67 El Camino Real · Port St. Lucie, FL 34952

$229,000

3 bd · 2.0 ba · 1,451 sqft · SingleFamily public records · 72 Days on market

Built 2021 5,227 sqft lot Est $213k · 7% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.8/30.0
• DSCR +7.3/10.0
• 1% rule +4.6/10.0
• ARV discount +4.2/15.0
• Schools +3.7/10.0
• Rent growth +3.0/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BEAUTIFUF NEWER HOME LOCATED WITH WATER VIEWS. MANY UPGRADES.

Key facts

• 5,227 sq ft lot
• Garage
• Built 2021

Property features AI

Finance

• Financial info: Pets allowed (possible pet restrictions)
• HOA & community: Located in a senior community; Land lease in place ($724 monthly; expires 2125-04-01)

Exterior

• Parking: Attached garage (1 car) with driveway and one covered space; total parking for 2 vehicles
• Utilities: Public water; Public sewer; Three-phase electric; Sewer and water available
• Home design: Single family residence; One story; Faces east; Resale property
• Construction: CBS construction; Metal roof; Built on a foundation (public records indicate building area 2,109 total; living area 1,451)
• Exterior features: Covered patio; Screened patio/porch; Porch

Interior

• Kitchen: Dishwasher; Electric range / electric cooktop; Microwave; Refrigerator; Freezer
• Bedrooms: Two main-level bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: Two full bathrooms on the main level
• Heating & cooling: Central electric heating; Electric cooling with ceiling fans
• Interior features: Entrance foyer; High ceilings; Walk-in closets; Split bedroom layout; Closet cabinetry
• Laundry & utility: Laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $229k.

Deal economics

• At list price, monthly cash flow is $397 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (4.0% below list).
• Recommended offer: $215k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.9%/yr); 639 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 43% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($215k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago; this cycle's ask has dropped $21k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,260 (6.0% below list)

Questions for the listing agent

1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 8.37%
• Cash-on-cash: 7.43%
• DSCR: 1.33
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $213,297
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
53 El Camino Real	0.07mi	2/2.0 (-1)	1,462 (+1%)	1mo	$259,000	$177	89
9 Kachina Ln	0.17mi	2/2.0 (-1)	1,462 (+1%)	2mo	$259,000	$177	84
45 Florida Way	0.30mi	2/2.0 (-1)	1,451 (0%)	2mo	$165,000	$114	79
11 Nogales Way	0.22mi	2/2.0 (-1)	1,451 (0%)	15mo	$205,000	$141	73
39 SE Flamenco Way	0.31mi	2/2.0 (-1)	1,357 (-6%)	6mo	$200,000	$147	65
45 Huarte Way	0.15mi	2/2.0 (-1)	1,319 (-9%)	13mo	$142,000	$108	62
8 Golf Dr	0.55mi	2/2.0 (-1)	1,427 (-2%)	13mo	$160,000	$112	55
8241 Maidencane Pl	0.39mi	3/2.0	1,656 (+14%)	12mo	$360,000	$217	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold

• IRR: -6.1%
• Equity multiple: 0.78×
• Total profit: $-14,289
• Equity at exit: $34,145

10-year hold

• IRR: 2.3%
• Equity multiple: 1.16×
• Total profit: $10,170
• Equity at exit: $19,800

Cash invested: $64,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34952

• Home prices YoY: -29.6%
• Rents YoY: 1.9%
• Active inventory: 639
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,199 high
• Mortgage (P&I): −$1,201
• Tax from tax record: −$44 /mo · $525/yr
• Insurance: −$95
• HOA: −$0
• Vacancy / Maint / Mgmt: −$462
• Net cashflow: $397

Break-even live

Break-even rent $1,696

Max offer price $229,000

Occupancy floor 77%

Sensitivity live

Price	-10% $527	-5% $462	+0% $397	+5% $332	+10% $268
Rent	-10% $223	-5% $310	+0% $397	+5% $484	+10% $571
Rate	-1.0pp $513	-0.5pp $455	base $397	+0.5pp $338	+1.0pp $278

