$2,223
− HOA
−$7,800
− Depreciation
−$4,218
Taxable income
$858
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$206
After-tax cash flow
$2,478/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Martin
NCES district ID
1201290
Math proficiency
52% ▼ -14.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$52,482
Composite
45.1/100
National rank
#2690
State rank
#24 of 73 in FL

Livability — Jensen Beach

Score
70/100
State rank
#432
US rank
#7719

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jensen Beach, FL
County
Martin County · 165,223 people
City population
23,462
Metro
Port St. Lucie, FL
Population (ZIP)
23,462
Household income
$70,403
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
946.0

Population outlook (Martin County) Hauer SSP2

Today (2025)
172,383 people
By 2030
180,192 · +4.5%
By 2040
194,114 · +12.6%
By 2050
204,992 · +18.9%
By 2075
229,641 · +33.2%
By 2100
232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 7% Two or more races 6% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 1%
Common ancestry
Romanian 4% Slovak 3% Lithuanian 3%
Foreign-born
10% · Canada, Jamaica
Languages at home
90% English-only · Spanish 5% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · Martin

2024 margin
Solid R (+31.1) · D 34.1% · R 65.2%
2008→2024 swing
-17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
All cycles
2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -319.66%
Current HPI
340.0172
Rent YoY
▲ 1.00%
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+529.6% since first listed
27 events — show timeline
  • 2026-04-21 Price Changed $170,000 Beaches MLS
  • 2026-02-04 Rental Removed $1,650 RMLSFL
  • 2026-01-13 Price Changed $1,650 RMLSFL
  • 2025-11-19 Price Changed $1,675 RMLSFL
  • 2025-11-10 Price Changed $174,900 Beaches MLS
  • 2025-10-10 Price Changed $1,750 RMLSFL
  • 2025-09-30 Price Changed $2,500 RMLSFL
  • 2025-09-08 Price Changed $175,000 Beaches MLS
  • 2025-08-18 Price Changed $179,000 Beaches MLS
  • 2025-07-15 Listed for Rent $2,700 RMLSFL
  • 2025-05-05 Price Changed $189,000 Beaches MLS
  • 2025-04-22 Price Changed $197,000 Beaches MLS
  • 2025-03-24 Listed $199,900 Beaches MLS
  • 2025-03-21 Coming Soon $199,900 Beaches MLS
  • 2025-02-25 Listing Removed MCRTC
  • 2024-10-31 Listed $209,900 MCRTC
  • 2022-03-14 Sold (Public Records) $170,000 Public Records
  • 2016-01-11 Price Changed $47,500 MCRTC
  • 2011-03-03 Sold (Public Records) $47,500 Public Records
  • 2011-02-18 Sold (MLS) $47,500 Beaches MLS
  • 2011-02-18 Sold (MLS) $47,500 MCRTC
  • 2011-02-18 Price Changed $50,000 MCRTC
  • 2011-01-20 Listing Removed Beaches MLS
  • 2010-12-27 Listed $50,000 Beaches MLS
  • 2010-12-27 Listed $50,000 MCRTC
  • 1987-01-01 Sold (Public Records) $44,000 Public Records
  • 1978-03-01 Sold (Public Records) $27,000 Public Records

Property tax history

+6.8%/yr

Latest (2025): $1,622 · -38.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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