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16035 Villaire
B Composite 71.23
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$68,900

16035 Villaire · Clinton, MI 48038
2 bd · 2.0 ba · 960 sqft · SingleFamily · 112 Days on market
Built 2026 Good condition $72/sqft · 59% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into comfort and stay awhile. This inviting two bedroom, two bathroom home is designed for real life and real relaxation. With a thoughtful layout that offers both connection and privacy, there is room here to gather, unwind, and truly enjoy each day. The modern kitchen features sleek appliances including a dishwasher, making meal prep and cleanup simple and efficient. There is dedicated space for dining, whether you are hosting or enjoying a quiet evening in. The open living area provides plenty of room to relax and create a space that reflects your personal style. Both full bathrooms are bright and refreshing, each complete with a tub for soaking and recharging. The primary bedroom offers a private ensuite bath and a spacious walk in closet, giving you the comfort and convenience you deserve. A separate laundry area adds everyday practicality and keeps your living spaces organized. This home delivers comfort, function, and style in one welcoming package. Homes like this do not stay available for long. Schedule your tour today and secure your next move before it is gone!

Key facts

  • Sleek appliances
  • Open living area
  • Modern kitchen

Tags

MODERN KITCHENSLEEK APPLIANCESDEDICATED SPACE FOR DININGOPEN LIVING AREAPRIVATE ENSUITE BATHSPACIOUS WALK IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $69k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $558 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $69k).
  • Recommended offer: $63k (9.0% below list) — sets the bar for market timing.
  • Cap rate 16.0% vs local median 3.2% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#315 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Chippewa Valley Schools (suburban): math 39% / reading 50% proficiency, ranked #133 of 540 in MI (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.9%/yr); 259 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $476 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $19k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
Recommended offer $62,699 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.90%
Cap rate
16.00%
Cash-on-cash
34.69%
DSCR
2.54
GRM
4.4

CMA / ARV

ARV (median comp)
$167,882
List price
$68,900
Delta
-58.96%
Verdict
UNDERPRICED
Comps
11 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15995 Villaire Ave 0.07mi 2/2.0 1,000 (+4%) 1mo $35,000 $35 89
38924 E Windmill Pointe Dr 0.50mi 2/1.0 940 (-2%) 0mo $195,000 $207 69
15376 Enchante Dr 0.27mi 3/2.0 (+1) 1,056 (+10%) 0mo $56,000 $53 66
38718 Barnstable Ln 0.85mi 2/1.5 960 (0%) 0mo $165,000 $172 63
38568 Capetown Ct 0.77mi 2/1.5 960 (0%) 1mo $177,000 $184 62
38969 Golfview Dr W 1.02mi 2/1.5 966 (+1%) 1mo $172,000 $178 61
37102 Aberdeen Dr #10 1.29mi 2/2.0 984 (+2%) 0mo $122,500 $124 60
38726 Golfview Dr #23 0.99mi 2/1.5 1,000 (+4%) 0mo $185,000 $185 56
38951 E Golfview Dr 1.00mi 2/1.5 1,000 (+4%) 1mo $170,000 $170 56
14140 Merriweather St 1.24mi 2/2.0 884 (-8%) 1mo $118,000 $133 51
13900 Camelot Dr #84 1.35mi 2/1.5 884 (-8%) 1mo $120,000 $136 49
13900 Camelot Dr #84 1.35mi 2/1.5 884 (-8%) 1mo $120,000 $136 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
26.7%
Equity multiple
2.06×
Total profit
$20,536
Equity at exit
$10,273
10-year hold
IRR
32.5%
Equity multiple
3.53×
Total profit
$48,874
Equity at exit
$5,957

Cash invested: $19,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
32 active
Months of supply
192.0 mo (1%/mo absorbed)
Median asking
$55,400 ($54/sqft)
Median days on market
107 d
This list price
81% of active listings are priced below it
ARV vs active asking
+221.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 48038

Rents YoY
-0.9%
Active inventory
259
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,309 high interval (Pro) →
Mortgage (P&I)
$361
Tax est. 1.5%
$86 /mo · $1,034/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$275
Net cashflow
$558

Break-even live

Break-even rent $603
Max offer price $68,900
Occupancy floor 52%

Sensitivity live

Price -10% $605 -5% $581 +0% $558 +5% $534 +10% $510
Rent -10% $454 -5% $506 +0% $558 +5% $609 +10% $661
Rate -1.0pp $592 -0.5pp $575 base $558 +0.5pp $540 +1.0pp $522