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,250
• Closing costs: $6,870
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1900 Bella Vista Way Port Saint Lucie, FL	1.0–2.0	1.0–2.0	995	$1,764	$1.77	14d	15	0.53mi
71 W Caribbean Port St. Lucie, FL	2.0	2.0	1417	$1,700	$1.20	24d	1	1.20mi
7700 Pine Lakes Blvd Port Saint Lucie, FL	1.0–3.0	1.0–2.0	1022	$2,212	$2.16	14d	16	1.22mi
3784 Sapodilla Ct Port Saint Lucie, FL	2.0	2.0	1121	$2,300	$2.05	24d	1	1.24mi
1810 SE Pinewood Trl Port Saint Lucie, FL	1.0–2.0	1.0–2.0	1013	$2,055	$2.03	14d	7	1.31mi
124 E Arbor Ave Port Saint Lucie, FL	3.0	1.0	964	$2,550	$2.65	14d	1	1.45mi
1811 SE Walton Lakes Dr Port Saint Lucie, FL	2.0	1.0–2.0	1117	$1,926	$1.72	14d	6	1.45mi
14 Lake Vista Trl #101 Port Saint Lucie, FL	2.0	2.0	1170	$2,200	$1.88	24d	1	1.46mi

Listing history 28 events

1. 2026-06-18
   days on market $229,000 Active 72 DOM
2. 2026-06-17
   days on market $229,000 Active 71 DOM
3. 2026-06-16
   days on market $229,000 Active 70 DOM
4. 2026-06-15
   days on market $229,000 Active 69 DOM
5. 2026-06-14
   days on market $229,000 Active 67 DOM
6. 2026-06-13
   days on market $229,000 Active 66 DOM
7. 2026-06-10
   days on market $229,000 Active 64 DOM
8. 2026-06-09
   days on market $229,000 Active 63 DOM
9. 2026-06-08
   days on market $229,000 Active 62 DOM
10. 2026-06-07
    days on market $229,000 Active 61 DOM
11. 2026-06-05
    days on market $229,000 Active 58 DOM
12. 2026-06-03
    days on market $229,000 Active 57 DOM
13. 2026-06-02
    days on market $229,000 Active 56 DOM
14. 2026-06-01
    days on market $229,000 Active 55 DOM
15. 2026-05-31
    days on market $229,000 Active 54 DOM
16. 2026-05-30
    days on market $229,000 Active 53 DOM
17. 2026-05-22
    price $229,000
18. 2026-05-13
    price $235,000
19. 2026-04-07
    listed $250,000 Active
20. 2023-07-12
    soldstatus $235,000
21. 2023-06-29
    soldstatus $235,000 Closed 61-char remark

    Show marketing remark (61 chars)

    BEAUTIFUF NEWER HOME LOCATED WITH WATER VIEWS. MANY UPGRADES.

22. 2023-06-07
    historical Active Under Contract 61-char remark

    Show marketing remark (61 chars)

    BEAUTIFUF NEWER HOME LOCATED WITH WATER VIEWS. MANY UPGRADES.

23. 2023-06-02
    status Active 61-char remark

    Show marketing remark (61 chars)

    BEAUTIFUF NEWER HOME LOCATED WITH WATER VIEWS. MANY UPGRADES.

24. 2023-05-26
    status Pending 61-char remark

    Show marketing remark (61 chars)

    BEAUTIFUF NEWER HOME LOCATED WITH WATER VIEWS. MANY UPGRADES.

25. 2023-04-21
    listed $249,900 Active 61-char remark

    Show marketing remark (61 chars)

    BEAUTIFUF NEWER HOME LOCATED WITH WATER VIEWS. MANY UPGRADES.

