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139 Sunrise Dr
B+ Composite 79.91
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.9/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +9.9/10.0
  • 1% rule +6.5/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$164,900

139 Sunrise Dr · Syracuse, NY 13205
3 bd · 1.5 ba · 1,652 sqft · SingleFamily public records · 7 Days on market
Built 1967 0.64 ac lot Est $205k · 20% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this very well maintained family homestead! Three bedrooms (possible fourth in basement), one and a half bath rooms. Large eat in kitchen with sliders leading to beautiful 3 season room with cathedral ceiling, 2 sky lights, paneled in tongue and groove, window surround. Such a pleasant room to enjoy and relax in. Please note there is more sq. ft. in Three Season room not included above. This home also offers a living room and family room with gas fireplace. There are gorgeous hardwood floors under carpeting throughout home. Attached garage & 10x10 shed. All situated on a huge lot 55x511! Basic star savings not included in taxes $440.00 must apply. (Wagon wheel does not stay). This one owner home has been cared for and it shows!

Key facts

  • Vaulted ceiling
  • Huge rec room
  • Big green space

Tags

3 SEASON FLORIDA ROOMVAULTED CEILINGSKYLIGHTSHUGE REC ROOMWOOD STOVE STYLE GAS FIREPLACEBIG GREEN SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $509 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Cap rate 10.0% vs local median 8.2% in Syracuse — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 77/100 on livability (#187 in NY, #2,869 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, crime F, employment D-.
  • Syracuse City School District (urban): math 18% / reading 26% proficiency, ranked #590 of 590 in NY (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 67 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).

Forward outlook

  • In year one you build about $18k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $128k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $164,900

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
10.00%
Cash-on-cash
13.23%
DSCR
1.59
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$204,848
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
201 Weymouth Rd 0.15mi 3/1.0 1,586 (-4%) 4mo $180,000 $113 81
100 Sunrise Dr 0.06mi 3/1.5 1,568 (-5%) 16mo $187,000 $119 75
169 E Cheltenham Rd 0.22mi 3/1.5 1,569 (-5%) 8mo $242,169 $154 74
136 Weymouth Rd 0.25mi 3/1.5 1,508 (-9%) 6mo $230,000 $153 69
206 Brampton Rd 0.38mi 3/1.5 1,532 (-7%) 6mo $177,160 $116 65
121 Roney Rd 0.42mi 4/2.0 (+1) 1,672 (+1%) 11mo $160,000 $96 62
107 Snell 0.12mi 4/2.0 (+1) 1,479 (-10%) 13mo $220,000 $149 59
3633 Midland Ave 0.67mi 3/1.5 1,536 (-7%) 2mo $190,000 $124 55
3637 Midland Ave 0.67mi 3/1.5 1,597 (-3%) 16mo $190,000 $119 50
209 Richfield Ave 0.61mi 4/2.0 (+1) 1,462 (-12%) 1mo $250,000 $171 44
206 Searlwyn Rd 0.44mi 4/1.0 (+1) 1,422 (-14%) 12mo $108,665 $76 40
301 Maplewood Ave 0.61mi 4/1.5 (+1) 1,462 (-12%) 20mo $189,500 $130 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
34.0%
Equity multiple
3.65×
Total profit
$122,159
Equity at exit
$148,555
10-year hold
IRR
29.3%
Equity multiple
8.24×
Total profit
$334,114
Equity at exit
$320,364

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13205

Home prices YoY
3.0%
Active inventory
67
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,891 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$51 /mo · $617/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$397
Net cashflow
$509

Break-even live

Break-even rent $1,247
Max offer price $164,900
Occupancy floor 68%

Sensitivity live

Price -10% $602 -5% $556 +0% $509 +5% $462 +10% $416
Rent -10% $360 -5% $434 +0% $509 +5% $584 +10% $658
Rate -1.0pp $592 -0.5pp $551 base $509 +0.5pp $466 +1.0pp $423

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
154 Seeley Ave Syracuse, NY 4.0 1.0 1312 $2,100 $1.60 14d 1 0.46mi
683 E Seneca Tpke Syracuse, NY 1.0–2.0 1.0–2.0 937 $1,550 $1.65 14d 4 0.59mi
102 Newbury Hollow Ln Syracuse, NY 3.0 2.0 2000 $2,300 $1.15 44d 1 1.06mi
102 Newbury Hollow Ln Syracuse, NY 2.0 1.5 1200 $1,550 $1.29 14d 1 1.06mi
147 E Matson Ave Syracuse, NY 3.0 2.5 1421 $2,000 $1.41 21d 1 1.08mi
300 Mains Ave Unit Bradford-7 Syracuse, NY 2.0 1.0 1200 $1,100 $0.92 14d 1 1.15mi
2331 Midland Ave Syracuse, NY 4.0 1.5 1664 $2,300 $1.38 21d 1 1.38mi

Listing history 8 events

  1. 2026-04-30
    status Pending
  2. 2026-04-27
    historical Active Under Contract
  3. 2026-04-23
    listed $164,900 Active
  4. 2018-10-04
    soldstatus $128,000 Closed Sale or Rented 756-char remark
    Show marketing remark (756 chars)

    Welcome to this very well maintained family homestead! Three bedrooms (possible fourth in basement), one and a half bath rooms. Large eat in kitchen with sliders leading to beautiful 3 season room with cathedral ceiling, 2 sky lights, paneled in tongue and groove, window surround. Such a pleasant room to enjoy and relax in. Please note there is more sq. ft. in Three Season room not included above. This home also offers a living room and family room with gas fireplace. There are gorgeous hardwood floors under carpeting throughout home. Attached garage & 10x10 shed. All situated on a huge lot 55x511! Basic star savings not included in taxes $440.00 must apply. (Wagon wheel does not stay). This one owner home has been cared for and it shows!