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,225
Closing costs
$2,067
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16035 Villaire Ave Unit 688 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.02mi
16016 Villaire Ave Unit 402 Clinton Township, MI 2.0 2.0 960 $1,249 $1.30 42d 1 0.05mi
16011 Villaire Ave Unit 682 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.06mi
38105 Orleans St Unit 114 Clinton Township, MI 2.0 2.0 960 $1,219 $1.27 0d 1 0.08mi
38060 Leverette Ave Unit 435 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 14d 1 0.09mi
38017 Le Chateau Blvd Unit 285 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 0d 1 0.10mi
16152 Notre Dame St Unit 199 Clinton Township, MI 2.0 2.0 960 $1,249 $1.30 42d 1 0.10mi
16151 Notre Dame St Unit 245 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 15d 1 0.11mi
38053 Orleans St Unit 124 Clinton Township, MI 2.0 2.0 960 $1,249 $1.30 42d 1 0.11mi
38013 Chilver Ave Unit 381 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.11mi
38055 Leverette Ave Unit 491 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.12mi
16137 Normandy St Unit 98 Clinton Township, MI 2.0 2.0 1056 $1,229 $1.16 17d 1 0.12mi
15974 Villaire Ave Unit 445 Clinton Township, MI 2.0 1.0 768 $1,199 $1.56 26d 1 0.13mi
16142 Normandy St Unit 249 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.13mi
15929 Villaire Ave Unit 668 Clinton Twp, MI 3.0 2.0 1056 $1,399 $1.32 21d 1 0.13mi
16158 Frontenac Ave Unit 144 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 8d 1 0.14mi
15836 Croatia Dr Unit 544 Clinton Township, MI 2.0 1.0 840 $1,349 $1.61 93d 1 0.15mi
15881 Villaire Ave Unit 658 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.15mi
15962 Villaire Ave Unit 448 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 14d 1 0.15mi
16172 Frontenac Ave Unit 147 Clinton Twp, MI 3.0 2.0 1056 $1,399 $1.32 26d 1 0.16mi
38019 Leverette Ave Unit 500 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.17mi
38099 Johannes Dr Unit 550 Clinton Township, MI 3.0 2.0 924 $1,399 $1.51 0d 1 0.17mi
15882 Villaire Ave Unit 455 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 0d 1 0.17mi
38100 Ducharme Dr Unit 476 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 26d 1 0.17mi
16161 Normandy St Unit 92 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 0d 1 0.17mi
16196 Notre Dame St Unit 210 Clinton Township, MI 3.0 2.0 1056 $1,449 $1.37 42d 1 0.18mi
38136 Ducharme Dr Unit 467 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 0d 1 0.19mi
15811 Villaire Ave Unit 643 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.20mi
16218 Frontenac Ave Unit 162 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 14d 1 0.20mi
16208 Notre Dame St Unit 213 Clinton Township, MI 3.0 2.0 1056 $1,549 $1.47 0d 1 0.20mi
15868 Marentette Dr Unit 339 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.22mi
38056 Johannes Dr Unit 524 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 26d 1 0.23mi
38171 Ducharme Dr Unit 639 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 0d 1 0.24mi
15856 Marentette Dr Unit 336 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.24mi
38049 Ducharme Dr Unit 608 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 0d 1 0.24mi
38044 Johannes Dr Unit 521 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.24mi
15835 Marentette Dr Unit 512 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.25mi
38029 Versailles St Unit 49 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.26mi
15386 Danseur Dr Unit 822 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.26mi
38033 Ducharme Dr Unit 604 Clinton Twp, MI 2.0 2.0 960 $1,499 $1.56 93d 1 0.26mi

Listing history 9 events

  1. 2026-06-09
    days on market $68,900 Active 112 DOM
  2. 2026-06-08
    days on market $68,900 Active 111 DOM
  3. 2026-06-07
    days on market $68,900 Active 110 DOM
  4. 2026-06-04
    days on market $68,900 Active 107 DOM
  5. 2026-06-03
    days on market $68,900 Active 106 DOM
  6. 2026-06-02
    days on market $68,900 Active 105 DOM
  7. 2026-06-01
    days on market $68,900 Active 104 DOM
  8. 2026-05-31
    days on market $68,900 Active 103 DOM
  9. 2026-02-17
    listed $68,900 Active 1093-char remark
    Show marketing remark (1093 chars)

    Step into comfort and stay awhile. This inviting two bedroom, two bathroom home is designed for real life and real relaxation. With a thoughtful layout that offers both connection and privacy, there is room here to gather, unwind, and truly enjoy each day. The modern kitchen features sleek appliances including a dishwasher, making meal prep and cleanup simple and efficient. There is dedicated space for dining, whether you are hosting or enjoying a quiet evening in. The open living area provides plenty of room to relax and create a space that reflects your personal style. Both full bathrooms are bright and refreshing, each complete with a tub for soaking and recharging. The primary bedroom offers a private ensuite bath and a spacious walk in closet, giving you the comfort and convenience you deserve. A separate laundry area adds everyday practicality and keeps your living spaces organized. This home delivers comfort, function, and style in one welcoming package. Homes like this do not stay available for long. Schedule your tour today and secure your next move before it is gone!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,703
− Mortgage interest
−$3,859
− Property taxes
−$1,034
− Insurance
−$344
− Repairs & maintenance
−$1,256
− Management
−$1,256
− Depreciation
−$2,004
Taxable income
$5,949
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,428
After-tax cash flow
$5,264/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $4,800–$14,400 screening

This two-bedroom, two-bathroom home is in good condition with a modern design and good curb appeal. It has the potential to be a great investment with some minor updates.

Value-add opportunities

  • Both Painting the interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics
  • Both Updating the flooring — New flooring can improve the home's overall appearance and increase its value
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and appealing to potential buyers
  • Both Adding a smart home system — A smart home system can increase the home's value and appeal to tech-savvy buyers

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Schools (NCES district)

District
Chippewa Valley Schools
NCES district ID
2609570
Math proficiency
39% ▼ -10.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$64,964
Composite
39.61/100
National rank
#3922
State rank
#133 of 540 in MI
B Composite livability gradescore 70/100

Livability — Clinton

Score
70/100
State rank
#315
US rank
#7703

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Macomb County · 925,296 people
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
44,422
Household income
$78,567
Rent vs Own
37.7% rent · 62.3% own
Severe rent burden
10% of renters

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 11% Two or more races 7% Asian 3% Hispanic / Latino 2%
Common ancestry
Romanian 16% Lithuanian 3% Iranian 2%
Foreign-born
11% · Canada, Vietnam
Languages at home
86% English-only · Other Indo-European 5% Russian/Polish/Slavic 2% Arabic 2%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-02-17 Listed $68,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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