26. 2020-08-10
    soldstatus $160,000 Closed 802-char remark

    Show marketing remark (802 chars)

    Spanish Lakes One is an Active 55+ Community. We offer Guaranteed Lifetime lot rent on all new CBS homes, with No HOA fees. We have over 10,000 residents living in our communities. Included in your lot rent all amenities are free; golf, heated pools, huge clubhouse and tennis! Our objective is to provide homeowners with the highest quality concrete-block home, at the most affordable price, including a metal roof, stainless steel appliances, granite counter-tops & cherry wood cabinets. We offer unique in-house financing & no-prepayment penalties, no points, no application fee, no survey, no appraisal fee, no title insurance, no Private Mortgage Insurance and no origination fee. ALL houses offered are brand new, don't miss out on these unbelievable prices. Start your new lifestyle now!

27. 2020-07-29
    status Pending 802-char remark

    Show marketing remark (802 chars)

    Spanish Lakes One is an Active 55+ Community. We offer Guaranteed Lifetime lot rent on all new CBS homes, with No HOA fees. We have over 10,000 residents living in our communities. Included in your lot rent all amenities are free; golf, heated pools, huge clubhouse and tennis! Our objective is to provide homeowners with the highest quality concrete-block home, at the most affordable price, including a metal roof, stainless steel appliances, granite counter-tops & cherry wood cabinets. We offer unique in-house financing & no-prepayment penalties, no points, no application fee, no survey, no appraisal fee, no title insurance, no Private Mortgage Insurance and no origination fee. ALL houses offered are brand new, don't miss out on these unbelievable prices. Start your new lifestyle now!

28. 2019-12-18
    listed $160,000 Active 802-char remark

    Show marketing remark (802 chars)

    Spanish Lakes One is an Active 55+ Community. We offer Guaranteed Lifetime lot rent on all new CBS homes, with No HOA fees. We have over 10,000 residents living in our communities. Included in your lot rent all amenities are free; golf, heated pools, huge clubhouse and tennis! Our objective is to provide homeowners with the highest quality concrete-block home, at the most affordable price, including a metal roof, stainless steel appliances, granite counter-tops & cherry wood cabinets. We offer unique in-house financing & no-prepayment penalties, no points, no application fee, no survey, no appraisal fee, no title insurance, no Private Mortgage Insurance and no origination fee. ALL houses offered are brand new, don't miss out on these unbelievable prices. Start your new lifestyle now!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $525 · $44/mo
• Projected year-2 tax: $1,901 · $158/mo
• Expected delta: +$1,375/yr (+$115/mo · 261.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,390
• − Mortgage interest: −$12,828
• − Property taxes: −$525
• − Insurance: −$1,145
• − Repairs & maintenance: −$2,111
• − Management: −$2,111
• − Depreciation: −$6,662
• Taxable income: $1,008
• Est. tax owed @ 24.0%: −$242
• After-tax cash flow: $4,525/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 42,655
• Household income: $61,628
• Rent vs Own: 25.8% rent · 74.2% own
• Severe rent burden: 1759.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 62% Hispanic / Latino 19% Two or more races 14% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 2% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Hispanic 1%
• Foreign-born: 18% · Canada, Jamaica, China
• Languages at home: 76% English-only · Spanish 16% French/Haitian/Cajun 3% Tagalog/Filipino 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -155.80%
• Current HPI: 371.0573
• Rent YoY: ▲ 1.92%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+43.1% since first listed

12 events — show timeline

• 2026-05-22 Price Changed $229,000 Beaches MLS
• 2026-05-13 Price Changed $235,000 Beaches MLS
• 2026-04-07 Listed $250,000 Beaches MLS
• 2023-07-12 Sold (Public Records) $235,000 Public Records
• 2023-06-29 Sold (MLS) $235,000 Beaches MLS
• 2023-06-07 Contingent — Beaches MLS
• 2023-06-02 Relisted — Beaches MLS
• 2023-05-26 Pending — Beaches MLS
• 2023-04-21 Listed $249,900 Beaches MLS
• 2020-08-10 Sold (MLS) $160,000 Beaches MLS
• 2020-07-29 Pending — Beaches MLS
• 2019-12-18 Listed $160,000 Beaches MLS

Property tax history

+14.6%/yr

Latest (2025): $525 · +2.2% YoY. Source: county tax records.