  5. 2018-10-04
    soldstatus $128,000
    Show marketing remark (756 chars)

    Welcome to this very well maintained family homestead! Three bedrooms (possible fourth in basement), one and a half bath rooms. Large eat in kitchen with sliders leading to beautiful 3 season room with cathedral ceiling, 2 sky lights, paneled in tongue and groove, window surround. Such a pleasant room to enjoy and relax in. Please note there is more sq. ft. in Three Season room not included above. This home also offers a living room and family room with gas fireplace. There are gorgeous hardwood floors under carpeting throughout home. Attached garage & 10x10 shed. All situated on a huge lot 55x511! Basic star savings not included in taxes $440.00 must apply. (Wagon wheel does not stay). This one owner home has been cared for and it shows!

  6. 2018-08-23
    status Pending Sale 756-char remark
    Show marketing remark (756 chars)

    Welcome to this very well maintained family homestead! Three bedrooms (possible fourth in basement), one and a half bath rooms. Large eat in kitchen with sliders leading to beautiful 3 season room with cathedral ceiling, 2 sky lights, paneled in tongue and groove, window surround. Such a pleasant room to enjoy and relax in. Please note there is more sq. ft. in Three Season room not included above. This home also offers a living room and family room with gas fireplace. There are gorgeous hardwood floors under carpeting throughout home. Attached garage & 10x10 shed. All situated on a huge lot 55x511! Basic star savings not included in taxes $440.00 must apply. (Wagon wheel does not stay). This one owner home has been cared for and it shows!

  7. 2018-07-14
    price $129,900 756-char remark
    Show marketing remark (756 chars)

    Welcome to this very well maintained family homestead! Three bedrooms (possible fourth in basement), one and a half bath rooms. Large eat in kitchen with sliders leading to beautiful 3 season room with cathedral ceiling, 2 sky lights, paneled in tongue and groove, window surround. Such a pleasant room to enjoy and relax in. Please note there is more sq. ft. in Three Season room not included above. This home also offers a living room and family room with gas fireplace. There are gorgeous hardwood floors under carpeting throughout home. Attached garage & 10x10 shed. All situated on a huge lot 55x511! Basic star savings not included in taxes $440.00 must apply. (Wagon wheel does not stay). This one owner home has been cared for and it shows!

  8. 2018-06-25
    listed $135,900 Active 756-char remark
    Show marketing remark (756 chars)

    Welcome to this very well maintained family homestead! Three bedrooms (possible fourth in basement), one and a half bath rooms. Large eat in kitchen with sliders leading to beautiful 3 season room with cathedral ceiling, 2 sky lights, paneled in tongue and groove, window surround. Such a pleasant room to enjoy and relax in. Please note there is more sq. ft. in Three Season room not included above. This home also offers a living room and family room with gas fireplace. There are gorgeous hardwood floors under carpeting throughout home. Attached garage & 10x10 shed. All situated on a huge lot 55x511! Basic star savings not included in taxes $440.00 must apply. (Wagon wheel does not stay). This one owner home has been cared for and it shows!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$617 · $51/mo
Projected year-2 tax
$1,702 · $142/mo
Expected delta
+$1,085/yr (+$90/mo · 175.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,692
− Mortgage interest
−$9,237
− Property taxes
−$617
− Insurance
−$824
− Repairs & maintenance
−$1,815
− Management
−$1,815
− Depreciation
−$4,797
Taxable income
$3,585
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$860
After-tax cash flow
$5,247/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Syracuse City School District
NCES district ID
3628590
Math proficiency
18% ▼ -5.00%
Reading proficiency
26% ▬ 0.00%
Median HH income
$32,097
Composite
17.83/100
National rank
#9007
State rank
#590 of 590 in NY

Livability — Syracuse

Score
77/100
State rank
#187
US rank
#2869

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Syracuse, NY
City population
152,627
Population (ZIP)
18,562

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 44% White 37% Two or more races 10% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Romanian 2% Italian 2% Swiss 1%
Foreign-born
9% · Canada, China, Vietnam
Languages at home
87% English-only · Spanish 5% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.12%
Current HPI
345.8854
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+21.3% since first listed
8 events — show timeline
  • 2026-04-30 Pending CNYIS
  • 2026-04-27 Contingent CNYIS
  • 2026-04-23 Listed $164,900 CNYIS
  • 2018-10-04 Sold (Public Records) $128,000 Public Records
  • 2018-10-04 Sold (MLS) $128,000 CNYIS
  • 2018-08-23 Pending CNYIS
  • 2018-07-14 Price Changed $129,900 CNYIS
  • 2018-06-25 Listed $135,900 CNYIS

Property tax history

-6.4%/yr

Latest (2024): $617 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…