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2491 N Highway 89 #114
B- Composite 68.68
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.9/5.0
  • Schools +3.2/10.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$65,985

2491 N Highway 89 #114 · Pleasant View, UT 84404
4 bd · 2.0 ba · 1,440 sqft · Manufactured · 131 Days on market
Built 1972 871 sqft lot $952/mo HOA · 46% of rent ↓ 26% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious double-wide mobile home offering a great opportunity to build equity. Complete the remaining repairs and customize to your needs. The flexible floor plan allows for the potential to add a fifth bedroom or keep the space as a large den or home office. Rarely available with generous interior space and ample parking, plus room to enjoy both inside and out. Ideal for buyers looking for space, value, and future potential.

Key facts

  • Flexible floor plan
  • Ample parking
  • 9 parking spots

Tags

DOUBLE-WIDE MOBILE HOMEFLEXIBLE FLOOR PLANGENEROUS INTERIOR SPACEAMPLE PARKING

Property features AI

Finance

  • HOA & community: Homeowners association: Diana; Monthly association fee of $952; Community amenities: clubhouse, management, pet rules, pets permitted, playground, pool; Subdivision: EVERGREEN VILLAGE

Exterior

  • Parking: Total of 9 parking spaces; 4 covered/carport spaces; 5 open parking spaces; Covered parking
  • Utilities: Natural gas connected; Electricity connected; Sewer connected; Culinary (municipal) water
  • Home design: Mobile home; Built/standing construction; Residential use; Single-family zoning
  • Construction: Asphalt roof; Construction materials: asphalt, clapboard/Masonite, other
  • Exterior features: Partially landscaped

Interior

  • Kitchen: Range hood
  • Bedrooms: 4 main-level bedrooms
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: 2 three-quarter bathrooms
  • Heating & cooling: Gas central heating; Central air conditioning
  • Interior features: Den/office; Total of 11 rooms; No basement
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $66k.

Deal economics

  • At list price, monthly cash flow is $216 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $66k).
  • Recommended offer: $58k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 77/100 on livability (#51 in UT, #2,901 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, employment A+; Watch: cost of living D, amenities F, health & safety F.
  • Weber District (suburban): math 36% / reading 35% proficiency, ranked #56 of 80 in UT (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pioneer School (math 47% / reading 39%, grade F, #273 of 585 statewide, top 47%, 414 students, 23% FRL); Orion Jr High (math 36% / reading 37%, grade F, #88 of 138 statewide, top 66%, 1,063 students, 19% FRL); Weber High (math 33% / reading 49%, grade F, #60 of 171 statewide, top 35%, 2,037 students, 15% FRL).
  • Market conditions: Rents rising (+2.3%/yr); 611 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,630 units permitted in Weber County in 2024 (521 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $456 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Weber County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.3% rent growth), your $18k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 131 days — a 12% lower offer ($58k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 46% of rent.
Recommended offer $58,066 (12.0% below list)

Questions for the listing agent

  1. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.12%
Cap rate
10.22%
Cash-on-cash
14.03%
DSCR
1.62
GRM
2.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.33% rent growth · sell at horizon

5-year hold
IRR
3.3%
Equity multiple
1.12×
Total profit
$2,305
Equity at exit
$9,839
10-year hold
IRR
11.9%
Equity multiple
1.90×
Total profit
$16,652
Equity at exit
$5,705

Cash invested: $18,476 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84404

Rents YoY
2.3%
Active inventory
611
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$2,056 high interval (Pro) →
Mortgage (P&I)
$346
Tax est. 1.5%
$82 /mo · $990/yr
Insurance
$27
HOA
$952
Vacancy / Maint / Mgmt
$432
Net cashflow
$216

Break-even live

Break-even rent $1,782
Max offer price $65,985
Occupancy floor 84%

Sensitivity live

Price -10% $262 -5% $239 +0% $216 +5% $193 +10% $170
Rent -10% $54 -5% $135 +0% $216 +5% $297 +10% $378
Rate -1.0pp $249 -0.5pp $233 base $216 +0.5pp $199 +1.0pp $182

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,496
Closing costs
$1,980
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2100 US-89 Harrisville, UT 2.0–3.0 1.0–2.5 1373 $1,839 $1.34 15d 8 0.59mi
255 W 2700 N Pleasant View, UT 2.0–3.0 2.5 1557 $2,219 $1.43 15d 2 1.08mi
1933 N 325 W Ogden, UT 3.0 2.5 1374 $1,795 $1.31 19d 1 1.14mi
282 W 1975 N Ogden, UT 3.0 2.5 1362 $1,700 $1.25 15d 1 1.16mi
1502 N 900 W Ogden, UT 2.0–3.0 1.0–1.5 1050 $1,475 $1.40 15d 8 1.25mi
2510 Charleston Ave Ogden, UT 2.0–3.0 2.0 900 $1,550 $1.72 15d 5 1.28mi
811 W 1340 N Ogden, UT 1.0–3.0 1.0–2.5 1106 $1,859 $1.68 15d 1 1.37mi

HOA detail

Monthly dues
$952 · $11,424/yr

Listing history 6 events

  1. 2026-05-06
    price $65,985
  2. 2026-04-24
    price $69,885
  3. 2026-03-26
    price $69,985
  4. 2026-03-06
    price $69,995
  5. 2026-02-25
    price $79,995
  6. 2026-01-15
    listed $88,995 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,669
− Mortgage interest
−$3,696
− Property taxes
−$990
− Insurance
−$330
− Repairs & maintenance
−$1,973
− Management
−$1,973
− HOA
−$11,424
− Depreciation
−$1,920
Taxable income
$2,362
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$567
After-tax cash flow
$2,025/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weber District
NCES district ID
4901200
Math proficiency
36% ▼ -4.00%
Reading proficiency
35% ▼ -5.00%
Median HH income
$65,750
Composite
32.28/100
National rank
#5757
State rank
#56 of 80 in UT

Livability — Pleasant View

Score
77/100
State rank
#51
US rank
#2901

Category grades

Amenities F Commute A+ Cost of living D Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pleasant View, UT
County
Weber County · 260,557 people
Metro
Ogden-Clearfield, UT
Population (ZIP)
66,587
Household income
$85,057
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
1201.0

Population outlook (Weber County) Hauer SSP2

Today (2025)
274,329 people
By 2030
288,577 · +5.2%
By 2040
314,848 · +14.8%
By 2050
338,710 · +23.5%
By 2075
384,412 · +40.1%
By 2100
409,305 · +49.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 24% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 5% Slovak 4% Iranian 3%
Foreign-born
8% · Canada
Languages at home
83% English-only · Spanish 15% Other Indo-European 1%

Political lean MEDSL · Weber

2024 margin
Strong R (+23.5) · D 36.8% · R 60.3% · Other 2.9%
2008→2024 swing
+4.1pp toward D · 2008: -27.6pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+22.7 2016: R+20.0 2012: R+46.0 2008: R+27.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -317.85%
Current HPI
323.2499
Rent YoY
▲ 2.33%
Metro
Ogden-Clearfield, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-25.9% since first listed
6 events — show timeline
  • 2026-05-06 Price Changed $65,985 WFRMLS
  • 2026-04-24 Price Changed $69,885 WFRMLS
  • 2026-03-26 Price Changed $69,985 WFRMLS
  • 2026-03-06 Price Changed $69,995 WFRMLS
  • 2026-02-25 Price Changed $79,995 WFRMLS
  • 2026-01-15 Listed $88,995 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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